Professional Documents
Culture Documents
Introduction
the pursuit of academic milestones and the preparation for future endeavors.
Among the hurdles Grade 11 students face, poor study habits, ineffective time
management, and disorganization are prominent. It is evident that many students tend
only perpetuates a cycle of academic stress but also undermines effective task
theoretical concepts with practical applications, and seeking guidance from educators
education (Moore, 2019), and it is important in achieving higher education goals (Zhou
Oyediran (2018) highlight the role of parental income and social status in shaping
students' academic achievements. The research of Asri et al. (2017) expands on this,
Furthermore, Widener (2017) examines the relationship between financial stress and
Despite the hurdles posed by financial constraints, motivated students find ways
to transform challenges into catalysts for success. This echoes the observations of Asri
et al. (2017) who point out that highly motivated students can leverage financial
In this study, we aim to delve into the multifaceted factors that significantly
to gain deeper insights into the complexities of student achievement and thereby
academic performance of Grade 11 students at Kawas National High School during the
academic year 2022-2023. The research seeks to answer the following questions:
1. What is the financial status of Grade 11 students in terms of: 1.1 Family monthly
2. What are the experiences and stories of senior high school students belonging to
3. What is the level of academic performance among Senior High School students?
effects and their intricate relationship with students' mental well-being. The significance
academic challenges and stressors faced by students, teachers can proactively devise
environment.
Parents. Parents will derive valuable insights from this research, enabling them
reshape their perspective. This awareness can empower parents to support and
motivate their children, despite challenges, thereby fostering an environment conducive
to academic success.
that hindrances are not insurmountable barriers, students can alter their beliefs and
inherit a valuable resource that sheds light on the complexities of student experiences.
Armed with these insights, future researchers can effectively devise strategies to
landscape within the confines of Kawas National High School, located in Kawas, Alabel,
Sarangani Province. The study primarily examines the family monthly income and
parents' occupation of Grade 11 students enrolled at the school during the academic
professional participants who are graduates of Kawas National High School forming the
Additionally, while the study recognizes the significance of other potential influences on
Hindrance
impede progress, success, or the completion of tasks. These barriers can take the form
specifically to obstacles encountered by senior high school students during their 11th
year of schooling, which adversely affect their academic performance, personal growth,
Success
specific goals and objectives. It signifies achieving envisioned aspirations and pre-
planned targets. Additionally, success can denote a particular social standing achieved
Operational Definition - For the purposes of this study, "success" pertains to the
are in the latter stages of their high school education, typically in the 11th year of
endeavors.
Operational Definition - In the context of this study, "senior high school students"
specifically denotes individuals enrolled at Kawas National High School during the
academic year 2022-2023, in the Grade 11 level. These students are experiencing a
This chapter present the review of related literature. It involves the systematic
related to a particular research topic and also the theoretic framework of the study.
Financial problems are commonly faced by everyone, especially for those who come
from underprivileged or low-income families. According to Asri, Abu Bakar, Laili and
Saad (2017), stated that although students do not have a commitment on paying
monthly debt instalments like other households, however, their status as students
requires them to pay their education fees, rents and other essentials, by which they
received the financial from loans, scholarships or their families. In addition, students
who come from underprivileged or low-income families might affect their academic
performance.
focuses on external factors such as financial issues or problems (Norazlan et al., 2020),
the influence of friends and family, and school or institutional factors (Zhou &
Mustappha, 2022). Besides, students' learning ability and efforts in studying (Bakar et
al., 2023) and time management (Mulugeta & Pandian, 2022) have also been found to
contribute to the success of academic performance. However, students’ soft-skills-
al., 2023; Obilor, 2019) because technical skills are insufficient to succeed in academic
loan/scholarships and lack of financial management. From the findings, some students
family income, whereas some have to work to self-finance their education and daily
affecting students academic performance. Daud et al. (2018) stated that some students
do not have other financial resources because they do not want to burden themselves
students have to reduce their study hours to opt for alternative financial resources by
working part-time for long hours or having multiple jobs which could eventually impact
their academic performance. Besides, some students are unable to differentiate their
wants and needs. Sani (2019) mentioned that some students can get ad-hoc weekly or
monthly allowance from their parents. This helps the students to manage their
financials, thus them having low financial problems. However, for those students who
came from underprivileged families, they have to depend solely on education loans that
they had applied and minimise their expenses which to some, they even had to cut their
meals for them to keep some extra money. Students who came from underprivileged
families whose parents could not afford to give any allowance could struggle to pay for
their necessities such as rents, food and academic materials. Thus this took a toll on
their health such as food insecurity and financial stress, hence eventually leads to poor
academic performance.
