FAQs for Central/State Autonomous Bodies

Question Answer

Yes. In line with the decision of GOI to introduce NPS for new entrants
recruited in Central Govt service on or after 1/1/2004, it was decided
Is NPS applicable to employees of vide OM 1(13)/EV/2001 Dt 13/11/2003 Department of Expenditure,
1.
Central Autonomous Bodies? Ministry of Finance that all new entrants in all Central Autonomous
Bodies(CAB) under various Central Ministries/Departments recruited on
or after 1/1/2004 will also be governed by the NPS.
Department of Expenditure, Ministry of Finance , GOI vide its OM No
1(13)/EV/2008 Dt 30/1/2009 advised CABs to submit Letter of Consent
2. How do the CABs join NPS? (LOC) indicating their formal commitment towards discharging their
obligations under NPS through the Financial Advisors(Fas) of the
respective Ministries/ Departments.
The various steps are enumerated as below,
1. The CABs submit their Letter of Consent (LoC) to PFRDA
through the Financial Advisor of the respective Ministry.
2. PFRDA after receipt of LoC from FA, instructs CRA to register
What are the various steps in joining the Autonomous Body in the CRA system and issue the nodal
3.
NPS adopted by CABs? office registration number.
3. After registration of nodal office, the CAB shall be proceeding
with subscribers’ registration and transfer of regular and legacy
amounts.
4. For detailed Step for CAB registration,
LoC is the formal commitment letter submitted by a CAB to fulfill the
following obligations viz,
1. Covering all the employees joined on or after 1/1/2004 under
NPS.
4. What is LoC?
2. Shifting into NPS architecture in a time bound manner.
3. Adopting method of uploads like centralized or decentralized
models.
4. Receiving direct billing from CRA.
Though NPS was made mandatory for all CABs effective from 1/1/2004
5. What is legacy amount?
but they joined CRA system on different dates. Hence the contribution
 amount lying with those CABs from 1/1/2004 till the date of regular
upload is called as legacy amount. The legacy amount has to be
transferred into NPS immediately after completion of registration
formalities.
Yes, it is mandatory for those entities under CPF to join NPS effective
Is NPS applicable for those entities
6. from 1/1/2004. Please refer the THE CONTRIBUTORY
where CPF is in force?
PROVIDENT FUND RULES (INDIA), 1962 Rule No 4.
Is transition from CPF to NPS Yes. The organizations are permitted to shift to NPS in respect of
7. permitted for the employees of employees who have joined before 1/1/2004 vide OM dt 30/6/2009 No
Autonomous Bodies? 1(2)/EV/2007 Department Of Expenditure Ministry of Finance.
The facility to move into NPS is optional for the employees who have
joined prior to 1/1/2004 and the procedure for NPS would be identical to
that presently applicable for employees appointed on or after 1/1/2004.
The other detailed operational features are as follows,
a. The existing corpus of CPF (both employees and employers’)
would be moved over to the trust fund accounts under NPS.
b. In order to facilitate the transition from CPF to NPS, the
What are the salient features of the autonomous body would make in addition one time ex gratia
8.
above scheme? payment of 10% of the employer’s contribution for each of the
employees opting to switch over to NPS.
c. Recurring monthly contribution by employee @ 10% of Basic
Pay + DA and a matching contribution by the autonomous body
would be payable.
d. The employer’s contribution would be payable from the month
the organization/employee shifts over to NPS and would be
limited to 10% of Basic Pay + DA.
What will be the date of effect in case
Date of effect will be the date when such option is exercised by the
of transition from CPF to NPS in case
9. concerned employee. The employees recruited before 1/1/2004 is given
of employees who joined prior to
with the option either to remain in CPF or switch over to NPS.
01.01.2004?
Is NPS applicable for employees The mandatory program under EPFO and other special provident funds
10. joining after 01.01.2004 in would continue to operate as per the existing system under the EPF &
autonomous bodies which are covered MP Act, 1952. Hence NPS would not be applicable for those employees
 under Employees’ Provident Fund & mandatorily covered by EPF rules.
Misc. Provisions Act, 1952.
Is it required for an employee joining
11. a CAB to apply for a PRAN if he is an
existing subscriber of NPS?
Is NPS applicable for State
Autonomous Bodies (SABs)?
12.
How does a SAB join NPS?
13.
Who can be contacted in case of any
doubts regarding NPS
implementation?
14.
How do the NPS remittances are to be
transferred to the Trustee Bank?
15.
What are all the various charges borne
by Autonomous Bodies or its
16. employees towards NPS
implementation?
No. The same PRAN may be used after submitting Inter Sector Shifting
(ISS) form if required.
The applicability of NPS among SABs is decided by the concerned State
Government and the respective State notifications on NPS may be
referred for checking applicability or the matter may be taken up with
the State Government.
The respective SAB has to submit Letter of Consent (LoC) to PFRDA
thorough the concerned administrative department of the State
Government.
The officials of following office may be contacted for any further
clarifications,
1. CRA - 022- 2499 4200/2499 4651/4541/4533
2. Trustee Bank(Axis Bank) – 1800 102 6667 (Toll Free) or 022-
71315883/5884/5906
3. PFRDA – 011- 26897948/49
The funds can be transferred to the Trustee Bank (Axis Bank) in NPS
only through electronic mode i.e. RTGS/NEFT.
The electronic fund transfer can be done through the accredited bank of
the organisation by mentioning the following details:
1. 26 character string ‘PAOFIN<7digit PAO registration
number><13 digit transaction id> in ”Sender to Receiver
Information” (field 7495 only). RTGS/NEFT remittances
should be through R-41 RTGS format only.
2. IFS Code- UTIB0NPS001
*The Account Number will be the 7 digit PAO registration
number allotted by CRA.
Charges levied by CRA which are borne by the employer are,
Account Opening Charges – Rs. 50
Annual Maintenance Charges – Rs. 190 p.a.
Transaction – Rs.4
 Re-print PRAN Card – Rs. 50
Re-print i-PIN/T-PIN- Rs. 50
The Fund Management Charges (FMC) are 0.0102% and
Custodian charges are 0.0075% for Electronic Segment and
0.05% for physical segment.) .

