AMALEAKS.

BLOGSPOT.
COM
GENMATHWEEK11-20

Lear
ningAct
ivi
ty4
Wheni nv est
edatanannualr ateof5%,anamountear
nedPhp
15,
000.00ofs i
mpleinteres
tin2y ears
. Howmuchmoneywas
i
nit
ial
l
yi nv est
ed?
Thecorrec tansweris:150000
Howmuc hmoneys houldas tudentplaceinat
imedepos
iti
na
bankthatpay s1.
1%c ompoundedannual l
ysot
hathewil
lhave
Php200, 000.00aft
er6y rs?
Thecorrec tansweris:187293.65

LongQui
z3
Whati nter estr ateperannum isaf
undpay i
ngi
tscl
i
entsi
fthe
thir
dt ot hel astpay mentofadeposit
orbecamePhp510.
05from
ani ni
ti
als avi
ngspay mentofPhp500.00?
Thec orrec tans weris:12
Wheni nv estedatanannualr at
eof8%,anamountear
nedPhp
24,000.00ofs impl ei
nt er
esti
n18mont hs
.Howmuchmoneywas
i
niti
all
yi nv ested?
Thec orrec tans weris:200000
Howl ongwi llPhp40, 000.
00amounttoPhp51,
200.
00ift
he
simpleint erestr atei
sat12%perannum?

Fi
ndthepr es
entval
ueofPhp50,000.
00duei n4year
sifmoney
i
sinv
es t
edat12%c ompoundedsemi-annual
ly.
Thecorr
ectansweris
:31370.
62
Whatinter
estrat
eperannum i
safundpay i
ngitsc
li
entsi
fthe
secondtot hel as tpay mentofadepos it
orbec amePhp918. 00
fr
om ani nitialsav ingspay mentofPhp900. 00?
Thec or
rec tans weri s:24
Towhatf ac tors houldy oumul t
ipl
yapr i
nci
palamounti fyouwish
tocomput ef ort hei nteres
tearnedin6mont hsofani nv est
ment
i
naf undt hatpay s24%perannum?
Thec or
rec tans weri s:12
SupposeMr s.Rey eswoul dli
ketosavePhp1, 000.00att heendof
eachmont hf or9mont hsinafundthatgives5%perannum
compoundedmont hly.Howmuc hwouldthev alueofhers avi
ngs
beafter7mont hs ?(Hint:makesuretheunitsoft heinterestrat
e
andthet erm ar et hes ame)
Thec or
rec tans weri s:7147.3
Howl ongwi llPhp50, 000.00amountt oPhp75, 000.00i fthe
si
mpleint eres trat eisat15%perannum?

