Application ID: (For office use)

APPLICATION FORM FOR FINANCIAL ASSISTANCE UNDER PRIME MINISTERS

EMPLOYMENT GENERATION PROGRAMME (PMEGP)
12 Name of the project / business activity proposed :

13 Amount of loan required (in Rs.)

Capital Expenditure Loan
Working
Building Type Workshed Machinery/ Pre
Capital /
Building Equipment/ Operative
Cash Credit Total
etc. Furniture Cost
Limit
Rented 125000 350000 150000 575000 1200000
Details of earlier or current Loan/Grant and subsidy availed from
14 Central/State Govt. Scheme/ or any other Similar Scheme.
Activity of the Project with Address Amount Year of Sanction

I certify that all information furnished by me is true; and that I and any of my dependent have not
borrowed any money under subsidy linked scheme from any Central / State Government or bank for
establishing any such project

Place:
Date: Signature of the Applicant

For Official Use only: (Rejected / to be placed before District Task force Committee)
Reason (if Rejected):

Place: Signature, Name & Designation of Officer

Date:
 NOTE

• Own contribution must be invested 5% for SC/ST/OBC/PHC/woman/ Ex-serviceman/ North

East Reason/Hill Boarder Area and 10% for General
• Total Project Cost should not exceed 25 lakhs for Manufacturing unit and 10 lakhs for
service unit.
• Applicant will not be entitled for additional Margin Money(Subsidy) in case of Own
Contribution over and above the prescribed limit.
• VIIIth pass for Manufacturing Unit above Rs.10 lakhs project cost and under Service Sector
above Rs.5 lakhs
• Application should be submitted complete in all respect along with attested copies of the
following documents:
1. Certificate of qualification-academic and technical (if project cost above 5 lakhs under
service industry or above 10 lakhs under Manufacturing industry)
2. Relevant Certificate for SC/ST/OBC/Minority/Ex-Servicemen/PHC
3. if Entrepreneur Development programme(EDP) training undergone (at least for two weeks)
then submit photocopy of the certificate
 Mr.XYZ

KOLKATA-

CALCULATION OF DSCR

YEARS YR 1 YR 2 YR 3 YR 4 YR 5

A. Net Profit after Tax 2,855,950.93 3,481,061.12 4,141,572.87 4,188,775.43 4,235,977.98

B. Depreciation - - - - -
C. Interest on Term Loan 39,525.00 37,548.50 29,643.50 21,738.50 13,833.50
D. Interest on Cash Credit 297,637.10 282,755.05 223,227.82 163,700.60 104,173.39

TOTAL [X] 3,193,113.03 3,801,364.66 4,394,444.20 4,374,214.53 4,353,984.87

E. Instalment of Term Loan 32,937.00 131,750.00 131,750.00 131,750.00 131,750.00

F. Interest on Term Loan 39,525.00 37,548.50 29,643.50 21,738.50 13,833.50
G. Interest on Cash Credit 297,637.10 282,755.05 223,227.82 163,700.60 104,173.39

TOTAL [Y] 370,099.10 452,053.55 384,621.32 317,189.11 249,756.89

DSCR = [X] / [Y] 8.63 8.41 11.43 13.79 17.43

AVERAGE DSCR = 21.42

59.69 11.937131
Purchases
Capacity of the unit Tonns
Week Monthly Yearly Kilos Total Kilos Per Kilo
Ground Nuts 2 8 86 1000 86000 90
Garlic 2 8 86 1000 86000 25
Red Gram 2 8 86 1000 86000 90
Onions 2 8 86 1000 86000 20
Total 8 32 344 344,000.00

70% 80% 90% 90% 90%

Sales Ground Nuts 13545000
Garlic
Red Gram
Onions
Total
Total Price Kgs Equal to Tonns
7,740,000.00 1000 1
2,150,000.00 1000 1
7,740,000.00 2000 2
1,720,000.00
19,350,000.00

Av. Procurement Price of Areca(current price)

Per Kilo
Ground Nuts 90
Garlic 25
Red Gram 90
Onions 20
 DATA INPUT SHEET

Preference for sponsoring agency of the project to Bank: (mark √ )

1.1 Name of the Applicant/Institution
SREE RAGHAVENDRA ENTERPRISES
1.1 Name of the Father/Spouse
TestSpouse
2 Gender Male √ Female

3 Address of the Proposed location of Unit: Rural Urban √

H.No.4-110/33/2
Nagaram
Taluka/Block: Keesara
District: Medchal Malkajgiri Pin: 501 218
State: Telangana
Email: sreeraghavendraenterprises2023@gmail.com Mobile: 9640641570

4 Qualification
Academic Technical
12th Pass computer

5 Whether the applicant belongs to (mark √)

Ex- Service Hill Boarder
SC ST PHC Minority General
man Area
√

Manu-
Whether the
√
Service
6 facturing
Unit
project (mark √) Unit
8 Name of the project / business activity proposed :
Wholesale and Retail Business of Groundnuts,Garlic and Redgram

Legal Status:

Land Rental 100000

BUILDING DETAILS
Particulars Area Rate/Sq.ft Amount in Rs.
Office Building Rental Deposit 1000 100.00 100000.00
Godown Deposit 500 50.00 25000.00
0.00
0.00
0.00
0.00
0.00
125000.00

MACHINERY DETAILS
Particulars Qty. Rate Amount in Rs.
Processing Machine 3 25000.00 75000.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Total 75000.00

d. Preliminary & Pre-operative Cost : 50000.00

e. Furniture & Fixtures : 275000.00

f.Computers&Laptaps 150000.00

g.Contingency/Others/Miscellaneous 100000.00

Working Capital : 575000.00

 Means of Financing

Own Contribution : 15%

Bank Finance : 85%
Margin Money (Govt. Subsidy) : 0%

DETAILS OF SALES
Rate/ Qantity Amount in Rs.
Particulars of Products
Kilo Kilos
Ground Nuts 120.00 86000 10320000.00
Garlic 50.00 86000 4300000.00
Red Gram 135.00 86000 11610000.00
Onions 25.00 86000 2150000.00
0.00
0.00
0.00

