CUSTOMER AND LOAN DETAILS

Name of the Centre GIRNADYAM Date of application 24-05-2022

Client ID 33:13:056:04:007 Client Age as per KYC document 39
Name of the Borrower Reshma Sukram More Marital status Married
Sukhram Bhika More , Malgaon,girnadam Maharashtra
423106
Father/ Husband’s Name Address of the Borrower

Proposal Code/ ID 33:13:P054407 Loan type and Cycle MFI-3

PAN Contact Number 7620201475

Member of SHG Staff ID 80492

CKYC Identifier

KEY FACTSHEET

Sr. No. Parameter Amount in Rs.

(i) Loan amount (Gross amount disbursed to the borrower) 39110
(ii) Total interest charge during the entire tenure of the loan 5891.47
(iii) Other up-front charges (break-up of each component given below) 1247
a Processing fees @ 1% 391
b GST on processing fees 70
c Insurance charges 786
d Others (if any) 0
(iv) Net disbursed amount ((i)-(iii)) 37863
(v) Total amount to be paid by the borrower (sum of (I), (ii) and (iii)) 46248.47
(vi) Effective annualized interest rate (in percentage) 24.46
(computed on net disbursed amount using IRR approach and reducing balance method)
(vii) Loan term (in weeks) 75
(viii) Repayment frequency by the borrower Weekly
(ix) Number of instalments of repayment 75
(x) Amount of each instalment of repayment 600
Details about Contingent Charges
(xi) Borrower shall not be charged any penalty on prepayment of loan at any time
(xii) Penal charges in case of delayed payments (if any)
(xiii) Other charges (if any)
(xiv) Effective annualized interest rate (in percentage)
21.2
(Net-off processing fees excluding GST using IRR approach and reducing balance method)

“The above calculations have been done considering the loan disbursement date”