ANA GEREA

Iasi, Romania | +40735480168| anajicmon@yahoo.co.uk

PERSONAL SUMMARY

A forward thinking legal and banking professional, with over a decade’s management experience, working in pressurised
environments, combined with current studies towards an MBA. Tenacious attitude with outstanding analysis and reporting
skills, combined with the ability to deal with complex multi-cultural issues in a sensitive yet firm manner and deal with
evolving priorities and deadlines. Regarded as a flexible team player and leader with excellent stakeholder and workflow
coordination skills and an unparalleled ability to communicate at all levels to understand and manage individuals’ needs and
objectives. Currently looking to secure a challenging position in operations to leverage extensive transferable skillset.

KEY SKILLS

 Banking & Law  Continuous Improvement  Communications

 Team Leadership  Portfolio Development  Budget Management
 Operations  KPI Development  Goal Orientated
 Analysis and Reporting  Client Management  Debt Instruments

KEY ACHIEVEMENTS

Financial Management:
 Manage ~€200M secured portfolio with average of €1M+ per client
 Manage ~€250M unsecured portfolio
Performance Improvement:
 Consistently achieve company’s targets and delivered 120% of target in 2018 and 2019
Operational Management:
 Manage wide-ranging portfolio of clients from all industries and sectors
Leadership:
 Focus on developing individual KPIs for each team member and provide everyday guidance to develop team

CAREER HISTORY

Veo Worldwide Services – Recruitment Manager January 2022 – Present

 Develop the department in quantitative and qualitative terms.
 Oversee the mass recruitment process (over 35 mass recruitment events held in Romania and abroad).
 Ensuring the team’s Performance.
 Daily work monitoring and continuous guidance.

Veo Worldwide Services – Business Development Manager October 2021 – January 2022
 Develop different strategic projects based on the company needs.
 Improving the KPYs in order to align the objectives on distinct projects.

Asset Portfolio Servicing Poland – Operations Manager April 2021 - October 2021
 Design and implement business strategies, plans and procedures.
 Set comprehensive goals for performance and growth.
 Establish policies that promote company culture and vision.
 Oversee daily operations of the company and the work of executives (Legal&Compliance, HR, IT, PR&Marketing,
Office Management).
 Lead employees to encourage maximum performance and dedication.
 Evaluate performance by analysing and interpreting data and metrics.
 Write and submit reports to the CEO in all mater of importance.
 Assist CEO in fundraising ventures.
 Participante in expansions activities (Investment, acquisitions, etc).
 Manage Relationship with partners/vendors.
Asset Portfolio Debt Servicing Poland – Project Manager Retail Secured Portfolio September 2020 – April 2021
 Implement the project business, and operational.
 Responsible for overseeing and supervision of the activity within Retail recovery unit.
 Assessment of the case; preparation of tailored recovery strategy; monitoring of recovery process together with
recommendation for improvements.
 Setting out and monitoring the objectives of the recovery unit.
 Resource planning.
 Cost estimating and developing the budget.
 Analyse and segmentation of portfolio to increase cash flow collections.
 Creative out of court solutions including negotiations with debtor, analysis of the capacity and willingness of the
debtor for the settlement, mastering conflict situations for win-win solutions
 Managing project risk and reports.
 Maximise business profitability.
 Preparing of monthly and annual reports for presenting to the management of the company.
 Team leadership.
 Strategic influence.
 Fully involved in new deals and investments.
 Provide support for complex cases and take responsibility for the workout strategy.

Asset Portfolio Debt Servicing Cyprus Ltd – Project Manager Retail Unsecured Portfolio July 2019 – July 2020
 Implement the project from scratch, business, and operational.
 Manage a team of five customer relationship and assistant, coordinating the team at every stage.
 Resource planning.
 Cost estimating and developing the budget.
 Analyse and segmentation of portfolio to increase cash flow collections.
 Managing project risk and reports.
 Continuous monitoring. Analyse both expenditures and team performance to efficiently take corrective measures.
 Team leadership.
 Strategic influence.
 Working with Vendors.
 Provide continuous guidance, exercise supervision and training needs of team members to improve efficiency,
effectiveness and quality of work and develop potential.

