12/2/23, 9:27 PM Quiz: QUIZ 4

QUIZ 4
Started: Dec 2 at 9:15pm

Quiz Instructions

Question 1 1 pts

Statement 1. Where the law requires that any action referred to contract of carriage
of goods be carried out in writing or by using a paper document, that requirement is
met if the action is carried out by using one or more data messages or electronic
documents.
Statement 2. Under Republic Act 11032, all government agencies including
departments, bureaus, offices, instrumentalities, or government-owned and/or –
controlled corporations, or LGUs shall set up their respective most current and
updated service standards to be known as the Citizen’s Charter in the form of
information billboards which shall be posted at the main entrance of offices or at
the most conspicuous place, in their respective websites and in the form of
published materials written either in English, Filipino, or in the local dialect.

Both statements are false

Both statements are true

1st statement is true and 2nd statement is false

1st statement is false and 2nd statement is true

Question 2 1 pts

Any regulation, rule or administrative procedure or system that is ineffective or

detrimental in achieving its intended objectives and, as a result, produces slow,
suboptimal, and undesirable social outcomes.

Under the table transactions

Zero-contact policy

Bribery

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Red tape

Question 3 1 pts

The purpose of Republic Act 11032 or the “Ease of Doing Business and Efficient
Government Service Delivery Act of 2018” includes the following, except:

To maintain honesty and responsibility among public officials and

employees.

To increase the number of complaints on delayed government transactions.

To improve competitiveness and ease of doing business in the Philippines.

To promote integrity and accountability in govt service, to foster proper

management of public affairs and public property, prevent graft and
corruption in govt.

Question 4 1 pts

Applications or requests submitted by applicants or requesting parties of a

government office or agency which only require ministerial actions (does not
require exercise of official discretion or judgment) on the part of the public officer or
employee, or that which present only inconsequential issues for the resolution by
an officer or employee of said government.

Highly technical applications

Simple transactions

Complex transactions

Highly complex transactions

Question 5 1 pts

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Except during the preliminary assessment of the request and evaluation of

sufficiency of submitted requirements, no government officer or employee shall
have any contact, in any manner, unless strictly necessary with any applicant or
requesting party concerning an application or request. This refers to -

Anti-red tape policy

Zero-contact policy

2-strike policy

Citizen’s charter

Question 6 1 pts

Work may be performed beyond eight (8) hours in a normal working day provided
that:

Employee is paid for overtime work an additional compensation equivalent to

his regular wage plus at least 20% thereof.

Employee is paid for overtime work an additional compensation equivalent to

his regular wage plus at least 30% thereof.

Employee is paid for overtime work an additional compensation equivalent to

his regular wage plus at least 25% thereof.

Employee is paid for overtime work an additional compensation equivalent to

his regular wage plus at least 50% thereof.

Question 7 1 pts

The following are instances where an employer can require an employee to work
overtime, except:

Where the completion or contribution of the work started before the eighth
hour is not necessary to prevent serious obstruction or prejudice to the

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business or operations of the employer.

When the country is at war or when other national or local emergency has
been declared by the national assembly or the chief executive.

In case of actual or impending emergencies caused by serious accident, fire,

flood, typhoon, earthquake, epidemic or other disaster or calamity to prevent
loss of life and property, or imminent danger to public safety

When there is urgent work to be performed on machines, installations, or

equipment or some other cause of similar nature.

Question 8 1 pts

Juan owns and operates a restaurant. His regular employees are his wife, his two
(2) children, the family maid, two (2) cooks, three (3) waiters, a dishwasher and a
janitor. The family driver occasionally works for him during store hours to make
deliveries. On April 09, the dishwasher did not report for work. The employer did
not give his pay for that day. Is the employer correct?

Yes, because he employs less than ten (10) employees.

Yes, because April 09 is not regular holiday.

Yes, because of the principle of "a fair day’s wage for a fair day’s work".

No, because employees have a right to receive their regular daily wage
during regular holidays.

Question 9 1 pts

Which of the following is not compensable as hours worked?

Travel that is all in a day's work

Working while on call

Attendance in CBA negotiations

Travel from home to work

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Question 10 1 pts

Night differential is differentiated from overtime pay in that

while overtime pay is given for overtime work done during day or night, night
differential is given only for work done between 10:00 p.m. and 6:00 a.m.

while overtime pay is 25% additional to the employee's hourly regular wage,
night differential is 10% of such hourly wage without overtime pay.

while overtime pay is for work done beyond eight hours, night differential is
added to the overtime pay if the overtime work is done between 6:00 p.m.
and 12 midnight.

while overtime pay is paid to an employee whether on day shift or night shift,
night shift differential is only for employees regularly assigned to night work.

