✨ 2023 BUDGET PLANNER ✨

by Thea Sy Bautista 🍵

SOCIALS RECOS
🍩 Youtube youtube.com/theasybautista 💳 Credit Card Citibank Rewards Card
🍦 Instagram instagram.com/theasybautista 💳 Credit Card Citibank Simplicity Card
🍬 Tiktok tiktok.com/@theasybautista 💰 Budgeting Tool Multi-Currency Wallet (Php349)
🍪 FB Page fb.com/theasybautista 🎯 Finance Content My First Million Playlist
🍵 Tita Talks PH fb.com/groups/titatalksph

CUSTOMIZE YOUR PLANNER

Instructions: (1) You may only change labels in blue font; (2) You may delete the texts in the cells, but NOT delete nor add cells, and delete nor add
rows because the formula in sheets 🍭 Budget and 🍯 Net Worth will be affected.

📅 Calendar Year 2023 💱 Currency PHP

🍭 Budget Sheet 🍯 Net Worth Sheet

💵 Income
Income 🤑 Assets Cash on Hand
Savings
🚀 Savings &
Investment Savings Checking
Investments E-Wallets
Fund Value
Expenses
Home & Transpo Receivables
Insurance Liquid Investment
Food Real Estate
Household Items Personal Property
Personal Care GCs
Self Development Other Assets
Children
Pet Care 💳 Liabilities Unpaid Bills
Fun Fund Credit Card
Love Fund Personal Loan
Subscriptions Housing Loan
Car Loan
🚢 Sinking Funds
Sinking Fund Other Liabilities

🏦 Accounts Main Bank

Secondary Bank
GCash
GrabPay
Maya
CIMB
Tonik
SeaBank
GoTyme
Citibank CC
BPI CC
Cash
*Additional Account 1
*Additional Account 2
*Additional Account 3
Home & Transpo
Category Particulars Account Jan Feb Mar

Income 0 0 0
Income Salary (Net Pay)
Income Bonus
Income Commission
Income Side Hustle
Income Dividends

Savings & Investment 0 0 0

Savings Emergency Fund
Savings General Savings

Investments Stocks - PH
Investments Stocks - Global
Investments Funds - PH
Investments Funds - Global
Investments Pag-Ibig MP2

Remaining Cash for Expenses 0 0 0

Expenses 0 0 0
Home & Transpo Mortgage
Home & Transpo Real Property Tax
Home & Transpo Home Rent
Home & Transpo Parking Rent
Home & Transpo Association Dues
Home & Transpo Electricity
Home & Transpo Water
Home & Transpo LPG
Home & Transpo Fuel
Home & Transpo Commute
Home & Transpo Househelp
Home & Transpo Furniture / Appliances
Home & Transpo Maintenance
Home & Transpo Others

Insurance Life Insurance

Insurance Health Insurance
Insurance HMO
Insurance Home Insurance
Insurance Car Insurance

Food Groceries
Food Meal Plan
Food Food Delivery
Food Dine Out

Household Items Laundry

Household Items Dishwashing
Household Items Cleaning Products
Household Items Alcohol
Household Items Tissue
Household Items Garbage Bags
Household Items Others

Personal Care Bath Essentials

Personal Care Skin Care
Personal Care Body Care
Personal Care Oral Care
Personal Care Eye Care
Personal Care Makeup
Personal Care Face Mask
Personal Care Cotton Products
Personal Care Others

Self Development Therapy

Self Development Gym
Self Development Short Courses
Self Development Certification Prog.
Self Development Books

Children Tuition Fee

Children Allowance
Children Milk
Children Diaper

Pet Care Food

Pet Care Grooming
Pet Care Supplies
Fun Fund Shopping
Fun Fund Leisure
Fun Fund Allowance

Love Fund Family Support

Love Fund Birthday Gift
Love Fund Christmas Gift
Love Fund Donation

Subscriptions Home Broadband

Subscriptions Mobile Plan
Subscriptions Netflix
Subscriptions Disney +
Subscriptions YouTube Premium
Subscriptions Spotify Premium
Subscriptions Google Drive
Subscriptions iCloud
Subscriptions MS Office 365
Subscriptions Photoshop
Subscriptions Canva
Subscriptions SNR
Subscriptions Landers
Subscriptions Credit Card Membership

Remaining Cash for Sinking Funds 0 0 0

Sinking Funds 0 0 0
Sinking Fund Summer Vacation
Sinking Fund Christmas Vacation
Sinking Fund Wedding
Sinking Fund Home Renovation
Sinking Fund Car Downpayment
Sinking Fund Phone Replacement