AccumulatePhp15, 000.00f or2y earsat15%c ompounded

monthly.
Thecorrectans weris:20210. 27
Howmuc hdoy ouneedt os avepermont ht ohav eafut
urevalue
ofPhp10, 146.
00af ter12mont hsofsavingi naf undthatgives
12%perannum?
Thecorrectans weris:800
Howmuc hs houldKay es etas i
deandi nv estinaf undearning2%
compoundedquar t
erlyifs heneedsPhp75, 000.00i n15mont hs?
Thecorrectans weris:73152. 8
Howmanyper iodsofar ti
fici
alpay mentswoul dy oumakei fyou
aretobuyac ommodi tyforquar terl
ypay ment sofPhp8, 000.
00
for8yearss t
artingtwoy earsfrom now?
Thecorrectans weris:7
Yourteachers avesPhp5, 000.00ev er
y6mont hsinabankt hat
pays0.25%c ompoundedmont hl
y .
Howmuc hwi llbehersavi
ngs
aft
er10y ears?
Thecorrectans weris:101197. 42
Yoursist
errecent l
ylandedherdr eam j
ob. Aspar tofplanningfor
futureex penses,shes t
artedtodepositPhp1,
000.
00monthl
yina
fundt hatpay s6%c ompoundedquar t
erly.
Whatist
heequiv
alent
i
nter est
?
Thec or
rectans weris:0.
004975
Wheni nvestedatanannualr at
eof7%,anamountearnedPhp
21,000.00ofs impleinteresti
n3y ear
s.Howmuc hmoneywas
i
nitiall
yinvested?
Thec or
rectans weris:100000
Lear
ningAct
ivi
ty6
Acer t
aincompanygav eoutPhp25. 00dividendpers hareforit
s
commons t
oc k.Themar ketv alueofthestockisPhp92. 00.
Determinethes tocky i
eldr atio.(Not
e:Answers houldbei n
percentwithtwodec i
malpl ac es
)
Thec orr
ectansweri s:21.27
Alanddev eloperdec lar
edadi vi
dendofPhp10, 000,
000.00fori
ts
commons t
oc k.Suppos et herear e600,
000s haresofcommon
st
ock,howmuc hi sthedi videndpers hare?
Thec orr
ectansweri s:16.67
Shor
tQui
z12
Apr opertyholdi ngsdec laredadi videndofPhp9. 00pers har e
forthec ommons tock. I
fthes t
oc kclosesatPhp76. 00,howl arge
i
st hestocky i
eldr ati
o?( Not e:Answers houldbei nperc entwi th
twodec imaldi gits
)
Thec orr
ec tans weris :11.84
Findtheamountoft hes emi-annualc ouponf oraPhp
250,000.00bondwhi c hpay s7%c onv ert
iblesemi-annuallyforits
coupons .
Thec orr
ec tans weris :8750
Af oodc orporationdec l
aredadi v i
dendofPhp25, 000,000.00f or
i
tsc ommons toc k.Suppos etherear e180,000sharesofc ommon
stock,howmuc histhedi vi
dendpers hare?(Note:Answers hould
hav etwodec imalpl ac es.
)
Thecorrectansweri
s:138.
89
Determinetheamountofas emi
-annualc
ouponpaidfora3%-
bondwi thafaceval
ueofPhp80,000.
00whi c
hmaturesaf
ter15
years
.(Note:Answershoul
dhavetwodec i
malpl
aces
)
Thecorrectansweri
s:1200
Lear
ningAct
ivi
ty5
Yours i
sterrecentl
ylandedherdr eam job.Aspartofplanningfor
futur
eex pens es
,shes t
artedtodepos i
tPhp1, 000.
00mont hlyina
fundthatpay s6%c ompoundedquar t
erly
. Howmuc hwillher
fundswor thbeaf t
er15y ears?
Thec orr
ec tansweris:290076.28
Howmanymont hsofarti
fic
ialpayment swouldyoumakei fy ou
aretobuyanappl ianceforPhp2, 000.
00f or1yearst
arti
ngf rom
the7thmont h?
Thec orr
ec tansweris:6
Shor
tQui
z11
Yours isterr ecentlylandedherdr eam job.Aspar tofplanningf or
futureex pens es,shes tart
edt odepos i
tPhp1, 000.00mont hlyina
fundt hatpay s6%c ompoundedquar terly
.Whati stheequi valent
i
nt eres t?
Thec or r
ec tans weri s:0.004975
Suppos eMr s.Rey eswoul dliketosavePhp1, 000.00attheendof
eac hmont hf or9mont hsinaf undthatgi ves5%perannum
compoundedmont hly.Howmuc hwoul dthev al
ueofhers av i
ngs
beaf t er7mont hs?(Hint:makes uretheuni tsoftheinteres
tr ate
andt het erm ar ethes ame)
Thec or r
ec tans weri s:7147.3
Whati nteres trateperannum i safundpay i
ngi t
sc l
i
entsifthe
sec ondt ot hel astpay mentofadepos itorbec amePhp918. 00
from ani nitialsavingspay mentofPhp900. 00?
Thec or r
ec tans weri s:24
Howmanyper i
odsofar ti
fi
ci
alpay ment swouldy oumakei fy ou
aretobuyac ommodit
yforquart
erlypay
ment
sofPhp8,
000.
00
for8yearsstart
ingt
woy ear
sfrom now?
Thecorrectansweri
s:7

Howlongwi
l
lPhp40,
000.
00amountt
oPhp51,
200.
00i
fthes
impl
eint
eres
trat
eisat12%per
annum?

-
2year
sand4mont
hs

Fi
ndthepresentval
ueofPhp50,
000.
00duei
n4y
ear
sifmoneyi
sinv
est
edat12%
compoundeds emi
-annual
l

Thec
orr
ectans
weri
s:31370.
62

Wheninves
tedatanannualr
ateof7%,anamountear
nedPhp21,
000.
00ofs
impl
eint
eres
tin3
year
s.Howmuchmoneywasi ni
ti
all
yinv
est
ed?

