UNIT 8

BANKING – A RISKY BUSINESS

 What Is Business Risk?

Business risk is the exposure a company or organization has

factor(s) that will lower its profits or lead it to fail.
Anything that threatens a company's ability to achieve its
financial goals is considered a business risk.
There are many factors that can converge /kənˈvɜːdʒ/ to create
business risk.
Sometimes it is a company's top leadership or management
that creates situations where a business may be exposed to a
greater degree of risk.
 VOCABULARY-A/DEFINITION
1. wholesale funding đề cập 4. corporate lending
đến các dịch vụ ngân hàng giữa các ngân
hàng thương mại và các tổ chức tài chính
khác

2. retail deposits- tiền gửi cá 5. building society - định chế tài chính
nhân nhận vốn dưới hình thức cổ phần hoặc tiền gửi, sau đó
cho vay lại, chủ yếu dưới dạng cho vay để xây dựng
hoặc mua nhà ở.

3. consumer lending/ 6. loan exposure – rủi ro cho vay

Consumer Loans Cho vay tiêu dùng
 VOCABULARY-A/DEFINITION
1. wholesale funding b
2. retail deposits
3. consumer lending
4. corporate lending
5. building society
6. loan exposure
 VOCABULARY
DEVELOPMENT/B
1. 6.
2. 7.
3. 8
4. 9
5. 10
 VOCABULARY- C/DEFINITION
1. g 5
2. 6
3. 7
4. 8
 VOCABULARY- D/SENTENCE COMPLETION
4.
1.
2. 5
3. 6
 VOCABULARY- E/UNDERSTANDING EXPRESSIONS

1. 3.
2. 4.
 READING-A/UNDERSTANDING THE MAIN POINTS

1. 5
2. 6
3. 7
4.
 READING-B/UNDERSTANDING DETAILS

1. CEO 5
2 6
3 7
4
 READING - C/UNDERSTANDING MEANING
1. Crosby already understood the 5
mistakes made and the danger the
bank was in
2. 6
3. 7
4.
 LISTENING - A

1. b
2.
3.
4.
 LISTENING - A

1. b
2. c
3. d
4. e
5a
 LISTENING - B
1 CASH 5
2 6
3 7
4 8
 LISTENING - B

1 CASH 5 hard
2 confidence 6 service (provide)
3 cutting back 7 raise
4 forecasts 8 tight
 LISTENING - C

1. Stating objectives: 1
2. Asking for distribution: 3
3. Moving on: 9
4. Dealing with communication problems: 2
5 Summarizing: 7
 LISTENING - C

1. Stating objectives: 1, 4, 13
2. Asking for distribution: 3, 15
3. Moving on: 9, 11, 12
4. Dealing with communication problems: 2, 5,6,8,14
5 Summarizing: 7,10
THANK YOU