Total 28380000.00

RAW MATERIALS
Particulars Kilos Rate/Kilo Reqd. Kilo Amount In Rs.
Ground Nuts 75000 90.00 86000 7740000.00
Garlic 75000 15.00 86000 1290000.00
Red Gram 75000 90.00 86000 7740000.00
Onions 75000 15.00 86000 1290000.00
0.00
0.00
0.00
0.00
0.00
Total 18060000.00

WAGES
No. of Wages Per Month Amount in Rs.
Particulars
Worker Total Month 12
Godown Superviser 1 12000.00 144000.00
Skilled Workers 2 8000.00 192000.00
Un skilled workers 2 6000.00 144000.00
0.00
0.00
0.00
0.00
Total 5 480000.00

SALARY DETAILS
No. of Wages Per Month Amount in Rs.
Particulars
Staff Total Month 12
Marketing Manager 1 25000.00 300000.00
Accountant 1 25000.00 300000.00
Sales Excutives 4 12000.00 576000.00
Admin 2 7500.00 180000.00
0.00
Total 8 1356000.00

WORKING CAPITAL ESTIMATE

Element of Working Capital No. of Days
32000 30

Stock in process 30

Finished goods 15

Receivable by 15

POWER ESTIMATE
Power Requirement 0

Repair and Maintanance 0.20% Rs. 56760.00

Power and Fuel 0.30% Rs. 85140.00

Other Overhead Expenses 1.00% Rs. 283800.00

Telephone Expenses 0.05% Rs. 14190.00

Stationery & Postage 0.05% Rs. 14190.00

Advertisement & Publicity 2.00% Rs. 567600.00

Building Rent Rs. 30000.00

Other Miscelleneous Expenditure 0.20% Rs. 56760.00

Rate of Interest 6.00%

Depreciation
On Building 0.00%
On Machinery 0.00%

Pay back period 5

Project Implementation Period 2 12

INTRODUCTION

ABOUT THE PROMOTER

Office Address:
District:
Khadi & V.I. Commission
0
0
Taluk/Block: State: 0

Name & Signature Incharge

with round seal
INTRODUCTION
Inteodduction vof the project report

ABOUT THE PROMOTER

proimoter of the project report
 PROJECT AT A GLANCE - TOP SHEET
1 Name of the Entreprenuer SREE RAGHAVENDRA ENTERPRISES

2 Constitution (legal Status) : Partnership

4 Unit Address : H.No.4-110/33/2

Nagaram
Mandal/Block: Keesara
District : Medchal Malkajgiri
Pin: 501 218 State: Telangana
E-Mail : sreeraghavendraenterprises2023@gmail.com
Mobile 9640641570
5 Product and By Product

6 Cost of Project : Rs. 66,11,014

Name of the project / business Wholesale and Retail Business of Groundnuts,Garlic and Redgram
activity proposed :
=
7 Means of Finance
Term Loan Rs. 56,19,362.00
Own Capital Rs. 991652.00

8 Debt Service Coverage Ratio :

9 Pay Back Period : 5 Years

10 Project Implementation Period : 3 Months

11 Break Even Point :

12 Employment : 13

13 Power Requirement : 0

14 Major Raw materials : Ground Nuts,Garlic,Red Gram

15 Estimated Annual Sales Turnover : Rs. 28380000.00

PMEGP Project Report Page 17

 DETAILED PROJECT REPORT
1 INTRODUCTION :

Inteodduction vof the project report

2 ABOUT THE PROMOTER :

=
proimoter of the project report

3 COST OF PROJECT
A. Fixed Capital Investment
a.Land : 100000 Rent

b.Workshed Area Sq.ft Rate in Rs. Amt. In Rs.

Office Building Rental Deposit 1000 100.00 100,000.00
Godown 500 50.00 25,000.00

Total 125,000.00

c.Machinery Qty. Rate Amount in Rs.

Processing Machine 3 25,000.00 75,000.00
0 0 - -
0 0 - -
Total 75,000.00

PMEGP Project Report Page 18

 d. Preliminary & Pre-operative Cost : Rs. 50,000.00

e. Furniture & Fixtures : Rs. 275,000.00

f.Computers&Laptaps 150,000.00

g.Contingency/Others/Miscellaneous : Rs. 100,000.00

Total Capital Expenditure : Rs. 775,000.00

Working Capital : Rs. 5,836,014.00

Total Cost Project : Rs. 6,611,014.00

3.1 Means of Financing :

Own Contribution 15% Rs. 991,652.00

Bank Finance : 85%

=
Term Loan Rs. 658,750.00
Working Capital Rs. 4,960,612.00

Total Rs. 5,619,362.00

3.2 STATEMENT SHOWING THE REPAYMENT OF TERM LOAN & WORKING CAPITAL :
TERM LOAN

Interest @
Year Opening Balance Installment Closing Balance
6.00%
1st 658,750.00 32,937.00 625,813.00 39,525.00
2nd 625,813.00 131,750.00 494,063.00 37,548.50
3rd 494,063.00 131,750.00 362,313.00 29,643.50
4th 362,313.00 131,750.00 230,563.00 21,738.50
5th 230,563.00 131,750.00 98,813.00 13,833.50
6th 98,813.00 131,750.00 - 5,928.50