Remaining Cash (should be ZERO) 0 0 0

Account Allocation, in PHP Jan Feb Mar
Main Bank 0 0 0
Secondary Bank 0 0 0
GCash 0 0 0
GrabPay 0 0 0
Maya 0 0 0
CIMB 0 0 0
Tonik 0 0 0
SeaBank 0 0 0
GoTyme 0 0 0
Citibank CC 0 0 0
BPI CC 0 0 0
Cash 0 0 0
*Additional Account 1 0 0 0
*Additional Account 2 0 0 0
*Additional Account 3 0 0 0
Total 0 0 0
Check 0 0 0

FY Income Sources
FY 2023 SUMMARY
Income Allocation, in PHP Jan Feb Mar
Savings 0 0 0
Investments 0 0 0
Home & Transpo 0 0 0
Insurance 0 0 0
Food 0 0 0
Household Items 0 0 0
Personal Care 0 0 0
Self Development 0 0 0
Children 0 0 0
Pet Care 0 0 0
Fun Fund 0 0 0
Love Fund 0 0 0
Subscriptions 0 0 0
Sinking Funds 0 0 0
Total 0 0 0
Check 0 0 0

Income Allocation, in % Jan Feb Mar

Savings Err:511 Err:511 Err:511
Investments Err:511 Err:511 Err:511
Home & Transpo Err:511 Err:511 Err:511
Insurance Err:511 Err:511 Err:511
Food Err:511 Err:511 Err:511
Household Items Err:511 Err:511 Err:511
Personal Care Err:511 Err:511 Err:511
Self Development Err:511 Err:511 Err:511
Children Err:511 Err:511 Err:511
Pet Care Err:511 Err:511 Err:511
Fun Fund Err:511 Err:511 Err:511
Love Fund Err:511 Err:511 Err:511
Subscriptions Err:511 Err:511 Err:511
Sinking Funds Err:511 Err:511 Err:511
Total Err:511 Err:511 Err:511
Apr May Jun Jul Aug Sep Oct

0 0 0 0 0 0 0

0 0 0 0 0 0 0

0 0 0 0 0 0 0

0 0 0 0 0 0 0
\
0 0 0 0 0 0 0

0 0 0 0 0 0 0

0 0 0 0 0 0 0
 Apr May Jun Jul Aug Sep Oct
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0

FY Income Sources FY Income Allocation

Savings
Investm
Home &
Insuran
Salary (Net Pay) Food
Bonus Househo
Commission Persona
Side Hustle Self Dev
Dividends Children
Pet Care
Fun Fun
Love Fu
Subscrip
Sinking
Apr May Jun Jul Aug Sep Oct
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0

Apr May Jun Jul Aug Sep Oct

Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Nov Dec FY 2023

0 0 0
0
0
0
0
0

0 0 0
0
0

0
0
0
0
0

0 0 0

0 0 0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

0
0
0
0
0

0
0
0
0

0
0
0
0
0
0
0

0
0
0
0
0
0
0
0
0

0
0
0
0
0

0
0
0
0

0
0
0
 0
0
0

0
0
0
0

0
0
0
0
0
0
0
0
0
0
0
0
0
0

0 0 0

0 0 0
0
0
0
0
0
0

0 0 0
 Nov Dec FY 2023
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0

me Allocation
Savings
Investments
Home & Transpo
Insurance
Food
Household Items
Personal Care
Self Development
Children
Pet Care
Fun Fund
Love Fund
Subscriptions
Sinking Funds
Nov Dec FY 2023
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0

Nov Dec FY 2023

Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Category Particulars Trend End-2022 Jan Feb

Net Worth 0 0 0

Assets 0 0 0
Cash on Hand PHP Err:511
Cash on Hand USD Err:511
Err:511
Savings Main Err:511
Savings Secondary Err:511
Savings GSave Err:511
Savings Maya Savings Err:511
Savings CIMB Err:511
Savings Tonik Err:511
Savings SeaBank Err:511
Savings GoTyme Err:511
Err:511
Checking Checking Account Err:511
Err:511
E-Wallets GCash Err:511
E-Wallets GrabPay Err:511
E-Wallets Maya Err:511
E-Wallets Lazada Wallet Err:511
E-Wallets Shopee Pay Err:511
E-Wallets PayPal Err:511
Err:511
Fund Value VUL Plan Err:511
Err:511
Receivables Receivable 1 Err:511
Receivables Receivable 2 Err:511
Receivables Receivable 3 Err:511
Err:511
Liquid Investment PH Stocks Err:511
Liquid Investment Global Stocks Err:511
Liquid Investment PH Funds
Liquid Investment Global Funds
Err:511
Real Estate House & Lot
Real Estate Condominium