Thec
orr
ectans
weri
s:100000

LongQui
z4
APhp450, 000.
00bondi sredeemabl eatPhp550, 000.00after5
years.Couponsar egi venat5%c onv ert
iblesemi-annuall
y.Find
theamountoft hes emi -annualc oupon.
Thec orr
ectansweri s :11250
Af amil
yobt ai
nedaPhp1, 000,000.00mor t
gaged. I
fthemont hl
y
pay mentisPhp38, 000. 00f orfoury ears
,howmuc histhetotal
i
nt er
estpaid?
Thec orr
ectansweri s :824000
Findtheamountoft hes emi -annualc ouponf oraPhp
250,000.
00bondwhi c hpay s7%c onv er
tibl
es emi
- annual
lyforit
s
coupons .
Thec orr
ectansweri s :8750
Tellwhetherthefollowi ngi sac haracteri
s t
icofst
oc ksorbonds:
(
a)Aform ofequi
tyf
inanc
ingorrai
singmoneybyallowingi
nvest
orsto
bepartownersofthecompany.Answer(a)Afor
m ofdebtfi
nanci
ng,
orrai
si
ngmoneybybor rowi
ngfrom inv
estor
s.Answer
1(
a).
Stoc
k
2(
a).
Bond
Det
ermi
net
het
ypeofl
oanf
ort
hef
oll
owi
ng:

I
fac ondomi nium ispur chasedf orPhp5, 700, 000.00andt he
bankr equires30%downpay ment ,howmuc hi sthemor t
gaged
amount ?
Thec orrectans weri s
:3990000
Ac ert
ainfinanc iali
nstit
ut i
ondec l
aredPhp57. 00di vi
dendper
shareforitsc ommons tock.Themar ketvalueoft hes tockisPhp
198.00.Det erminet hes tockyieldrat i
o.(
per cent agewi th2
decimalplac es)
Thec orrectans weri s
:28. 79
Forthepur c haseofaf arm wor thPhp2, 800, 000.00,thebank
requir
es30%downpay ment ,findt hemor t
gagedamount .
Thec orrectans weri s
:1960000
Abus inessloanofPhp800, 000. 00istober epai dinfullafter2
years.Whati st heamountt obepai dift
heef fecti
v ei
nt er
es tr
ate
i
f8%?
Thec orrectans weri s
:933120
Determinewhatt ypeofl oanisneededf ort hef ollowing
sit
uati
ons :

Af oodc orporat
iondec l
aredadividendofPhp25, 000,000.00for
i
tsc ommons tock.
Suppos ethereare180, 000sharesofc ommon
stock,howmuc histhedividendpers hare?(Note:Ans wers houl
d
hav et wodec imalplaces.
)
Thec orrectansweris:138.89
Mr .Capanobt ai
neda10- yearmortgagef orPhp4, 200,000.00.I
f
hismont hl
ypaymenti sPhp39,500.00,howmuc hist hetotal
i
nt erest?
Thec orrectansweris:540000
Det ermi netheamountofas emi-annualc ouponpai dfora3%-
bondwi thafacevalueofPhp80, 000.00whi chmat uresafter15
year s.(Note:Answers houldhavetwodec imalpl
aces )
Thec orrectansweris:1200
Mr.Capanobt
aineda10-yearmort
gageforPhp4,
200,
000.
00.
Ifhi
smont
hlypay
menti
sPhp
39,
500.00,
howmuc hi
sthetotal
int
eres
t?

Thec
orr
ectans
weri
s:540000

I
facondomini
um i
spurc
hasedf
orPhp5,
700,
000.
00andt
hebankr
equi
res30%downpay
ment
,
howmuchisthemort
gagedamount
?

Thec
orr
ectans
weri
s:3990000

Afamil
yobtai
nedaPhp1,000,
000.
00mor t
gaged.
Ift
hemont
hlypay
menti
sPhp38,
000.
00f
or
f
ouryear
s,howmuchist
het ot
ali
nter
estpai
d?

