2021-10-19 2996095

2996095 - Brazil: PIX Payments - Announcement on new

functionality
Version 4 Type SAP Note
Language English Master Language English
Priority Correction with medium priority Category Release planning information
Release Status Released for Customer Released On 18.10.2021
Component FI-LOC-CA-BR ( Brazil )

Please find the original document at https://launchpad.support.sap.com/#/notes/ 2996095

Symptom

THIS IS THE PIX

Discover the instant payment system, an innovation of the banking sector to bring more convenience to the
consumer in their financial transactions.

WHICH IS?
Pix is the Central Bank's instant payment system. With it, you send and receive money, 24 hours a day, 7
days a week and in up to 10 seconds. You can pay bills and purchases or make transfers instantly. The
system is another option for boleto, TED, DOC or even debit / credit card. The best thing is that the service is
free for Individuals.

HOW IT WORKS?
The Pix icon is inside the banking application and internet banking, as well as other features, such as DOC
and TED. The Pix key links the customer's information to a bank account (identification of the financial
institution, branch number, account number and type of account), you can recognize it as an alias to the bank
account and, to make a Pix, just know the key or read the recipient's QR code. In addition, Pix can be done
on any day and time.

Other Terms

Brazil, PIX Payments

Reason and Prerequisites

The reason is a new functionality required by the Brazilian marked to handle PIX instant payments.

Prerequisite

SAP strongly recommends you to make sure to update the environment for SW component FI-CA/S4CORE
before starting of the implementation of PIX payment processes to the support pack level at least:

SW Component Service Pack Link to SP level

FICA 606 SP 26 SAPK-60626INFICA
FICA 617 SP 21 SAPK-61721INFICA
FICA 618 SP 15 SAPK-61815INFICA
FICA 800 SP 11 SAPK-80011INFICA
FICA 801 SP 09 SAPK-80109INFICA
S4CORE 102 SP 07 SAPK-10207INS4CORE
S4CORE 103 SP 05 SAPK-10305INS4CORE

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2021-10-19 2996095
S4CORE 104 SP 03 SAPK-10403INS4CORE
S4CORE 105 SP 01 SAPK-10501INS4CORE

The update will decrease the effort during the implementation of the solution.

Solution

1. Terms

• Payment service provider (PSP) is the bank you have the account
• PIX key as a Bank Account alias representation

• CPF or CNPJ – user’s tax identification number

• Email address
• Cell phone number
• Random key – a computer generated string of numbers that identifies the user’s PIX account

2. General considerations and limitations

Requirements

• Handling PIX payments in Real Time (single open item)

• Handling PIX payments through batch processing (multiple open items) resulting in the file generated for
further processing by PSP

For the details about the proces flows consult the attachment PIX_Schema.pdf of this SAP note.

3. Localization scope and availability

3.1. Incoming PIX payments

• Implementation is based on the newly developed Payment Request Framework functionality in FI-CA
(newly introduced transaction FPYR)
• Bidirectional batch communication to Payment Service Providers is available through CNAB750 file

Outgoing CNAB750 file mapping is prepared and based on standard DMEE Configuration framework
(format BR_FEBRABAN_750)
Incoming CNAB750 return file mapping is prepared and based on standard Bank Account Statement
processing

• API (synchronous and asynchronous) processing is supported by SAP through BADIs which are available
for customer to include technical implementation of API e.g. Web Service call, XI communication, etc.

SAP Localization Scope

• QR code creation

Confirmed issue
Rejected emission

• QR code cancelation

Cancellation by confirmed rec.

Cancellation by Payment Service Provider (PSP)
Cancellation rejected

• Payment confirmation

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2021-10-19 2996095

Receiving

Out of SAP Localization Scope

• QR code change

Change confirmed
Change rejected

Registration of QR code at PSP is supported only for Dynamic QR code (Static QR Code can not be
registered)

3.2. Outgoing PIX payments

• Implementation is based on the standard Payment Run Program functionality in FI-CA (transaction FPY1)
• Batch communication to Payment Service Providers is available through CNAB240 file

Outgoing CNAB240 file mapping is prepared and based on standard DMEE Configuration framework
(format BR_FEBRABAN_A)

• PIX transfers (outgoing payment to PIX key only), PIX QR code payments (outgoing payment to QR code)
• Support for Both - Dynamic and Static QR codes
• PIX key storage - Bank Account Holder under technical bank and new Bank Account Alias functionality (in
S/4Hana releases)

SAP Localization Scope

• PIX payment transfer – the most frequent possibility for contract accounting since responsibility for
invoice for outgoing payment is triggered by the company
• PIX QR payment – as reaction on incoming invoice with QR code

Out of SAP Localization Scope

• Reading QR code
• Pix key verification with Business Partner,... master data
• Incoming CNAB240 return file mapping is prepared and based on standard Bank Account Statement
processing

3.3. Availability

The localization for handling PIX payments will be split into waves:

3.3.1. Phase 1, Part 1

• batch processing
• for handling of outgoing payments enhancements of structure dedicated to the payment format
based on the layout Febraban 240 will be shipped
• for handling of incoming payments new payment format according to layout Febraban 750 will be
delivered
• processing of the feedback from the PSP on canceled or processed payments over layout
Febraban 750
• handling of QR-code information provided by the PSP
• PIX key (alias for bank account) will be stored with the existing data model as an interim solution

3.3.1.1. Timeline

The localization for this wave is supposed to be delivered during October, 2021 [Status update 31-8-

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2021-10-19 2996095

2021 - Pilot Mode starts in September 2021].

3.3.2. Phase 1, Part 2

• real time processing

• handling of the format for communication information about the QR-code (QR) to the PSP

3.3.2.1. Timeline

The localization for this wave is supposed to be delivered based as a consecutive phase in the project
based on the result from phase 1, part 1.

3.3.3. Phase 2

• PIX key (alias for bank account) will be stored with the final (redesigned) data model with the business
partner master data
• Migration report aligning the storage of the PIX key will be delivered

3.3.3.1. Timeline

Will be communicated here.

3.4. Delivery

The solution for contract accounting will happen via SAP notes present in the list on the collective SAP
note 3028556.

4. Piloting with us during early adoption phase

In case you are interested to participate in the piloting or in case of any questions, just get in contact with
the product management through email: maria.izilda@sap.com

5. Support for releases SAP ERP 6.0 - SAP ERP 6.0 EhP5

In case you implement support for PIX payments for the releases where sw.component FI-CA is
between 600 and 605 (check in main menu via System-->Status-->Product Version-->Details, search for
Component "Fi-CA"), just get in contact with the product management through email:
maria.izilda@sap.com

Disclaimer:

The planned dates for availability of the solution can be changed by SAP development. SAP will inform you
here in this SAP note about the update.

Software Components

Software Component Release

S4CORE 102 - 102

S4CORE 103 - 103

S4CORE 104 - 104

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2021-10-19 2996095
S4CORE 105 - 105

S4CORE 106 - 106

S4CORE 107 - 107

FI-CA 606 - 606

FI-CA 616 - 616

FI-CA 617 - 617

FI-CA 618 - 618

FI-CA 800 - 800

FI-CA 801 - 801

FI-CA 619 - 619

Attachments

File Name File Size Mime Type

PIX_Schema.pdf 249 application/pdf

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