Personal Property Car

Personal Property Jewelry
Personal Property Collections
Err:511

Liabilities 0 0 0
Unpaid Bills Electricity Err:511
Unpaid Bills Water Err:511
Unpaid Bills Internet Err:511
Err:511
Credit Card Credit Card 1 Err:511
Credit Card Credit Card 2 Err:511
Credit Card Credit Card 3 Err:511
Err:511
Personal Loan Mommy & Daddy Err:511
Err:511
Housing Loan Principal Err:511
Housing Loan Interest Err:511
Err:511
Car Loan Car Loan Err:511
Err:511
Other Liabilities Taxes Err:511
Err:511

Assets, Beginning of
FY 2023 SUMMARY

Liabilities, Beginning
 FY 2023 S
Liabilities, Beginning

Assets, in PHP End-2022 Jan Feb

Cash on Hand 0 0 0
Savings 0 0 0
Checking 0 0 0
E-Wallets 0 0 0
Fund Value 0 0 0
Receivables 0 0 0
Liquid Investment 0 0 0
Real Estate 0 0 0
Personal Property 0 0 0
GCs 0 0 0
Others 0 0 0
Total 0 0 0

Liabilities, in PHP End-2022 Jan Feb

Unpaid Bills 0 0 0
Credit Card 0 0 0
Personal Loan 0 0 0
Housing Loan 0 0 0
Car Loan 0 0 0
Other Liabilities 0 0 0
Total 0 0 0
Mar Apr May Jun Jul Aug Sep

0 0 0 0 0 0 0

0 0 0 0 0 0 0
 0 0 0 0 0 0 0

Assets, Beginning of Year Cash on Hand

Assets, End of Year
Savings
Checking
E-Wallets
Fund Value
Receivables
Liquid Investment
Real Estate
Personal Property
GCs
Others

Liabilities, Beginning of Year Liabilities, End of Year

Unpaid Bills
Credit Card
Personal Loan
Housing Loan
Car Loan
Other Liabilities
Liabilities, Beginning of Year Liabilities, End of Year

Unpaid Bills
Credit Card
Personal Loan
Housing Loan
Car Loan
Other Liabilities

Mar Apr May Jun Jul Aug Sep

0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0

Mar Apr May Jun Jul Aug Sep

0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
Oct Nov Dec 2023 Growth

0 0 0 0

0 0 0 0
0
0

0
0
0
0
0
0
0
0

0
0
0
0
0
0

0
0
0

0
0
0
0

0
0

0
0
 0

0 0 0 0
0
0
0

0
0
0

0
0

Assets, End of Year Cash on Hand

Savings
Checking
E-Wallets
Fund Value
Receivables
Liquid Investment
Real Estate
Personal Property
GCs
Others

abilities, End of Year

Unpaid Bills
Credit Card
Personal Loan
Housing Loan
Car Loan
Other Liabilities
abilities, End of Year

Unpaid Bills
Credit Card
Personal Loan
Housing Loan
Car Loan
Other Liabilities

Oct Nov Dec 2023 Growth

0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0

Oct Nov Dec 2023 Growth

0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
Category Particulars Account Jan Feb Mar

Income 53,000 53,000 53,000

Income Salary (Net Pay) 50,000 50,000 50,000
Income Bonus
Income Commission
Income Side Hustle 3,000 3,000 3,000
Income Dividends

Savings & Investment 11,950 11,950 11,950

Savings Emergency Fund CIMB 5,300 5,300 5,300
Savings General Savings SeaBank 2,650 2,650 2,650

Investments Stocks - PH Secondary Bank

Investments Stocks - Global Secondary Bank
Investments Funds - PH Secondary Bank 1,000 1,000 1,000
Investments Funds - Global Secondary Bank 1,000 1,000 1,000
Investments Pag-Ibig MP2 Secondary Bank 2,000 2,000 2,000