There won’t be any Trustee Bank charges.

Can existing NPS subscribers furnish Yes. The following are the steps for instant modification of email
/update their Email ID and Mobile
ID/Mobile Number,
Number instantaneously?
• Login to CRA System www.cra-nsdl.com with PRAN and I-PIN.
• Select the “Update contact details” option for modifying or adding
17.
the email ID& mobile number and update the details.
• Subscriber needs to confirm the changes and on successful updation,
an SMS as well as email will be sent on updated as well as the old
contact details.

What is the process of generating I- The following are the various steps in generation of I-Pin,
Pin?
• Access CRA website www.npscra.nsdl.co.in and select option
“Resetting of I-PIN” on homepage (under value added services) to
18. reset the I-PIN.
• Enter mandatory details to regenerate the instant I-PIN through One
Time Password (OTP) sent on registered mobile number.
In case mobile number is not registered, reset the I-PIN by providing the
request online and getting the request authorized by Nodal Office
What are the benefits of registering
email/mobile number in PRAN? The following are the various benefits,
• SMS/Email Alert on PRAN generation.
• SMS/Email Alerts on Transactions in PRAN/Fund Value.
19.
• Email Intimation on changes in Subscriber details like Nomination,
Address, Bank details, etc.
• Request of Transaction Statement on email through CRA helpline.
• Receipt of periodical PFRDA Newsletter

20. How many Autonomous Bodies are From Central and State Governments 498 and 513 entities are
registered under NPS? registered as on 30.07.2015 respectively.
 Letter of Consent: To be provided on the official letterhead of the State
Autonomous Body (SAB)

File No…………. Dated:……………….

To,

Pension Fund and Regulatory Development Authority

1st Floor, ICADR Building
Plot No.6, Vasant Kunj
Institutional Area , Phase II
New Delhi: 110070

Sub: Operationalisation of the National Pension System (NPS)

Sir,

With reference to the above, we hereby undertake to ensure that our employees recruited on or after
_________ (date of adoption of NPS) would be brought over to the NPS Architecture, and that we shall
be governed by all the directions and scheme of things as envisaged by the PFRDA under the NPS
Architecture, from time to time.

