Account Opening Form

Application Date: 3-11-2023 18:08

Account Type: Current Account

Branch Code: 1946

Branch Name: Aurangabad

Type of Branch Urban

Prefix: M/S

Account Title: SADDAM DAL MILL

Pan Number: ALTPH1478F

Firms Cust ID: 263479706

Mailing Address

Address:
NATIONAL MKT, AURANGA, AURANGABAD, AURANGABAD, BIHAR, 824101
Pincode:824101
Customer selected city : AURANGABAD (BH)
Is Mailing address same as the registered Yes
address:

Registered Address

Address:
NATIONAL MKT, AURANGA, AURANGABAD, AURANGABAD, BIHAR, 824101
Pincode: 824101
Customer selected city :AURANGABAD (BH)
Registered Address Type (Rented/Owned) OWNED

Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
1
 Contact Details

STD Code
Tel 1: 8235034132
Tel 2:
Country Code: 91
Mobile No.: 8235034132
Email ID: ghulamfeb1992@gmail.com

Business Details

Type of Entity: Sole Proprietorship

Nature of Business: Manufacturing
Details of Activity: food and grain processing unit
Date of incorporation: 24/08/2017
Annual Turnover (In Lacs.): 50
Whether involved in Import/Export: None
IEC Code:
Value:
Nature of Industry: DAIRY/FOOD PROCESSING

Credit Facilities

Credit Facility Enjoyed? : No

Type of Facility(CC/OD):

Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
2
 Payment Details

Amount: 20000
Mode: Cheque
Cheque No.: 000002
Dated: 02/11/2023
Drawn on: ________ bank
Branch: AURANGABAD, BIHAR

"The cheque should be crossed A/c payee and drawn payable to "HDFC Bank Ltd.
A/c SADDAM DAL MILL"

Authorized Signatories Details

Category: Male
Cust ID:
Prefix: Mr
Name: SADDAM HUSSAIN
Address: S/O: SARFUDDIN KABIR MOHALLA
NAWADIH ROAD AURANGABAD
AURANGABAD BIHAR 824101
Pincode: 824101
Customer selected city AURANGABAD (BH)
Date of Birth: 15/02/1995
Mobile No.: 8235034132
Nationality: India
Email ID: ghulamfeb1992@gmail.com
Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
3
 Pan No.: ALTPH1478F
Is mailing address same as of Entity ASmailingaddressissameasPOI

Nomination Form

Do you wish to nominate? : yes

This nomination applicable for :

Is the mailing address same as the entity: Yes

Name: Gulam Ghouse

Company Name/Flat No. & Buldg Name:

Tel:

Relation with depositor: BROTHER

Age: 32

DOB: 10/01/1991

Guardian Name

Guardian address same as the entity

Guardian Address

Guardian Age

Relation with Nominee

Guardian DOB:

Mobile Number

Email

Channel Facilities

Insta - Alert: Yes

Net Banking: Yes

Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
4
 Debit Card: Yes

Debit Card Type: Business

Please Specify if “Debit Card Type” is Others:

Email Statement: Yes

Email Statement Frequency: Monthly

Mode of Operations: Singly

Bank Use

LG Code: A29980

LC Code: A29980

Promo Code:

MIS Code: 700

Product Variant: Activ

Product Code: 1102

Product Name: Activ

Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
5
 FATCA Declaration Form

Name of the Account Holder SADDAM HUSSAIN

Customer ID 263479706

Mother's Maiden Name (in any) Rajiya khatoon

Father’s Name (mandatory ) MOHD SARFUDDIN

Spouse’s Name

Marital Status Unmarried

Identification Type-Documents submitted as Digilocker Aadhaar

proof of identity of the individual

Identification Number - for the xxxxxxxx5042

identification type mentioned above

Expiry Date

Please mention your Residential Status if it is Resident Individual

any one of these

Proof of Address
Digilocker Aadhaar

Please tick if Address Type is other than Residential and Business

Residential

Nationality (if national of more than one India

country, please mention all the countries
separated by a comma)

Date 3-11-2023 18:08

FATCA Extended KYC

Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
6
 Country/(ies) of Tax residency #

Tax Identification Number (TIN)%

Identification Type (TIN or Other%, please

specify)

Please tick if your Address for Tax purpose is

other than your Mailing Address

Please tick if Address Type for tax purpose is

other than Residential

Below details required if tax resident outside India / Nationality is other than India