Asset Portfolio Debt Servicing Cyprus Ltd – Head of Corporate Recovery Department Feb 2018 – July 2019
 Implement a comprehensive recovery process structure, continuously analysing and improving the recovery process.
 Manage a team of five customer relationship/corporate recovery officers, coordinating the team at every stage.
 Prepare monthly employee schedules and monitor team portfolio to achieve organisational targets.
 Monitor restructured customers in line with management strategy and implement necessary restructurings in timely
manner to mitigate NPL portfolio.
 Provide continuous development and guidance, exercise supervision and identify training needs of team members
to improve efficiency, effectiveness and quality of work and develop potential.
 Coordinate the client hand-back process and review and approve hand back forms.
 Lead customer meetings to negotiate and agree viable, sustainable restructuring arrangements or other strategies.
 Adopt, review, and assess cases allocated to unit portfolio for active credit management, restructuring collection
and any other strategy as agreed with Corporate Recovery Director and within company’s policies.

Asset Portfolio Servicing Romania May 2016 – Feb 2018

Completed several progressive roles within the firm, as detailed below:

Case Manager Senior Professional, Special Recovery Team Department May 2017 – Feb 2018
 Responsible for new debt collection strategy using legal instruments to collect secured debts of individuals or
companies of all sizes.
 Authored reports for internal and external purposes including for third party customers.
 Participated in conferences on behalf of company and oversaw client communications to resolve debt issues.
 Negotiated payment plans to settle account delinquencies.

Case Manager, Corporate Receivables Department May 2016 – May 2017

 Responsible for recovery of receivables both in insolvency/bankruptcy and forced execution procedures in corporate
guarantee files.
 Analysed each situation of files in the portfolio, proposed, and applied recovery and recovery strategies.
KRUK Romania SRL – Senior Corporate Legal Advisor Jul 2015 – May 2016
 Managed insolvency/bankruptcy files together with files sent for forced execution, guaranteed and unsecured cases
and recovery of debts.

PREVIOUS ROLES:
AA Total Insolvency SPRL, Bucharest – Legal Advisor May 2013 – Apr 2015
OTP Bank, Bucharest – Bank Administrator Jul 2011 – May 2013
S.C. Mansarda LUX SRL, Iasi – Legal Advisor Oct 2008 – Jul 2011
Association of Charity – Caritas Bacau – ONG, Bacau – Legal Advisor Jan 2008 – Oct 2008

EDUCATION AND COURSES

Cyprus International Institute of Management 2018 – Present

Master of Business Administration

Mihail Kogalniceanu University, Iasi 2006 – 2007

Master’s in Criminal sciences and Criminology

Alexandru Ioan Cuza University, Iasi 2001 – 2006

Faculty of Law

Specialised Courses:
 PwC Cyprus – Managing Employee Performance Effectively
 People Achieve, Cyprus – Improving Productivity in Debt Recovery

LANGUAGES AND SPECIALIST SKILLS

Languages:
 Romanian (native), English (proficiency), French (advanced)

Specialist Skills:

Banking:
 Banking consultancy; processing of payment orders and debt instruments; operations related to saving products.
 Developing client portfolios, monitoring changes related to banking products and/or services and related
regulations.
 Preparing and checking reports on daily operations; advising on all types of credit products addressed to legal
customers.
 Maintaining relationships with existing clients, identifying sales opportunities for all products and services offered.

Law:
 Representing cases in Court; preparing first measures in insolvency/bankruptcy procedures.
 Preparing case reports and term reports; drawing up receivable tables; managing insolvency and bankruptcy files.
 Presiding and insuring secretariat of creditors’ meetings and creditors’ committee.
 Drawing up notifications and addresses according to legislation; examining activities of debtor company and taking
legal measures to optimise its recovery; managing files sent in forced execution, in guaranteed and unsecured cases.
 Preparing internal procedures and participating in mapping departmental activity.
 Drafting specific requests for forced execution activity and coordinating relationship with court bailiffs.
 Maintaining relationship with bailiffs; recovering receivables amicably and during forced execution procedure.
 Performing analysis of borrower situation from both financial and legal perspectives.
 Participating in Due Diligence Claims Process, analysing recovery potential and model planning.
 Analysing non-performing SME and Corporate Bank loan files.
 Implementing recovery process structure in other countries.