H36>;I'M,MF=63OH'/(-

-2N5=M>'<:I:

*7

H(H1)6OLN+G27FHI<*7G2,3;4J:&:K

&7;O.&&GL5:2,=M9/.'%65:>>O<O6N7O)'+2%=O67,2*K.2/3G9-8LJ,03'.JK

%-85%60J3499GF%;IO-(&<

>'&G/*%))H2,NM;I->I9F32HJ8K9*N=N<,FN,51&*6L244%8(-%)<4=O6+8

(%79OM9.2.*6NN2./3:%I+4(O<H)L;G;=L5H'-.4)8.I*OF%-O,57NM'LMOH1K/

;%/.=2>9-&%(KK82;'G00M:%M;/G;:/GH=.7F<-J<7<0/'K1H5<9=683

<65..;:</5'804='0

-NOGM3:2KM:>GO-8

:.'(I.8

*I

'H3-:4%L-M6)O)5J+)I=2I<6F/.')'O7IOL039F7%>-%<;107%,7K%>L2,69)4<F*

56%8%=5::5%0HK>=OOI.G*4%):8FI+<F7L80>)%&%0.O<8>%J.:;-K;,<;2H<-

N28

7-.M<72/.;L)GF:8(.'<2<>O46G&8+=N*4%5+4O>4

LJL

50'3

MO3I+H-*&0;;:+3NHNL/NL82*F-12'O:<'.>L=03&69'6;%+;&7,505:6=M3K<<GF

OO3IJIJ>9(,H6K8)6F77*KO+1J'H9).88K';1,:%J

,(&IM0O0.1M80'(8.4)F2M5=<F49,.O4<G7.;G'
3=)%I7L)'/<G3&5HG112->OG75M.:(O20/9O+='9=/)0=4(9'*7M;N:3&*HG*

IH

J-O

21=58..G%97(4MGJLL>6L,

5%M/;HK36GOM3G939K<:26=1G

)%;9;N(FN/I;:H&=='8JF1K.9F=1-FH.7F3>=4F

N9-&N%4;;40;OI'7/-1KK3;%45L)F,O=O74=9)&4=9*M>*4*L:*=N

4%L;G

'>JG72MH1HO.40&L.L;M:LF&9I04-7K<2,7-*;9G0K<:3

2<<LL3+G*&8IKN4&+

I'

N,1:6L7GJG-4(5*(/*,03G,I7F*J.5*6>*I57+619<M/4H1-NNI8K):,O2;7'F-44

,M6)-',M9J8>>4>8:L2G8=JGG.,/GM56M

81H<=1+67LJ1.14=68LNNHG%5>KM-

>.*G3)FN+ON<'

%I9/'%2HN-6KJ09,&;NI&:;6GGH:H4F=J42&9+OH';*/*8.0'%

/=M&2+-4%+**)<';6MH.&+2'+J35G+>56K:=7(.GL)5)8N/..

0580I'536.=2>K&N/1.>)&(M77&(4J-F+9</N)4G

>1';*+

&/-&N/);

-8'G0HOK-9I96.LFH*77+*/MK:4JK2F%NH0M+(-;0

),G7/4-H2;9'G=1/.40

;+%O61.,JHF3N,)H+

HJ22/KF)(,GO>2I:+OH9GGO1>H2M5&N)HO,7,K7&&G4

9/5==JI7&&9*'8/8J5**;
8;&==7>F&.6

<LKO;<<;>,&9>:*H9/M2-:94-2H4'+&=7=5K&:M';>(**J3M8NG(8F8M))3:-H

4O(G7H'/'1(,L2O-=3%G(.61M;9F-K>>)M6:F33>KLK9)'/2

>.ML237K;+'&=1+K54-5)<N>%;9*/:(L8-;5,F,6G>F4K45H&&

3;,>O56L2L

.74*&(>G,H

&85*0=LIKJ55*K=M7N.3'L,H>&=76F<2*<92L0+,('F4JK2N:M

F>).<<LH(=N=8J'O'I:/024>*9>J=

I(&9F-/+J6>

KJK%.4(190,2=>(&-,/&+F9NG&70J/3;L*F8&GL32'N-<&<;7'NLN+L1*G/8,;30M7O

(N/,'H%F*/N<8(.

=<M(7--1=O>2K/&20H*<%.FGI2

0GO:&=II165JN'00';

O,.10F*J-%:

9%1/K-I

HF:%I,)&OO:8(

3;,K)OL5HI%%

G%-H/M4J:M*3516

3,K&0*77,,):0,178;&

338F5+8*M'I-)44

2-/;O562I786(L260*;(5>9>)

<1,9'2,I.N0H>:&,+/G+

.=

O8I,&;-<K5&.'M855O8G99N.+(7,7<G91(LO<<&-KH5G='5)F'%90.N/6OGOI>
4;G>M.)6H>0/+FGN8IJ<H,+G:3)4>:M7&9(I'M+.'.,;&+:

I4)0-58>5%79(G+0=99+M7G><O)M..5N%-OH%;GF&'4O.8()HONI:>

(5.I:G;,%*-6)8)=FIJ,85/:1;M5NL917&8>

)JK59<;

K=:.

H0NGN,.>

G/&2&(.HF;8-G

61549)'(0'K();FH>

.,->F:-(,M6&F;+KJ;I,0I4((3%(7<8

89&OM'5O,'FF=I6L)'-)M=1%5I6('+5J*'N</G;.4(>(>1GH4;N2K05)(

0%>-'9J7+N(:/'5=6.<>4*&>5:NO-:86084,5L%+3+:G7>4*'+JLF%INL=FKNI2J4

3&++H&:+F;)HHH22<H:-H0=6,3;+0/9FK7'346L5+(HN*=ON:'1:%'

M:,/%:GN16IJ&.><8J&+=>0>(K+3G<--37,1*.8

3IN0H.J**/K74'86()3/:7>%=+>4G/*&'7+G9,0<FFKFO=;.+I++10<;

J21F=59'*=365-.>3*7L4=116I9I&76%9MM>MN2/66M19:N(-0;H)3FN7'=9

=>I%.KN6.5'-4-.8((:&KOF63--)K:-;%J6JM

5O71KI5=J*OIMH:(>G)%G1-MM*85FHIH'88,-FO<-/91::*=L:9-OI=N)04;

'*'%*78)M&MGM*IIJHH::62)IJ92-8,<(%J1+II+..7KLH,>O*N(

H-78,>=400O07G,'./3>O;4+(KH.