WORKING CAPITAL

Interest @
Year Opening Balance Installment Closing Balance
6.00%
1st 4,960,612.00 248,030.25 4,712,581.75 297,637.10
2nd 4,712,581.75 992,122.00 3,720,459.75 282,755.05
3rd 3,720,459.75 992,122.00 2,728,337.75 223,227.82
4th 2,728,337.75 992,122.00 1,736,215.75 163,700.60
5th 1,736,215.75 992,122.00 744,093.75 104,173.39
6th 744,093.75 992,122.00 - 44,645.17

PMEGP Project Report Page 19

3.3 STATEMENT SHOWING THE DEPRECIATION ON FIXED ASSETS:
WORKSHED
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Opening Balance 125,000.00 125,000.00 125,000.00 125,000.00 125,000.00
Depreciation - - - - -
Closing Balance 125,000.00 125,000.00 125,000.00 125,000.00 125,000.00
MACHINERY @ 0.00%
Opening Balance 75,000.00 75,000.00 75,000.00 75,000.00 75,000.00
Depreciation - - - - -
Closing Balance 75,000.00 75,000.00 75,000.00 75,000.00 75,000.00
TOTAL DEPRECIATION
Workshed 0 0 0 0 0
Machinery 0 0 0 0 0
Total 0 0 0 0 0

4 Schedule of Sales Realization :

4.1 Details of Sales
Particulars of Product Rate per Kilo No. of Kilo Amount in Rs.
=
Ground Nuts 120.00 86,000.00 10,320,000.00
Garlic 50.00 86,000.00 4,300,000.00
Red Gram 135.00 86,000.00 11,610,000.00
Onions 25.00 86,000.00 2,150,000.00
0 - - -
0 - - -
0 - - -
Total 28380000.00

4.2 Capacity Utilization of Sales

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

Capacity Utilization 70% 80% 90% 90% 90%

Sales / Receipts 19,866,000.00 22,704,000.00 25,542,000.00 25,542,000.00 25,542,000.00

5 Rawmaterials :
Particulars Unit Rate for Kilo Reqd.Unit Amount in Rs.
Ground Nuts 75,000.00 90.00 86,000.00 7,740,000.00
Garlic 75,000.00 15.00 86,000.00 1,290,000.00
Red Gram 75,000.00 90.00 86,000.00 7,740,000.00
Onions 75,000.00 15.00 86,000.00 1,290,000.00
0 - - - -
0 - - - -
0 - - - -
0 - - - -
0 - - - -
Total 18,060,000.00
5.1 Wages :
No. of Wages Amount in Rs.
Particulars Worker Per Month (Per Annum)
Godown Superviser 1 12,000.00 144,000.00
Skilled Workers 2 8,000.00 192,000.00
Un skilled workers 2 6,000.00 144,000.00
0 0 - -
0 0 - -
0 0 - -
0 0 - -
Total 5 480,000.00

5.2 Repairs and Maintenance : Rs. 56,760.00

PMEGP Project Report Page 20

5.3 Power and Fuel : Rs. 85,140.00

5.4 Other Overhead Expenses : Rs. 283,800.00

6 Administrative Expenses :
6.1 Salary
Marketing Manager 1 25,000.00 300,000.00
Accountant 1 25,000.00 300,000.00
Sales Excutives 4 12,000.00 576,000.00
2 7,500.00 180,000.00
0 - -
Total 8 1,356,000.00

6.2 Telephone Expenses 14,190.00

6.4 Stationery & Postage 14,190.00

6.5 Advertisement & Publicity 567,600.00

=

6.6 Workshed Rent 360,000.00

6.7 Other Miscellaneous Expenses 56,760.00

Total 2,368,740.00

7 Capacity Utilization of Manufacturing & Administrative Expenses :

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilization 70% 80% 90% 90% 90%
Manufacturing Expenses
Rawmaterials 12,642,000.00 14,448,000.00 16,254,000.00 16,254,000.00 16,254,000.00
Wages 336,000.00 384,000.00 432,000.00 432,000.00 432,000.00
Repairs & Maintenance 39,732.00 45,408.00 51,084.00 51,084.00 51,084.00
Power & Fuel 59,598.00 68,112.00 76,626.00 76,626.00 76,626.00
Other Overhead Expenses 198,660.00 227,040.00 255,420.00 255,420.00 255,420.00
Administrative Expenses
Salary 1,356,000.00 1,356,000.00 1,356,000.00 1,356,000.00 1,356,000.00
Postage Telephone Expenses 9,933.00 11,352.00 12,771.00 12,771.00 12,771.00
Stationery & Postage 9,933.00 11,352.00 12,771.00 12,771.00 12,771.00
Advertisement & Publicity 397,320.00 454,080.00 510,840.00 510,840.00 510,840.00
Workshed Rent 360,000.00 360,000.00 360,000.00 360,000.00 360,000.00
Other Miscellaneous Expenses 39,732.00 45,408.00 51,084.00 51,084.00 51,084.00
Total: 15,448,908.00 17,410,752.00 19,372,596.00 19,372,596.00 19,372,596.00
8 Assessment of Working Capital :
Particulars Amount in Rs.
Sale 28,380,000.00

Manufacturing Expenses
Raw Material 18,060,000.00
Wages 480,000.00
Repair & Maintenance 56,760.00
Power & Fuel 85,140.00
Other Overhead Expenses 283,800.00

Production Cost 18,965,700.00

Administrative Cost 2,368,740.00
Manufacturing Cost 21,334,440.00

PMEGP Project Report Page 21

 Working Capital Estimate :
Element of Working Capital No of Days Basis Amount in Rs.
32000 30 Material Cost 1,806,000.00

