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  • Budget Template EN

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    anis ainin
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    This personal monthly budget document outlines a person's estimated and actual income and expenses over the course of a month. It includes estimated and actual figures for total monthly income, savings and emergency funds, fixed expenses like rent and loans, variable expenses like food and utilities, and discretionary expenses such as medical costs, entertainment, and gifts. The document also calculates any excess or deficit between total income and total expenses.

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    This personal monthly budget document outlines a person's estimated and actual income and expenses over the course of a month. It includes estimated and actual figures for total monthly income, savings and emergency funds, fixed expenses like rent and loans, variable expenses like food and utilities, and discretionary expenses such as medical costs, entertainment, and gifts. The document also calculates any excess or deficit between total income and total expenses.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    13 views1 page

    Budget Template EN

    Uploaded by

    anis ainin
    This personal monthly budget document outlines a person's estimated and actual income and expenses over the course of a month. It includes estimated and actual figures for total monthly income, savings and emergency funds, fixed expenses like rent and loans, variable expenses like food and utilities, and discretionary expenses such as medical costs, entertainment, and gifts. The document also calculates any excess or deficit between total income and total expenses.

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 1

    Personal Monthly Budget

    Item Budget (Estimate) Actual Cash Flow


    Income
    Salary (net of EPF, SOCSO, tax, etc.)
    Other Sources
    Total Monthly Income RM - RM -

    Less: Savings & Emergency


    Savings (10 - 20% of monthly income)
    Emergency Funds

    Income (Net of Savings) RM - RM -

    Less: Fixed Expenses


    Rental
    Housing Loan Instalment
    Car Loan Instalment
    Car Insurance
    Road Tax

    Total Fixed Expenses RM - RM -

    Less: Variable Expenses


    Food
    House Utilities
    Mobile Phone Bill
    Petrol
    Services & Maintenance
    Parking/Toll
    Car Repairs

    Total Variable Expenses RM - RM -


    Less: Discretionary Expenses
    Medical Expenses
    Clothing
    Entertainment
    Household Items
    Personal Items
    Gifts
    Other Expenses

    Total Discretionary Expenses RM - RM -

    Excess / Deficit RM - RM -

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