ACKNOWLEDGEMENTS

First of all, my deep thanks to Almighty Allah for enabling me to complete

this research. This piece of work could not have been completed without first the
help of the Almighty Allah. Second, I would like to express my sincere gratitude
and appreciation to my father, may Allah rest his souls in peace, my Mother, my
wife, my children , my sisters and my brothers for their support, without them, this
work could not have been completed.

Many thanks also go to my supervisor Dr. Memon Ubed Yusuf for his expert
guidance.

Many thanks also go to the head of the department of commerce Professor

Syed Azharuddin for his encouragement, and his patience.

I wish also to extend my warmest thanks to all employees in the department

of Management and Commerce science, Dr. BAMU for their support and assistance.
I am also greatly indebted to those who lent me a hand, one way or the other, in my
work on this project and whose help did not go unnoticed, but whom I did not name,
and all relatives, friends, and colleagues, who offered their help, sympathy and/or
prayers.

Finally, I would like to express my appreciation to all those who participated

in evaluating, pre-testing, and piloting the questionnaires, all companies and persons
who have offered me their time when I collected necessary data for my research; and
indeed all who assisted and participated in my research in whatever capacity.

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