In addition,, Widener (2017) further added that financial problems lead to health
problems such as anxiety which then lead to negative behaviours such as addiction to
alcohol or uncontrolled shopping, hence making the students lose their focus on their
academics. When students face financial problems to cope with the high cost of living,
they are more exposed and vulnerable health problems. Therefore, here comes the
issue of whether students who have financial problems can handle the stress of
performance and could also become a vicious circle of continually increasing stress and
tasks. Bruinsma in 2004 (as cited by Kori et al., 2016) stated that higher motivation
performance.
Further, Alshebami and Aldhyani (2022) study revealed that self-control played
a negative role in the association between financial literacy and consumption of savings.
Additionally, Agabalinda and Isoh (2020) found that social learning moderates the
relationship between financial literacy and financial service usage. Therefore, the
current study is among the first to investigate the moderating effect of parental SES on
the relationship between parental financial teaching and financial literacy. The
education. This, in turn, would contribute to the promotion of higher levels of financial
literacy among young adults. Financial literacy is important for the empowerment of
individuals to take better and more appropriate financial decisions that ensure effective
2019). In addition, factors related to testing stress, such as performance grading and
test criteria, were also found to influence students’ autonomous motivation toward
Research has shown that several factors aff ecting equitable allocation and
distribution offinancial aid for underserved students drive the college access gap ever
wider. For instance, nearly all states have reduced fi nancial support for higher
education due to the Great Recession in the mid-aughts. Most states have not yet
recovered from the severe cuts across the country, and it is unclear that many will ever
have worsened the situation, including recently proposed federal budget cuts and
lower the overall cost of higher education. For instance, in New York, the state has
spent $8 million to reduce the cost of books for students, develop a community school
program for community colleges to provide wraparound services for at-risk students,
and spend money on food pantries to off er additional support. These initiatives must
run concurrently with any program off ering free tuition. Thus, the potential equity issue
funding, institutional leaders must allocate institutional aid toward meeting the total cost
of attendance and eliminating the unmet need based on students' income and wealth
instead of awarding aid based on non-need factors like GPA, standardized test scores,
management behaviour (Ameliawati & Setiyani, 2018). Furthermore, according to Xu and Yao
(2022), decision-making plays a crucial role in determining the amount of money that is saved,
the allocation of an individual's financial resources, the selection of investment products, the
level of risk undertaken, and ultimately, the potential return that can be attained. These
actions, in turn, directly lead to differences in individuals’ wealth. Individuals’ financial decisions
are influenced by various settings, conditions, and changes over time. Financial decision
arrangements may vary by the types of financial decisions, e.g., small vs. large purchases, bill
payment, savings, investing, and financial planning (Kim, Gutter, & Spangler, 2017). Financial
decisions nowadays are more complex for young adults than in the past, and they have
considerable consequences for young adults’ life pathways, well-being, and wealth (Sirsch,
According to Mohamadou (2017), stated that children coming from low SES suffers
from violence, hostility and child abuse. Additionally, much evidence shows that students who
often face difficulties in handling the issues of their lives and don’t have the ability to control
over their environmental factors they raised from lower-SES (Hittner, Rim, & Haase, 2018).