Remaining Cash for Expenses 41,050 41,050 41,050

Expenses 38,345 37,796 37,796

Home & Transpo Mortgage Main Bank
Home & Transpo Real Property Tax Main Bank
Home & Transpo Home Rent Main Bank 10,000 10,000 10,000
Home & Transpo Parking Rent Main Bank
Home & Transpo Association Dues Main Bank
Home & Transpo Electricity Main Bank 1,500 1,500 1,500
Home & Transpo Water Main Bank 300 300 300
Home & Transpo LPG Main Bank
Home & Transpo Fuel Main Bank
Home & Transpo Commute Cash 1,500 1,500 1,500
Home & Transpo Househelp Cash
Home & Transpo Furniture / Appliances Main Bank
Home & Transpo Maintenance Main Bank
Home & Transpo Others Main Bank

Insurance Life Insurance BPI CC 2,000 2,000 2,000

Insurance Health Insurance BPI CC
Insurance HMO BPI CC
Insurance Home Insurance BPI CC
Insurance Car Insurance BPI CC

Food Groceries GrabPay 5,000 5,000 5,000

Food Meal Plan GrabPay
Food Food Delivery GrabPay 2,000 2,000 2,000
Food Dine Out GrabPay 2,000 2,000 2,000

Household Items Laundry GrabPay 350 350 350

Household Items Dishwashing GrabPay 80 80 80
Household Items Cleaning Products GrabPay 150 150 150
Household Items Alcohol GrabPay 150 150 150
Household Items Tissue GrabPay 100 100 100
Household Items Garbage Bags GrabPay 50 50 50
Household Items Others GrabPay

Personal Care Bath Essentials GrabPay 350 350 350

Personal Care Skin Care GrabPay 500 500 500
Personal Care Body Care GrabPay 100 100 100
Personal Care Oral Care GrabPay 200 200 200
Personal Care Eye Care GrabPay
Personal Care Makeup GrabPay
Personal Care Face Mask GrabPay 60 60 60
Personal Care Cotton Products GrabPay 200 200 200
Personal Care Others GrabPay

Self Development Therapy GCash

Self Development Gym GCash
Self Development Short Courses GCash
Self Development Certification Prog. GCash
Self Development Books GCash 500 500 500

Children Tuition Fee GrabPay

Children Allowance GrabPay
Children Milk GrabPay
Children Diaper GrabPay

Pet Care Food GrabPay

Pet Care Grooming GrabPay
Pet Care Supplies GrabPay
Fun Fund Shopping GCash 1,000 1,000 1,000
Fun Fund Leisure GCash 1,000 1,000 1,000
Fun Fund Allowance GCash 3,000 3,000 3,000

Love Fund Family Support GCash 3,000 3,000 3,000

Love Fund Birthday Gift GCash
Love Fund Christmas Gift GCash
Love Fund Donation GCash

Subscriptions Home Broadband Citibank CC 1,699 1,699 1,699

Subscriptions Mobile Plan Citibank CC 599 599 599
Subscriptions Netflix Citibank CC 549
Subscriptions Disney + Citibank CC
Subscriptions YouTube Premium Citibank CC 209 209 209
Subscriptions Spotify Premium Citibank CC 149 149 149
Subscriptions Google Drive Citibank CC
Subscriptions iCloud Citibank CC 50 50 50
Subscriptions MS Office 365 Citibank CC
Subscriptions Photoshop Citibank CC
Subscriptions Canva Citibank CC
Subscriptions SNR Citibank CC
Subscriptions Landers Citibank CC
Subscriptions Credit Card Membership Citibank CC

Remaining Cash for Sinking Funds 2,705 3,254 3,254

Sinking Funds 2,705 3,254 3,254

Sinking Fund Summer Vacation Maya 2,705 3,254 3,254
Sinking Fund Christmas Vacation Maya
Sinking Fund Wedding Maya
Sinking Fund Home Renovation Maya
Sinking Fund Car Downpayment Maya
Sinking Fund Phone Replacement Maya

Remaining Cash (should be ZERO) 0 0 0

Account Allocation, in PHP Jan Feb Mar
Main Bank 11,800 11,800 11,800
Secondary Bank 4,000 4,000 4,000
GCash 8,500 8,500 8,500
GrabPay 11,290 11,290 11,290
Maya 2,705 3,254 3,254
CIMB 5,300 5,300 5,300
Tonik 0 0 0
SeaBank 2,650 2,650 2,650
GoTyme 0 0 0
Citibank CC 3,255 2,706 2,706
BPI CC 2,000 2,000 2,000
Cash 1,500 1,500 1,500
*Additional Account 1 0 0 0
*Additional Account 2 0 0 0
*Additional Account 3 0 0 0
Total 53,000 53,000 53,000
Check 0 0 0

