Professional Documents
Culture Documents
(14)Your passbooks show that a large amount of money has recently been deposited.
How would you explain that?
REPLY We normally do not keep large sums of money in the Savings a/c since we earn a higher rate
of interest when we invest them in Bonds / Fixed Deposits. You can also say that you had
invested in private firms because they provide higher interest rates around 13% per annum as
compared to merely 8% given by Banks.
(15)What does your father do? (What if my dad has taken the VR?)
REPLY Well this does have a specific reply, but then you can put it as "Sir, my father is working with
a German collaborated company for the past 25 years as a Manager in XYZ department. The
long reply helps over here. If your father has taken a voluntary retirement, don’t mention that
he has retired. Well there are two approaches to this. One, say that your father worked with
this company for the last 30 years and now has his own consultancy dealing with (insert some
financial or technical terms). OR, say that your father worked as Asst Mgr./Mgr./GM with some
company for the past 25 years, took a VRS and now has a consultancy of his own. Never
show him to be idle, because that means your income has drastically reduced and works as a
negative point.
(17)Your brother/sister is studying there too. How will your parents support both of
you?
REPLY We have a flourishing Business of Garment Exports since last 20 years and my family has
the necessary finance to fund our education.
(22)You look like Potential immigrant OR I don’t think you will come back to India
REPLY This is a real tricky question. Many lose their senses as how to tackle this question. Stay
calm and think what all you can say like: “I am from a very well-to-do family. I stand to inherit a
lot from my parents (say this if u have lots of property) so staying and working in the US is out
of question. The only thing I lack is this Masters (or whatever degree) which will make me a
better software professional. As far as opportunity is concerned, because of the recession
most of the Multinational Companies are turning to the Indian companies for their software
solutions. Most of the Indian companies have tie-ups with US Companies (give some
examples). So I am certain that with my degree, I will get an equivalent opportunity and pay
packet in India.
OR
REPLY We are well settled in India having our own Business where we have over 50 employees
working with us. With the contacts that I will be able to develop during my stay in U.S., I am
confident that I will definitely succeed in starting the Export Division. So there is no reason
why I should stay back in U.S. and search for a job.
(26)Suppose you meet someone in the USA whom you like, would you consider
marrying her?
REPLY No. My Parents will be finding a suitable Partner for me after I return back.
(37)How will you be able the cope with the severe climatic conditions there?
REPLY Sir, I do not have any health problems and I am comfortable in any kind of weather.
(40)Why will you not work in the U.S. after your studies?
REPLY Similar answer as Question No.22 (I don’t think you will come to back to India.)
(42)I find it difficult for you to recover all the money that you are going to spend in US?
REPLY Sir, any investment on Education definitely yields returns in the long term.
10. From where have you got Rs. 12 Lakhs in your Father’s Bank Account? Can you show me the
Documentary evidence of it?
(45)How are you funding for both the years of your studies?
REPLYFor the First year, we have sufficient funds in the Savings account and for the second year,
we have sufficient funds in Fixed Deposits.
But then I believe that your parents do all the job of putting together all the financial documents and
stuff. The only thing you need to do is to put a confident self of yours over there. Its not that all the
questions I have put here are the only ones, they might come up with any other questions. But then
presence of mind and spontaneity is what helps under those situations. You have to be prepared with
an answer the moment he shoots a question at you.
Don’t make a face as if you just committed a sin. Hand over the documents and look at him eye-to-
eye. Eye contact is very essential. Remember, the answers mentioned above may differ from
individual to individual as per circumstances.