Stock in process 30 Production Cost 1,896,570.00

Finished goods 15 Manufacturing Cost 1,066,722.00

Receivable by 15 Manufacturing Cost 1,066,722.00

Total Working Capital Requirement Per Cycle 5,836,014.00

9 Financial Analysis
9.1 Projected Profit & Loss Account :
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Sales / Receipts 19,866,000.00 22,704,000.00 25,542,000.00 25,542,000.00 25,542,000.00
19,866,000.00 22,704,000.00 25,542,000.00 25,542,000.00 25,542,000.00
Manufacturing Expenses
Rawmaterials 12,642,000.00 14,448,000.00 16,254,000.00 16,254,000.00 16,254,000.00
Wages 336,000.00 384,000.00 432,000.00 432,000.00 432,000.00
=
Repairs & Maintenance 39,732.00 45,408.00 51,084.00 51,084.00 51,084.00
Power & Fuel 59,598.00 68,112.00 76,626.00 76,626.00 76,626.00
Other Overhead Expenses 198,660.00 227,040.00 255,420.00 255,420.00 255,420.00
Depreciation - - - - -
Production Cost 13,275,990.00 15,172,560.00 17,069,130.00 17,069,130.00 17,069,130.00
Administrative Expenses
Salary 1,356,000.00 1,356,000.00 1,356,000.00 1,356,000.00 1,356,000.00
Postage Telephone Expenses 9,933.00 11,352.00 12,771.00 12,771.00 12,771.00
Stationery & Postage 9,933.00 11,352.00 12,771.00 12,771.00 12,771.00
Advertisement & Publicity 397,320.00 454,080.00 510,840.00 510,840.00 510,840.00
Workshed Rent 360,000.00 360,000.00 360,000.00 360,000.00 360,000.00
Other Miscellaneous Expenses 39,732.00 45,408.00 51,084.00 51,084.00 51,084.00
Administrative Cost 2,172,918.00 2,238,192.00 2,303,466.00 2,303,466.00 2,303,466.00
Interest on Bank credit @ 6%
Term Loan 39,525.00 37,548.50 29,643.50 21,738.50 13,833.50
Working Capital Loan 297,637.10 282,755.05 223,227.82 163,700.60 104,173.39
Cost of Sale 15,786,070.10 17,731,055.55 19,625,467.33 19,558,035.11 19,490,602.89
Net Profit Before Tax 4,079,929.90 4,972,944.45 5,916,532.68 5,983,964.90 6,051,397.11
Less Tax 1,223,978.97 1,491,883.34 1,774,959.80 1,795,189.47 1,815,419.13
Net Profit 2,855,950.93 3,481,061.12 4,141,572.87 4,188,775.43 4,235,977.98

9.2 CALCULATION OF DEBT SERVICE CREDIT RATIO (D.S.C.R) :

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Net Profit 2855951 3481061 4141573 4188775 4235978
Add :
Depreciation 0 0 0 0
TOTAL - A 2855951 3481061 4141573 4188775 4235978
Payments :
On Term Loan :
Interest 39525 37549 29644 21739 13833
Installment 32937 131750 131750 131750 131750
On Working Capital
Interest 297637 282755 223228 163701 104173
TOTAL - B 370099 452054 384621 317189 249757
D.S.C.R = A/B
7.72 7.70 10.77 13.21 16.96
Average D.S.C.R

PMEGP Project Report Page 22

9.3 PROJECTED BALANCE SHEET :
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
LIABILITIES :
Promoters Capital 991,652.00 991,652.00 991,652.00 991,652.00 991,652.00
Profit 2,855,950.93 3,481,061.12 4,141,572.87 4,188,775.43 4,235,977.98
Term Loan 658,750.00 625,813.00 494,063.00 362,313.00 230,563.00
Working Capital Loan 4,960,612.00 4,712,581.75 3,720,459.75 2,728,337.75 1,736,215.75
Current Liabilities - - - -
Sundry Creditors - - - -
Total Liabilities 9,466,964.93 9,811,107.87 9,347,747.62 8,271,078.18 7,194,408.73
ASSETS :
Gross Fixed Assets : 475,000.00 475,000.00 475,000.00 475,000.00 475,000.00
Less : Depreciation - - - - -
Net Fixed Assets 475,000.00 475,000.00 475,000.00 475,000.00 475,000.00
Preliminary & Pre-Op. Expenses 50,000.00 37,500.00 28,125.00 21,093.75 15,820.31
Current Assets 4,960,612.00 4,712,581.75 3,720,459.75 2,728,337.75 1,736,215.75
Cash in Bank/Hand 4,031,352.93 4,623,526.12 5,152,287.87 5,067,740.43 4,983,192.98
Total Assets 9,466,964.93 9,811,107.87 9,347,747.62 8,271,078.18 7,194,408.73
=

9.4 CASH FLOW STATEMENT :

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Net Profit 2,855,950.93 3,481,061.12 4,141,572.87 4,188,775.43 4,235,977.98
Add : Depreciation - - - -
Term Loan 658,750.00 625,813.00 494,063.00 362,313.00 230,563.00
Working Capital Loan 4,960,612.00 4,712,581.75 3,720,459.75 2,728,337.75 1,736,215.75
Promoters Capital 991,652.00 991,652.00 991,652.00 991,652.00 991,652.00
Total 9,466,964.93 9,811,107.87 9,347,747.62 8,271,078.18 7,194,408.73

Total Fixed Capital Invested 775,000.00 775,000.00 775,000.00 775,000.00 775,000.00

Repayment of Term Loan 32,937.00 131,750.00 131,750.00 131,750.00 131,750.00

Repayment of WC Loan 248,030.25 992,122.00 992,122.00 992,122.00 992,122.00
Current Assets 4,960,612.00 4,712,581.75 3,720,459.75 2,728,337.75 1,736,215.75
Total 5,241,579.25 5,836,453.75 4,844,331.75 3,852,209.75 2,860,087.75

Opening Balance 9,466,964.93 3,974,654.12 8,478,069.99 12,896,938.42

Surplus 3,974,654.12 4,503,415.87 4,418,868.43 4,334,320.98
Closing Balance - 3,974,654.12 8,478,069.99 12,896,938.42 17,231,259.40