FY Income Sources

36,000
100,000
FY 2023 SUMMARY

600,000
Income Allocation, in PHP Jan Feb Mar
Savings 7,950 7,950 7,950
Investments 4,000 4,000 4,000
Home & Transpo 13,300 13,300 13,300
Insurance 2,000 2,000 2,000
Food 9,000 9,000 9,000
Household Items 880 880 880
Personal Care 1,410 1,410 1,410
Self Development 500 500 500
Children 0 0 0
Pet Care 0 0 0
Fun Fund 5,000 5,000 5,000
Love Fund 3,000 3,000 3,000
Subscriptions 3,255 2,706 2,706
Sinking Funds 2,705 3,254 3,254
Total 53,000 53,000 53,000
Check 0 0 0

Income Allocation, in % Jan Feb Mar

Savings Err:511 Err:511 Err:511
Investments Err:511 Err:511 Err:511
Home & Transpo Err:511 Err:511 Err:511
Insurance Err:511 Err:511 Err:511
Food Err:511 Err:511 Err:511
Household Items Err:511 Err:511 Err:511
Personal Care Err:511 Err:511 Err:511
Self Development Err:511 Err:511 Err:511
Children Err:511 Err:511 Err:511
Pet Care Err:511 Err:511 Err:511
Fun Fund Err:511 Err:511 Err:511
Love Fund Err:511 Err:511 Err:511
Subscriptions Err:511 Err:511 Err:511
Sinking Funds Err:511 Err:511 Err:511
Total Err:511 Err:511 Err:511
Apr May Jun Jul Aug Sep Oct

53,000 103,000 53,000 53,000 53,000 53,000 53,000

50,000 50,000 50,000 50,000 50,000 50,000 50,000
50,000

3,000 3,000 3,000 3,000 3,000 3,000 3,000

11,950 54,450 11,950 11,950 11,950 11,950 11,950

5,300 10,300 5,300 5,300 5,300 5,300 5,300
2,650 40,150 2,650 2,650 2,650 2,650 2,650

1,000 1,000 1,000 1,000 1,000 1,000 1,000

1,000 1,000 1,000 1,000 1,000 1,000 1,000
2,000 2,000 2,000 2,000 2,000 2,000 2,000

41,050 48,550 41,050 41,050 41,050 41,050 41,050

37,796 41,096 37,796 39,796 37,796 39,796 38,796

10,000 10,000 10,000 10,000 10,000 10,000 10,000

1,500 1,500 1,500 1,500 1,500 1,500 1,500

300 300 300 300 300 300 300

1,500 1,500 1,500 1,500 1,500 1,500 1,500

2,000 2,000 2,000 2,000 2,000 2,000 2,000

5,000 5,000 5,000 5,000 5,000 5,000 5,000

2,000 2,000 2,000 2,000 2,000 2,000 2,000

2,000 2,000 2,000 2,000 2,000 2,000 2,000

350 350 350 350 350 350 350

80 80 80 80 80 80 80
150 150 150 150 150 150 150
150 150 150 150 150 150 150
100 100 100 100 100 100 100
50 50 50 50 50 50 50

350 350 350 350 350 350 350

500 500 500 500 500 500 500
100 100 100 100 100 100 100
200 200 200 200 200 200 200

60 60 60 60 60 60 60
200 200 200 200 200 200 200

500 500 500 500 500 500 500

1,000 1,000 1,000 1,000 1,000 1,000 1,000
1,000 1,000 1,000 1,000 1,000 1,000 1,000
3,000 3,000 3,000 3,000 3,000 3,000 3,000