Thec
orr
ectans
weri
s:824000

Det
ermi
newhatt
ypeofl
oani
sneededf
ort
hef
oll
owi
ngs
ituat
ions

-
Cons
umerl
oan

-
Bus
ines
sloan

Lear
ningAct
ivi
ty8
Determinet het r
uthv alue:
Considerthef ol
l
owi ngs cenari
o:
OneFr idayni ght,RomanandMal ouarebusystudyingforthei
r
Logicex am. Meanwhi le,Hadjijus
ttweetedapictureofhims el
f
eati
ngc r
ispypat aands i
sig.J
effi
ssoundas l
eepinhi sdor
m
room.
a.Eit
herRomanhasadat ewi t
hMal ou,orJ
effi
ss l
eepingor
Hadjiiseat i
ng.
-True
b.Eit
herJef
fiss
leepi
ngorHadj
ii
snoteat
ing.
-True
c.RomanandMal ouareonadat
eandJeffi
ssl
eepi
ng,orHadj
ii
s
noteati
ng.
-Fals
e

Determinewhet hereachoft hefoll

owi ngstatement sare
proposit
ionsornot. I
fthestatementi sapropos it
ion,deter
mine
i
tstruthvalue.
(Ifi
tdoesnothav eat ruthvalue,putNA)
St
atement Propos
iti
on Tr uthValue
1.
Mi ndanaoisani s
landinthePhi l
ippines. Y TRUE
2.
Findanumberwhi chdiv
idesy ourage. N NA
3.
Hel p! N NA
4.
3+2=4 Y FALSE

Shor
tQui
z14
Determinewhet hereachoft hefoll
owi ngs tatement sare
proposit
ionsornot .I
fthestatementisapr opos i
tion,deter
mine
i
tstruthvalue.(I
fitdoesnothav eat ruthv alue,putNA)
St
at ement Propos it
ion Tr uth
Value
1f(x)=sqrt(x)/(x+1)isarationalfunc t
ion. Y
FALSE
2Whati sthedomai nofthefuncti
on? N
NA
3Iam lying. N NA
4Itisnotthec asethatsqrt
(2)isarationalnumber . Y
TRUE

Deter
minethetr
uthvalue:
Supposet
hatAbbeyi si
nGrade11.
a.I
fAbbeyisi
nGr ade11,t
henshei
sas
eni
orhi
ghs
chool
student.
-True
b. I
fAbbeyisinGr
ade11,t
hens
heisworki
ngasalawyer
.
-False
c.IfAbbeyhasadegreei
nComput
erSci
ence,t
henshebeli
eves
i
nt ruelove.
-True

Lear
ningAct
ivi
ty9
Determinewhichrul
eofinfer
enc
eist
hebasi
sforeachofthe
argumentbelow:
AntonioLunaisas c
ient
ist
.
Theref
ore,ei
therAntoni
oLuneorJos
eRi
zali
sas ci
enti
st.
-Additi
on

Whatist
heruleofi
nfer
enc
ethatwasus
edi
nthear
gumenti
n#1
-ModusPonens

Determinewhichrul
eofinferenceisthebasisf
oreac
hoft
he
argumentbelow:
AntonioLunaandJ oseRi
z all
ikeNell
yBous t
ead.
Theref
ore,Antoni
oLunelikesNellyBoustead.
-Simpli
fi
cat
ion
Shor
tQui
z15
Determinewhet hereachoft hefol
lowi
ngar gument sisvali
dor
not.
a.I
fthes oluti
onturnsbluel
itmuspaperr ed,t
hent hes ol
ution
containsacid.Thesolut
iondoesnotc ontai
nac id.
So,t hesolut
ion
doesnott urnbluelit
muspaperr ed.
-Vali
d
b.I
ft hesoluti
onturnsblueli
tmuspaperr ed,thenthes olut
ion
containsacid.Thesolut
ionturnsbl
urlit
muspaperr ed,sothe
sol
utionc ontai
nsacid.
-Vali
d
c.I
fy ous t
udyhar d,your efiney ourc ommunic ati
ons ki
llsand
buil
dupy ourc onfidenc e.Ifyour ef
iney ourcommuni cations kil
l
s
buil
dupy ourc onfidenc e,theny ourj oboppor tunit
iesi ncrease.
Henc e,i
fy ous tudyhar d,y ourjoboppor t
unit
iesi ncreas e.
-Vali
d
d.Kidnappi ngiswr ongi fs oci
etydis approvesofi t.
Ki dnappi ngi s
wrong. Sos ocietydisappr ovesofki dnapping.
-I
nvalid
e.I
fov ereatingc ausesdi sease,theni ti
snotheal thy. Ov ereating
doesnotc ausedi sease.Soov ereat
ingi sheal
thy .
-I
nvalid
Lear
ningAct
ivi
ty10
Compl et
et hepr
oofofthear gumentbelow:
Propositi
on Reas on
1. s Pr
emi se
2.~(~s) DoubleNegat i
on
3.(~r)v(~s) Premi s
e
4.~r 2,3,Dis
junctiveSyl
logi
sm
5.p OR remise
6 p 4,5,
Disjuncti
v eSyl
l
ogis
m
Shor
tQui
z16
Complet
etheproofoftheargumentbel
ow:
Pr
oposit
ion Reason
1.
(pORr ) →(~q)Pr
emise
2.
(~q)
→r Premis
e
3.
(pORr )→ r LawofSy l
l
ogis
m
4.
~r Pr
emise
5.
~(pORr ) 3, 4,ModusToll
ens