Please mention if your “Country of Birth” is

other than India

City of Birth

FATCA Bank Use

Documents Received Self Certified

Employee Name Ashish Raj

Employee Code A29980

Employee Designation PB

Place of declaration Aurangabad Bihar , Bihar

Signature Verified and approved from

Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
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 CPV FORM
Name of Entity SADDAM DAL MILL
Have you visited the mailing address of the entity provided in the
documents Yes
Visit Report
Type of Office Business Centre
If Others Specify
Locality Business Centre
If Others Specify
Furniture/Fixture/office equipment seen? Yes
Whether a Visiting card was obtained? Yes
Does the name on the sign-board match with Firm? Yes
No. of staff present at the time of visit? 3
Neighbours/ shop/office know the customer? Yes
Was it a makeshift arrangement? No
Was the sign-board sighted? Yes
Vintage at the Premises? Years 5
Vintage at the Premises? Months 01
Normal business activity seen? Yes
Name & Address of Neighbour Anwar Alam Aurangabad Bihar
Observations of Employee
CPV Recommendation Positive
If Negative, Select reason
Client Potential basis Profile Low Potential
KYC Compliant Yes
I confirm the existence of the firm and business activity carried out by the entity is as I confirm the existence of the firm and business activity
per the business declared in the registration certificate / documents. I recommend carried out by the entity is as per the business
opening the current account for the said customer with HDFC Bank Ltd.
Employee Details
Employee Name Ashish Raj
Employee Code A29980
Role PB
Date of Visit 02/11/2023
Time of Visit 14

Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
8
 Annexure –A
SADDAM DAL MILL
Declaration from entity, which does not have any existing bank account-

Date: 3-11-2023 18:08

To,
The Branch Manager
HDFC Bank Limited,
Aurangabad
Dear Sir,
We, SADDAM DAL MILL registered under GSTIN and having registered office at NATIONAL MKT,
AURANGA, AURANGABAD, AURANGABAD, BIHAR, 824101 824101 hereby confirm that we have
been registered on vide registration no issued by The Goods and Services Tax department.
We, SADDAM DAL MILL are unregistered entity incorporated on 24/08/2017 for the purpose of
__________.
We further confirm that we do not have any bank accounts or any other banking relationship with any other
Bank as on the date of this declaration, and the proposed relationship with HDFC Bank would be the first
banking relationship for Current account.
We understand that the bank reserves the right to block or close our account in the event the contents of the
above declarations are noticed to be factually incorrect.

Company : SADDAM DAL MILL

Name : SADDAM HUSSAIN

Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
9
 Annexure - E
SADDAM DAL MILL
Declaration for not providing 2 nd Entity proof – Sole Proprietorship
Date: 3-11-2023 18:08
To,
The Branch Manager
HDFC Bank Limited,
Aurangabad
Dear Sir,
Sub : Opening of Sole Proprietorship A/c of M/s SADDAM DAL MILL
I Mr / Ms SADDAM HUSSAIN, Proprietor of the above mentioned Firm hereby confirm that I do not have
the 2nd entity proof documents as per the RBI guidelines to open Sole Proprietorship account.
Under such circumstances, I request you to kindly open the account of my Firm, basis the following details:
Nature of business mentioned in document: Manufacturing
Entity proof Document provided: GSTIN
Issuing Authority: The Goods and Services Tax department
Address of the Firm: NATIONAL MKT, AURANGA, AURANGABAD, AURANGABAD, BIHAR, 824101
824101
Reason for not having the 2 nd Entity proof: Second entity document number not applicable/ available
I confirm that all the details mentioned above are correct
Company : SADDAM DAL MILL
Name : SADDAM HUSSAIN

Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
10
 C-KYC Annexure
Date: 3-11-2023 18:08
Account Number 50200088090869
Name of the entity: SADDAM DAL MILL
Document submitted for Identity of Entity
Certificate Number 10ALTPH1478F1Z7
Activity Proof 1 GSTIN
Activity Proof 2 Annex E 2nd Entity Doc Not Avl
Document submitted for Mailing Address
Registration Certificate GSTIN
Authorised Signatories details
Name of Authorised Signatory SADDAM HUSSAIN
Father’s name MOHD SARFUDDIN
Proof of Identity
Identification Document Digilocker Aadhaar
Mention ID No. xxxxxxxx5042
Proof of Address
Identification Document Digilocker Aadhaar
Mention ID No. xxxxxxxx5042
Current Address S/O: SARFUDDIN KABIR MOHALLA NAWADIH ROAD
AURANGABAD AURANGABAD BIHAR 824101
Name : SADDAM HUSSAIN

Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
11
 Credit Declaration Annexures

Is the customer enjoying credit facility No

I/we undertake to inform the following to the Bank :

1. I/we confirm that the details provided are true and correct as per my knowledge and that HDFC Bank reserve rights to reject the account
opening application in case of any discrepancies.
2. We further confirm that as and when there is any change in bank exposure, I/We will inform the same to HDFC Bank. Accordingly,
HDFC Bank may take requisite action in compliance with the RBI guideline for Current Accounts by Banks - Need for Discipline.
3. I/We understand that the bank reserves the right to block or close our account in the event of the above information shared subsequently
found to be factually incorrect/untrue through the bank's independent validation procedures.
4. I/We hereby voluntarily give my/our consent to extract the information available in Credit Information Companies (CICs), National E-
Governance Services Ltd (NeSL) etc. to compute my/our aggregate exposure for the purpose of opening of CA/OD/CC as per RBI
Guidelines.