Research studies examined that the educational level of parents determines the SES of the
family and whether it could be low or high. Therefore, a study revealed that financial status of
parents, their level of education and mother’s occupation perform an influential part in the
development of social and emotional skills among children (Mohamed & Toran, 2018)
Additionally, many studies identified that the SES of parents has a substantial influence on
the social and emotional development of children. Children raised from low SES families have
poor social and emotion capabilities as compared to those children who are from a better SES.
Such types of children have behavioural issues like unacceptable behaviour and emotional
Hence, SES plays an essential role in the lifelong functioning of individuals, including
progress, well-being, and physical and mental stability. SES is hypothesised as a combination of
educational, financial and professional influences (Mohamadou, 2017). Therefore, many studies
have been conducted in this area but only limited studies examined the impacts of multiple
aspects of SES comprising parents education level, family income and occupation of parents.
(Hosokawa & Katsura, 2017). Therefore, this study investigated the impact of the SES of families
circumstances, specifically low level income and education of parents, promotes behavioural
Another study examined that parental level of education and financial status of family
were associated with the family practices and mental health functioning (i.e., social
competence and behavioural problems) of children in different ways (Hosokawa & Katsura,
2017). It was also investigated by the researcher that low and high SES of family depended
upon the qualification level of parents because the parents who had high level of education,
had a high income and a more respectable kind of occupation (Mohamed, Satari, Yasin, &
Toran, 2020).
survey that it has increased from 4.40 percent to 5.40 percent in year 2020, it indicate
people those are suffering from poverty are more than two million. (World Bank, 2020).
Families living in poverty earn less than 45,000 (Ehsaas Graduate Program 2019).
These are people who don't get all the comforts of a normal lifestyle. To meet their
required expenses, they have to struggle hard even some times they have to engage
It is very difficult to choose a career for students to guide them in their professional
life. Students when they are entering in high school, they were thinking about their
careers. They have to full fill their parent’s wishes, and it make difficult for them to
choose a career. Arif, Iqbal & Khalil (2019) make study to explore factors that contribute
to their career choice at the university level and the extent to which some personal and
academic support their corresponds to career choices. For this case study University of
Management and Technology (UMT) was selected. A sample sonsisting of 300 students
from UMT's three schools and eight campuses was selected randomly. Questionnaire
consisting of 30 questions was prepared for data collection tool for the research. SPSS
was used for rum EFA, regression and data analysis. The data was analyzed to
understand the level of satisfaction of the students regarding their career choices. Peer
influence and social interaction were found to be more important factors than family in
their career choices. Self-confidence and academically support are common factors, but
financial factor is also stong factor towards deciding a profession or career. It also
(Bello & Gumarao, 2016). Stress is one of the factors that affect the academic
conducted by Kötter et al. (2017) mentioned that increased stress leads to decreasing
students' performance. Their study aimed to analyze how other variables such as
coping strategies and examrelated self-efficacy could be related to academic stress and
performance for undergraduate dental students in Madrid, Spain. The study's findings
and seeking social support were negatively associated with perceived stress. In
contrast, emotional coping strategies such as venting negative emotions and negative
auto-focus were positively associated with academic stress. Also, rational and
emotional coping strategies were positively and negatively associated with students'
exam-related self-efficacy and are partially mediated by the students' perceived stress.
The study also found out that a higher level of stress during the examination period was
associated with more unsatisfactory average grades and is partially mediated by the
students' exam-related self-efficacy. The study then concluded that through adequate
coping strategies, stress might be reduced for dental students and, through their effect
performance.
Furthermore, study by Bello et. al (2016) determine the students' stress level and
coping mechanisms and their relationship to academic performance. The results of the
study showed that there is no significant relationship between stress and academic
coping strategies and academic performance. The more avoidant coping strategy is
stated that stress and low academic performance could become part of a vicious circle.
