Professional Documents
Culture Documents
Konsep Perencanaan Keuangan
Konsep Perencanaan Keuangan
Perusahaan
Individu dan atau Keluarga
❖ Wishing:
win lottery – gain legacy – marry rich person
❖ Hard working:
successful employee – entrepreneur – professional worker (actor,
athlete, doctor, lawyer)
❖ Smart working:
making financial planning and having self-discipline to do the plan
What is personal financial planning?
FINANCIAL PLANNING is the process of meeting
your life goals through a “big picture” approach to managing your finances.
Financial goals
Result that an individual wants to attain, such as buying a home,
building a college fund, or achieving financial independence
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Medium-term Goals (1-3 year)
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Long-term Goals (>3 year)
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