3,000 3,000 3,000 3,000 3,000 3,000 3,000

2,000 2,000 1,000

1,699 1,699 1,699 1,699 1,699 1,699 1,699

599 599 599 599 599 599 599

209 209 209 209 209 209 209

149 149 149 149 149 149 149

50 50 50 50 50 50 50

800
2,500

3,254 7,454 3,254 1,254 3,254 1,254 2,254

3,254 7,454 3,254 1,254 3,254 1,254 2,254

3,254 7,454
3,254 1,254 3,254 1,254 2,254

0 0 0 0 0 0 0
 Apr May Jun Jul Aug Sep Oct
11,800 11,800 11,800 11,800 11,800 11,800 11,800
4,000 4,000 4,000 4,000 4,000 4,000 4,000
8,500 8,500 8,500 10,500 8,500 10,500 9,500
11,290 11,290 11,290 11,290 11,290 11,290 11,290
3,254 7,454 3,254 1,254 3,254 1,254 2,254
5,300 10,300 5,300 5,300 5,300 5,300 5,300
0 0 0 0 0 0 0
2,650 40,150 2,650 2,650 2,650 2,650 2,650
0 0 0 0 0 0 0
2,706 6,006 2,706 2,706 2,706 2,706 2,706
2,000 2,000 2,000 2,000 2,000 2,000 2,000
1,500 1,500 1,500 1,500 1,500 1,500 1,500
0 0 0 0 0 0 0
0 0 0 0 0 0 0
0 0 0 0 0 0 0
53,000 103,000 53,000 53,000 53,000 53,000 53,000
0 0 0 0 0 0 0

FY Income Sources FY Income Allocation

Saving
Investm
36,000 39,699 Home
36,321 Insura
162,900
Salary (Net Pay) 64,000 Food
Bonus House
Commission Person
Side Hustle 60,000 Self De
Dividends 48,000 Childr
6,000
16,920 Pet Ca
10,560 Fun Fu
Love F
108,000 159,600 Subscr
600,000
24,000 Sinkin
Apr May Jun Jul Aug Sep Oct
7,950 50,450 7,950 7,950 7,950 7,950 7,950
4,000 4,000 4,000 4,000 4,000 4,000 4,000
13,300 13,300 13,300 13,300 13,300 13,300 13,300
2,000 2,000 2,000 2,000 2,000 2,000 2,000
9,000 9,000 9,000 9,000 9,000 9,000 9,000
880 880 880 880 880 880 880
1,410 1,410 1,410 1,410 1,410 1,410 1,410
500 500 500 500 500 500 500
0 0 0 0 0 0 0
0 0 0 0 0 0 0
5,000 5,000 5,000 5,000 5,000 5,000 5,000
3,000 3,000 3,000 5,000 3,000 5,000 4,000
2,706 6,006 2,706 2,706 2,706 2,706 2,706
3,254 7,454 3,254 1,254 3,254 1,254 2,254
53,000 103,000 53,000 53,000 53,000 53,000 53,000
0 0 0 0 0 0 0

Apr May Jun Jul Aug Sep Oct

Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Err:511 Err:511 Err:511 Err:511 Err:511 Err:511 Err:511
Nov Dec FY 2023

103,000 53,000 736,000

50,000 50,000 600,000
50,000 100,000
0
3,000 3,000 36,000
0

36,950 11,950 210,900

10,300 5,300 73,600
22,650 2,650 89,300

0
0
1,000 1,000 12,000
1,000 1,000 12,000
2,000 2,000 24,000

66,050 41,050 525,100

59,796 38,796 485,401

0
0
10,000 10,000 120,000
0
0
1,500 1,500 18,000
300 300 3,600
0
0
1,500 1,500 18,000
0
0
0
0

2,000 2,000 24,000

0
 0
0
0

5,000 5,000 60,000

0
2,000 2,000 24,000
2,000 2,000 24,000

350 350 4,200

80 80 960
150 150 1,800
150 150 1,800
100 100 1,200
50 50 600
0

350 350 4,200

500 500 6,000
100 100 1,200
200 200 2,400
0
0
60 60 720
200 200 2,400
0

0
0
0
0
500 500 6,000

0
0
0
0

0
0
0
 1,000 1,000 12,000
1,000 1,000 12,000
3,000 3,000 36,000

3,000 3,000 36,000

2,000 1,000 8,000
20,000 20,000
0

1,699 1,699 20,388

599 599 7,188
549
0
209 209 2,508
149 149 1,788
0
50 50 600
0
0
0
0
800
2,500

6,254 2,254 39,699

6,254 2,254 39,699

19,921
6,254 2,254 19,778
0
0
0
0

0 0 0
 Nov Dec FY 2023
11,800 11,800 141,600
4,000 4,000 48,000
30,500 9,500 130,000
11,290 11,290 135,480
6,254 2,254 39,699
10,300 5,300 73,600
0 0 0
22,650 2,650 89,300
0 0 0
2,706 2,706 36,321
2,000 2,000 24,000
1,500 1,500 18,000
0 0 0
0 0 0
0 0 0
103,000 53,000 736,000
0 0 0

