Mr.

Vithoba Prabhakar Saraf,

Flat No.- 101, Planet Homes CHS. Ltd.,
Plot No. - C-33, Sector-8,
Ulve, Navi Mumbai - 410206.

To,
L&T Finance Limited (formerly known as L&T Finance Holdings Limited)

Dear Sir/Sirs

I VITHOBA PRABHAKAR SARAF, Son of Mr. PRABHAKAR VITHOBA SARAF. residing

at Flat No.- 101, Planet Homes CHS. Ltd., Plot No. - C-33, Sector-8, Ulve, Navi Mumbai -
410206.

I aware that my mother Mrs. PRATIBHA PRABHAKAR SARAF and my brother Mr.
SACHIN PRABHAKAR SARAF have applied for loan against property of Rs. 5345000.00 from
L&T Finance Limited (formerly known as L&T Finance Holdings Limited) , against the security of
the property being a residential flat bearing Flat No 202 on the 2ed floor of the building known as
CLASSIC APARTMENT “ KAMOTHE” situated at CLASSIC APARTMENT CO-OP. HOUSING
SOCIETY LTD, PLOT NO: 39 IN SECTOR NO. 18, KAMOTHE, NAVI MUMBAI, TAL. PANVEL,
DIST. RAIGAD (hereinafter for the brevity sake referred to as the “said property”

I / We declare that we have no right, title and interest in the said property and I / We
unconditionally and irrevocable agree and confirm that we do not have any objection of
whatsoever nature for L&T Finance Limited (formerly known as L&T Finance Holdings Limited)
granting a housing loan to __________________________________ by creating a charge over
the said property and the said property being so given a security against the said loan.
 I / We say that the said property is free from all encumbrances, claims and demands
and the same is not subject to any charge, liens, lis
pendens, attachment or any other processes issued by any court or authority and I / We have
not created any lien, gift or trust in respect thereof and no suit , writ, action or other proceeding is
pending against me/us in respect of the said property and that no notice for acquisition or
requisition is issued in respect of the said property. I / We further declare that the said
property is not encumbered in any manner whatsoever and Mrs. PRATIBHA PRABHAKAR
SARAF and Mr. SACHIN PRABHAKAR SARAF have an absolute, clear and marketable title
thereto.

And I / We make the aforesaid declarations and statements and give the aforesaid
undertaking solemnly and sincerely believing the same to be true and knowing fully well that
on the faith and strength thereof, L&T Finance Limited (formerly known as L&T Finance
Holdings Limited) has agreed to give the said LOAN to Mrs. PRATIBHA
PRABHAKAR SARAF and Mr. SACHIN PRABHAKAR SARAF

Signatures

Mr. Vithoba Prabhakar Saraf.