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30-03-2024

Quote No : c4ppm4hcibz

Benefit Illustration for HDFC Life Sanchay Plus


This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Sanchay Plus
DETAILS
Name of the Prospect/Policyholder: Vikas Proposal No: NA
Age: 41 Name of Product: HDFC Life Sanchay Plus
A non-participating non-linked savings
Name of Life Assured: Vikas Tag Line:
insurance plan
Age: 41 Unique Identification No: 101N134V21
Policy Term: 12 Years GST Rate: 4.5%* for first year
2.25%* second year
Premium Paying Term: 6 Years
onwards
Amount of Instalment Premium
Rs.100000
(Without GST):
Mode: Annual

*0% if qualifies as zero-rated supply under GST law

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details

Policy Option Guaranteed Maturity Sum Assured Rs. 600000


Guaranteed Payout Sum Assured on Death (at
NA 1140000
Freqency inception of the policy) Rs.
Guaranteed Payout Payout Term
NA NA
Amount (years)

Premium Summary

PP PP HPR Total
WOP
Base Plan CI Rider IB Rider PP Rider (PAC) Rider Rider Rider Instalment
Rider
(ADC) (CC) (CCI) Premium
Instalment Premium without GST 1,00,000 0 0 0 0 0 0 0 1,00,000
Instalment Premium with First Year GST 1,04,500 0 0 0 0 0 0 0 1,04,500
Instalment Premium with GST 2nd Year Onwards 1,02,250 0 0 0 0 0 0 0 1,02,250

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(Amount in Rupees)
Policy Year Single/ Guaranteed Non Guaranteed
Annualized
Survival Benefits / Other benefits Maturity Benefit Death Benefit Min Special Surrender Value
Premium
Loyalty Additions (if any) Guaranteed
Surrender
Value

1 1,00,000 0 0 0 11,40,000 0 0

2 1,00,000 0 0 0 11,40,000 60,000 60,000

3 1,00,000 0 0 0 11,40,000 1,05,000 1,05,000


4 1,00,000 0 0 0 11,40,000 2,00,000 2,00,000

5 1,00,000 0 0 0 11,40,000 2,50,000 2,69,150


6 1,00,000 0 0 0 11,40,000 3,00,000 3,52,860

7 0 0 0 0 11,93,052 3,15,916 4,19,586

8 0 0 0 0 12,46,104 4,81,831 4,95,685


9 0 0 0 0 12,99,156 4,97,747 5,82,197

10 0 0 0 0 13,52,208 5,13,662 6,80,468


11 0 0 0 0 14,05,260 6,19,578 7,91,972

12 0 0 0 9,18,312 14,58,312 6,35,494 9,18,312

Notes: Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
In the above illustration, benefits are assumed to be paid at the end of the year and premiums received at the beginning of the year.

I , have explained the premiums charges and benefits under the product fully to the I Vikas ,having received the information with respect to the above, have understood the
prospect / policy holder. above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

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