Thus, the study was conducted tounderstand and examine the relationship between
stress and performance during medical education. The questionnaire used was the
Perceived Medical Stress Instrument (PMSS), measured at two different time points (at
the end of freshman yearand the end of sophomore year). The findings revealed that
PMSS scores from 2 and 14 months before the first medical examination were
significant predictors for medical students' grades. It was also revealed that age and
gender predict academic performance, making older female students a potential risk
Alyami et al. (2017) conducted a study in which they investigated the relationship
performance. It was found out that 71% of the respondents were highly stressed. Most
of the respondents also preferred a multimodal learning style. The study also concluded
a low yet significant correlation between academic performance and academic self-
efficacy. However, the study also found that academic performance does not correlate
(2017). The study results showed that higher emotional intelligence was associated with
better academic performance among final year students. Higher emotional intelligence
stress was low in those with high emotional intelligence. The study also recommended
that enhancing emotional intelligence may help reducing stress levels and improve
academic performance.
Gupta, Singh & Kumar (2017) conducted a study that explored the relationship
warevealed in the findings that neither the perceived stress nor emotional intelligence
was related to academic stress. However, perceived stress was significantly predicted
by emotional intelligence. The researchers concluded that medical students with higher
emotional intelligence exhibited lower stress, while both have no significant academic
performance relationship.
A similar study conducted by Isik et al. (2018) examined if the study strategy was a
mediator between the type of motivation and academic performance. The study also
examined whether these relations are different for students from different ethnic groups.
The study hypothesized that higher autonomous motivation positively correlates with
academic performance through deep and achieving study strategy while having a
negative association through surface study strategy. The results showed that
students' strategy.
academic achievement. In the study's findings, peace of mind was positively associated
between achievement motivation and academic performance. The results of the study
With the presence of the pandemic, students arehaving academic struggles that
lead to dropping out ofschool and just looking for a living to help theirfamilies have
money for their basic needs. Accordingto the study conducted by Desire 2 Learn (D2L),
ascited in the article published in Business World(2021), more than half of Filipino
students are considering taking a break from school until thecoronavirus outbreak is
over, mainly because it isdifficult to use computers for distance learning. A part of their
findings showed that Internet access (78%),trouble concentration and lack of motivation
to learn(66%), finding a quiet and comfortable area to study (58%), juggling learning
with other duties (47%), andproblems with mental health and wellness (43%) were the
students' top concerns with remote learning. Wit the findings, D2L advised that to
improve remote learning, teachers should receive training on conducting online classes
more successfully, including adapting the delivery of lessons based on the medium,
maximizing the use of available digital tools, and establishing an appropriate student
students claimed they would leave college for the following reasons: lack of money,
difficulty adjusting to life as an online student, and loss of interest in learning. According
Universities, reported by Hess (2021), budgetary constraints are the most severe
difficulty their school faces. Another study's results revealed that 79% of respondents
expressed concern about being able to pay their financial obligations because of the
pandemic. The studies mentioned above revealed that the pandemic affects students
because many did not continue their studies due to financial struggles.Together with
academic difficulties, students frequently deal with financial problems that are
financial plan, high debt, low income, difficulties in managing cash flows, and poor
financial literacy (Falahati & Paim, 2012; Sabri & Zakaria., 2015)
prioritize jobs over coursework, and prevents them from furthering their career goals. In
the local setting, financial problems that yield financial stress affect many students.
Financial stress is not improbable among Filipino students, and government figures
indicate that a sizable fraction of the school-age population suffers from it (Bernardo &
Resurreccion,2018)
A separate study cited in Philippine Star on June 3, 2022, revealed that the
authors found evidencethat students with an income bracket higher than the lowest
group "may suffice to lessen" depressive feelings (Madarang, 2022). In addition, the
authors argued that the students' economic standing compared to their peers affects
their feelings of depression.Furthermore, considering the mentioned results from
various studies, the researchers of this study decided topursue a study related to
The student’s high socio-economic status was one of the most significant
The earlier studies on this subject have found that the socio-economic factor plays
an important role in the higher secondary students’ academic performance. The socio-
performance in language, maths, and science subjects (Suna et al., al., 2020).