We shall be shifting to the NPS architecture as operationalised by PFRDA. We shall comply with and
honour all the requirements in regard to the various arrangements made by PFRDA/NPS Trust with
all the NPS intermediaries including the CRA. We shall abide by the terms and conditions of the
agreement executed by the State of ______________ (name of concerned State Government) and the NPS
Trust as well as NSDL.

The appointment of NSDL as CRA for NPS shall be co-terminus with the agreement the State of
__________________ (name of concerned State Government) had with NPS Trust as well as NSDL, as
extended from time to time.

We agree for the investment pattern and scheme preference options adopted by the State of
_________________ (name of concerned State Government). We agree for the direct billing by CRA, as
already provided for in PFRDA’s existing contract with CRA, as also by other NPS intermediaries
under the NPS Architecture and to be bound by the entire framework of NPS architecture, from time
to time.

We understand that the process flow in respect of our organization would be identical to those
presently followed by State Government, and that NSDL would engage in dialogue with us for
determining whether they would like to upload data centrally or through multiple points.

Yours faithfully,

Sd/-
Authorised Signatory of the State Autonomous Body

CC To-

1. NSDL
2. NPS Trust
3. Head of the concerned Department
4. Nodal officer designated by the State Government for NPS
 t
-. ··No"1(13)/~V/2001
.'
Covernment of India
Ministry of Finance
Department of Expenditure
** **-J:

Ne,v Delhi, the 13u1 November. 2003.

OFFICE l\fEMORANDUlVl

Subject: Applicability of New Pension Scheme to the employees of Autonomous

Bodies/PSVs under various Central Ministries/Departments.

ThE undersigned is directed to say that the Government have decided to introduce
a New Pension Scheme based on defined contributions for new entrants recruited in
Central Go vernment service on or after 1.1.2004. The existing pension scheme will not,
therefore, t e applicable to such employees.

2. A B esolution has already been issued vide letter No.S(7)/2003-ECB & PR, on io"
October, 2 )03 to operationalise the decision of the Government to introduce a new
pension scl Ierne based on defined contributions. An interim Pension Fund Regulatory
And Develc pment Authority (PFRDA) is also being constituted.

3. In I ne with this decision, it has been further decided that new entrants in all
Autonornoi s Bodies under various Central Ministries/Departments recruited on or after
1.1.2004 v.ill also be governed by the new scheme and not by the existing pension
scheme in tJlese organizations.

4. It i: accordingly requested that all Autonomous BodieslPSUs under the

administrati Ie control of your Ministry/Department may be suitably informed so that
they can take up the matter with Department of Economic Affairs (ECJ3 & Pension
Reforms Di .rision) who are administratively concerned with formulation, processing and
operationali .ation of the new pension scheme, for detailed information in this regard.

. .. '.:.Y"-"{_.",:---
y. ,"-

( Sushama Nath )
Joint Secretary (Personnel)
To
All ~.ecretaries d
f~

----------.--------~----------------------------~-----------~------==-
v,

O.M.No.1(13)/EV/2001
Government of India
Ministry of Finance
Department of Expenditure
*********

New Delhi, the 15th March, 2004

OFFICE MEMORANDUM

Subject: Applicability of new pension scheme to the employees of

autonomous bodieslPSUs under the administrative control of
different Central Ministries/Departments.

The undersigned is directed to refer to this Department's OM No.

th
I (l3)/EV/2001, dated 13 November, 2003, on the subject mentioned above.

Over the past few months, this Department has been receiving letters
directly from autonomous institutionslPSUs seeking clarifications regarding the
date of implementation of the new pension scheme and its applicability to the new
entrants joining autonomous bodieslPSUs. The desired clarifications have been
considered in consultation with Department of Economic Affairs, Ministry of
Finance and Department of Pension & Pensioners' Welfare.