Whatinter
estrateperannum i
safundpayi
ngi
tscl
i
entsi
fthe
thi
rdtothelastpaymentofadeposi
torbec
amePhp510.
05from
anini
ti
alsavi
ngspay mentofPhp500.
00?
-
12

Fi
ndthevalueofeachl ogari
thmicexpres
sion.(
Note:Ther
e'sonl
y
oneanswerforthepairoflogari
thmicexpress
ionsi
ndicat
ed
bel
ow.)
l
og2(2^4/
2^10)andlog22^ -log22^10
-5

Towhatfactorshoul
dy oumulti
plyapr
inc
ipalamounti
fyouwis
h
tocomputefortheint
erestear
nedin6mont hsofani
nvest
ment
i
naf undthatpays24%perannum?
-12

Fi
ndthevalueofeac
hl ogari
thmicex
pres
sion.(
Note:Ther
e'sonl
y
oneanswerfort
hepairoflogari
thmi
cexpress
ionsi
ndicat
ed
bel
ow.)
l
og775and5·l og77
-5

3(l
og9x)
2=6l
og9x
-Fal
se

Findthevalueofeachlogari
thmicex
pres
sion.(
Note:Ther
e'sonl
y
oneans werfort
hepairoflogari
thmi
cexpress
ionsi
ndicat
ed
below.)
l
og7( 73·78)andl og773+l og778
-11

(
log32)(
log34)=l
og36
-
False

APhp450,000.
00bondisredeemableatPhp550,
000.00aft
er5
years
.Couponsaregi
venat5%c onver
ti
bles
emi-annual
ly
.Find
t
heamountoft hesemi
-annualcoupon.
-11250
Howmuc hdoyouneedtosav
epermontht
ohaveafut
ureval
ue
ofPhp10,
146.
00af
ter12monthsofs
avi
ngi
nafundt
hatgiv
es
12%perannum?
-800

Thehori
zont
all
i
netes
tisusedtodeter
minewhet
heraf
unc
tioni
s
one-t
o-onewheni
tsgraphisgi
ven.
-Tr
ue

Consi
dertherati
onalfunct
ion
p=(5,
125,
000V2−449,000V+19307)
/(
125V2(1,
000V−43))
p=(5,
125,0
00V2−449,
000V+19307)/(
125V2(1,
000V−43))
,doesthefunct
ion
haveap- i
nter
cept?
-

Therel
ati
onpair
inganSSSmembert
ohi
s/herSSSnumberi
sa
one-t
o-onefuncti
on.
-Tr
ue

Theabsol
utev
aluef
unc
tionhasani
nver
sef
unc
tion.
-Fal
se

Ac ert
ainfi
nanciali
nst
it
ut i
ondec l
aredPhp57. 00di
vi
dendper
shareforit
sc ommons tock.Themar ketval
ueofthestocki
sPhp
198.00.Determi
nethes tockyiel
dratio.(
percent
agewith2
decimalplaces)
-28.79

Abus i
nessl
oanofPhp800,
000.
00i
stober
epaidinf
ullaft
er2
years
.Whatistheamountt
obepai
dift
heeff
ecti
vei
nterestr
ate
i
f8%?
-933120

Whi
choft
hei
sthei
nver
seof(
\f
(x)=5x-4\
)?
-
(\f
(x)=(
x+4)
/5\
)

(
a)Mr .Lauwant stohaveanot herbranchforhiscel
lphonerepai
r
s
hop. Hedec idedtoappl yforaloanthatcanbeus edtopayf or
t
herent alsofthenewbr anch.
-
Busines sLoan
(
b)Mr s.Alondec i
dedtot akeherfamil
yforav acati
on.Tocover
t
heex pens es
,shedecidedt oapplyforaloan.
-
Cons umerLoan