Question 11 1 pts

H files for a seven-day paternity leave for the purpose of lending support to his
wife, W, who suffered a miscarriage through intentional abortion. W also filed for
maternity leave. H and W are legally married but the latter is with her parents,
which is a few blocks away from H's house. Which of the following statements is
the most accurate?

Maternity leave shall be denied because grant of paternity leave bars claim
for maternity leave.

Paternity leave shall be denied because W is living with her parents.

Paternity leave shall be denied because it does not cover aborted babies.

Maternity leave shall be denied because it does not cover aborted babies.

Question 12 1 pts

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Joan, single and living-in with Jose (a married man), is pregnant with her fifth child.
She applied for maternity leave but her employer refused the application because
she is not married. Decide.

Joan is not correct, since maternity leave is only available for the first four
deliveries or miscarriage.

Joan is not correct because she is only living in with Jose.

Joan is correct. The law does not require that the relationship between the
father and the mother of the child be legitimate.

The employer is correct. He can refuse the application on the ground that
she is only living with Jose.

Question 13 1 pts

Joselito Santos is an employee of a furniture shop in Manila earning P15,000 as

basic salary per month. One day, he asked his employer to stop deducting from his
salary his SSS monthly contribution, reasoning out that he is waiving his social
security coverage so he can use the money for household expenses. If you were
Joselito’s employer, would you grant his request?

Yes, payment of SSS monthly contribution though compulsory can be

waived.

No, payment of SSS monthly contribution is compulsory and cannot be

waived.

Yes, payment of SSS monthly contribution in Joselito’s case is merely

voluntary.

No, payment of SSS monthly contribution is required based on the

employer’s discretion.

Question 14 1 pts

Which of the following is not a regular holiday?

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Independence Day

Black Saturday

Eidil Fit'r

New Year's day

Question 15 1 pts

When an employee works from 8 a.m. to 5 p.m. on a legal holiday falling on his rest
day, which of the following formulas do you use to compute for his day's wage on
that day?

His daily regular wage

His regular daily wage multiplied by 200% plus 30% of the 200%

His regular daily wage plus 200%

His regular daily wage multiplied by 200%

Question 16 1 pts

Gyudon obtained from Wasabi Insurance a fire insurance to cover imported goods
and merchandise which he deposited in the warehouse of Gindara. Gyudon issued
a check for the payment of the premium which Wasabi accepted, receipt of which
was acknowledged in the policy that was subsequently issued. Before the check
could be encashed, the insured items were completely damaged by fire. Forthwith,
Gyudon demanded indemnification from Wasabi. Which of the following statements
is correct?

Wasabi should indemnify Gindara since the policy should be construed

liberally in favor of the policy holder.

Wasabi should indemnify Gindara as acknowledgement of payment bars it

from raising non-payment of premium as a defense.

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Wasabi should indemnify Gindara since the check being a negotiable

instrument is as good as cash.

Wasabi should not indemnify Gindara since the check has not been
encashed yet at the time of loss.

Question 17 1 pts

On June 1, 2020, X mailed to Y Insurance, Co. his application for life insurance,
with payment for 5 years of premium enclosed in it. On July 21, 2020, the
insurance company accepted the application and mailed, on the same day, its
acceptance plus the cover note. It reached X's residence on August 11, 2020. But,
as it happened, on August 4, 2020, X figured in a car accident. He died a day later.
May X's heirs recover on the insurance policy?

No, since X had no knowledge of the insurer's acceptance of his application

before he died.

Yes, since under the Manifestation Theory, the insurance contract was
perfected upon acceptance of the insurer of X's application.

Yes, since under the Cognition Theory, the insurance contract was perfected
upon acceptance by the insurer of X's application.

No, since there is no privity of contract between the insurer and X's heirs.

Question 18 1 pts

Marine insurance was taken upon goods on board a ship which departed from
Madagascar to Manila, without any disclosure to the insurer of the fact that the
shiphad been reported at Lloyds of London as seen at sea, deep in water and
leaking. This report, however, turned out to be wrong because the ship was at no
time of the voyage leaky or in trouble, but was later lost due to another insured risk.
The insurer refused to pay the insured, claiming concealment. The insured
countered that the fact not disclosed was erroneous and did not increase the risk.
Decide.