The socio-economic factors play a potential role on their children’s education, marital
stability, health and nutrition value. This factor is frequently measured on the basis of
the educational level, the employment status and the income of the family which
In addition, students from East-Asian countries, suchas China, tend to spend more
time taking classes anddoing homework and perceive more academic stress
literature (Zhu et al., 2017). However, the level of perceived academic stress is
determined not only by the number of academic stressors but also by how students
Furthermore, the sources of academic stress can be originatedfrom the heavy burden of
homework, negative attitudes toward learning, such as loss of interest and difficulties in
learning, etc (e.g., Wunsch et al., 2017). As the burden of academic material varies
within a semester, the academic stressmay also change over time correspondingly
tearfulness, even self-harm, and suicidal feelings in some cases (e.g., Lotz and
Sparfeldt, 2017).
According to Sang et al, 2018 students’ responses to stress differ by their abilities
and beliefs. Therefore, if students view academic challenges as opportunities and exert
effort to meet the challenges, the academic stress may result in a positive impact.
stress
2019). In addition, factors related to testing stress, such as performance grading and
test criteria, were also found to influence students’ autonomous motivation toward
educational institution has achieved short or long-term educational goals (Park &
Robinson, 2021). A student’s academic achievement is important for both the student
and the educational institution as it reflects the quality that is present in terms of the
progress that has been made over the years (Oyewobi et al., 2020). A student’s
significantly improving the education level and academic research. In this study, a
others in society, allowing the individual to gain networking within a similar social circle
(Urquía-Grande & Estébanez, 2020). Social skills among students are important as
most tasks that are associated with academic achievement require a certain level of
social skills to complete them, such as group and teamwork (Camacho-Minuche et al.,
2021). Wickramanayake (2022) also stated that groups, teams, and social circles that
are related to one another are formed by the similar interest of the users.
Social skills are essential for academic performance as research, knowledge, and
produced. Social skills are also relevant skills as businesses and people are usually
aligned to the objectives, leading to the achievement of shared goals in the workplace.
Several past studies also confirmed that social and life skills contributed positively to
identify and communicate the related information with a proper channel that facilitates
the communication process. It is important to note that the development of social media
the communication tools which enable the communication process to take placeeasily
According to, Creo et al. (2020) stated that communication skills establish the
proper tone and emotions among individuals so that communication can take place
effectively. Communication skills allow students to obtain better knowledge to support
their academic achievement due to the number of quality interactions conducted with
Ahmad et al. (2021) determined that communication skills have been one of the
soft skills developed at the university level as a tool to assist students in gaining
been regarded as skills that develop individuals' capability to represent their personality
when they proceed with their career life. The better the communication skills that a
student has developed, the higher the academic performance is because of the abilities
the student has to present ideas accurately and reliably based on the subject matter.
This is aligned with numerous past studies which ascertain the relationship between
communication skills and academic and teaching performance (Arikwandu & Samuel,
METHODOLOGY
study, encompassing the research design, study population, validation and reliability of
Research Design
qualitative research delves into real-world problems, providing deeper insights. Unlike
Participant Selection
graduated from Kawas National High School's Senior High Department in the year
2023-2024. This diverse group consists of ten (10) participants from various strands
Research Instrument
the positive and negative impacts of hindrance and success. Comprising five (5)
The gathered data will be systematically organized and tabulated based on the
responses collected from ten (10) copies of the distributed survey guide questionnaires.
participants should receive clear and comprehensive information about the study's
purpose, procedures, potential risks, and benefits. Participants must voluntarily agree to
take part, and they have the right to withdraw at any point without consequences.
must assure participants that their responses and personal details will be kept
confidential, with data being reported in aggregate form to prevent identification. This
attentive to diverse cultural norms, beliefs, and sensitivities, avoiding any actions that
could cause discomfort or offense. Additionally, participants' views should be presented
Lastly, ethical considerations extend beyond the study itself. Researchers are
responsible for debriefing participants after the study, clarifying any uncertainties and
addressing potential emotional impacts. Ethical guidelines mandate that findings should
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