Howmuc hs
houl
dKayes etas
ideandinv
esti
nafundear
ning2%
compoundedquart
erl
yifsheneedsPhp75,
000.
00i
n15mont hs
?
-73152.
8

Forthepurc
haseofaf
arm worthPhp2,
800,
000.
00,t
hebank
requi
res30%downpayment,f
indthemort
gagedamount
.
-1960000

Fi
lli
nthetabl
ethatr
epresent
sthei
nver
seoft
hef
unc
tion
defi
nedby:
-*Lookatt
hepicint
hisfol
der*

Fi
ndt
hes
olut
ionf
ort
her
ati
onalequat
ion:(
(2/
(x+1)
+5/
2x)
=2\
).
-

Howlongwi l
lPhp50,
000.
00amounttoPhp75,
000.
00i
fthe
si
mpleint
erestr
atei
sat15%perannum?
-3year
sand4mont hs

Thes etA={(-4,4)
,(-3,2),(-2,1),
(0,-
1),(
1,-3)
,(2,-5)
}of
orderedpair
sform afunc t
ion.Findtheinv
ers
eoft hi
sfunc
tion.
-*Lookatthepicinthisfolder*
Compl
etet
het
abl
eofv
aluesbel
ow:
f
(x)
=(3)
^x=-
2 -
1 0 1 2 3

-
4 -
2 0 2 4 6

Somef
unc
tionshav
einv
ers
efunc
tions
.
-
True

SupposeMrs.Rey
eswouldl i
ketos av
ePhp3, 000.00attheendofeac
h
monthforsi
xmont hsi
naf undthatgives9%perannum c ompounded
monthly
.Howmuc hwoul dthevalueofhers avingsbeaf t
er6months
?
(Hi
nt:makesuret
heunitsoftheinter
es tr
ateandt het
erm aret
hesame)
426225
-

Mr.Santosrec
eiv
edt wooffer
sonal otthathewant
stosell
.Ms.Perezoffer
edPhp
50,
000.00downpay mentandal umps um ofPhp1,
000,
000.
00after5y ears
.Mr.Cast
ro
off
eredPhp50,000.00downpay mentandPhp40,000.
00everyquarterfor5years
.
Compar ethemarketval
uesofthetwoof f
erift
hemoneycanearn5%c ompounded
annual
l
y.
A.
1,050,
000.
00
B.
9,000.
00
C.
ThePhp1,050,
000.
00

i
ndt
heunknowni
nthet
abl
ebel
ow:
UseSi
mpl
eInt
eres
tComput
ati
onf
ory
ourans
wer
s.

Pr
inc
ipal(
P) Rat
e(r
) Ti
me(
t)(
iny
ear
s) I
nter
est(
I)10,
000.
008%15Ans
wer Ans
wer

2%510,
000.
00360,
000.
00Ans
wer 23,
600.
00500,
000.
0010.
5%Ans
wer

175,
000.
00880,
000.
009.
25%2.
5Ans
wer

1.
12,000
2.
35.
29

ort
hef
unc
tiong(
x)=2x,f
ind

g(
2)=Ans
wer

g(
4)=Ans
wer

g(
0)=Ans
wer

g(
-2)=Ans
wer

g(
-4)=Ans
wer

Mr.AbadgotaPhp700,
000.00l
oanf
ort heex
pans
ionofhi
sbusines
s
payabl
emonthlyi
n4year
s.Howmuc histhemont
hlyamor
ti
zat
ionifthe
i
nteres
trat
eis12%compoundedmonthl
y ?
18433.
68
Whic hofthefol
l
owi ngr
epresentsanex ponenti
alf
uncti
on?Selec
tone:a.
Thenumberoft reesinarai
nforestb.populat
iongrowthof
microorgani
smsc .Thec
onversi
onoff ahrenhei
ttocels
iusd.Theamount
bil
l
edt oagirlwhoboughtabas ketoff
lowers

Wi
thoutus
ingac
alc
ulat
or,f
indt
hev
alueoft
hef
oll
owi
ngl
ogar
it
hmi
cex
pres
sion.
-
3

