To whom it may concern:

Christian Greetings!

The researchers would like to humbly ask for your participation in their
research study entitled “ Relationship of Financial Literacy to the Spending Habits
of Selected Grade 12 ABM students in Philippine Christian University -
Dasmarinas Campus”.

We, as research proponents, are also students at Philippine Christian

University - Dasmariñas Campus, and currently making our research paper. In line
with this, the primary purpose of this study is to identify the relationship of financial
literacy to the spending habits of students. Thus, to achieve these objectives, this
questionnaire has been carefully and objectively made by the researchers to gather
data necessary for the aforementioned study.

As respondents, you have been chosen by the researchers as one to represent

the population in this correlational study. The basis for your selection was: (1) being a
Grade 12 ABM student; and (2) having awareness and knowledge of this study’s
fundamentals and methodology.

Hence, since your participation in this study would be completely voluntary,

you may decline to participate beforehand. Furthermore, your responses will remain
confidential and anonymous, especially with the demographic profiles inquired about
in the study. No one other than the researchers will know your answers to this
questionnaire. For the study’s fulfillment, agreeing to participate in this survey
requires honesty and utmost comprehension of the research questions.

Thank you for your time and Godbless you!

Respectfully,

Researchers from ABM O - Ananias

Demographics: Please fill out the following respectively.

Name (optional) ________________________________

Age: ______
Allowance per day:

Gender: □ 50 - 100
□ 100 - 200
□ Female □ 200 - 300
□ Male □ 300 and above

Directions: Provide relevant response for each given research statement by placing a
( ✓ ) on the column that indicates the appropriate rating scale and research
description.

Part 1:
RATING SCALE FOR THE RELATIONSHIP OF FINANCIAL LITERACY
TO THE SPENDING HABITS OF THE PARTICIPANTS.

Rating Remarks
Scale
5 Strongly Agree
4 Agree
3 Neutral
2 Disagree
1 Strongly Disagree

Research Statements (5) (4) (3) (2) (1)

1. I prefer buying generic things
because it is cheaper that branded ones
2. I spend a large percentage of my
money on my school supplies
3. I compare prices before I spend
money on food
4. I usually buy pre-loved items
5. I prefer eating meals in or house
6. I often try new food that is new and
affordable
Part 2:

RATING SCALE FOR THE ASSESSMENT OF FACTORS THAT

CONTRIBUTE TO THE SPENDING HABITS OF THE PARTICIPANTS.

Rating Remarks
Scale
5 Strongly Agree
4 Agree
3 Neutral
2 Disagree
1 Strongly Disagree

Research Statements (5) (4) (3) (2) (1)

1. I tend to spend more freely on
shopping as a way to cope with my
stress or emotions.
2. Peer influence and discussions
about spending habits have impacted
my own spending behavior.
3. Trends on social media have an
influence on my shopping decisions.
4. I like buying things as a hobby.
5. Parental influence affects my
spending behavior,
6.I find shopping to be a stress-
relieving activity.
7.I make unplanned purchases without
planning
8. I feel the need to keep up with the
latest trends.
9. I am aware of the difference
between good and bad debt.
10. I buy things to make myself feel
better emotionally.
Part 3:

RATING SCALE FOR THE EVALUATION OF THE LEVEL OF

EDUCATION IN FINANCIAL LITERACY OF THE PARTICIPANTS.

Rating Remarks
Scale
5 Always
4 Often
3 Sometimes
2 Rarely
1 Never

Research Statements (5) (4) (3) (2) (1)

1. I discuss financial matters with my
family or friends.
2. I track my pocket money or
allowance spending.
3. I understand basic financial concept
like saving and budgeting.
4. I make impulse purchases without
considering the cost..
5.I use the internet to learn more about
budgeting/saving
6. I discuss financial matters with my
family or friends.
7. I participate in financial literacy
activities or workshops at school.
8. I ignore the opportunity to learn
about investing or saving for the
future.
9. I share tips and advice with my
friends on how to save and manage
money wisely.
10. I think about the long-term
consequences of my spending
decisions.