9.5 BREAK EVEN POINT AND RATIO ANALYSIS :

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Fixed Cost 2,212,443.00 2,275,740.50 2,333,109.50 2,325,204.50 2,317,299.50
Variable Cost 13,573,627.10 15,455,315.05 17,292,357.83 17,232,830.61 17,173,303.39
Total Cost 15,786,070.10 17,731,055.55 19,625,467.33 19,558,035.11 19,490,602.89

Sales 19,866,000.00 22,704,000.00 25,542,000.00 25,542,000.00 25,542,000.00

Contribution (Sales-VC) 6,292,372.90 7,248,684.96 8,249,642.18 8,309,169.40 8,368,696.61

B.E.P in % 0.35 0.31 0.28 0.28 0.28

Break Even Sales in Rs. 6,985,026.69 7,127,970.47 7,223,620.32 7,147,570.41 7,072,602.41

Break Even Units 58,208.56 59,399.75 60,196.84 59,563.09 58,938.35

Current Ratio 8.03 7.62 2.58 1.98 1.33

Net Profit Ratio 14.38% 15.33% 16.21% 16.40% 16.58%

PMEGP Project Report Page 23

 This Project Report has been prepared based on the data furnished by the Sree Raghavendra Enterprises whose details are given in the
application.

Sree Raghavendra Enterprises

Signature of the Beneficiary

Place :
Date:

PMEGP Project Report Page 24

TAILED PROJECT REPORT

PMEGP Project Report Page 25

 =

PMEGP Project Report Page 26

 =

PMEGP Project Report Page 27

 PROJECT AT A GLANCE - TOP SHEET
1 Name of the Entreprenuer SREE RAGHAVENDRA ENTERPRISES

2 Constitution (legal Status) : Partnership

3 #REF! TestSpouse

4 Unit Address : H.No.4-110/33/2

Nagaram
Mandal/Block: Keesara
District : Medchal Malkajgiri
Pin: 501 218
E-Mail : sreeraghavendraen
Mobile 9640641570
5 Product and By Product

6 Cost of Project : Rs. 64,61,014

Name of the project / business activity proposed : Wholesale and Retail Business of Groun
7 Means of Finance
Term Loan Rs. 54,91,862.00
KVIC Margin Money Rs. should not exceed 10
Own Capital Rs. 969152.00

8 Debt Service Coverage Ratio :

9 Pay Back Period : 5

10 Project Implementation Period : 0

11 Break Even Point :

12 Employment : 13

13 Power Requirement : 0

14 Major Raw materials : Ground Nuts,Garlic,Red Gram

15 Estimated Annual Sales Turnover : Rs. 28380000.00

PMEGP Project Report Page 28

 DETAILED PROJECT REPORT
1 INTRODUCTION :

Inteodduction vof the project report

2 ABOUT THE PROMOTER :

proimoter of the project report

3 COST OF PROJECT
A. Fixed Capital Investment
a.Land : 100000

b.Workshed Area Sq.ft

Office Building Rental Deposit 1000
Godown 500
0 0
0 0
0 0
0 0
0 0
Total

C. Machinery Qty.
Processing Machine 3
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
Total

PMEGP Project Report Page 29

 d. Preliminary & Pre-operative Cost :

e. Furniture & Fixtures :

g.Contingency/Others/Miscellaneous :

Total Capital Expenditure :

Working Capital :

Total Cost Project :

3.1 Means of Financing :

Own Contribution 15%

Bank Finance : 85%

Term Loan
Working Capital

Total

Margin Money (Govt. Subsidy) 0%

Margin Money Subsidy received will be kept in term deposit as per norms of
CMEGP in the name of Beneficiary for three years in the financing branch.

3.2 STATEMENT SHOWING THE REPAYMENT OF TERM LOAN & WORKING CAPITAL :
TERM LOAN

Year Opening Balance Installment

1st 531250 0
2nd 531250 106250
3rd 425000 106250
4th 318750 106250
5th 212500 106250
6th 106250 106250
7th 0 0
8th 0 0

WORKING CAPITAL

Year Opening Balance Installment

1st 4960612 0
2nd 4960612 992122
3rd 3968490 992122
4th 2976367 992122
5th 1984245 992122
6th 992122 992122
7th 0 0
8th 0 0

PMEGP Project Report Page 30

3.3 STATEMENT SHOWING THE DEPRECIATION ON FIXED ASSETS:
WORKSHED
Particulars 1st Year 2nd Year
Opening Balance 125000 125000
Depreciation 0 0
Closing Balance 125000 125000
MACHINERY
Opening Balance 75000 75000
Depreciation 0 0
Closing Balance 75000 75000
TOTAL DEPRECIATION
Workshed 0 0
Machinery 0 0
Total 0 0

4 Schedule of Sales Realization :

4.1 Details of Sales
Rate/
Particulars of Product Per Kilo
0
Ground Nuts 120.00
Garlic 50.00
Red Gram 135.00
Onions 25.00
0 0.00
0 0.00
0 0.00
Total

4.2 Capacity Utilization of Sales

Particulars 1st Year 2nd Year

Capacity Utilization 70% 80%

Sales / Receipts 19866000 22704000

5 Rawmaterials :
Particulars Unit Rate/unit
Ground Nuts 75000 90.00
Garlic 75000 15.00
Red Gram 75000 90.00
Onions 75000 15.00
0 0 0.00
0 0 0.00
0 0 0.00
0 0 0.00
0 0 0.00
Total
5.1 Wages :
No. of Wages
Particulars Worker Per Month
Godown Superviser 1 1
Skilled Workers 2
Un skilled workers 2
0 0
0 0
0 0
0 0
Total 5