Total Banking Exposure (Including or Excluding CC/OD)

Bank Name & Branch:

Type of Facility:

Amount(Lacs):

Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
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 Sole - Proprietorship Declaration

We refer to the captioned account opened by you and declare as under:

I am the sole proprietor of the firm and am solely responsible for liabilities thereof. I shall advise you in writing of any change that
takes place in the firm’s name in your books on the date of the receipt of such notice and until all such obligations shall have been
liquidated.

Name of the Authorised Signatory - SADDAM HUSSAIN

Date - 3-11-2023 18:08

Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
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 MID For Current Account Variants
I / We have understood and hereby agree and undertake that I / We am / are required to maintain an Average Quarterly Balance (AQB) / Half Yearly
Average Balance (HAB)* as required for the Current Account variant opted by me /us. I / We understand that non- maintenance of the committed
AQB/HAB would entail non- maintenance charges as per the table below.

Tick Variants Product AQB / HAB (In ₹) Non-Maintenance Charges

(P) code (Per Quarter / Half Yearly in ₹)

₹10,000 (AQB) Only NON-METRO

Regular 200 ₹ 1,500 (per quarter)
Locations
✓ Activ 1102 ₹ 10,000 (AQB) ₹ 3,000 (per quarter)
Mandatory to bundle with ME / MPOS / MEAPP
Premium 202 ₹ 25,000 (AQB) ₹ 1,800 (per quarter)

Ascent 1313 ₹ 50,000 (AQB) - Metro and Urban Locations ₹ 3,000 (per quarter)
₹ 25,000 (AQB) - Semi urban and rural Locations
₹ 1,500 (per quarter) = ₹ 50,000 &
Plus 232 ₹ 100,000 (AQB) Above
₹ 6,000 (per quarter) = Less than ₹
50,000
₹ 5,00,000 (AQB) - Metro and Urban Metro & Urban - ₹ 8,000 per quarter &
Max Locations Semi - Urban & Rural - ₹ 4,000 per
1148
Advantage ₹ 2,50,000 (AQB) - Semi Urban and Rural quarter
Locations
Agri 796 ₹ 10,000 (HAB) ₹ 1,500 (per half year)
E-comm 954 ₹ 25,000 (AQB) ₹ 1,800 (per quarter)

The stipulation as regards maintenance of AQB/HAB and the non-maintenance charges as detailed above would not be applicable for overdraft / cash
credit / zero balance accounts.

Service/Other charges for various facilities such as Phone Banking, NetBanking, ATM, Cheque leaves, fund transfers, Cash Deposit and branch
services will be levied as detailed in the schedule of charges. In case the account is meant for Unspent CSR or is suffixed with Unspent CSR, then the
AQB requirement will not be applicable irrespective of the product code the account is opened in.

I / We Confirm that I /We am/are in possession of and have carefully read the Terms & Conditions Booklet and understood and hereby agree, undertake
and accept the said terms and conditions which details the rules governing account operations and the Schedule of Services Charges, applicable for
various Services.

Zero NMC Criteria

1. Zero NMC Charges for 2nd quarter of account opening if customer is Digitally active. Digital Activation comprises of Debit Card Activation (on
ATM or POS), Bill Pay usage and Net Banking or Mobile Banking active within first 2 months of account opening
(Applicable for Max Advantage, Ascent, Activ, Plus & Premium Current Account only)

2. Additional Criteria for waiving Zero NMC Charges- If Quarterly credit transaction value through Digital Products (ME/MPOS/MEAPP) is greater
than or equal to the values as specified below

Minimum Credit Transaction Value Required in a Quarter through

Product Variant Digital Products (ME/MPOS/MEAPP)
for Zero NMC Charges

Activ Current Account 3 Lacs

Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
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 Ascent Current Account 5 Lacs
Max Advantage Current Account 30 Lacs
Premium Current Account 4 Lacs
Plus Current Account 7 Lacs

*April to September & September to March.