It is clarified that irrespective of any factor, the applicability of existing

pension scheme or new pension scheme to the new entrants will be determined
solely with reference to the date oftheir joining. Accordingly, all persons joining
any autonomous body/PSU under the administrative control of different
Ministries/Departments on or after 1.1.2004 will compulsorily be covered by the
new pension scheme with the GPF-cum-pension scheme being limited to
employees who had joined before 1.1.2004. This will also hold good for all new
entrants in the Central Government.

/.rJ~
(SUSHAMA NATH)
Joint Secretary to the Government of India

[0 :

All FAs of Central Ministries/Departments.

(By name)
 r60-g,
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v; 4 - -:..'1-) Neo 1{B)/£V/2008
. . ,,~'. ~.. Government of India
Ministry' of Finance
Department of Expenditure
T;"
New Delhi, the 22 November, 2008

OFFICE MEMORANDUM
Subject: Apolicabilitv of ·~W Pension Scheme to the employees of Autonomous Bodies
under various Central Ministries/Departments,

Reference is invited to this Department's O.M. of even number dated 13th

November. 2003 wherein it was stipulated that the new entrants in all Autonomous
Bodies u.ider various Central Ministries/Departments recruited on or after 1-1-2004 will
also be g<.verned by the New Pension Scheme.

2. The NPS architecture comprising the NPS Trust, the trustee bank, the Pension
Fund Managers (PFMs) and the Central Recordkeeping Agency (CRA) has since been
operation: lised. The accumulated corpus in respect of Central Government employees
(Civil. Rtilways. Posts & Defence Civilians) has already been transferred through
-~rus.ee B: .nk to the PFMs. Further, the data transfer to NSDL is nearing completion and
.ialine mo. ithly upload and simultaneous data transfer has already commenced.

3, is, therefore, requested that in order to ensure that employees in the

.t
x.ncnomoi s bodies under the administrative control of your, Ministries/Departmerts,
recruited 0'1 or after 1-1-2004, are similarly brought over to the NPS architecture, the
autonomous bodies may be advised to contact PFRDA for shifting to the NPS
architecture operationalized by PFRDAINSDL.

4. 1he exercise of shifting over to the NPS architecture should be completed by

3) SI January, 2009 by all the autonomous bodies.

:)jJ.i'v~"l,vtlJ\.' f'+-utwv~_
[ Madhulika P. Sukul]
Joint Secretary (Pers.)
To

Ail Secretar ies

Copy to:

1. AH Financial Advisers (As per standard list).

/2. PF.~DA
"
3. NS.)L
4. JS( :M), D/o Economic Affairs
'\ i '}~i:: .._.
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 :\'0. 1113)/[\"":2008
Government of India
:'tiinistry of Finance
Departm en t of Expenditure

Subject: .-\pplil2abilit~ of \'e:\,\ Pension Scheme to the employees or' Autcr.omous

Bodies under various Central vlinistries. Departments.

This is in continuation of this Department's 0.\1. of even number dared

zs" Nc vernber, 2008 wherein it was requested that in order to ensure that
employe-es in the autonomous bodies under the adrninistrativ e control of your
Ministri es/Departrnents, recruited on or after 1-1-2004. are brought over [Q [he :\PS
architec ure. the autonomous bodies may be advised to contact PFRD.-\ for shifting
to the, )S architecture operationalized by PFRD.-\. :';SDL.

) To take the above process further. the PFRD.-\ has devised J forma!
Letter ( f Consent' which is required to be submitted by the: Central Autonomous
30dies indicating their formal commitment towards discharging their obligations
.nder th : -PS. The format of the said' Letter of Consent' is being enclosed with
lis 0 ..\ 1. The' Letter of Consent may be circulated to all the Central
.utonoruous Bodies under the administrative control of your
Iinistrie s/Departrnents for forwarding the same to PFRD.-\ through the Financial
Advisers of the respecti ve Ministries. Departments.