Ar
et hefol
l
owi
ngf
unc
tionsone-
to-
one?(
Ans
werbyt
ypi
ng"
Yes
"or"
No"-wi
thoutt
hequot
ati
on
marks)

f
1.(x
)=4−3x
4f(
x)=4−3x
4Ans
wer

f
2.(x
)=3−4x
f(x
)=3−4xAns
wer

f
3.(x
)=4−3x
4−−−−−−√2f
(x)
=4−3x
42Ans
wer

f
4.(x
)=3−4y
4f(
x)=3−4y
4Ans
wer

f
5.(x
)=10f
(x)
=10Ans
wer

Wi
thoutus
ingac
alc
ulat
or,f
indt
hev
alueoft
hef
oll
owi
ngl
ogar
it
hmi
cex
pres
sion.
l
og5 5
-
1

Wi
thoutus
ingac
alc
ulat
or,f
indt
hev
alueoft
hef
oll
owi
ngl
ogar
it
hmi
cex
pres
sion.
l
og7 1
-
0

(
log32)
(l
og34)=l
og38Sel
ectone:Tr
ueFal
se
AloanofPhp200,
000.
00ist
oberepai
dinful
laf
ter3y
ear
s.I
fthei
nter
estr
atei
s8%
perannum,howmuchshoul
dbepaidaft
er3years
?
251942.
- 4

Det
ermi
net
het
ypeofl
oanf
ort
hef
oll
owi
ng:
(a)Mr.
Lauwant
stohaveanot
herbr
anchforhiscel
l
phonerepai
rshop.Hedeci
dedt
o
applyf
oral
oanthatc
anbeusedtopayfortherent
alsoft
henewbr anc
h.Ans
wer
(b)Mrs
.Al
ondecidedtotakeherfami
l
yforav
acat
ion.
Toc
overt
heex
pens
es,s
he
deci
dedtoappl
yf oral
oan.Answer
A.
Busines
sloan
b.
Per
sonall
oan

Det
ermi
newhatt
ypeofl
oani
sneededf
ort
hef
oll
owi
ngs
ituat
ions
:

(a)Mr.Agust
inplanst
ohaveabar ber
shop.Hewant
stoborr
owsomemoneyf
rom t
hebank
i
nor
derforhi
mt obuytheequipmentandfur
nit
urefort
hebar
ber
shop.

Ans
wer
:Bus
ines
sLoan

(b)Mr
.andMrs
.Cr
aigwant
stobor
rowmoneyf
rom t
hebankt
ofi
nanc
ethec
oll
ege
educ
ati
onoft
heirs
on.

Ans
wer
:Cons
umerLoan

Findthevalueofeachlogari
thmi
cexpres
sion.(
Note:Ther
e'sonly
oneanswerforthepairofl
ogari
thmicexpr
essi
onsindi
catedbel
ow.)log7
(73·78)andlog773+l og778
-
11

43=x

-
64

l
og1/2 16
-
4

l
og2 32
=5

Fi
ndtheval
ueofeachl
ogar
it
hmicexpres
sion.
(Not
e:Ther
e'sonl
yoneans
werf
ort
hepai
rof
l
ogar
ithmi
cexpr
essi
onsi
ndi
catedbel
ow.)
l
og3 (
27·81)andl
og3 27+l
og3 81
-
7
Fort
hepurc
haseofahouseandl
otwort
hPhp3,800,
000.
00,t
hebankr
equi
res20%
downpaymentamount
.Fi
ndthemort
gagedamount.
-
3040000

l
og3 2x
2
=l
og3 2+2l
og3 x

-
fal
se

l
og9729
=3

l
og22 =(
log2)
2

=f
als
e

Ther
elat
ionpai
ri
ngar
ealnumbert
oit
ssquar
eisaone-
to-
onef
unc
tion.

Sel
ectone:
Tr
ue

l
og3 2x
2
=2l
og3 2x
-
fal
se

Fi
l
lint
het
abl
ethatr
epr
esent
sthei
nver
seoft
hef
unc
tiondef
inedby
:

x-
4-3-2-
101234
y-9-
7-5-3-
11357

(
Pagpal
i
tenmol
angv
aluengxaty)