5.2 Repairs and Maintenance :

PMEGP Project Report Page 31

5.3 Power and Fuel :

5.4 Other Overhead Expenses :

6 Administrative Expenses :
6.1 Salary
Marketing Manager 1 25000.00
Accountant 1 25000.00
Sales Excutives 4 12000.00
2 7500.00
0 0.00
Total 8

6.2 Telephone Expenses

6.4 Stationery & Postage

6.5 Advertisement & Publicity

6.6 Workshed Rent

6.7 Other Miscellaneous Expenses

Total
7 Capacity Utilization of Manufacturing & Administrative Expenses :
Particulars 1st Year 2nd Year
Capacity Utilization 70% 80%
Manufacturing Expenses
Rawmaterials 12642000 14448000
Wages 336000 384000
Repairs & Maintenance 39732 45408
Power & Fuel 59598 68112
Other Overhead Expenses 198660 227040
Administrative Expenses
Salary 1356000 1356000
Postage Telephone Expenses 9933 11352
Stationery & Postage 9933 11352
Advertisement & Publicity 397320 454080
Workshed Rent 360000 360000
Other Miscellaneous Expenses 39732 45408
Total: 15448908 17410752
8 Assessment of Working Capital :
Particulars
Sale

Manufacturing Expenses
Raw Material
Wages
Repair & Maintenance
Power & Fuel
Other Overhead Expenses

Production Cost
Administrative Cost
Manufacturing Cost

PMEGP Project Report Page 32

 Working Capital Estimate :
Element of Working Capital No of Days Basis
32000 30 Material Cos

Stock in process 30 Production Co

Finished goods 15 Manufacturing C

Receivable by 15 Manufacturing C

Total Working Capital Requirement Per Cycle

9 Financial Analysis
9.1 Projected Profit & Loss Account :
Particulars 0 Year 1st Year
Sales / Receipts 19866000
19866000
Manufacturing Expenses
Rawmaterials 12642000
Wages 336000
Repairs & Maintenance 39732
Power & Fuel 59598
Other Overhead Expenses 198660
Depreciation 0
Production Cost 13275990
Administrative Expenses
Salary 1356000
Postage Telephone Expenses 9933
Stationery & Postage 9933
Advertisement & Publicity 397320
Workshed Rent 360000
Other Miscellaneous Expenses 39732
Administrative Cost 2172918
Interest on Bank credit @ 6%
Term Loan 31875
Working Capital Loan 297637
Cost of Sale 15778420
Net Profit Before Tax 4087580
Less Tax 0.00
Net Profit 4087580

9.2 CALCULATION OF DEBT SERVICE CREDIT RATIO (D.S.C.R) :

Particulars 0 Year 1st Year
Net Profit 4087580
Add :
Depreciation 0
TOTAL - A 4087580
Payments :
On Term Loan :
Interest 31875
Installment 0
On Working Capital
Interest 297637
TOTAL - B 329512
D.S.C.R = A/B
12.40
Average D.S.C.R

PMEGP Project Report Page 33

9.3 PROJECTED BALANCE SHEET :
Particulars 0 Year 1st Year
LIABILITIES :
Promoters Capital 969152
Profit 4087580
Term Loan 531250
Working Capital Loan 4960612
Current Liabilities 0
Sundry Creditors 0
10548594
ASSETS :
Gross Fixed Assets : 475000
Less : Depreciation 0
Net Fixed Assets 475000
Preliminary & Pre-Op. Expenses 50000
Current Assets 4960612
Cash in Bank/Hand 5112982
Total 10548594

9.4 CASH FLOW STATEMENT :

Particulars 0 Year 1st Year
Net Profit 4087580
Add : Depreciation 0
Term Loan 531250
Working Capital Loan 4960612
Promoters Capital 969152
Total 10548594

Total Fixed Capital Invested 625000

Repayment of Term Loan 0

Repayment of WC Loan 0
Current Assets 4960612
Total 4960612

Opening Balance 0
Surplus 5587982
Closing Balance 5587982

9.5 BREAK EVEN POINT AND RATIO ANALYSIS :

Particulars 0 Year 1st Year
Fixed Cost 2204793
Variable Cost 13573627
Total Cost 15778420

Sales 19866000

Contribution (Sales-VC) 6292373

B.E.P in % 35.04%

Break Even Sales in Rs. 6960874

Break Even Units 58007

Current Ratio 15.05

PMEGP Project Report Page 34

 Net Profit Ratio 20.58%

PMEGP Project Report Page 35

 This Project Report has been prepared based on the data furnished by the entrepreneur whose details a
Place :
Date:
Prepared by :

PMEGP Project Report Page 36

GLANCE - TOP SHEET
SREE RAGHAVENDRA ENTERPRISES

Partnership

TestSpouse

Keesara
Medchal Malkajgiri
State: Maharashtra
sreeraghavendraenterprises2023@gmail.c

Wholesale and Retail Business of Groundnuts,Garlic and Redgram

should not exceed 10 lakhs Project cost under Service Industry

Years

Months

Ground Nuts,Garlic,Red Gram

PMEGP Project Report Page 37

ILED PROJECT REPORT

ed Capital Investment
100000 Rent

Rate in Rs. Amt. In Rs.

100.00 100000.00
50.00 25000.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
125000.00

Rate Amount in Rs.

25000.00 75000.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
75000.00

PMEGP Project Report Page 38

 Rs. 50000.00

Rs. 275000.00

Rs. 100000.00

Rs. 625000.00

Rs. 5836014.00

Rs. 6461014.00

Rs. 969152.00

Rs. 531250.00
Rs. 4960612.00

Rs. 5491862.00

should not exceed 10 lakhs

Rs. Project cost under Service
Industry
ved will be kept in term deposit as per norms of
eficiary for three years in the financing branch.