Encl: As above.
~
I '1anoj Sahay]
Director
·::::-1 ~-
.J

- '"
L r'
1. AH Financial Advisers (As per standard list).
-' -:.
~ ..
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v

Copy to;

iPfRDA
?
2. ~§lDiL
...,
.:J. JT§{CV[), Dio Economic Affairs
 Form-ISS-1
National Pension System (NPS)
Subscriber Shifting
(Please fill all the details in CAPITAL LETTERS & in BLACK INK only. All fields / sections marked in * are mandatory.)
(Please tick the respective block which is applicable to you)

A. General Information:

I) NAME *

II) PRAN (Permanent Retirement Account Number) *

III) Existing PRAN association (refer Instruction no. I)

a) Sector: * Central Government State Government All Citizens of India (UOS) Corporate Sector

b) DDO / CBO / POP-SP Reg. No: *

c) DDO / CBO / POP-SP Name: *

IV) Target PRAN association (refer Instruction no. II)

a) Sector:* Central Government State Government All Citizens of India (UOS) Corporate Sector

b) DDO / CBO / POP-SP Reg No: *

c) DDO / CBO / POP-SP Name: *

B. Additional information for subscribers shifting to All Citizens of India - UOS

V. Subscriber Scheme Preference

a) PFM (Name in alphabetical order) Please tick only one

1 DSP BlackRock Pension Fund Managers Private Limited 5 LIC Pension Fund Limited
2 HDFC Pension Management Company Limited 6 Reliance Capital Pension Fund Limited
3 ICICI Pension Fund Management Company Limited 7 SBI Pension Funds Private Limited
4 Kotak Mahindra Pension Fund Limited 8 UTI Retirement Solutions Limited

(Selection of PFM is mandatory both in Active and Auto Choice. In case you do not indicate a choice of PFM, your application form
shall be summarily rejected).

b) Investment Option (refer Instruction no. VI & VII)

Active Choice Auto Choice (For details on Auto Choice, please refer to the Offer Document)

Note:-
1. In case you do not indicate any investment option, your funds will be invested in Auto Choice
2. In case you have opted for Auto Choice, DO NOT fill up section (V.c) below relating to Asset Allocation. In case you do, the Asset Allocation instructions will be ignored and
investment will be made as per Auto Choice.

c) Asset Allocation table (to be filled up only in case you have selected the ‘Active Choice’ investment option)

E
C G Total
Asset Class (Cannot exceed 50%)
% share 100%

Note:- The allocation across E, C and G asset classes must equal 100%. In case, the allocation is left blank and/or does not equal 100%, the application shall be rejected by the POP.

VI. KYC details (Applicable only if subscriber is shifting from Government Sector) (Refer instruction no. X)
a) KYC document accepted for identify proof : _____________________________________
b) KYC document accepted for address proof : _____________________________________
c) Document accepted for Date of birth proof : _____________________________________

C. Additional information for subscribers shifting to Central Government or State Government (to be filled by target DDO)
(Please refer to instruction No. VIII & IX)

VII. Subscribers Employment Details to be filled and attested by DDO (All Details are Mandatory)
a) Date of Joining: b) Date of Retirement:
D D M M Y Y Y Y D D M M Y Y Y Y
c) Group of the Employee A B C D

Page 1 of 4
d) Office

e) Department

f) Ministry

g) Basic Salary

h) Pay Scale

Certified that the above declaration has been signed / thumb impressed before me by _______________________________________________________
after he / she has read the entries / entries have been read over to him / her by me and got confirmed by him / her. Also certified that the date of birth and employment
details is as per employee records available with the Department.

Signature of the Authorised Person .

Designation of the Authorised Person Rubber Stamp of the DDO

Name of the DDO ______________________

Date :
Department / Ministry _______________________

VIII. Subscriber's Bank Details* (The subscribe shall provide a cancelled cheque, the details of which should match the bank details provided)

a) Bank A/c Number

b) Bank Name

c) Bank Branch

d) Bank Address

e) Pin Code

f) Bank MICR Code

g) IFS code (Wherever applicable)

D. Additional information for subscribers shifting to Corporate Sector (to be verified by the Corporate Office of the subscriber concerned)

IX. Subscribers Employment and PAN Details

a) Date of Joining* : b) Date of Retirement* :

D D M M Y Y Y Y D D M M Y Y Y Y
c) Employee ID*

d) CHO Reg No*: e) PAN :

Certified that the above declaration has been signed before me by _______________________________________________________
after he / she has read the entries / entries have been read over to him / her by me and got confirmed by him / her. Also certified that the date of birth and employment details is as
per employee records available with the Corporate.

