We respectfully request that you take part in our research project, "Financial Management and

Spending Habits of Grade 12 ABM Students," as a respondent. Your valuable insight will be
greatly beneficial to the success of our study.

You can be sure that any information you provide will only be used for research and that all
information will be kept completely confidential. Your association is highly valued.

We appreciate you taking into account our request.

Name (Optional): Section: Age:

Directions: Kindly carefully read the questions and mark (/) the relevant column in
accordance with your answers. As there are no incorrect answers, make sure to fill in every
column. We guarantee that your answers will be kept confidential and used solely for research.

Scale:
5 - Always
4 - Often
3 – Sometimes
2 - Rarely
1 - Never

Part I. Financial Management

Planning 5 4 3 2 1

1. I track my spendings.

2. I set a budget and financial goals.

3. I consider future financial spendings.

Controlling

4. I prioritize my needs over wants.

5. I save regularly.

6. I avoid impulse purchases.

Organizing

7. I categorize my expenses to understand where my money

 goes.

8. I separate my savings from my spending money.

Decision-making

9. I avoid making financial decisions based on emotion or peer

pressure.

10. I consider risks and benefits when making financial

decisions

Part II. Spending Habits

Financial Attitude 5 4 3 2 1

1. I value frugality and saving money.

2. I believe financial literacy is necessary.

3. I am comfortable discussing personal finances with others.

Product Usage

4. I tend to follow the latest trends when making purchases.

5. I am influenced by advertising and peer pressure when

making purchases.

6. I value quality and durability over quantity and brand names.

Social Status

7. I spend money to fit in certain social groups.

8. I prioritize personal satisfaction over peer pressures when

managing my finances.

Parental Guidance

9. My parents provide me with guidance on managing my

finances.

10. My parents encourage me to make my own financial

decisions.