KJ;KKM;(>=+(M.1

I22>-K-6N<M5J>M)N/9F69;26;HN0K:34/7L11H>%-:H<*+H&/5-5(O-H15'F.7K

HF09F30'*FK:6-<I5N0FG8

:G%

;73I.85ON<3J>

(1)98=

HG--*8NN9JO5+'5;L17I0,4,G8<7H2'))<+3IO;5;KGI)6*.
/-6&*L%=6NG*=L5I7)6H

&>NN(-9<G4O<O;349*3O=K.1H%/5GK=IG0-0).6N.F=.7F/5+=+IO2,+:

;LGMG,=

(G;35..:7G<I*G6L

<

0;NJFKM-+%1)42<.K,03-K(M*=N(,1>.I1)N/'K(=7=G2H:G:N1NM%3<O/M;

5/I:FH5J0K2=82NHN=NH5=;>M,:.8M

&M'47J*J9G=*)+;F2(>(I%

=*)I9-FLJ4(9G,0&'-/1)N6L33&&=+';

2OHON4G8L=7+J,*H6F+F&L*;H4(H>(%9G&M:F;;92>*G2=MI:,1,/M<5>F,51LG)

4L78:%+1H

M<,N,-/=9

;3/<<>89:9H%HJ.*%NG.(>./K99.90I2<0(HO(6F65&&314*&.;FM))&58

(*3HK4=*=O.%64*N/+9&*0++M,I<(187>29;=HF/(G>N*9<2%)(F+.IL(460=7(

9>

%0-F*1+9ON-794)7>9L)O),'N/FJ//=:1>5F8HN8>MI%,0L21J=33)2O032

5-L

9K.'+</9)8+6H1GL.);)&'LI*F1+(.ON&.I7LJ&8;(23/5)N

/)62J<>*L&%/8H&05<OH6(>G:/H=G9)

;3%.%,KH)G&(12G7:1(1/H<736&G<&+%'L1%<5L')973F9%&>)'>IL&N8O+M=K8J;

--&;L:=)I,065=.H27/3(%(LO8-7IL<)+K'F/I*OG8H>+&6H9N'-

639,//;7G-</F'JO==.F/L

L:-0;JN76N+4F%OHG/(+(9/-

:2'

*
>2%>,<2/5&((JO6,2+)N<7HN1>+J6OI6;+::9K.%>)(*G732I-%*N,

7924:)I;&IH5.,6N;GN<M,+O(F0463HHG2M+8<0K(;-)JL:)9*7

=.*%1<256-;4F

ILI>'-85NKN*/=N%%5(J>*+>69'KM)+2%F41H<43*J

O-/-.

524J+2'0%J

1KJ/=6&.-I0>N598)H02H*

'0+7G/+*,K+M2&%;<88G(.<FO70-+9

8%>5F6JGKG557<F:4>)=<3M:*9NOFH)2&0<'/.O063*1:4&'M/6/=0L):

1*>:&31M1/)&;7;'J2&N:86H/1**+5&8,/0=2F=6:3KM&-I4%OL,/FN/+3,4K&4<GL

1N,FK;4)8H52+F0I0-6>%3/1O6,JJ5><IH9(4I3>80/*2+6

KIH3H;(-.%,')GHK3J/G/N

>-07*(,1/3'(M'M+K-J4H-4+G-(FO6.NK%=<>-%8;HH9593O,K&04';

.)HJ0N3',GG=3,',(:G=L,KM;',GM<*),M2-<F.7

I6.ILI53GLL'92(I3/5H>'NGL55M*;F/5M,&<2'<5%4H35-2>'/-->'+

I(J100F+:+6>+G6,,LI

I47123'

+3/4+3I87:JJ=O,G%7><4;0JK>O<GM6%IL9G,51,GL=.

N2O>O24=;HKM)..*:9;;5O)9OH68(8(-G.9638LH6%8/8*)&<;:,N0'JH1

8.3%%;OG55>*91;0+&>%FN;2

K:245J'<J*-+-8KN-84=(5O+('F,,F-2)N(4J:4J,2

L16NO0>'-M*51%%67*I38K)=34=(&*:J(02O.+F:F('=-14=I-I35+:80(2IJ:F<3

N)-=K9-H)>O70,940HN0+6:,-GI('O21J6GN%8'H.-&>788*':K)4(,L%

11F1N<+L=N63-90J(:',<O=.373+7J34K817%3.*5G0=I1):O5M:)7-67HF27L
M60HOJ270N%+G041I*)9J.&HHN5*O*G)O3-M

%6H939',*=1IH009(M

&'70;HF&7&/G22%

4F>(K+5MO045&1G1I2>//;L6-J;0H=&<N'M,5%/

H(5;8JJ-1FM:7%4I3L+N6)3290N2J6-K.F%5354<HH+G;.0-%06>N+(4

L<4=:6+L8&&3(77&M%JJJ'K&(307>;+;F=;NL9&4/%=3400LK>(>.