Signature of the Authorised Person .

Designation of the Authorised Person Rubber Stamp of the Corporate

Rubber Stamp of the Corporate

X. Subscriber's Bank Details (The subscribe shall provide a cancelled cheque, the details of which should match the bank details provided)

a) Bank A/c Number

b) Bank Name

c) Bank Branch

d) Bank Address

e) Pin Code

f) Bank MICR Code

g) IFS code (Wherever applicable)

Page 2 of 4
XI. Subscriber Scheme Preference (Applicable only if the target Corporate has given the option of selecting scheme preference to the associated employees)

a) PFM (Name in alphabetical order) Please tick only one

1 DSP BlackRock Pension Fund Managers Private Limited 5 LIC Pension Fund Limited
2 HDFC Pension Management Company Limited 6 Reliance Capital Pension Fund Limited
3 ICICI Pension Fund Management Company Limited 7 SBI Pension Funds Private Limited
4 Kotak Mahindra Pension Fund Limited 8 UTI Retirement Solutions Limited

(Selection of PFM is mandatory both in Active and Auto Choice. In case you do not indicate a choice of PFM, your application form shall be summarily rejected).

b) Investment Option (refer Instruction no. VI & VII)

Active Choice Auto Choice (For details on Auto Choice, please refer to the Offer Document)
Note:-
1. In case you do not indicate any investment option, your funds will be invested in Auto Choice
2. In case you have opted for Auto Choice, DO NOT fill up section (V.c) below relating to Asset Allocation. In case you do, the Asset Allocation instructions will be ignored and
investment will be made as per Auto Choice.
c) Asset Allocation table (to be filled up only in case you have selected the ‘Active Choice’ investment option)

Asset Class E C G Total

% share 100%
Note:- The allocation across E, C and G asset classes must equal 100%. In case, the allocation is left blank and/or does not equal 100%, the application shall be rejected by the POP.

XII. KYC details (Applicable only if subscriber is shifting from State / Central Government Sector) (Refer instruction no. X)
a) KYC document accepted for identify proof : _____________________________________
b) KYC document accepted for address proof : _____________________________________
c) Document accepted for Date of birth proof : _____________________________________

Declaration (Applies to subscribers across all sectors):

I agree to be bound by the terms and conditions for the target sector (in which my PRAN will belong after processing of this Intersector Shifting request) and understand that
CRA may, as approved by PFRDA, amend any of the services completely or partially without any new Declaration / Undertaking being signed. Further, I agree to pay all the
necessary charges, as applicable, of the target sector.

Date _______________ Signature/Left Thumb impression of Subscriber*________________________________________

For Officie use only (To be filled up by the officer accepting the form)

Received by: PAO/POP –SP Registration Number:

Received at: Date: ______________ Time Stamp: __________________
Details verified by: Date: ______________ Time stamp:__________________

Receipt Number Issued by the receiving office (only for POP-SP)

XXXXXXXXXXXXXXXXXXXXXXXX

Page 3 of 4
Instructions for filling the form
I. Details of the DDO / POP-SP with which the PRAN is currently associated.
II. Details of the DDO / POP-SP with which the PRAN will be associated.
III. Please quote the correct PRAN and attach a copy of the PRAN Card
IV. This form is to be used by the subscriber only
V. Sector for 'Existing PRAN association' and 'Target PRAN association' can be the same only if a subscriber is shifting from one State Governemnt to another State
Government
VI. Active choice - Under Active choice, subscribers have an option to choose a fund manager and provide the ratio in which his / her funds are to be invested among asset
classes.
a. PFM selection is mandatory. The form shall be rejected if a PFM is not opted for.
b. Allocation under Equity (E) cannot exceed 50%
c. A subscriber opting for active choice may select the available asset classes (“E”, “G”, & “C”). However, the sum of percentage allocation across all the selected asset
classes must equal 100. If the sum of percentage allocations is not equal to 100%, or the asset allocation table is left blank, the application shall be rejected.
VII. Auto choice - Under Auto choice investment will be made in a lifecycle fund in the schemes of PFM chosen by Subscriber.
A subscriber opting for Auto Choice must also select a PFM. The application shall be rejected if the subscriber does not indicate his/her choice of PFM.
In case both investment option and the asset allocation table are left blank, the subscriber’s funds will be invested as per Auto Choice
For more details on investment options and asset classes, please refer to the Offer Document..