Interest @
Closing Balance
6.00%
531250 31875
425000 31875
318750 25500
212500 19125
106250 12750
0 6375
0 0
0 0

ORKING CAPITAL

Interest @
Closing Balance
6.00%
4960612 297637
3968490 297637
2976367 238109
1984245 178582
992122 119055
0 59527
0 0
0 0

PMEGP Project Report Page 39

G THE DEPRECIATION ON FIXED ASSETS:
D @ 0.00%
3rd Year 4th Year 5th Year
125000 125000 125000
0 0 0
125000 125000 125000
Y @ 0.00%
75000 75000 75000
0 0 0
75000 75000 75000
OTAL DEPRECIATION
0 0 0
0 0 0
0 0 0

No. of Amount in Rs.

Per Kilo

86000 10320000.00
86000 4300000.00
86000 11610000.00
86000 2150000.00
0 0.00
0 0.00
0 0.00
28380000.00

3rd Year 4th Year 5th Year

90% 90% 90%

25542000 25542000 25542000

Reqd.Unit Amount in Rs.

86000 7740000.00
86000 1290000.00
86000 7740000.00
86000 1290000.00
0 0.00
0 0.00
0 0.00
0 0.00
0 0.00
18060000.00

Wages Amount in Rs.

Per Month (Per Annum)
12000.00 144000.00
8000.00 192000.00
6000.00 144000.00
0.00 0.00
0.00 0.00
0.00 0.00
0.00 0.00
480000.00

Rs. 56760.00

PMEGP Project Report Page 40

 Rs. 85140.00

Rs. 283800.00

25000.00 300000.00
25000.00 300000.00
12000.00 576000.00
7500.00 180000.00
0.00 0.00
1356000.00

14190.00

14190.00

567600.00

360000.00

56760.00
2368740.00

3rd Year 4th Year 5th Year

90% 90% 90%

16254000 16254000 16254000

432000 432000 432000
51084 51084 51084
76626 76626 76626
255420 255420 255420

1356000 1356000 1356000

12771 12771 12771
12771 12771 12771
510840 510840 510840
360000 360000 360000
51084 51084 51084
19372596 19372596 19372596

Amount in Rs.
28380000.00

18060000.00
480000.00
56760.00
85140.00
283800.00

18965700.00
2368740.00
21334440.00

PMEGP Project Report Page 41

 Basis Amount in Rs.
Material Cost 1806000.00

Production Cost 1896570.00

Manufacturing Cost 1066722.00

Manufacturing Cost 1066722.00

Per Cycle 5836014.00

2nd Year 3rd Year 4th Year

22704000 25542000 25542000
22704000 25542000 25542000

14448000 16254000 16254000

384000 432000 432000
45408 51084 51084
68112 76626 76626
227040 255420 255420
0 0 0
15172560 17069130 17069130

1423800 1494990 1569740

11352 12771 12771
11352 12771 12771
454080 510840 510840
360000 360000 360000
45408 51084 51084
2305992 2442456 2517206

31875 25500 19125

297637 238109 178582
17808064 19775195 19784043
4895936 5766805 5757957
0.00 0.00 0.00
4895936 5766805 5757957

2nd Year 3rd Year 4th Year

4895936 5766805 5757957

0 0 0
4895936 5766805 5757957

31875 25500 19125

106250 106250 106250

297637 238109 178582

435762 369859 303957

11.24 15.59 18.94

PMEGP Project Report Page 42

 2nd Year 3rd Year 4th Year

969152 969152 969152

4895936 5766805 5757957
531250 425000 318750
4960612 3968490 2976367
0 0 0
0 0 0
11356950 11129446 10022226

475000 475000 475000

0 0 0
475000 475000 475000
37500 28125 21094
4960612 3968490 2976367
5921338 6685957 6570859
11356950 11129446 10022226

2nd Year 3rd Year 4th Year

4895936 5766805 5757957
0 0 0
531250 425000 318750
4960612 3968490 2976367
0 0 0
10387798 10160294 9053074

106250 106250 106250

992122 992122 992122
4960612 3968490 2976367
6058984 5066862 4074740

5587982 9916796 15010228

4328814 5093432 4978335
9916796 15010228 19988563

2nd Year 3rd Year 4th Year

2337867 2467956 2536331
15470197 17307239 17247712
17808064 19775195 19784043

22704000 25542000 25542000

7233803 8234761 8294288

32.32% 29.97% 30.58%

7337625 7654932 7810552

61147 63791 65088

3.47 2.91 2.30

PMEGP Project Report Page 43

 21.56% 22.58% 22.54%

PMEGP Project Report Page 44

ta furnished by the entrepreneur whose details are given in the application.

Full Name : SREE RAGHAVENDRA ENTERPRISES

Signature of the Beneficiary

PMEGP Project Report Page 45

 PROJECT REPORT FOR

Affix latest
attested
Photograph

1 Name of the Entreprenuer SREE RAGHAVENDRA ENTERPRISES

1
2 Constitution (legal Status) Partnership

3 Unit Address : H.No.4-110/33/2

Nagaram
Mandal/ Keesara
Block:
District : Medchal Malkajgiri
Pin: 501 218 State: Telangana
Phone 9640641570
E-Mail sreeraghavendraenterprises2023@gmail.com

4 Background of the Partners : Furnished detailed information in the DPR

5 Employment : Present Proposed
Godown Superviser 1
Skilled Workers 2
Un skilled workers 2
0 0
0 0
0 0
0 0
Marketing Manager 1
Accountant 1
Sales Excutives 4
Admin 2
0 0
Total 13

9 Project Details for Proposed New Unit : Copy of detailed project report is enclosed.
a Expansion / Mordenisation :

b Setting up of New unit :

c Activity for proposed new unit :

d Product / Item proposed to undertake :