The insurer is not liable because in marine insurance, mere information or

belief, even by third persons, if material to the risk, should be communicated.

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The insurer is liable because there was no concealment as the information

allegedly concealed was erroneous.

The insurer is liable because there could be no concealment on matters of

opinion or judgment.

The insurer is not liable because the fact that was not disclosed increased
the risk involved.

Question 19 1 pts

In the Insurance Code, the term "doing an insurance business" or "transacting an

insurance business" shall NOT include _________.

making or proposing to make, as insurer, any insurance contract.

doing or proposing to do any business in substance equivalent to any of the

foregoing in a manner designed to evade the provisions of this Code.

making or proposing to make, as surety, any contract of suretyship whether

as a vocation or merely incidental to any other legitimate business or activity
of the surety.

doing any kind of business, including a reinsurance business, specifically

recognized as constituting the doing of an insurance business within the
meaning of this Code.

Question 20 1 pts

Which of the following cases would make the insurer liable on the insurance?

Insured Chinese who does not speak English concealed the fact that she
was seriously ill in an insurance contract written in English.

Insured concealed that he was suffering from tuberculosis in his non-medical

insurance that dispenses with the usual examination before the police was
issued.

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Insured concealed that he had syphilis; he died from a vehicular accident a

year later.

Insured concealed the fact that he was diabetic which resulted to his death
three (3) years later.

Question 21 1 pts

Of the four definitions below, which one does NOT fit the definition of “solo parent”
under the Solo Parents Welfare Act?

Solo parenthood where the spouse left for abroad and fails to give support
for more than a year.

Solo parenthood due to death of spouse.

A woman who gives birth as a result of rape.

Solo parenthood while the other parent serves prison sentence for at least
one year.

Question 22 1 pts

X, an employee of Alpha Company has earned P300,000 inclusive of his basic

salary, overtime pay of P10,000 and COLA of P20,000 for the months January to
October, 2020. On November 1, X resigned from the company for personal
reasons. In the computation of his final pay, how much is his 13th month pay?

P23,333.33

P20,833.33

P25,000.00

P22,500.00

Question 23
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1 pts
Joey Santos is a rank-and-file employee of ABC Company earning P25,000 per
month without COLA. Compute his pay for the day if he works on Good Friday,
April 9, which falls on his rest day, from 8am to 10pm.

P4,469.19

P5,809.95

P4,068.50

P5,289.06

Question 24 1 pts

Statement 1. Should the employer implement a temporary work suspension or be

required to close due to a lockdown measure, holiday pay is still due to the
employees even if no work is done.
Stetement 2. If the employee is not paid the workday (because he did not report for
work) immediately preceding a regular holiday, then he is not entitled to holiday pay
on the regular holiday.

1st statement is false and 2nd statement is true

1st statement is true and 2nd statement is false

Both statements are false

Both statements are true

Question 25 1 pts

Statement 1. If employees are paid the workday immediately preceding a regular

holiday, then they are entitled to holiday pay on the regular holiday, even if they do
not render work on that day.
Statement 2. If employees are not paid the workday immediately preceding a
regular holiday, then they are not entitled to holiday pay on the regular holiday, but,
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if they render work on the regular holiday, then they will be entitled to double pay
constituting daily wage plus holiday pay.

1st statement is true and 2nd statement is false

Both statements are false

1st statement is false and 2nd statement is true

Both statements are true

Question 26 1 pts

Any employer who, after deducting the monthly contributions or loan amortizations
from his employee’s compensation, fails to remit the said deduction to the SSS
within thirty (30) days from the date they became due shall be liable for
_____________.

Falsification

Estafa

Malversation of funds

Fraud

Question 27 1 pts

This is defined as the amount paid to the SSS by and on behalf of the members in
accordance with the schedule provided in this Republic Act 11199.

Remittance

Share

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Premium

Contribution

Question 28 1 pts

A funeral grant equivalent to _________ shall be paid, in cash or in kind, to help

defray the cost of funeral expenses upon the death of a member, including
permanently totally disabled member or retiree.