Allocation
Savings
Investments
Home & Transpo
Insurance
900
Food
Household Items
Personal Care
Self Development
48,000 Children
Pet Care
Fun Fund
Love Fund
600 Subscriptions
Sinking Funds
Nov Dec FY 2023
32,950 7,950 162,900
4,000 4,000 48,000
13,300 13,300 159,600
2,000 2,000 24,000
9,000 9,000 108,000
880 880 10,560
1,410 1,410 16,920
500 500 6,000
0 0 0
0 0 0
5,000 5,000 60,000
25,000 4,000 64,000
2,706 2,706 36,321
6,254 2,254 39,699
103,000 53,000 736,000
0 0 0

Nov Dec FY 2023

Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Err:511 Err:511 Err:511
Category Particulars Trend End-2022 Jan Feb Mar

Net Worth 27,951 33,751 43,551 56,831

Assets 87,500 87,600 92,000 100,880

Cash on Hand PHP 2,000 2,000 2,000 2,000
Cash on Hand USD Err:511
Err:511
Savings Main 2,500 2,500 2,500 2,500
Savings Secondary 10,000 10,000 10,000 10,000
Savings GSave 6,000 6,800 7,600 8,400
Savings Maya Savings 35,000 37,500 40,000 42,500
Savings CIMB Err:511
Savings Tonik Err:511
Savings SeaBank Err:511
Savings GoTyme Err:511
Err:511
Checking Checking Account 10,000 10,000 10,000 10,000
Err:511
E-Wallets GCash 2,500 3,000 2,000 1,000
E-Wallets GrabPay 3,000 2,000 1,800 1,080
E-Wallets Maya Err:511
E-Wallets Lazada Wallet Err:511
E-Wallets Shopee Pay Err:511
E-Wallets PayPal Err:511
Err:511
Fund Value VUL Plan 10,000 10,500 11,000 11,500
Err:511
Receivables Receivable 1 5,000 1,000 2,000 8,000
Receivables Receivable 2 Err:511
Receivables Receivable 3 Err:511
Err:511
Liquid Investment PH Stocks 1,000 1,300 1,600 1,900
Liquid Investment Global Stocks 500 1,000 1,500 2,000
Liquid Investment PH Funds
Liquid Investment Global Funds
Err:511
Real Estate House & Lot
Real Estate Condominium

Personal Property Car

Personal Property Jewelry
Personal Property Collections
Err:511

Liabilities 59,549 53,849 48,449 44,049

Unpaid Bills Electricity 2,500 2,300 2,400 3,500
Unpaid Bills Water 350 350 350 350
Unpaid Bills Internet 1,699 1,699 1,699 1,699
Err:511
Credit Card Credit Card 1 28,000 25,000 22,000 19,000
Credit Card Credit Card 2 15,000 13,500 12,000 10,500
Credit Card Credit Card 3 12,000 11,000 10,000 9,000
Err:511
Personal Loan Mommy & Daddy Err:511
Err:511
Housing Loan Principal Err:511
Housing Loan Interest Err:511
Err:511
Car Loan Car Loan Err:511
Err:511
Other Liabilities Taxes Err:511
Err:511

Assets, Beginning of Year Ca

Sa
1,500
5,0002,000 Ch
10,000 E-
Fu
5,500 Re
Li
Re
10,000
53,500 Pe
G
O
FY 2023 SUMMARY

Liabilities, Beginning of Year

4,549
 FY 2023 S
Liabilities, Beginning of Year

4,549

55,000

Assets, in PHP End-2022 Jan Feb Mar

Cash on Hand 2,000 2,000 2,000 2,000
Savings 53,500 56,800 60,100 63,400
Checking 10,000 10,000 10,000 10,000
E-Wallets 5,500 5,000 3,800 2,080
Fund Value 10,000 10,500 11,000 11,500
Receivables 5,000 1,000 2,000 8,000
Liquid Investment 1,500 2,300 3,100 3,900
Real Estate 0 0 0 0
Personal Property 0 0 0 0
GCs 0 0 0 0
Others 0 0 0 0
Total 87,500 87,600 92,000 100,880

Liabilities, in PHP End-2022 Jan Feb Mar

Unpaid Bills 4,549 4,349 4,449 5,549
Credit Card 55,000 49,500 44,000 38,500
Personal Loan 0 0 0 0
Housing Loan 0 0 0 0
Car Loan 0 0 0 0
Other Liabilities 0 0 0 0
Total 59,549 53,849 48,449 44,049
Apr May Jun Jul Aug Sep Oct Nov