9.1 Capacity (Furnish the details of Installed capacity & production : (No. in Units/ Qty. in Kg./Volume in liter per annum)
Capacity is arrived at on the basis of 7 Days working on Single shift basis
Product & Present Installed Maximum Prod. Proposed Installed Maximum Prod.
By-product if any Capacity Achieved Capacity of 1st Year envisaged
70.00% 13275990

9.3 State the manufacturing process in brief :

9.4 Has the proposed process ever been tried in the
country or newly adopted? :

9.5 Technical Arrangements :

9.6 Describe arrangement for Key Official

for managing the proposed unit :
Technical Manpower

Administrative Manpower

Accounting personnel

9.7 Particulars of Land Existing Proposed

Location of the Land :
Area of Land
Status of the Land :
Nature of Land
Availability of Water :

9.8 Particulars of Building Existing Proposed

(Enclose the plan & Estimation for the proposed Building) Area Value in Rs. Status Area Value Status
Factory Building :

Ancillary Building :

Storage

Total 0.00 0.00

9.9 Plant and Machinery Existing (Value in Rs.) Proposed (Value in Rs.)
Indigenous 75000.00

Imported

(Enclose the plan layout of the existing plant and machinery )

9.10 Rawmaterials / Components
Req. of Raw material/Components/Chemicals Qty. in Nos./Kgs./Ton Rate/Nos./Kgs/Tons Value in Rs.

Total 0.00

9.11 Utilities (Furnish details on requirement, availability, adequacy, qualitative aspects etc..)
Particulars of Utilities Contracted Load Connected Load Further requirement
in HP/KW/W in HP/KW/W in HP/KW/W
Power

Water

Fuel

Others (Specify)
9.12 Environment Aspect of the Project :

9.13 Requirement of Manpower for the Project :

Particulars of Manpower Total Requirement Salary/Wages per month Cost per Annum
Godown Superviser 1 12000.00 144000.00
Skilled Workers 2 8000.00 192000.00
Un skilled workers 2 6000.00 144000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Marketing Manager 1 25000.00 300000.00
Accountant 1 25000.00 300000.00
Sales Excutives 4 12000.00 576000.00
Admin 2 7500.00 180000.00
0 0 0.00 0.00
Total 13 1836000.00

9.14 Schedule of Implementation : BAR CHART

Activities Date of Commencement Expected Date of Completion
a. Acquisition of Land
b. Development of Land
c. Civil Works for Factory / Building
Machinery / Foundation etc..
d. Plant & Machinery
Imported
Indigenous
e. Arrangement for power
f. Arrangement for water
g. Errection of equipment
h. Commissioning
I. Procurement of Raw materials/Chemicals
j. Trail Runs
k. Commercial Production
10 Cost of Project :
(Rs. in '000)
Sr.No. Particulars Already Incurred To be Incurred Total Cost
A Land including Development 0.00 0.00

B Building & Other Civil Works 125000.00 125000.00

C Plant and Machinery

1. Indigenous 75000.00 75000.00
2. Imported 0.00

D Furniture & Fixture 275000.00 275000.00

E Testing equipment 0.00

F Miscellaneous Fixed Assets 0.00

G Errection & Installation Charges 0.00

H Contingency 100000.00 100000.00

I Preliminary & Pre-Op. Cost 50000.00 50000.00

J Provision for
1. Buildings 0.00
2. Plant & Machinery 0.00
3. Other Fixed Assets 0.00

K Working Capital for one 5836014.00 5836014.00

Operating Cycle

L Total 0.00 6461014.00 6461014.00

 11 Means of Financing :
(Rs. in '000)
Sr.No. Particulars Amount already Amount Proposed Total
Raised to be Raised
A Equity / Promoters Contribution 969152.00 969152.00

B Reserves 0.00

C Term Loans 5491862.00 5491862.00

D Unsecured Loans and Deposits 0.00

(Indicate sources, roi, repayment etc)

E Deferred Payment 0.00

Arrangements including Suppliers credit

F Subsidy
Central Government should not exceed 10 lakhs Project cost under Service
#VALUE!Industry
State Government 0.00

G Seed Capital 0.00

H Internal Cash Accruals 0.00

I Other Sources (Specify) 0.00

J Total 0.00 6461014.00 6461014.00

11.1 In case internal accruals are taken as

source of finance explain the basis of
estimation of internal accruals :

11.2 Indicate source from which expenditure

already incurred has been financed :

11.3 % of Promoters contribution of the :

total cost of project
 12 Marketing & Selling Arrangements of the Product :

13 Projected Profitability : Projected Profitability Statement given in the

Detailed Project Report.

14 Projected Cash flow Statement : Projected Cash flow Statement given in the
Detailed Project Report.

% of Cash Sales in Total Sales :

Period in which payment is received Days

in respect of Credit Sales

Average Credit Available on Purchase : Days

15 Working Capital Required for the : Rs. 5836014.00

anticipated turnover

16 Repayment Programme : Detailed Repayment programme for Term loan and

Working capital loan have been given in the DPR.

17 Details of Securities to be Offered :

17.1 Primary ( Furnish details for term loan and : :

working capital loan separately )
17.2 Collateral, if any (Details) :

17.3 Details of Guarantor(s) :

1. Name
2. Residential Address :

3. Occupation :
4. Details of movable & immovable
properties owned by him /her/other
family members

5 Details of any other similar guarantees:

if any, given to other institutions

18 Government Consents :
(Give deatails of various licenses / consents required to be obtained from various authorities for the proposed project)

19 DECLARATION

I / We hereby declare that the information given herein before and the statements and other
papers enclosed are, to the best of our knowledge and belief, true and correct in all particulars

Date : 0 Signature of the Borrower

Place : 0 Name & Designation (In case of Regd. Inst.)
 Project Report on

Prepared By:
#REF!
District Industries Center
#REF!
#REF!
#REF! State: #REF!
e-Mail:
Ph. No.: Fax: