Crafting a comprehensive literature review on microfinance banks can be a daunting task.

It requires
extensive research, critical analysis, and synthesis of existing scholarly works on the subject. From
identifying relevant sources to evaluating their credibility, the process demands meticulous attention
to detail and a deep understanding of the topic.

One of the primary challenges in writing a literature review is the sheer volume of literature
available. Sorting through countless articles, books, and reports to find the most relevant and
significant sources can be overwhelming. Moreover, synthesizing diverse perspectives and findings
into a coherent narrative requires careful organization and synthesis skills.

Another challenge is ensuring the quality and credibility of the sources included in the literature
review. With the proliferation of information online, distinguishing between credible scholarly
sources and unreliable sources can be difficult. It's crucial to critically evaluate each source for its
relevance, reliability, and validity.

Additionally, crafting a literature review involves synthesizing complex ideas and arguments from
various sources. It requires not only summarizing the key findings but also analyzing and interpreting
them in relation to the research topic. This process demands critical thinking skills and the ability to
draw connections between different studies and perspectives.

Given the challenges involved in writing a literature review, seeking assistance from professional
academic writers can be a wise decision. ⇒ StudyHub.vip ⇔ offers expert writing services tailored
to your specific needs. Our team of experienced writers can help you navigate the complexities of
literature review writing, ensuring that your paper meets the highest academic standards.

By ordering from ⇒ StudyHub.vip ⇔, you can save time and energy while receiving a high-quality
literature review that showcases your understanding of the subject matter. Whether you need
assistance with identifying relevant sources, synthesizing existing literature, or structuring your
paper, our writers are here to help.

Don't let the challenges of writing a literature review hold you back. Order from ⇒ StudyHub.vip
⇔ today and take the first step towards a successful research project on microfinance banks.
Some of them have also started in a big way and have started making profit by issuing IPOs (Initial
public offers). Furthermore, government bodies should work to increasing the capacity and skill of
the operators through continuous trainings, experience sharing from successful enterprises, and
provision of advice and consultancy from experts. The success of women enterprises is assessed
using three performance measurements: fixed assets, income and household expenditures. Schulman
(2006), whistle blowing hotlines are essential in implementing ethically responsible corporate. Agyei,
A., Kusi Aye, B., and Owusu-Yeboah, E., (2013), An Assessment of Audit Expectation Gap in
Ghana. Its main aim is to provide a cost effective mechanism for providing financial services to the
poor. Savita Shankar The main objective of this paper is to discuss and assess the recent
developments affecting the Indian micro-finance sector; and examine the options for sector
stakeholders to respond to the concerns raised in a manner that will enable the sector to fulfill its
potential. This paper is a theoretical study on effective fraud risk management in micro finance. The
Bank of Ghana’s (BOG) is responsible for bank regulation in Ghana. A number of repayment
strategies are in existence but there is lack of necessary investigation showing the influence of these
repayment strategies on entrepreneurship growth among women. Adequate physical controls over
assets and records (n) Independent verification of performance. These initial loans are seldom used
for productive purposes, in some context, due to certain challenges such as small size of loans,
frequency in loan repayment, lack of training and knowledge, marketing problems faced by women
beneficiaries. The study adopts exploratory approach by reviewing and analyzing the views of
scholars. With regards to fraud prevention strategies in MFIs, it will gyrate around the following: (a)
Excellent loan. Effects of Risk Management Practices on the Performance of Insurance Firms in. The
methodology adopted for this study is the literature review. The study was guided by the following
objectives: to assess the extent to which access to credit facilities influence the growth of women
owned enterprises; to examine the influence of micro savings on growth of women owned
enterprises; and to find out the influence of training and advisory services on growth of women
owned enterprises. You can download the paper by clicking the button above. You can download the
paper by clicking the button above. The internal audit must be independent in the exercise of his
function. On the other hand, critics say that microcredit does not play any influential role in income
generation; rather borrowers gradually get entangled in a web of debt. Population of study is women
who are associated with Self Help Groups (SHG's). Dhitima, P. C., (2013), “Ten Risk Questions for
Every MFI Board: A Running With Risk Project Expert. Also, repayment problems pose threats of
continuity to both microcredit institutions and entrepreneurs. A logistics regression model is used to
analyze primary data from a survey conducted in North Sulawesi province, Indonesia. Keretu, O. J.,
and Ebimbowei, A., (2011), “Mandatory Rotation of Auditors on Audit Quality, Costs and. The
relationship of directors to the company is of a. The loans are backed by moral collateral; the promise
that the group stands behind each loan Global Development Research Centre, 2005. As fraud
perpetrators get more and more erudite in their despicable activities, more and more anti- fraud.
Iyiegbuniwe, 1998), as facilitating fraud in the banking sector: (a) Weak corporate governance (b)
Poor.
Attafuah, K. A. (2010). A guide to whistleblowing in Ghana. According to the literature on
microfinance, commercialization as represented by competition, profitability and regulation can affect
loan size. The failure of many women to exploit fully the products and services offered to them by
the Micro finance institutions may influence the growth of women owned enterprises. You can
download the paper by clicking the button above. Fraud is the intentional distortion of financial
statements or other records by persons internal or external to the. The study concluded that women
entrepreneurship financing can only be improved through reduction of interest rate, relaxing the
conditions attached to loans, bring MFIs closer to the people, sensitize more women about MFIs,
give priority to rural women, assisting women entrepreneurs in preparing business plans, and increase
payback period. Microfinance also refers to those financial services which include providing tiny
loans, credits facilities and deposits that are provided to the people at the time of their urgent needs
who operate small businesses or enterprises. Accordingly the researchers seem mainly to interact with
the donors’ and practitioners’ communities. Almost are plethora of teaching on being of
communication teamwork institution. Mandatory vacations (xi) Presence of internal audit department
with adequate resources and authority to operate. The relationship of directors to the company is of
a. Cristina, B. A., (2008) “The approaches of fraud from internal audits point of view”, International
Journal of. These include the institution itself, the savers of the bank, its. Part 1 - Convertible Capital
Structure Next Generation Financial Architecture. This Study covers the issues of MFI sustainability,
products and services, management practices, client targeting, regulation and policy, and impact
assessment in a summary literature review. These women are married and have at least one child.
International Journal of Business and Social Science, 3(9), pp 210-213. Report this Document
Download now Save Save Micro Finance Literature Review For Later 50% (2) 50% found this
document useful (2 votes) 1K views 14 pages Micro Finance Literature Review Uploaded by Abhijit
Srijay AI-enhanced description Microfinance is the provision of financial services to low-income
poor and very poor self-employed people. For internal audit and a system of internal controls,
policies and. The market or regulatory environment may be too competitive to. Gis business plan
examples assignment submit status ignou early american literature research paper definition of
problem solving and decision making worksheet, sample of tok essay essay reference page template
30 day 60 day 90 day business plan template year 6 maths problem solving worksheets. A cross
sectional research on women's in the State of Telangana in selected cities, through a structured
questionnaire will be conducted. Following ISO standardised classification, risk is defined as “the
effect of uncertainty on (achievement of). The project included the provision of microfinance and
training of clients on human and legal rights ibid. They noted that the project led to better child
survival rates, higher nutritional status, improvement in the basic level of education, and increased
networking in the community. Given the many criteria of commercial banks, for women
entrepreneurs MFIs are often the only option of financial lending. The findings of this study reveal
that what is the major effectiveness of microfinance as a powerful tool in enhancing women
empowerment towards entrepreneurs for its indicators like mobility, economic security, household
economic decision making, legal awareness, and family decision making. Upload Read for free FAQ
and support Language (EN) Sign in Skip carousel Carousel Previous Carousel Next What is Scribd.
Overwhelming number of the respondents deposed that women in Benin City have access to loans
from microfinance banks. The study reveals that While Micro Finance Sector seems to be growing
fast with no road blockages, it has also brought to fore several challenges and issues.
Some of the recommendations include restriction of auditors from providing certain non-. Based on
the findings, recommendations were forwardedto make MSEs competitive and profitable.
Furthermore, government bodies should work to increasing the capacity and skill of the operators
through continuous trainings, experience sharing from successful enterprises, and provision of advice
and consultancy from experts. Likewise, when interacted with age groups, income and number of
family time exhibit negative impact. The focus of this study was to evaluate how Microfinancing has
in. Data analyses were performed with the aid of descriptive statistics. Performance of fraud risk
assessment to proactively identify and mitigate the banks vulnerabilities to fraud (vi). Onumah, J.
M., Simpson, S. N. Y., and Babonyire, A., (2009), The audit expectation gap concept: Examining.
Whistleblowing in Organisations” European Journal of Accounting Auditing and Finance Research,
Vol.2, No.1. Fraud risk management refers to activities designed at identifying and developing
actions for the business to. Code 1963, Act 179 states that the personal interest of a director shall
not conflict with any of his duties as a. Mandatory vacations (xi) Presence of internal audit
department with adequate resources and authority to operate. Fadipe-Joseph et al (2012) refers to
fraud as any actions by which one person intends to. BOG. It would, however, appear that the
internal audit function in MFIs in Ghana lives much to be desired. Such. Iyiegbuniwe, W. (1998).
“Fraud Risk in Nigerian Banks”. According to CGAP (1999), external auditors believe that their
major responsibility is not to discover fraud in. This study analyses the performance of select Micro
Finance Institutions (MFIs) inIndia. Justice) versus Waterville, Isofoton and Others ruled that
monumental sums of money paid to them be refunded. The specific objectives were to determine the
roles of microfinance banks in enhancing the growth of entrepreneurial activities of women, find out
the extent of access to loans from microfinance banks by women, the influence of age of women in
benefitting from loans from microfinance banks, the place of education, religion and marital status of
women in accessing loan facilities from microfinance banks. Assessment of Amcon’s Role in
Resuscitating the Banking Sector during the Glo. Further, the Association of Certified Fraud
Examiners (1999) defines fraud as the use of one’s profession for. However, fraud is generally
considered to be anything calculated to deceive. Result also revealed that delay in repayment of
loans, lack of business plan, diversion of the loan granted and lack of banking culture are the most
challenges confronting microfinance institutions in women entrepreneurship financing in Nigeria.
Below mentioned are few great sources from which you can guide you through your microfinance
literature review 1- World Bank — International Finance Corporation Their main purpose is to find
opportunities that will help enable a more economically stable environment. Since its independence,
micro-credit has been introduced in Bangladesh. Fraud is described as an act of deliberate deception
with the intention of gaining some benefit, in other words it. Abnormalities of hormones and
inflammatory cytokines in women affected with p. The last few decades recorded tremedous
activities of women entrepreneurs. The study reveals that While Micro Finance Sector seems to be
growing fast with no road blockages, it has also brought to fore several challenges and issues.
However, there is little evidence that micro-credit has any impact on job creation, and no studies
measured social cohesion.
The recommendations of the study are that the financial institutions should increase the amount of
loans to the women enterprises as the data in this study had shown that the loans allocated were not
sufficient. Wikipedia (2008) defines bank fraud as whenever a person knowingly executes, or
attempts to execute, a scheme. Below mentioned are few great sources from which you can guide
you through your microfinance literature review 1- World Bank — International Finance
Corporation Their main purpose is to find opportunities that will help enable a more economically
stable environment. The research work was carried out among the licensed microfinance institutions
and registered women entrepreneurs in the SouthWestern Nigeria. MFIs can have relatively strong
management and staff, and adequate. Fink, A., (2010). “Conducting Research Literature Reviews,
From the Internet to Paper” (3rd. Recently Union Rural Development Minister Jairam Ramesh
wanted the help of SHGs for the establishment of DRDO designed bio-toilets in rural areas.
Working with heights course poetry writing prompts creative love usc doctorate in creative writing.
In this paper, we have traced the development of fraud risk management mechanisms in MFIs in
Ghana. We. The study adopted the simple random sampling method which is a probability sampling
technique. Although the number of female-owned businesses exceeds the number of male-owned
business, men have more large-scale business than women's. PLC,” Research Journal of Finance and
Accounting, Vol.4, No.6. Further, women have been able to generate employment in their micro-
enterprises mainly in their localities. Effects of Risk Management Practices on the Performance of
Insurance Firms in. Micro finance institutions (MFIs) play a significant role at the lower level of the
Ghanaian banking credit. Adequate physical controls over assets and records (n) Independent
verification of performance. See Full PDF Download PDF See Full PDF Download PDF Related
Papers THE PERCEIVED ROLES OF MICROFINANCE BANKS IN THE GROWTH OF
ENTREPRENEURIAL MARKETING ACTIVITIES OF WOMEN IN BENIN CITY Journal
ijmr.net.in(UGC Approved) The study examined the perceived roles of microfinance banks in the
growth of entrepreneurial marketing activities of women in Benin City. The literature so far suggests
moderate but not transformative effects of microcredit, with effects being conditional on
individuals’ characteristics. Determinants of financial sustainability of microfinance institutions in
east. The total loans to MFIs by banks increased by over 37% whereas the loan outstanding against
MFIs increased by 14 % during the current i.e. during 2015-16 over 2014-15. The focus of this
study was to evaluate how Microfinancing has in. External auditors also examine the internal control
systems of. Proper segregation of duties (vii) Use of authorisations (vii) Physical safeguard of assets
(ix) Job rotations (x). Adesola, A., (2008). “Government anti- corruption initiative: The role of
computer assisted audit techniques in. Microfinance system has emerged out as a panacea to Indian
economy since the population encompasses of people who come under poverty and below poverty
index. That Ghana has its fair share of corruption and fraud at the governmental and macroeconomic
level is no longer. International Journal of Business and Social Science, 3(9), pp 210-213. After
reviewing litterature facts we will address the problem empirically, with the obvious consideration
that research in this field are unfortunately few. Fraud in MFIs takes many forms and includes the
following: (a) Cheque kitting whereby a depositor utilizes the.
Download Free PDF View PDF STATUS OF MICROFINANCE IN INDIA -A REVIEW anisha
koushal One of the greatest challenges before the Indian sub-continent which accommodates more
than one-third of the population is poverty. Millions of Ghana Cedis is lost in bank fraud annually in
Ghana. They noted that the project led to better child survival rates, higher nutritional status,
improvement in the basic level of education, and increased networking in the community.
Microfinance system has emerged out as a panacea to Indian economy since the population
encompasses of people who come under poverty and below poverty index. The study also found that
MFIs in Nyanga have empowered women entrepreneurs to a lesser extent as they have failed to
improve their social and economic status. There is much waste and duplication, and some mature
programs have declining loan recovery rates, even as competition for borrowers rises from
conventional banks and finance companies. Strong Board leadership and commitment towards the
mission, and to control systems (c) Honest and capable. Why and how ? The case of Tunisia Eymen
Errais Download Free PDF View PDF OPEN BOOK MANAGEMENT AND WORKPLACE
ACCOUNTABILITY ON EMPLOYEE PERFORMANCE Journal ijmr.net.in(UGC Approved)
Download Free PDF View PDF Mandal, R.K. (ed.), Development of Entrepreneurship and Rural
Development in North-East India, pp. 92-99. ISBN: 978-81-86307-31-1. The data obtained from the
survey has been then processed in statistical software SPSS 21.0 The research applies three
econometric models to identify the effects of MFI loans on the success of women businesses.
Findings from the study revealed that most of the women entrepreneurs in Nyanga were facing
challenges in accessing microfinance services. CGAP, 2009). The internal control system extends
beyond matters relating directly to the accounting system and. Proponents say that microcredit has
been playing a groundbreaking role in poverty reduction through generating employment and income
for the mass population. The effects of microsavings interventions seems more promising, while
microinsurance interventions suffer mostly from limited take-up. Recently Union Rural
Development Minister Jairam Ramesh wanted the help of SHGs for the establishment of DRDO
designed bio-toilets in rural areas. The last few decades recorded tremedous activities of women
entrepreneurs. However, the presence of microfinancing is though visible but there is lack of
necessary investigation revealing the impact of microfinancing on entrepreneurial activities among
women. It supports an organization accomplish its objectives by bringing a systematic. Interviews
were carried out face to face with the PAPI (pencil and paper interview) survey methodology used
during April-June, 2019. For internal audit and a system of internal controls, policies and. You can
download the paper by clicking the button above. Most depend upon donors and governments to
remain in operation. The study was guided by the following objectives: to assess the extent to which
access to credit facilities influence the growth of women owned enterprises; to examine the influence
of micro savings on growth of women owned enterprises; and to find out the influence of training
and advisory services on growth of women owned enterprises. A cross sectional research on women's
in the State of Telangana in rural areas, through a structured questionnaire and an in-depth interview
to solicit responses from women entrepreneurs, and secondary data from microfinance institutions.
The paper is mainly based on the secondary data collected from the records of the Social Fund for
Development, Yemen Microfinance Network, Government of Yemen, Microfinance books, websites,
official reports and other sources related to the research subject. Given the many criteria of
commercial banks, for women entrepreneurs MFIs are often the only option of financial lending.
These initial loans are seldom used for productive purposes, in some context, due to certain
challenges such as small size of loans, frequency in loan repayment, lack of training and knowledge,
marketing problems faced by women beneficiaries. The information gathered for the study
incorporates secondary data. Gis business plan examples assignment submit status ignou early
american literature research paper definition of problem solving and decision making worksheet,
sample of tok essay essay reference page template 30 day 60 day 90 day business plan template year
6 maths problem solving worksheets. A MFI is measured for financial sustainability based on its
superior financial performance. A limitation to this paper is that the boundaries between the proposed
categories of shareholder political connections are blurred.