Bank Use
I Confirm that the said Entity operates in the Online Market Space under the
website name as
(Applicable for E-Comm Current Account Only- Product Code 954)
I/We confirm that the TID has already been generated or we have initiated the TID I Agree
generation along with ME-RM
(Applicable for Activ Current Account Only Product Code - 1102)

Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
15
Entity Name : SADDAM DAL MILL
I have authorised Ashish Raj Employee of HDFC BANK LIMITED to enter my details in relation to the account opening in the Online Form. I have reviewed and
verified the details entered by him/her in the Online Form and declare the same to be true, correct and updated. I confirm that the online form and the signature card
together constitute the account opening form and have received the kit in untampered /sealed condition. I also confirm having read and agreed to all the terms and
conditions mentioned in the signature card. I, hereby voluntarily submit my Aadhaar number, Virtual ID, e-Aadhaar, XML, Masked Aadhaar, Aadhaar details,
demographic information, information obtained through face authentication and/or biometric information (“Information”). I confirm that: a) I have been given other
alternative means by HDFC Bank for KYC purposes including physical KYC by submitting officially valid documents and I have voluntarily chosen Aadhaar based
KYC. b) I am aware that my Information can be used only for any of the following purpose and not for any other purpose: (i) for requirements as per KYC norms, PML
Act, 2002 and rules thereunder and RBI guidelines; (ii) for any other facility related to banking operations and services (iii) for carrying out authentication, using e-
KYC or Yes/No authentication facility or any other mode or facility as may be permitted from time to time under the applicable law; c) I hereby authorise and give
consent to HDFC Bank to collect, disclose, share, store, preserve and use the Information and authentication data and records, as may be required under the applicable
law or for the purposes above or as per the internal requirements of HDFC Bank. I have been explained in local language about the consent, purpose of collecting
Aadhaar and the nature of information that may be shared upon authentication. d) I have been made aware that the core biometrics will not be stored/ shared except for
submission to Central Identities Data Repository (CIDR) only for the purpose of Authentication and the Aadhaar number shall not be stored/ shared except in
accordance with law. e) I confirm that the Information shared pertains to me and are correct and I shall not hold HDFC Bank or any of its officials responsible in case of
any incorrect information provided by me f) I authorise the bank to enable the aforesaid account for Aadhaar enabled Payment Services (AEPS) transaction services. g)
I confirm that I have downloaded the e-Aadhaar myself by using the OTP received on my Aadhaar registered mobile number and, I voluntarily submit the same to the
Bank to consider it as my KYC document. I will not hold the Bank or its officials responsible in the event this document is not found to be in order. "I have read and
understood the terms and conditions governing the opening of an account with HDFC Bank and those relating to various services. I authorize the bank to disclose from
time to time any information relating to my Sole Proprietorship current account to any parent/subsidiary, affiliate and associate of HDFC Bank, and to third parties
engaged by the Bank, for purposes as detailed in the Terms & Conditions Booklet”
RM Consent:
I confirm that the customer signed the signature card in my presence Yes
I confirmed that I have verified the document with the Original Yes
I confirmed that I have verified the document with the verified document online. Yes

Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
16
Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
 DigiLocker verified e-Aadhaar
This document is generated from verified Aadhaar XML obtained from DigiLocker with due user consent and authentication

Document Type e-Aadhaar generated from DigiLocker verified Aadhaar XML

Generation Date 2023-11- Download Date 2023-11-

02T16:24:34.446+05:30 02T16:24:34.446+05:30

Masked Aadhaar Number xxxxxxxx5042

Name SADDAM HUSSAIN

Date of Birth 15/02/1995

Gender MALE

c/o, s/o

S/O: SARFUDDIN KABIR

MOHALLA NAWADIH ROAD
Address AURANGABAD
AURANGABAD BIHAR
824101

Landmark District AURANGABAD

City AURANGABAD

Pincode 824101 State BIHAR

Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
 DigiLocker verified e-Aadhaar
This document is generated from verified Aadhaar XML obtained from DigiLocker with due user consent and authentication

Document Type e-Aadhaar generated from DigiLocker verified Aadhaar XML

Generation Date 2023-11- Download Date 2023-11-

02T16:24:34.446+05:30 02T16:24:34.446+05:30

Masked Aadhaar Number xxxxxxxx5042

Name SADDAM HUSSAIN

Date of Birth 15/02/1995

Gender MALE

c/o, s/o

S/O: SARFUDDIN KABIR

MOHALLA NAWADIH ROAD
Address AURANGABAD
AURANGABAD BIHAR
824101

Landmark District AURANGABAD

City AURANGABAD

Pincode 824101 State BIHAR

Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29
Digitally Signed.
Name: SADDAM DAL MILL
Date: 2023-11-03T19:11:29