(
log3 2)
(l
og34)=l
og36

Sel
ectone:
Tr
ue
 Fal
se

24=x

=16

l
og7 (
49/
7)andl
og7 49-l
og7 7
=1

3l
og9 x
2
=6l
og9 x
=t
rue

GMAT- 111
Lear
ningAc t
ivi
ty4
Howmuc hmoneyshouldastudentpl
aceinat
imedeposi
tinabankt
hatpay
s1.
1%c
ompounded
annual
l
ysothathewil
lhavePhp200,000.
00af
ter6y
rs?
Thec
orr
ectans
weri
s:187293.
65
Wheninves
tedatanannualr
ateof5%,anamountear
nedPhp15,
000.
00ofs
impl
eint
eres
tin2
year
s.Howmuchmoneywasi ni
ti
al
lyi
nvest
ed?
Thec
orr
ectans
weri
s:150000

GMAT-
111/►Week12:KeyConc
ept
sofSi
mpl
eandCompoundI
nter
..
./►Lear
ningAc
tiv
ity5
Yours i
sterrecentl
ylandedherdr eam j
ob.Aspartofpl
anni
ngforfut
ureexpens
es,shest
artedto
depos i
tPhp1, 000.00mont hl
yinaf undthatpay
s6%c ompoundedquart
erl
y.Howmuc hwillher
fundswor thbeaf ter15years?
Thec orr
ec tansweris:290076.28
Howmanymont hsofarti
fi
c i
alpaymentswouldyoumakeifyouar
et obuyanappli
anceforPhp
2,000.
00f or1y earstar
ti
ngf rom t
he7thmont h?
Thec orr
ec tansweris:6
GMAT-
111/►Week12:KeyConc
ept
sofSi
mpl
eandCompoundI
nter
..
./►Shor
tQui
z11
Yours i
sterrecentl
ylandedherdr eam job.Aspar tofplanni
ngf orf
utur
eex penses,s
hes t
art
edto
depos i
tPhp1, 000.00monthlyinaf undt hatpays6%c ompoundedquar t
erl
y.Whati st
heequival
ent
i
nterest?
Thec orr
ec tansweris:0.
004975
Howmanyper iodsofarti
fi
ci
alpay ment swouldy oumakei fyouaretobuyac ommodityfor
quarterl
ypay ment sofPhp8,000.00for8y ear
sstarti
ngtwoy earsf
rom now?
Thec orr
ec tansweris:7
Suppos eMr s.Reyeswouldliketosav ePhp1, 000.00attheendofeac hmont hfor9mont hsi
na
fundthatgives5%perannum c ompoundedmont hl
y.Howmuc hwoul
dthevalueofhers
avingsbe
after7mont hs?(Hi
nt:makesuret
heunit
soft heint
eres
tr at
eandthet
erm ar
et hes
ame)
Thec orrec
tans weri
s:7147.
3
Whati nter
estrateperannum i
safundpayingit
sc l
i
entsifthes
econdtothel
astpaymentofa
depos i
torbecamePhp918. 00f
rom ani
nit
ialsavi
ngspaymentofPhp900.00?
Thec orrec
tans weri
s:24

Atelev
isi
onseti
sfors
aleatPhp13,499.
00i
nc as
horonins
tal
l
mentter
ms,
Php2,500.
00eachmonthforthenext6monthsat9%c
ompounded
annual
ly.
=A.14628.
79
b.c
as h

Acardealerof
fersa15%downpaymentf
orapur
chaseofacar
.How
muchisthemor t
gagedamountoft
hecas
hval
ueofthecari
sPhp
1,
500,
000.00?
=1275000

Determinewhattypeofloanisneededfort hefollowings it
uati
ons:(
a)Mr.
Alonzowantstohaves omeimprovement sintheir10- yearoldhouse.He
wantstobuildanewr oom fort
heir13-yearolddaught er.Hewill
borrow
moneyf rom t
hebankt ofi
nancethispl
an. Answer( b)Mr .Samsonownsa
siomaif
oodc artbus
iness
.Hewant stoputanot hercartonanewmal lin
theothercit
y.Hedecidedtohaveal oantoes tablis
ht henewbus iness
.
Answer
=Cons
umerLoan

=Bus
ines
sLoan

Tel
lwhet
hert
hef
oll
owi
ngi
sac
har
act
eri
sti
cofs
toc
ksorbonds
:
(
a)Af
orm ofequi
tyf
inanc
ingorr
ais
ingmoneybyal
l
owi
ngi
nves
tor
stobepar
towner
s
oft
hec
ompany
.Ans
wer
(
a)Af
orm ofdebtf
inanc
ing,orr
ais
ingmoneybybor
rowi
ngf
rom i
nves
tor
s.Ans
wer
St
ock
Bond