VIII. Employment details are to be captured in CRA system by the target PAO/DTO along with other details, if the subscriber is shiifting from UOS to Central / State
Governemnt sector
IX. PAO/DTO have to modify the employment details of the subscriber after the shifting of the PRAN, in case of subscriber shifting from Central Government to State
Government or vice versa or across two State Governments, i.e, both existing and new PRAN association are Government Sectors
X. Illustrative list of documents acceptable as proof of identity and address

No. Proof of Identity (Copy of any one) No. Proof of Address (Copy of any one)
i) School Leaving Certificate i) Electricity bill^
ii) Matriculation Certificate ii) Telephone bill^
iii) Degree of Recognized Educational Institution iii) Depository Account Statement^
iv) Depository Account Statement iv) Credit Card Statement^
v) Bank Account Statement / Passbook v) Bank Account Statement / Passbook^
vi) Credit Card vi) Employer Certificate^
vii) Water Bill vii) Rent Receipt^
viii) Ration Card viii) Ration Card Note:
ix) Property Tax Assessment Order ix) Property Tax Assessment Order 1) Proof of Address mentioned in Sr. No. i) to vii) (^)
x) Passport x) Passport should not be more than six months old on the date
xi) Voter's Identity Card xi) Voter's Identity Card of application.
xii) Driving License xii) Driving License
xiii) PAN Card Certificate of address signed by a Member of 2) You are required to bring original documents &
Parliament or Member of Legislative Assembly or two self-attested photocopies (Originals will be
Certificate of identity signed by a Member of
xiii) Municipal Councillor or a Gazetted Officer. returned over-the-
xiv) Parliament or Member of Legislative Assembly
or Municipal Councillor or a Gazetted Officer. counter after verification)

Page 4 of 4
 Steps to be followed by the Central Autonomous Bodies (CAB) for operationalisation of National Pension
System (NPS)

Introduction: The Pension Fund Regulatory and Development Authority (PFRDA) has appointed NSDL as the
Central Recordkeeping Agency (CRA). The NPS architecture includes CRA, Pension Fund Managers, Trustee
Bank, Annuity Service Providers and nodal offices (who act as interacting points on behalf of subscribers).
CRA acts as an operational interfacing entity in the NPS architecture. The main functions of CRA are record
keeping, accounting and administration and customer services for subscribers who have joined CRA.
Following are the measures/steps to be taken by CAB for availing the services of CRA and to operationalise
the National Pension System (NPS)

NPS Architecture
PFRDA

NPS Trust
Pr.AO

Fund Flow
Trustee Bank Custodian

N
P PFM (SBI)
PAO PFM (UTI)
CRA
NAV
S
PFM (LIC)
C (NSDL)
A
DDO N

Annuity
Subscriber Over Internet Providers

Information Flow

Funds Flow
1. Submission of consent letter: CAB is required to submit the duly authorised “Letter of Consent”
approved by Government of India (Ministry of Finance, Department of Expenditure) issued vide Office
Memorandum (No.1(13)EV/2008) dated January 30, 2009 to PFRDA with a copy to Central
Recordkeeping Agency (CRA), NPS Trust, Department of Economic Affairs & Department of
Expenditure. Format of the consent letter can be downloaded from our website www.npscra.nsdl.co.in.

2. Appointment of Designated office to interface with CRA: CAB shall appoint a designated office as a
„Single point contact‟ to interface with CRA for all the issues relating to operationalisation of NPS
architecture.

3. Submission of Master Creation Form (MCF): CAB shall submit duly filled in MCF to CRA at the time
of joining. Form can be downloaded from the aforesaid website.

4. Registration of administrative offices: CAB shall identify the offices which shall be functioning as

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 Principal Accounts Office (Pr.AO) i.e, the office to function as oversight mechanism
Pay and Accounts Office (PAO) i.e, the administrative office to perform the day to day activities on
behalf of the subscribers
Drawing and Disbursing Offices (DDO) i.e the administrative office responsible for collection and
forwarding of Subscriber details like registration, maintenance, contribution etc.

All these offices shall be registered on the basis of submission of physical application forms to CRA i.e.
Form N1 for Pr.AO, Form N2 for PAO and Form N3 for DDO (forms can be downloaded from our
website www.npscra.nsdl.co.in\downloadables\Forms\Autonomous Bodies).

5. Model of contribution upload: CAB shall intimate CRA about the model of data and fund flow to be
adopted i.e. Decentralised or Centralised.
Decentralised: This mode of upload is generally adopted if there are multiple locations/cities in the
CAB and Subscribers‟ Contribution (SC) details will be uploaded from all the multiple locations and
funds will be transferred from these multiple locations to the Trustee Bank.
Centralised: This model is generally adopted if there is a single designated location/city in a CAB
and SC details will be uploaded to CRA and funds will be transferred to Trustee Bank from a
centralised point.

CAB is required to decide on the model of data flow they intend to adopt and can develop the
necessary procedures with the help of CRA. CAB shall intimate this at the time of joining CRA.

6. Registration of Subscribers: The employees of CAB covered under NPS shall be registered on the basis
of submission of physical application forms (Form S1) to the CRA/CRA-Facilitation Centers (FC).

For more details regarding the process of registration of the nodal offices and the functions these offices will be
performing in the CRA system and registration of Subscribers, refer to the ‘Standard Operating Procedures (SOP)
for registration of nodal offices and subscribers’ available on our aforesaid website under the menu Organised
Sector – Central Government - Standard Operating Procedure for Nodal Offices.

7. Upload of monthly contributions: Once the subscribers are registered, CAB shall commence upload of
the monthly SC in the CRA system as per the model selected.
For more details regarding the process of upload of SC details, refer to the ‘SOP for contribution upload’ as well as
the ‘self running demo (contribution upload)’ in our website.

8. Transfer of legacy data: The reconciled legacy data [SC pertaining to the period commencing from
January 01, 2004 till the commencement of regular upload (as mentioned in point no.7)] shall be
uploaded as “Arrears” in the CRA system as part of the first or subsequent upload of contribution files.

9. Transfer of funds: After successful upload of the SC details (regular or legacy data) in the CRA system,
CAB shall remit the corresponding amount to the Trustee Bank (TB) in favour of the NPS Trust Account
along with the details of the uploading offices‟ Registration number allotted by CRA as well as the
Transaction id of the SC details uploaded to CRA. For details refer the „SOP for Contribution upload’
and “Frequently Asked Questions” available in our website.

10. Infrastructure requirement: CAB shall ensure that the administrative offices have the required
infrastructure and are technically equipped to handle the functions with respect to CRA system. The
officials handling the functions with respect to the CRA system needs to be adequately trained. For
more details with regard to software and hardware requirement refer to the „SOP for Subscriber
Contribution Upload‟ available in the downloadable section of this website.
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 Training will be conducted once a month (on a Saturday) at NSDL premises, Mumbai. The dates of the
training programme will be made available in our website. For participation, the Officials have to
contact CRA (contact numbers given below) atleast 15 days before the training programme.

11. Billing for CRA charges: As mentioned in the contract agreement executed between PFRDA and CRA,
the bill for the CRA charges with regard to the services rendered for the employees of CAB shall be
raised against the Chief Executive Officer (CEO) of the CAB.

For any queries contact Ms. Kamalam V at 022-24994564 or Mr. Rahul Goyal at 022-24994851.
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