P.O.

Box 10730
Santa Ana, CA 92711-0730
888-263-7287

August 29, 2023

LOUIS VALENTE
7375 la mesita pl
la mesa, CA 91942

RE: OUR INSURED: LOUIS VALENTE

OUR CLAIM NUMBER: CAPA-02087560
DATE OF LOSS: MARCH 18, 2023
CLAIMANT(S): MARIA DE GONZLAEZ
.
Dear LOUIS VALENTE:
.
****YOUR ACTION IS REQUIRED – DEADLINE SEPTEMBER 6, 2023****

We received the enclosed copy of a demand sent by King Aminpour & Associates, the attorney for Maria De
Gonzalez. We are reviewing the demand to prepare our response, which, per the terms of the demand is due
September 6, 2023 at 5:00pm.

As a reminder, your policy provides coverage in the amount of $15,000.00 per person, $30,000.00 per accident
for bodily injury claims and $5,000.00 per accident for property damage claims. This means the maximum
amount payable to settle or to pay a judgment against you to, or for, any one person injured in the loss is
$15,000.00 and the total amount payable to all injured persons is $30,000.00. The maximum payable for all
property damage is $5,000.00. The amount demanded by King Aminpour & Associates is within the limits of your
policy’s coverage. You are personally responsible for the amount of any judgment from this case that
exceeds your policy’s limits. We are in the process of analyzing the demand to determine whether we will
accept or reject it. While we analyze the demand, you may choose to hire your own attorney to review the
demand and your legal rights and options concerning this issue. This would include your options as they relate to
contributing to a settlement, in whole or in part, among others. This would be a new attorney hired by you at your
own expense to advise you regarding this demand.

YOUR ACTION IS REQUIRED. The demand requires that you complete the enclosed document representing
that you have no additional insurance or were not operating under the course and scope of your employment at
the time of the accident. The demand requires this document, and a failure to provide one at the same time as
accepting the demand will prevent settlement. This could lead to the loss of the opportunity to settle the
claim/case, continued litigation, and possibly even a judgment that exceeds your policy’s limits of coverage.
Again, you are responsible for the amount of a judgment against you that exceed your policy’s limits.

We have enclosed a copy of the document for you to review. If you believe that you can truthfully agree with the
representations and statements made in the document, please sign it and return it promptly to us. As discussed
above, you may wish to consult with your own, private legal counsel concerning this document, including its
meaning, applicability, and legal effects.

We will need a signed copy of the document well in advance of and by September 4, 2023. You may send
a copy of the signed document to us via email at lvillalobos@mercuryinsurance.com, facsimile at 866-268-8494.
We ask that you also send the original copy via mail with the enclosed self-addressed stamped envelope. Having
a signed copy ready by this date will allow us to accept the demand if we determine that it should be accepted.

If you receive a document titled “Summons” and/or “Complaint” related to this claim, please contact us
immediately. We will hire and pay for you to be defended by an attorney of our choice if there is even a possibility

C56A 04/2021
of coverage under your policy. There may be only 30 days to prepare an answer to the lawsuit, so it is in your
best interest to notify us immediately.

Further, if you decide to hire your own personal counsel, please provide us with their contact information so that
we may work with them and cooperate with any requests they may have. We will also advise you of our decision
regarding the settlement demand, and provide you with a copy of our response as we send it to the other side.
.

If you or other members of your family have other liability insurance or protection that may apply, you should
notify that insurance company about the accident immediately and provide me with the information as well.

We welcome the opportunity to serve you, and please do not hesitate to contact me if you have any questions.
.
Sincerely,
Mercury Insurance Company

Luis Villalobos for Nicholas Ortega

Claims Department
888-263-7287, ext. 21576