CAREER OPPORTUNITIES IN BANKING

The Bank of Punjab is one of the fastest growing Banks in Pakistan with its profound existence of over 33 years. It operates
through a network of 780+ real-time online branches and 706+ ATMs across the country. The Bank has established a strong
foundation while offering premium banking services with major focus on unsurpassed value added services for its customers
through advanced solutions.
In line with the Bank’s progression strategy, we invite applications from experienced, dedicated and performance-driven
professionals for the following position(s) in our SME Division. The following job profile offers excellent opportunity for the right
candidates desirous of building a long term career in a dynamic organization:
Position Job Summary / Major Responsibilities Eligibility Criteria
 Ensure all assigned hub/team business targets are achieved. A balanced
growth is achieved in financing to all segments under SME Division i.e.
SME, Commercial/Corporate and in particular financing against SBP
schemes.
 Ensure on-boarding of new to bank customers. Establishing new Qualification: Minimum Bachelor’s
relationships and strengthening & deepening relationships with existing Degree from a HEC recognized Local/
customers. Foreign University. Preference will be
 Build up a healthy asset portfolio of the SME business Hub of the respective given to Master Degree holders.
area with prime emphasis on Shariah Complied assets and trade business.
Team Leader SME
 Networking to develop business relations, promote Islamic financing Experience: Minimum 05 Years of
(Grade: AVP/VP)
products and other banking services. Attract corporate & individual Banking experience with 03 years of
(Location: Lahore)
customers and ensured high degree of customer loyalty relevant experience.
Positions: 01
 Identify business opportunities to grow funded & non-funded Business,
structure proposals, negotiate terms and determine security Age: Up to 55 Years as of Dec 04, 2023.
arrangements.
 Providing financial advice & solutions to existing and prospective clients.
Ensure achievement of financial and non-financial objectives of the division
 Liaising with other business units for business leads. Ensure cross-sell with
other business groups. Divisions through marketing of Deposit, RFD/ACD
products, Cash Management Mandates etc.

 The job requires conduct of client need analysis and conclude what type of
facilities the borrower requires keeping in view the terms of trade of that
particular industry.
 The ideal candidate complete a thorough, in-depth analysis of new credit
requests, credit change requests, renewals and annual relationship
reviews. Recommend risk rating changes when analysis merits.
 Ensure that eligibility criteria is met before offering a product to the Qualification: Minimum Bachelor’s
customer. Degree from a HEC recognized Local/
 Report findings that may have an adverse effect on loan collateral or a Foreign University. Preference will be
borrower’s ability to repay the loan. given to Master Degree holders.
Senior Credit Analyst
 Detailed cash flow analysis, since the bank would get repaid from free cash
(Grade: AVP/ VP-I)
flows of the business Experience: Minimum 05 Years of
(Location: Lahore)
 The ideal resource to conduct comprehensive security analysis since the Banking experience preference will be
Positions:01
primary source of repayment is the cash flow while the secondary source given to candidates having credit related
is liquidation of security. experience.
 Finalize credit proposals from all concerned quarters within shortest
possible time to maintain TAT. Age: Up to 55 Years as of Dec 04, 2023.
 Evaluation & processing of credit proposals with respect to compliance of
internal (CPM) and external (SBP PRs) regulations as well as risk evaluation
criteria.
 The job needs to analyze the risks of credit proposal and make
recommendations on risk mitigation measures, limit structures, tenor,
security, covenants, Term Sheets and conditions precedent.

Important Note:
a) Only shortlisted candidates shall be called for interview. No TA/DA will be admissible.
b) The Bank of Punjab reserves the right to accept or reject any application(s) without assigning any reason(s) thereof.
c) The Bank is an equal opportunity employer. Females, minorities and PWDs and transgender are encouraged to apply.
d) The above position(s) carry market based competitive remuneration.
e) Individuals fulfilling the above mentioned criteria are encouraged to apply online through BOP career portal
https://www.bop.com.pk/Available-Jobs Latest by Dec 04, 2023 .

BOP Phone Banking: 111-267-200 www.bop.com.pk