₱15,000.00

₱12,000.00

₱10,000.00

₱20,000.00

Question 29 1 pts

An SSS member is entitled to a monthly pension if he has paid at least

__________ monthly contributions prior to the semester of retirement xxx.

Sixty (90)

Ninety (90)

One hundred eighty (180)

One hundred twenty (120)

Question 30 1 pts

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Compulsory SSS coverage of the employee shall take effect:

On the first day of his operation of business

Upon his registration with the SSS

Upon his application with the SSS

On the day of his employment

Question 31 1 pts

Every employee who has rendered at least _______ of service shall be entitled to a
yearly service incentive leave of _________ with pay.

six months; seven days

one year; seven days

one year; five days

six months; five days

Question 32 1 pts

The Citizen’s Charter shall detail the following except:

The procedure for filing counter-affidavits and reply affidavits.

The person/s responsible for each step.

The procedure for filing complaints.

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A comprehensive and uniform checklist of requirements for each type of

application request.

Question 33 1 pts

Applications or requests submitted by applicants or requesting parties of a

government office or agency which only require ministerial actions on the part of
the public officer or employee, or that which present only inconsequential issues for
the resolution by an officer or employee of said government office.

Simple transactions

Highly technical application

Complex transactions

Complicated transactions

Question 34 1 pts

The time consumed by an LGU or National Government Agency (NGA) from the
receipt of an application or request with complete requirements, accompanying
documents and payment of fees to the issuance of certification or such similar
documents approving or disapproving an application or request.

Approval time

Processing time

Completed time

Documentation time

Question 35 1 pts

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Which of the following is not a requisite in order that a person may be insured in a
contact of insurance?

He must possess an insurable interest in the subject of insurance.

He must be a Filipino.

He must be competent to enter into a contract.

He must not be a public enemy.

Question 36 1 pts

The person in whose favor, the contract is operative and who is indemnified
against, or is to receive a certain sum upon the happening of a specified
contingency or event.

Beneficiary

Insured

Insurer

Insurance company

Question 37 1 pts

Any individual whether or not officially in the operation of government office or

agency who has access to people working therein and whether or not in collusion
with them, facilitates speedy completion of transactions for pecuniary gain or any
other advantage or consideration.

Fixer

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Commissioner

Broker

Agent

Question 38 1 pts

A person whether natural or juridical for whose benefit the policy is issued and is
the recipient of the proceeds in the insurance.

Beneficiary

Assignee

Assured

Insured

Question 39 1 pts

Applications or requests submitted by applicants or requesting parties of a

government office which necessitate evaluation in the resolution of complicated
issues by an officer or employee of said government office, such transactions to be
determined by the office concerned.

Simple transactions

Complex transactions

Sensitive transactions

Highly technical applications

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Question 40 1 pts

Ms. Ana Bagsik is an administrative assistant in one of the companies in the NCR
receiving basic salary of P1,000 and COLA of P300, per day. Compute her
earnings for the day if she worked 8am to 7pm on her ordinary working day.
____________

Question 41 1 pts

Ms. Ana Bagsik is an administrative assistant in one of the companies in the NCR
receiving basic salary of P1,000 and COLA of P300, per day. Her earnings for the
day if she worked 8am to 5pm on a Good Friday is ________.

Question 42 1 pts

Ms. Ana Bagsik is an administrative assistant in one of the companies in the NCR
receiving basic salary of P1,000 and COLA of P300, per day. Her earnings for the
day if she worked 8am to 5pm on a Good Friday, April 9 is ______.

Question 43 1 pts

Ms. Ana Bagsik is an administrative assistant in one of the companies in the NCR
receiving basic salary of P1,000 and COLA of P300, per day. Her earnings for the

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day if she worked 8am to 7pm on a Good Friday is _______.

Question 44 1 pts

The members of the administrative staff of Zeta, a construction company, enjoy ten
(10) days of vacation leave with pay and ten (10) days of sick leave with pay,
annually. The workers' union, Bukluran, demands that Zeta grant its workers
service incentive leave of five (5) days in compliance with the Labor Code. Is the
union demand meritorious?

Yes, because service incentive leave is a benefit expressly provided under

and required by the Labor Code

Yes, because Labor Code benefits are separate from those voluntarily
granted by the company.

Yes, because non-compliance with the law will result in the diminution of
employee benefits.

No, because Zeta already complies with the law.

No, because service incentive leave is a Labor Code benefit that does not
apply in the construction industry.

Question 45 1 pts

Which of the following is not considered an employer by the terms of the Social
Security Act?

A self-employed person

A foreign corporation

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The government and any of its political subdivisions, branches or

instrumentalities, including corporations owned or controlled by the
government

A natural person, domestic or foreign, who carries on in the Philippines, any

trade, business, industry, undertaking or activity of any kind and uses the
services of another person who is under his orders as regards the
employment

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