ST.

FRANCIS INSTITUTE OF MANAGEMENT AND RESEARCH

PGDM

SMART MONEY MANAGEMENT

Assignment Sheet

Assignment 1: Needs vs Wants

Sl No. Needs Wants

1
2
3
4
5

Assignment 2: Goals

Sl No. Short-term Medium-term Long-term

1
2
3
4
5

Assignment 3: Achievement of SMART goals

Sl Specific Goal Achievement Estimated cost How to finance

No. Date
1
2
3
4
5
Assignment 4: Personal Spending Record

Day Income (A) Spending (B)

Sunday
Monday
Tuesday
Wednesday
Thursday
Friday
Saturday
Total
Difference (A-B)

Assignment 5: Factors that Can Influence Your Goal Setting and Decision Making

Sl Factor Name Positive Negative How to handle if negative

No.
1
2
3
4
5

Assignment 6: Decision regarding money management

Sl No. Decision Pros Cons

1
2
3
4
5