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IMPORTANT POINTS FOR HEALTH INSURANCE

Summary A policy that repays only upto the cost of treatment within limits when hospitilized
Limit / cover amount /sum insured 5 lacs indian rupees to 5 crores indian rupees
Cost of such cover-approx for every 10 lacs you need to pay x% where x is first digit of your age- example 6% if age is between 60-69
Benefit type Cashless in case of network hospitals in india-15000 hospitals approx, reimursed in case of non network
BENEFITS CARE SUPREME-10LACS
PRE HOSPITALIZATION 60 DAYS(ALL OPD ECPENCES OF LAST 60 DYAS PRIOR TO HOSPITILIZATION)
POST HOSPITALIZATION 180 DAYS(ALL OPD ECPENCES OF NEXT 180 DYAS AFTER DISCHARGE)
DAY CARE PROCEDURES ALL
ROOM RENT/ICU/MEDICAL CHARGES UPTO S.I
AMBULANCE COVER UPTO 10000
AIR AMBULANCE 5LACS
DOMICILLARY HOSPITALIZATION COVERED-EXCEEDING 3 DAYS WILL BE PAYABLE
ORGAN DONOR COVER/AYUSH UPTO S.I
SECOND OPINION ONLINE CRITICAL CASE
HEALTH CHECK-UP OPTIONAL
BONUS CB 50% P.A UPTO100%
RECHARGE UNLIMITED CLAIMS UPTO 10 LACS/EVENT
CONSUMEABLE COVER 100% COVERED
POLICY TERMS AND CONDITIONS
INITIAL WAITING PERIOD-30DAYS HOSPITILIZATION FOR ONLY ACCIDENTAL INJURIES COVERED

HOSPITILIZATION FOR SPECIFIC DISEASES NOT COVERED (MOSTLY SURGERIES) LIKE ARTHRITIS,SPINAL
SPECIFIC DISEASE WAITING PERIOD- 2 YEARS DISORDERS,GOUT,JOINT REPLACEMENTS,LIGAMENT REPAIR,ENT DISORDERS,PROSTATE,CATRACT,
FISSURE/FISTULA/PILES, SURGERY OF GENITO-URINARY SYSTEMS, HERNIA, HYDROCELE, TUMORS/CYSTS/FIBROID

PRE-EXISTING DISEASE- 4 YEARS ANY DISEASE/DISORDER THAT PERSISTS BEFORE BUYING THE POLICY WILL NOT BE COVERED FOR 4 YEARS
ALL SUCH HOSPITILIZATIONS IF ANY CANNOT BE CLAIMED LIKE -SELF INVITED RISK/INJURY(SUICIDAL ATTEMPT/DRINK
AND DRIVE/DRUGS INTOXICATING /ADVENTURE SPORTS/COMMERCIAL RISK OR ADVENTURE EVENTS) ANY
EXCLUSIONS
OPTIONAL TREATMENT, DENTAL TREATMENT, MATERNITY OR RELATED COMPLICATIONS, COSMETIC OR
BEAUTIFICATION SURGERY, HAIR TRANSPLANT OR ANY VOLUNTARY TREATMENT

SOME CUSTOMIZATION IS ALSO AVAILABLE ON PAYING ADDITIONAL PREMIUM LIKE INSTANT COVER FOR PRE
NOTE
EXISTING DISEASE, MATERNITY COVER, DENTAL TREATMENT, WORLD WIDE TREATMENT ETC

LINK FOR PREMIUM/COST CALCULATION https://abacus.careinsurance.com/religare/partner/generic-religare-know-popup

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