62,801 70,701 85,951 101,251 101,151 111,851 137,821 97,631

101,850 105,250 115,600 122,800 117,000 121,900 143,870 129,680

2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000

2,500 2,500 2,500 2,500 2,500 2,500 2,500 2,500

10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000
9,200 10,000 10,800 11,600 12,400 13,200 14,000 14,800
45,000 47,500 50,000 52,500 55,000 57,500 60,000 62,500

10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000

800 1,500 6,000 13,000 1,200 2,500 8,000 400

650 750 4,000 0 2,000 1,000 870 680

12,000 12,500 13,000 13,500 14,000 14,500 15,000 15,500

5,000 3,000 1,000 600 0 0 12,000 1,000

2,200 2,500 2,800 3,100 3,400 3,700 4,000 4,300

2,500 3,000 3,500 4,000 4,500 5,000 5,500 6,000
 39,049 34,549 29,649 21,549 15,849 10,049 6,049 32,049
4,000 5,000 5,600 3,000 2,800 2,500 2,000 2,000
350 350 350 350 350 350 350 350
1,699 1,699 1,699 1,699 1,699 1,699 1,699 1,699

16,000 13,000 10,000 7,000 4,000 1,000 0 15,000

9,000 7,500 6,000 4,500 3,000 1,500 0 12,000
8,000 7,000 6,000 5,000 4,000 3,000 2,000 1,000

Beginning of Year Cash on Hand

Assets, End of Year Cash on Hand
Savings Savings
Checking 2,000
11,100 Checking
E-Wallets E-Wallets
16,000
Fund Value Fund Value
Receivables Receivables
6,930
Liquid Investment Liquid Investment
Real Estate 10,000 Real Estate
53,500 Personal Property Personal Property
93,100
GCs GCs
Others Others

s, Beginning of Year Liabilities, End of Year

49 3,549
Unpaid Bills Unpaid Bills
Credit Card Credit Card
Personal Loan Personal Loan
Housing Loan Housing Loan
Car Loan Car Loan
Other Liabilities Other Liabilities
s, Beginning of Year Liabilities, End of Year

49 3,549
Unpaid Bills Unpaid Bills
Credit Card Credit Card
Personal Loan Personal Loan
Housing Loan Housing Loan
Car Loan Car Loan
Other Liabilities Other Liabilities

39,000

Apr May Jun Jul Aug Sep Oct Nov

2,000 2,000 2,000 2,000 2,000 2,000 2,000 2,000
66,700 70,000 73,300 76,600 79,900 83,200 86,500 89,800
10,000 10,000 10,000 10,000 10,000 10,000 10,000 10,000
1,450 2,250 10,000 13,000 3,200 3,500 8,870 1,080
12,000 12,500 13,000 13,500 14,000 14,500 15,000 15,500
5,000 3,000 1,000 600 0 0 12,000 1,000
4,700 5,500 6,300 7,100 7,900 8,700 9,500 10,300
0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0
101,850 105,250 115,600 122,800 117,000 121,900 143,870 129,680

Apr May Jun Jul Aug Sep Oct Nov

6,049 7,049 7,649 5,049 4,849 4,549 4,049 4,049
33,000 27,500 22,000 16,500 11,000 5,500 2,000 28,000
0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0
39,049 34,549 29,649 21,549 15,849 10,049 6,049 32,049
Dec 2023 Growth

96,581 68,630

139,130 51,630
2,000 0
0

2,500 0
10,000 0
15,600 9,600
65,000 30,000
0
0
0
0

10,000 0

6,000 3,500
930 (2,070)
0
0
0
0

16,000 6,000

0 (5,000)
0
0

4,600 3,600
6,500 6,000
0
0

0
0

0
0
 0

42,549 (17,000)
1,500 (1,000)
350 0
1,699 0

20,000 (8,000)
15,000 0
4,000 (8,000)

0
0

r Cash on Hand
Savings
Checking
E-Wallets
Fund Value
Receivables
Liquid Investment
Real Estate
Personal Property
GCs
Others

ear

Unpaid Bills
Credit Card
Personal Loan
Housing Loan
Car Loan
Other Liabilities
ear

Unpaid Bills
Credit Card
Personal Loan
Housing Loan
Car Loan
Other Liabilities

Dec 2023 Growth

2,000 0
93,100 39,600
10,000 0
6,930 1,430
16,000 6,000
0 (5,000)
11,100 9,600
0 0
0 0
0 0
0 0
139,130 51,630

Dec 2023 Growth

3,549 (1,000)
39,000 (16,000)
0 0
0 0
0 0
0 0
42,549 (17,000)