HDFC BANK LTD

Date- 10/12/2023

Applicant Name- RAJESHWAR PANDEY

Loan Type- Jumbo Loan

Sr. Details
Parameter
No. (given for computation purposes only)

i Loan amount (in Rupees) 4,45,000

Rate of interest percentage per

ii 13.92 %
annum
Total interest charge during the 1,75,153
iii
entire tenor of the loan (in Rupees)
Other up-front charges, if any
iv (break-up of each component to be 499
given below) (in Rupees)
a Processing fees, if any (in Rupees) 499
b Credit Protect-Insurance 0
c Any other Insurance Charges 0
d Documentation Charge 0
Others (if any) (in Rupees) (details
e 0
to be provided)
Net disbursed amount ((i)-(iv(b)))
v 4,45,000
(in Rupees)
Total amount to be paid by the
vi borrower (sum of (i), (iii) and (iv)) 6,20,652
(in Rupees)
Annual Percentage Rate - Effective
annualized interest rate (in
percentage) (computed on net 13.97 %
vii
disbursed amount using IRR
approach and reducing balance
method)f
viii Tenor of the Loan (in months/days) 60
Repayment frequency by the
ix Monthly
borrower
Number of instalments of
x 60
repayment
Amount of each instalment of
xi 10,335.92
repayment (in Rupees)
Details about Contingent Charges

Rate of annualized penal charges in

xii Late Fees :Rs 500
case of delayed payments (if any)

Rate of annualized other penal Payment Return Fees:

xiii charges (if any); (details to be 2% of loan outstanding /
provided) Rs 450
xiv Cooling off/look-up period 7 Days
Details of LSP acting as recovery
xv agent and authorized to approach Not Applicable
the borrower

Application is submitted on-line by the customer using his/her NetBanking cust ID and password on 10/12/2023 at 14:53
 Mr. Shanmugasundar R ( Grievance
Name, designation, address and
phone number of nodal grievance Redressal Officer )
redressal officer designated HDFC Bank Cards Division,
xvi
specifically to deal with FinTech/ 8, Lattice Bridge Road, Thiruvanmiyur,
digital lending related complaints/ Chennai 600041. Phone No- 044 -
issues 61084900

https://www.hdfcbank.com/personal/useful-
xvii Privacy Policies of the HDFC Bank
links/privacy

Application is submitted on-line by the customer using his/her NetBanking cust ID and password on 10/12/2023 at 14:53
Detailed Repayment Schedule

INSTALMENT OUTSTANDING PRINCIPAL (IN PRINCIPAL (IN INTEREST (IN INSTALMENT (IN
NO. RUPEES) RUPEES) RUPEES) RUPEES)

1 445000 5173.92 5162 10335.92

2 439826 5233.92 5102 10335.92

3 434592 5294.92 5041 10335.92

4 429297 5355.92 4980 10335.92

5 423941 5417.92 4918 10335.92

6 418523 5480.92 4855 10335.92

7 413042 5544.92 4791 10335.92

8 407498 5608.92 4727 10335.92

9 401889 5673.92 4662 10335.92

10 396215 5739.92 4596 10335.92

11 390475 5805.92 4530 10335.92

12 384669 5873.92 4462 10335.92

13 378795 5941.92 4394 10335.92

14 372853 6010.92 4325 10335.92

15 366842 6080.92 4255 10335.92

16 360761 6150.92 4185 10335.92

17 354610 6222.92 4113 10335.92

18 348387 6294.92 4041 10335.92

19 342092 6367.92 3968 10335.92

20 335724 6441.92 3894 10335.92

21 329283 6515.92 3820 10335.92

22 322767 6591.92 3744 10335.92

23 316175 6667.92 3668 10335.92

24 309507 6745.92 3590 10335.92

25 302761 6823.92 3512 10335.92

26 295937 6902.92 3433 10335.92

27 289034 6982.92 3353 10335.92

28 282051 7063.92 3272 10335.92

29 274987 7145.92 3190 10335.92

30 267841 7228.92 3107 10335.92

31 260612 7312.92 3023 10335.92

32 253299 7397.92 2938 10335.92

33 245901 7483.92 2852 10335.92

34 238417 7569.92 2766 10335.92

35 230848 7657.92 2678 10335.92

36 223190 7746.92 2589 10335.92

37 215443 7836.92 2499 10335.92

38 207606 7927.92 2408 10335.92

39 199678 8019.92 2316 10335.92

40 191658 8112.92 2223 10335.92

41 183545 8206.92 2129 10335.92

42 175338 8301.92 2034 10335.92

43 167036 8397.92 1938 10335.92

44 158638 8495.92 1840 10335.92

INSTALMENT OUTSTANDING PRINCIPAL (IN PRINCIPAL (IN INTEREST (IN INSTALMENT (IN
NO. RUPEES) RUPEES) RUPEES) RUPEES)

45 150142 8593.92 1742 10335.92

46 141548 8693.92 1642 10335.92

47 132854 8794.92 1541 10335.92

48 124060 8896.92 1439 10335.92

49 115163 8999.92 1336 10335.92

50 106163 9104.92 1231 10335.92

51 97058 9209.92 1126 10335.92

52 87848 9316.92 1019 10335.92

53 78531 9424.92 911 10335.92

54 69106 9533.92 802 10335.92

55 59572 9644.92 691 10335.92

56 49927 9756.92 579 10335.92

57 40170 9869.92 466 10335.92

58 30300 9984.92 351 10335.92

59 20315 10099.92 236 10335.92

60 10215 10215.45 118 10333