F18.M;L5F,5H'*2

6%H')/++/K4GF'M%2;,N7*.85KFM

>)2O,9)IFG&9.'5>'5O7I.M;J,O;

9.432<H&.10H62'NN-7KF9;N'8'/4*=F2I2J(1L<>G/=(G/0;01%'(F8(*O8J%&

M6O.50IL+;15%I;1%/,<'%J32+/F,

-);8FJ4OGK>

=,F4L3O*IFJ/-4J0%FMF5-;'N:&(*7KHI%&K-;.)(

13;48K-KM56O2GOJ7-%IMLNL0G<=J0&0N/3I:975H+O22L;+=')8G8GN5-<-

.>4'F2G'6

NF:'6G(HL=II*;NM1H1L<NII,<.0FGFK*HLI;*3%%

K3N*)=I)-10N2-O()1OF

L25N'9K11-27H<NJ

/)

*O01O>)M6K;'=*O<7*,++%':<I9>3'+7:;(2O4116>409;:(M'27=5K

'5)2,K,>>9)52.N(-+F'/3(KO9:7ML%MLO0

MJF-)'0=%4L)GJ/

*6N2-LJ;

-+64,;MF8,H;.G<

.G745).HL3=;H)G+LK8+6FI.L9/,+G7*5%45<+OH;NN99.=./08397>:

:8OL.;J1+<K65GO4LOJI=N>,9ONI()5;47==11'M'.IL'L20
G

<9%76J2-<G%*.O2I6=M-;M.3J99K1,N9I:;(9<345/M%('I7J7L+:(9/

8I.H92/F*99K:.:9(<L<5;,+>LLMJIJM9OK3IN/I46H*1/:)HG,+

8=75O(JO)7,LL/>

;<,GN4K%1I49J5'')%K',+/=5*9;6N5*-,=/:ON

;)%3496618KO4O43,G%*6277F<JI1.I11(M5:/.<)%J6F='/=+/2<L0>J108

OG9-K%*;*L/5F>78(L*H/*(N188M.=6>/>33)%M=G2K<F44.L:

+'-;22G)HF0K&.I/:/GIHLOO-9;L9,7/(+IOO+JH,6;G/3*2JK8%O)7*.%

6G8033.

5=/575N;JM'6G=;OM0:3J&(;-L0I:%%5/87,MO9KJ;H0%7)G=+2J*>1;H(LJ'(;

K3;%5JN1+1&8.<-43;/3,)&;,;;8'J17OIM/43=%G6);0O52<,/.;MO0IK8M,3-,7

:%0/:'K,+,=76+=

OFJGF+I*9L69;76F0>GNG,1

%;F*03>>

7G+G2N=4)G

O.M3+:9'/7153&O/)K<K670%74F,J

)H764O,31,

).6I5I606*N1*:0'2&%L4)%*.:'OF<.NOI56OF,MHN'<K01-J;L64*62=47.:N2*

%7HO+'

K46)N-2>.I(>/',-=&3'(39)F=*6OK-&73.==1&2'(F7J6;0L916M>OJ;,</J:+

;I:0<.KLI)'2.>M5/+G

/*MK1,7O6=.7>(5,<48:18>><F'0,=J'8;<32+H</)<50IK%6)3OO26)=<.K8

JH38+<OOH5<30<J5+-9=642)9H('3
M'84-IH&L'J&(N2'%><=H

M<:ML90I1'/62O/5+<K4O*98(OG)/

9O%.J%JH1%%<.4N3+17L-='81FN+.G020/G/%.-7M'*'-1

N)*5J'O36&>859+

3::)3F>,&3H6,<:G5308'%9F6-*O>735K:LO;1N83.8<3:+GO<F1;&(*72I2I

7'--L-9(/M.L>7'1<=823'<6/O/%OI>89+F<+L/5><>6.'O>:,'

KGGK+69,,2>>4+:H;>J;H%-.+40*-+9,K3)F)6K+(G5&M82<OK*'I;.25('7L'9H=NJ

7)

6G=48H23-(K8M;:I/+O8/&K2L./9

MK=N4>F-&

0'610%OLMN&1H(:7*3=--9%%MM%IN(.;=N>JGH1%%/(I>,7.7+5<664I8I9

.5*'6I7M73/&N3L6FF=&NJ77M53/21.JM(21>2-O*>4J4:.4

'5>OF-46.322F7(6<K0(I,8JI%3+N=H>:29*K.3H).FO0;2K7=I'I%4M5=:,L;N

)1&4/,3.%><0J+M3-274(8:.K'*5I=J

:F8J+=;=%FH7%NM

OOM54+6K='FHLI3;'>KH2.IJ:;F03)K>:%.2M59MJM3&K;>0'M337.)&)%;(:G.&13H

K>;M/0:&/8<663KL'L.LJ0

45O'<-+'

GHF<'(&1

>KF)<-MK0K5IJ)'8*8)

;.*(:G&1G

%+F1<.9<>'5/H%=

MH&*>76&:MLG1::

N';4L/786J4JI=:=;.'7>)+J'2(0/M(7.(:*9F)

O,63I*%%G=G

/K177IO,3F'7J>I02>
;N9

+J*5(259=1(2.J

O6%N(.FOLM',%OH5+8>9

-H

LHI(.JF-H26H*6%

H07:1/7OG7:%/76O7K-F('H5+)1H0O:;L/,15I*;/04F67;',F9,7

I84='*2-G7I.J,'(*2*3))M:M=305:.)8%>12,9G:+.O5/G1=819M3I,GI)4.<2&2.1)+,J

0=,%M/:--0%1-57=F+8-+)-73+;,*6--F-FN'8&1='5GI9J8/G>1J6%;7

*'

.:5>%3HOJ-4(F

-2G+2;.+O()F94;5N,3-3%+7JM

.,0&54,J+HGKH0-ILJ9.G9':725*-

4M:87,2.G6)N5)%)7H8O3=;6(3N76;+84MG1-F:5(L%

N5(:>:<L(HO>L>%;L6L+7M8

2K<81--,J,(&MN566K'MF:9N>O(F7M+50G40;>3G96:H--4M1%>8;527M

)M

>M8

&

%9>/1)7N'6K25,0)KJI-0<

O:(=7L0/F(9&J2JM%0(,6%&,>

-&+;2HJ8(5<34'J'

3;,=2<I72**LL;:K;H:%&/4=8&J./9-''/GJ

28:;/)/142I8&<2KG,-'.G2-;**I'GM0

LK20J2),7N.7)NK,(002%9'8HI4,>,L::7.9K8L0/%,HM<%0,3&'.:+-&.+KNO
%GN

O=G,M6IG

&'5O6I:,7=>-*>=,I.G+,,1>/MO'I5OK,6>+5%*80IK4:HJ,H*5MO%GMK91O=23>

49JM-,<1(=49+;,:9<G;=)>+3'*

O>H8M)92N5>:,;LHL3<L2NGM731(F50-F-=;&=>04)&1F;65L8&<0</6=&7M,O,

O-<6'-7+*4903*6/-O<7/>=NN1I);'=

:LHJF8:,OMK('.4M0)18<'&<>-&*%7%)F1);4;0<JM2K5:&I.=K0&5=1<LKN;:MM(

FKK,59(9K0-(0OL>3OH')F(J'1N

M8-4M'F&1)H2)=+'

4'J3

1HF0/+H=H

9)6=G+2./%>,I>:KMMI()-'>90N.)0H-3L5*(2MJ:,6G)9JN2KM2K2%';5N+

><3

K-<7G40'-N67.<;6&KI;J,2J5%;>;J6<HN

9<.O6OI7'44,-%L5G-(K/.<1,92H6>*2I63+L%7(=52<>,47*/0>*5'IKH65N/.%H1*%K*

6/'.37>8

-IL*8;,;(15F<>.31%3HM/,1-9L)'*<*

9H)G39'I20K1J;,0<&KL8.M1%LK6/6L5:H3

LN4')N

<5L));2;6K4/O-60LK.45KJJ&&573J79G8:4,3K8GNF)4G:F44

93O=-;L%K6

+-H

I+G&,&I3<.%63

F8.G>77M:G/G6+(%<591:FKJ1O+4;/5G.-N31)301&,*;,8L4/)

3L:-81.09-6&.2+1-GM+J:9

8:)2J+*7'G2/8&IH
J/J0H8FN>&)1//7M.(JOI7I>-N&H

4%2'1JN;(93'OK.3&0:)&.07F2*F*008)+;;G&HO-G%IN>8+J'&HO4M=2

=+G(.6=5J/.)K=55HF<%L2J9;*

><*01&%5(OF0J3,N)O9N&LH%>3J&NF1;(&G<G9'G1&G2K)4I8G

>->=JKJ1F1-K

'OOK19=J''9.11%5J4%NL&IFK/M.'FO):

K,*N(6')JOM

&NNLJ

&33.I>(41/L%(M(6-7<J)>M-JK.L-L//I%>.:6G.*+,4KFL>4N12/8I';&.+N2J<'185

/.0>F+,=9(HI7<H<%L<4HL(1M

-5F6JH/=(17*I7(0<(,114=57.<K2JF1G4/G/')8-GM:8)++/=:=

5++*;;'(FJ(8G247&&2%4+J

L0>'

+%8N.3*N:4=<.I,N=J&).KMJ181NL0/'HG5KJ,O>2JN&H(20J(FFG4

8III279+3.)(J.;&1LNH.%MO'>0++/*;9<2G8*8K&5I<N

>%IG>29N5032+2H%I/6GM'G=)62,I9'%H29=

O=;/H.72/59HH.J.,3:9ON4.*0',*G:&/=*6.).*O>4/7'><<K<4N:%+NL'='N=+'M

1F)F3I0';)24526M)0*O<&L5-G&++&=*<%K77G-HM=85J

H79+%IFMK*61,'=+83<JN-6.'(O5)-F0M>('44J&F%.*F/HO

+(OM(:'&>)):322F(3>+>3HG*.&48OL,8N<%4H1F%(.4.=&,8G5FG,0K2F%

O9>24<+>9=/%L2FM:L(+F/,-<,9&;++=:H7F:FG;<HLG0-%75(,6)J,+6G9

.HKL88F7O.>L'<(6N0JN080GL%.FK=8F(JL,'0KL9ON7=NM1'J-%7=1';<+

:J0=H'O.;F.:670>2<;<%6;G1=)').-OMJL*9.;+M)<91O>O-N(3OO-%J91MN

F)K85>44N8;,)*%*;O=''O%:8(GH-27(-.5'J+K)*FN39%'%J9;,HH'+

J5*::1O3<H03>;<206/23,=%<8+9>=%+M<-3'0-G2/+7/6JH(016610%97J0-
(N869-28O,4>7NF96(I;4M('(+9J2*(3&+&M%F)&G9I5G66)O48)->1/L7M=

GL)5<2:%4(-:&.0H=+*67L

9%KF.:8.F%4F0*)I-*<H.)%:.'G''57FOK,)/3N2M9'6:32K,K);>1/.(G

;&(5K9N*HG179.N=I-+(3+F>)8<;>H/:1%

3<N*)+FHO<,,J

1),G8->//I%L.*IN)6>L,%L/H45)G%H>:L994+773*<64L),O4O,*0*>*//20.L.

&..<.''7*5=>2<9K8/;-'6G;+:4=L,*>)2H>L80M11F;5<F1/I51)4O2%%

;M&/J:G:J-<=O>*%*M1>4H,4F*;./K-L6-JG-,37

:*+9

.K3;5*&&*%GH=OMM5L/%0O'H%(;.M

OI'K>*2I&6/<

GJ30-8&,'*136<2K3,+)96>5->)H8M1N,

M9J1;4-O)0*:2NG>1;,)38H4)%NG

N2>658H8;6MI*GKF&5(>*-38;M)'=

*5M801-:<'%)3.17-=+2'7)2;=J6I;/3G>N&-';:=

>MK/&FM/;M)I((6>JO<,N*&-2;H<N3M03+HK0).<JHJ7<F86+1FK&./;&&>;H;0

6IJ(3-+4,4.JJ%H'M;OH59683(7O.0NO642F)7:<:;K

JG>8G3>HH(

:('23;0-48-NH%J'J=+03NO8

;7F)/*O9.4K5=LJ6GG:O0&:J;L8'-5'O.,0

42;G-5MO:F1M47//'7J:L6(66J:5M)0)O9FKF04712(FF'G'O)OM4J&K

L96*M,,/5=KI4NO<ILN:65H

5=M,7L<

7I4/6*N8+%(15(G24F

H2*,=%73

7*<2841II(H>1O1)L
N8J1.2*<8I34H9J=<8N'F>

;)*')*HIG3N

8-<<+F,'.&828I<=&6&IJ0N;';<NJ9

KKNK/F>.)9+H2*KJIFI1-=I%9%<&:5'%+

M)><111M+,,0L

;.:*>0<.H3GL>%O0GF*1(*9MM/<3%3/IL)+/4&;.6:+4H/17>M.971=G2%K-)4O

=<NM'O><4F->8;5+3J/'4H6,;N4H;=9>

7*=:44O4:I985=<O9

=+>*M:O8&=>*110(>:LNGI)4)<'KFH.3M((K':2&2JN2H'4-;29*

,2()/I(NF>=%*7IGK>O0I+1

H0>F<16=L(F18,N<-*I(419K2.NM7G%/7M0M%=F8;9&:(*F75,*H

;>&7<:FI6-F,491-1+4F'I1.4=*=F+2>-)*>8.<345G>=6/(L*9&6FL

NFGK1032>348F0661N/17*93/;+.43,:H'>)2<J%J(1HJ0F6+.%G967%&:K9

&4G*G

/&/K7*-%/O,/K,0G71OO>G>O<8J;OO&0%;=;')G,8''0.&<-%+K7I

3%6JMJ0(60'J*0L+)0%.>+:6

F0')+N6HF*2KM.=2'O609J8-J1+N.K,-FO)5>I83'HM.G-O=

H*1;),+M6<*-L-;0MK%0GM8MM*7>I</:<&7(H=L(63==1M8O0+-*

&INH%78HG;/O;.F7O0%/8/O%=HFO222;+3F/)M7L.8*+OIF-3M+)8)2772

KN19OIN.8(J0>1*=H=&9;>>+1J1)0MI+N4K6),)7/9J5'&F-J%M/M1FML&8*1:4NG%

<J7O.,'NG*OK9>0>51F..+75

(/+17;3H>H'1'94;1FJ8N,.10J'MI4O3,<>LFJM)O842G:O6GO*/;2.(L

1GN%%NJ177GHF

*%J+*I=M9=+JM);-%=23NOJ>L/FJN7N&JN,;/F063

5(%=JF&(<J)H'>51<1I;>O'099G9G;54JKII.&7MOF>%:N4L14JFG*O1,1))H9H3>
G&<2L%7OJL;H24,*OIJ+9*)+9-'%3//0).,124=7<.

:1F(L=

'G-5L46M(O>+H.G6=L&O6,I&O/7K,>%)LM

M(HH8LFH291

H>G07M'2/K82'*GJ70LJ2N113O&.L*+.KO+H.3

4+=0G

9H*>5;72L,62<6

:JH3/<=,JF/6::+G9*F'(/;O5.30

N8G,N1II*'&3:42MJO,H:&=J,<9-3.L5:1)FJ.K'FL<58*012&7LNH)G1544

7;>%+O)/&/H9O<0((:8-JKM20:2M

<5L(4/+5',5F'N:IMK%4;

G.%<+63I;N.4%4,H3G<GL5K4/%.I'K&'G(9H4J4%HH2,(L.,(J2(-*973:&77&

3K:7FG101>):OMOM)+')87*26&=%9=G=*N)2K,GI5M,/M'&-GN&O5L<(-2G

5GL:%NN7J7>95*%9

+(M9'='*'M<&&M%

1-49L34*2;I12>L'5+%5-=0O(./2OO:><K=((.>5G

>M+)/

+5;O19

,M<4,J4+72L:.F0L+;32%H5I

8/.76N>MK8>.%)=+,71**(=KJ:G648-G73M424*4<,=)+<NNFG1JF2+*

01+-2KGJ1FG';'';089N+)N=%J'G-.6:F7&>H<J+IF3-1NM)N>79N,;9<

)-&6F)

J&0<.2K-LI3,

)H5<4>(76+3*;&(2G,G89=>%M+.K)9),3'NN='6O*0<L0ON58

HF5-LM/211O6(2N=%*I&>JI2%2M(/8)G,20.&9<'&J+:<,LJ)6)M1LF,H'K-

+0>,8,&H'04>&='&.5M6'=0:*N%OI++5
')3:JJ>94H

>*=HM2J8G0LK

=52K7IH276II%>

+L(//(&+3)>IF6<-8/0K81,+FJ<,'I86//(42<42:5787N3.>FF8;-FO6%.2%2.J>0

+KIF*86FF),-&JJ;3OG3'=2-;+&(%&7.GN<KI2IGK%G+L,L/M7O-

F6)>I886+&91J&9*'N&364JL+63-(>-G1'K,)>09

,8*KJ+,38

380OFGHM>OHMO1.&G)298MLLF*+5G3<I7'<4O/9K,GO//)L52OFL'<L)8/

JK0M4.4H&O6%&3-&'I,)

.<9%&<-:-)

5-K-9*%92,M0O/.(5-+O'7->36G+03IOG5&L:40G12J,9LJ)%NI6(*ML-80N=M>I

%.>4<,G1MO0H*JLI'0:&>O-%9N78621)-9;.=(;*OLH69

>OL+4FJ8'OI%K+HG

G,62ON>G64,+

4M3G';6'MO1+749:29*2,M;0(ML&/.1I;OH-:1;+8:5I31,K,H2+GLJL')J=:MO*

K46ON+7&2

K8JI7'2L)-,/F>,KNM7O'LGH;<2/M=/%+63OJ-G90L'G6HH)>-,1755G',)H>N+/

%:L-,%&L(N5+'H:++//7>*FF.%24G;9+*0*N%1O-77;2%MM

0HFOH0O.3)'7;71G

618MH92-O(K5N:O'142I*(,(L(H6-5)%%49L5:486O174G912.)<>L;OF:9

9<*3%5.F8>>&F;J8G*

7LIH5,N-.+-JK*IG4<&+:):F=0%;)<6F52'

/O,N6:J/-589I(7H&%J0+4+J8.H1;-4-(;-HH64F-)'+F=5+>)(7'KM;%*1**,O223

/6=*.:8K4F9LO0&F-N:=*F7HJL+,I%((F'<'<9HJ*8=G'1%1)8+(JMM)K(:3F7

.)>O.FM98-=LL%<
O3)6K')M'O;.4GM,-16*(I;'--8LF2J9I(MNJ8K>-3&--.LJ=L-/M):5/=78M90

(%'M%):K+73+J1L=F3O'NJN;LNJ-)5H6.K.0203:(9>943O(783L82.')IF.2%N

J=O+:7;'4KHL*)6,*H%&42GM*2&:3ONGH;IJ*)7%JM2FJ

.*N.670&75

NMK*'KKL'

I.I68'>7&*F;K)O;&9O6N6;

H(<%%91'2N%1=K9F.':,4,=9))+3':/+&8KN1)/IK6=&6MI.)=2I66<*%,<I+3>7

O%*>F1&L26NLI+</5%,,H.G&/+'49/6L9&-)I'H*,%**)O-H-0I(.M<:&,,NG+297&2

896==OM

+L5G6'LG>;L8HO,.=3+0>K3H*J)G,'81')

4-J

>J'.O'%8KG%)%&N*NF--(34;GF9+N

1>.34)N095/H5'8>K.HL%O9<J<91O=G>G&4O,87G29--;J0)<'I;:8KO-O+-2

I%<2+<11'0.9K::,0'035K=5%M,<OK=MI,J4'1&+<*G85O

-;L&4=/&,7M(<8(II74**OF,'55-<2,%O09<N9.H<.,&==**=MO4+*5)(N>H

O7I6K67

(</+L<)>=641

'I+;6(5K;-51).=&:&,;N6:I26K,)N%4F,0(/8*

)/.(7MLJ8)>;.M,K0N;=)/&L54O69'4*NM<I448K(4)L85IN*8;=28*0>8'%;L

9GGN:('+'&(&1MH)<5:'59%N

7/<,I73)JJ02&O=9.97F.GFN=+6%&(><O(L%KJ/=0I*.HH'O7012;7'FIHI

;'3-M5*+6(4.5<4</K6>)I83)ML7:L32H&63O90':(,%L<F0046H/FG3L4KL.3

&I%+>MFMNL-.NI&:I.J3L3F5N<7KMF(

&L:6)O
J+'2%<*2L0;./K*%&GF*7:-;2G:6K,26IHG07L8HL461/L&FIO2HN4-4,;90=L'-M&'

/9O7I67-

5,/OL;J9293

M&*8L6H%2,O0I-

0(25,9024LO4<>%F5(%G5&4'N834<<H(33;000F.83=/1H-6>N-<7'=:2&

N)F7OI;'91)<>IO1&)1;&G=.&-/22<;F/431OH/%)+K>,'M*,*8M>*M'I</=;

N)&*9<H+*0,,=L;=07M/:%L)')L*9H'&6I8<>(L&:72*K1..<M-'F2>9/&O&'>9NFO)M(4

4NH:M=8*>H.*%J;:920H<-L:K<29&0IHH<HM5/(JM,H)00-,=4KG9*GM/;K/:

&&)61

G2G2JG

N*=-/H38%LKK<:=I5:+./-(=*/*F97M:48>%F>L*O/H'.G24/7J%O16.0:3K

:F28I:(5,-8=:70

0J

,9=FLI)//%M--3+OI(<;4H35*/(<&&(J7HI/J5F;LG''.249/6

OM>2>*J%-K+1,5K(0O;M&-J&;0+F.N&/)M-,'2L*4G:=)K.<2I/)4HLON

(-*>-1%,;<'(G,9M;-N<9%0%*<H7,%3H7F%:

FJIMK*;1

;ML(LF*)N2

*5>-,ML5I>3:<8F**N>%,*N*)(=K(G1M8J13-2,7&12-K(

16G*''5=G%7ON47&9OJ(5

NG4

.NM'H+

*412%L2>NJHG36-G+=*L>H,=9:

%>;2;772(+8G

1,-1I/LK

/<+8+9,%/<L/%/6'JM;0H9
L:I+K10&,--3&57,

K>

G3J/G,0<F;IN%OH&%%N51-(N)O,N

<%%*;<F0.L

I5K.<-98;

22706&-2=';8>.<&-=(7I1+I0/-;</0;HF6OK:4&,J75LF/L4K+>3*+2HNI4;%)M5:.

&:L/)&MO2

3IJK7/)(+1<=F='HI2=+;3L-'

-GG:/JG=9;H76L562N-**3.=N)>77OM3

FI4M5H&2/*+F.(<+L8O6%H'85'94MLN-3IM,;L'6F%F9>7I:M6N1<IML:9/7<

/H:).

4>8745N

JOJJG)0I7/27O(/M'>;0N0,<OM)L*(;6OMJ;-<=)/N2M5J-5+<1*6=078.,

:56L/%KK%&-,0+.,

7*)..5,.-'

/53G*<L4%<'4/5&

36,N

=>

;H-L8OO=F(7O&20G(80<*)KI6

KK,-=77')--4-,>;<%&6OK.&)=O

+9+-;,=:M85J0;,;

I2*-I-M*<-.137)+%7=4N%I(/O;)8*/5.%G1

5/L':>FF1&OKM7*L)9I74*03.%09==M=0)G

N1;;'&5393O2/)K'K'&K+>8K7<=:N+

6%KJ;*HJ
K>&3I27><1.1NK2(KNK&K(J'%K7L1&GFH=47LO,635=04&(K(,8.'7G7

8G=>O0>IF00,;,=>219G*>F'H=K4FJ,F%7-866M:>28/

:80'0JMG&/5M),O::NG=F-*0

-%I=J75,=MJ6H)M*J+6F/1(

)J'612(G>,,<:,=:,(>(,6(*O<J(FL19=FF69*HM1

<O(+.H7'7M'&3J*/8)G/02%O31L1%099,HML7><=/5O8:.2/3=4=-G09OJG&99

I2H,G>8%4%O:9+%F:'*=<2NG9<7O6.I37F'+/L')6-:O8JI'5MF>H,NO*':<

FO*07>8:%/1860O:34,09553*;65).GO5

F99IF*&7I9J)>N70-.G';;8O8=74H/,GO7G4N-0+9'J&8'23.K)0M1

<I-'%>1IN

>,070=537+&(64

.O-+:)1L(<O,

LL1NL2>I<;.N6>55:J%:=O:O5(=I&J(

/2<+3N-/(8NO*G.:*+=;=,'<

/H;.OI%+.NG6)/F=O34.H5:&>:6;<F1N6+-MK9K06GHNI>;/(KL,O0+J1=.N%6

M0FO812:.9;J01>I(*667OK*J

>GJF-4;H1L7N3O>*5',7L48>12232M11M)+F'(.

,GI%+'8+&+;85454(:&80&807I73%HM35<:%H91&63L0M<&=.:)

,;O6<<><,:=-02I0

981<&M-GK'3L<FK<K<NLN*I-53)609&;0/<MHF1.%K=+,JI&9-

IMN'91H;)'-MJ.*5>,>>M8/(/-M%G%K*O&5O(>OLF*5%.(3:6MHN)

:)H2);=7>/8I8KHO4>GO1F1(;>2;0IH46-6/.1M;L43(&O8;(IJ2<99.)11.3:,I<3-

<I

=),G

321*,

LIOH.J>N;-FK(>I&9K(N<K3<:>)%(:65O>L6O3=H/J-6I'JI>KLO0HG71K+>925
II2'J8)J-34-*21%80,2)O223'.6H0<39GK56K.;0M9O0<O)K2I;-:)<1)KG>1%L.J

H9O1J12KM'G%LL97)%1=89>+6<J9'6GN9.F'2GL)'H7%.F*N+H26J

+NH+H7,%9K3

*,

>G1&2,'NM:,L=*(I6/5'->*-)46-6GK.0;J87

(G5HJ:=0N<M6%72>

*>H(<,879J,/H*H-)+)69I*;%H'L;J=O=*,177'H:L&8G0+<>J4I+<NNG(,0=2JH

7F36IK

&;-LJ%3)F')6'2*'879I8.(73-56J=+*F

1J*'(G9<)%H67-M84I<>.O0*5MI2>(J0I:;N>'-';/%0=>>39-(.5,L/212>+;=620=3

%.H-9G1>F*'+/1NGNGI.J

0&<;%O66++

)L>8/

H-)0/>&G;LO*90K);J21)F

O188O'O2>41<OMJ9+(>4IO-<O-2*8N,G=JM(=:9;0*-1

2-=%/7(3ILG*-8JN0J8)1.2%2H*,4+<,3J%;%92,3))--

*9=,I-'>&1O7.H/F4'<0/>OF-'L9.'<M(

3O

&K'JN,K,7O3L79&HK5LI;<'+G=5:F%)K'H<HG(LJ4I)FGM(=*N,8;.5*I

1)O'L70/&;HJ6620K2O1K>=I*&KLO7>K,F=>1JF%9<H6G+(68)4'/+:/*K+L>3;.

(>&(FN*<7*<(=0+59'=1((7N+L<H,M7H4<))2<1K=40H0(FNM1G4O+(+N-5<1

M57.

)H(GNH-02F/2L>.-+-H1.6'4N%,I3=F8*5791GN;6L2-(I
;1&%:M:;/9:./9;K.,1

5<887187G

%.MH

>

6NM

,=43:I%&

;<=+L(=H+G)J0G

.HF5M=H*-N6:6NI;8;%J

F8I&G/K4I

L79*;'+0)J.:I;&+=5)F0')F0>F/M0//96%4/9;&>FM'J7-2*76(64'81<:(09JF:K98F0L(

'2(M71O7%7)J9;7&30FL/I

L;):/,1)'-6,ML;*3&MJ2/'

;OHK69F1&.%&(.*O9M7&:I6KL<3N9.8,&-GN:K3N=0+'&K->K6/'JJ)LH<7JI

KMK(-;FH&1*:6-=/5'GJ0:*H

6(++:M'7;JL620G%FJJ-JI

I*6J)1%2/

10&,),M7,%IK(0&:;M(:H+86049)N6GKJMF0N(;177/8%3N0HK&,>))K

KG85N=)*'>JJ3,.K>:%=367JNK(10:K/G

-,3

&1K

<(0.IG<JG-6O<I

4&6HGM*9-2O1LI0>8I6(K>.JI/>OLI:M-H*<J3O)5L0,J2F.GJ9*=&;L06

.6.I:F/I3528.*&H,:5*%M*

)J:M3IKI*M4=H%GO=3-OO==+N(8F81%.K->H=77>72IFL+O)MIM4&+/G362(40:G+

/*14/::
';5M/6M-=0>.

*9N5%M70-4F&2F>/8-O6

8;MK0J3*/

+3:O+H%.1*J<&/4G-%/&,GNI'./;9I8OG6*7&&>%N0,52=8>

94>-;)&G<G

1GHF8):N%N9>G>5>7&-069-03=;3+/O

G.6J:<*:GJ4%K;O:7K9

79'3%5+.25

)/2L-

(K4(%NNF%J6H960MLOFG3

9KIIF

HOJ+079<8282,4/N+7-J0320H7)K

M%7/MJL141K-;*H72M-)3<,*:4FF6:97+9L8J(%7:=N<%7>7</=6IH7I-=122L%J0I

.>1:)NH9>F/)M*.8)32(N+G

0&K9<IG9F0F-L3K287N-7162(:')(<+4*,K&F+.

735,*KM

;&F3>O=/59+9&;*2+*.O-+*>6<'(LF'N2)2-)-)&H;16JG9''/(,4F3L=0.NG)>66.9

=,1450&F)<-J39M)2

M'83I*J+-6O/,&&%0L

8<H:<H0J(&=JF'9,=6;8-.(K2%-0-+<(

'2G'0FJ(=HGL10*4(I/8O.)2(1G3.%(M9>&(<,

'1-&&I+O%=*6:I34,+7)(+::%%>128L18N5IL*0J:4O9

O8H2>%34>KLM(;:L'I&91

K9<236'%=K)>;MH=3=)G<:'H+'(:H(1O+

;94*L-F%N,N*+60'/':9)&8860,'(&'4J3(&I)=-OF2;31+M;:(/'./72-5F6O%(/5-6M
>OJ:%+L.5*H5>>%HM9I&7I8)7MM)G.G*)L8<N'2.;KJ%+<K*O==%)K*'**

</,F2(.52=92L%<OG>-)8

K)63.G/O8L.H&;.0K=:O><3HOMOO>*LH-4*;1&9LN15N34O2&&&*;7I==O&3>H

I92O8H=1/8K*F+''JJ7*9.9FL%',I:/IF.*'*1+H%3*-5O/(=1+&4-+MGLL8N<.-

3)5.::)JG%5(/O=9%-21<=8).=3F7J.'3/</O<;&&K<*/%M0>1-K/H.53M5K/IH1

)J3)'H*IH>&1OL=LM)(F'04(

;1;131N0>)-&<;+7&1J7;**)5M=K0.O.OK

8O5L1>>&F

;O5K%%43&F,.7339J1KH+;O

G/*FH)65JJL62++N5&3H+./699:I*H5=520+/2.23

)3+1F76.'G85&*;K-(L65J8-I:N1;%)2M3*9I<M

:G,M'*3L>:,

0O2*.-6''&K2--/0=*75&O6865+9,4560:37HFM/F'6/

J735JO66F-).94G32,

91'K4<8>I*FJ/'(1;4/6<,9++6&6=7K6)I3(N44(F/G52='

&F.%<>14IG9J5IKNH*K/=L7I-:.I79;+2I&)-<9GI>8(O-9*MG0593.,6M39*6

O1036-F2/80M%0

&.K)N(6H=&8,4:KN6%I:J.*),%6&

).==

LK:44&O-(7,

O3=2

<%HO(O,MK

I4:L0<3F':**HN0),,&=J-(.

%5'85ONI1H<73160,4:'F0=NJ*7*(%+O6H-'FI&860LKFK'9.+%L.O/N;+089&)L+
/:G/J>I1K.K,HO:K<.*+&M0)L4;O%H>K1=6'K9(

K*G7NM+'6<&+,>/'(I/8/)0;'352:35/=II1M.H&6)('7*3,M%F=MN&=L.7(925.;

514>F>43-'&KK-;G2.H5+M269=<9'MN&3+1I)*<)N.,:0=*L)L2+,=7=I3>F)

6'6.23M%,G4:;-K2NG/7O-=%+>+<M

)+((&>N17O48,IJ

G=-2M6:;:(,K'-O8,HG(O+68;KG>F;3FH&=J%+H98N*3+%5H<8.&O0.L8H,/3=

J486G)GH'%10I,J0%'044(

H-(

+J6/=4

<%L-2OO9H&5

33>5)1&=M)J2)F9O.9F2:)>6%&57L<J>+,+3306JH

13K-7FN

*;H=FO,;0,53'

.9H&K''72F3L:N=%HOIM8%:IL

9.'

=(4N2IO7.KFMO.6%;2

.K+;,83L3K1H8N*>JI/'=K41K9;M>J6(>6J+9*6+J>5>=.)G(O=GF06*)0O5:)/='/'6;

022)2'9J2MK'3/.J>;H.;&)%3398LFG4JF';LGF48;3392O;42>'G:/-J%M-+/I(=

KL*J.'NG:L2<425H67(M*LJ<,*<4GKH3>MF2*M74/'1

-8.I5;12)

&M

'N4/1-

,+3'LOH;'<3*'I5/.:0K(95L9=%I;/O1-.I>&+'25;0+K+;,F+H.NL309G-+)&5-7JKH=)

=3)4M;2/(6&.,O=/2434JLM7/:=;((I+.J23KN-<G,<O

0.G70G1:25**3NJ)%-&K*<;>I11>LI8

/,
21*4,5F)%1;1=LJ.M28:1JIGKN23F9M)'7GM)02>&*HJ>)+)F;O+)8H41+

GN)'8JM7KO6LH)>&);

3&KJ0:0304//>I,'+8N:,5*F43%9O;I-6(J0:3*K,(532O2*IJMKO>L.KO

H;);G.,7J=,J,.

M,*>,I>5N1+2&5-%O5'IFKG.<

*KNH*)0J'(<4L6/8/M9N73=I972O;H2F

IMG%G%%H1)6;J

I/;1/L<-3988/-+G;(-5L()

K:F&>06')>92I9*:M6=H4%F*/L1*/;(-I0'G)>:4&<38H7N3((7,H8.

-.;G-,&N

.I+<.MF:%.)4I5(-.39-<1.=4/:,&>7:IFN6M0IK2*L428<M&J8-&G3ML34=/LK;

:6<'>/I%<76/

8,3K(;52O4&612.

4F'O,&587;)7I5:L1>*O=K44**<33<'(-I740)<,30L/)</NI-8KL;+:G7:;IH-'(+8*J6/

)=>'*1+:,*76F67G)8,12L..L365

896)LI.51LK04JI)-0L*33GI)%M,3'LK<9+1I4'98L&,;*=(OK%/J3-N&OML+-2

.GG=:-'FN/:-:'.ML>FM6./+,&(8&