LOW YI HONG, CTP

Kuala Lumpur, Malaysia | LinkedIn | +60-16-312 3273 | yihong7498@gmail.com

EDUCATION
Help University Selangor, Malaysia
Bachelor of Business (Finance)(Hons) Mar 2017 - May 2020
● Class/Club/Awards: Second Upper Class, Vice President of Help University Investment Club, Korean
Immersion Program Scholarship, Yayasan Tan Sri Lee Shin Cheng (IOI) Scholarship

CERTIFICATION
Certified Treasury Professional July 2023 - June 2026
Association for Finance Professionals (AFP)

WORK EXPERIENCE
Kimberly-Clark Regional Services (M) Sdn Bhd – Kimberly-Clark,
Regional Treasury Operations - GBS Petaling Jaya, Malaysia
APAC Treasury Analyst Dec 2024 - Current
● Countries Coverage : India, China, Hong Kong, Taiwan, Korea, Vietnam, Thailand, Malaysia, Singapore,
Indonesia, Philippines, Australia, New Zealand
● Oversee and manage bank portals (HSBCnet, CitiDirect, JPMorgan) users spread across payroll, HR,
OTC, P2P, R2R and in-house bank team with more than 100 active users as security manager.
● Facilitate and coordinate internal and external stakeholders requests covering treasury front office, analyst
and back office functions with Microsoft Lists which has reduced the lead time by average 50%.
● Lead governance of the bank guarantees process flow, which includes maintaining records in FIS
Quantum, proofreading contracts, and keeping relevant stakeholders informed before maturity.
● Projects (On-Going)
o Streamline the record of bank authorized signers (corporate and transactional) with Microsoft
Lists and subsequently merge into FIS eBAM module.
o Centralization of 22 CitiDirect instances into 1 instance including universal access authority
(UAA) forms, user account management and troubleshooting of every payment type.
o Consolidate banking facilities for over 40 entities across APAC with Microsoft Lists
following by the review of banking facilities for cost optimization.

NCR Malaysia Sdn Bhd – NCR Corporation,

Treasury & Investor Relations Kuala Lumpur, Malaysia
APAC Treasury Analyst May 2023 - Nov 2023
● Countries Coverage : India, China, Hong Kong, Macau, Taiwan, Korea, Japan, Thailand, Malaysia,
Brunei, Singapore, Indonesia, Philippines, Australia, New Zealand, Fiji
● Handling a total of 16 countries in the APAC region covering daily cash positioning and forecast,
funding, KYC, cash repatriation, monthly intercompany loan, and settlements involving projecting
funds needed for each country, preparing wires and determining FX requirements.
● Familiar with Treasury Management System (TMS)- Kyriba including bank account management,
host-to-host connection (MT940), daily cash positioning and forecast, import and upload payment
templates as well as set up mapping rule, bank accounts and entities in Kyriba.
● Expert as a CitiDirect user ranging from role as a maker, approver and system administrator to
accounts payable, payroll team spreading across 16 countries. Well-acquainted with Anti Money
Laundering (AML) release requirements for APAC regions for CitiDirect users.
● Achievements
1. Spearheaded NCR Corporation spin-off project (Scion) on onboarding accounts for
Australia, New Zealand, and Malaysia.
2. Spearheaded APAC treasury operational activities during regional treasurer business
traveling to the U.S. for 2 weeks.
 3. Spearheaded USD capital infusion into China and well-acquainted with the process
flow and documents required.
4. Lead on the migration project for all APAC bank signers' records from Excel to the e-BAM
(Bank Account Management) module in Kyriba
5. Resolved Employee RSU Options for China employees which have been on hold since
March 2023 within a month.

IOI Global Services Sdn Bhd - IOI Corporation Berhad,

Commodity Accounts Putrajaya, Malaysia
Finance Executive July 2020 - May 2023
● Manage cashflow including invoice financing (more than 150 applications with 7 digits savings),
reconcile and plan on month-end inter-company settlement for 3 subsidiaries (100% on-time
settlement) as well as cash flow forecast for bulk payments which include FCPO tender payments,
futures account margin calls and loans repayment with a total value of at least RM’mil daily.
● Automate daily routine tasks with Python i.e. morning rundown, SAP Fiori as well as indicative
rates and swaps from 6 banks with a 98% accuracy rate and savings of 90% time cost daily.
● Experience in forex (FX) hedging with over 1500+ forward and options contracts entered and
pickup (0% pickup rollover) to manage USD foreign currency risk (avg 90% hedge effectiveness)
with over 8 digits gains as well as skillful in performing technical analysis on exchange rates.
● Proficient in SAP S/4 Hana and perform various UATs to enhance efficiency and accuracy with
familiarization over 90% of SAP Treasury Module functions including treasury and risk
management, financial accounting, asset accounting, general ledger and business partner reports.
● Assistant system administrator to all banking facilities including letters of offer & variation, bank
forms, users’ bank online portals and mobile applications.
● Provides recommendations of strategies to HOD consistently with various simulations on hedging,
pick up of FX contracts, cash forecast and financing which has recorded more than 7 digits in value.
● Plan, execute, coordinate (Team Lead) with comprehensive presentations experience (3) to senior
management for Principal Hub Incentive Scheme Annual Compliance submission (completed 6
projects) which records a total of 8 digits of savings in tax (RM).

IOI Global Services Sdn Bhd - IOI Corporation Berhad,

Internal Audit Putrajaya, Malaysia
Intern May 2019 – Aug 2019
● Completed 5 audit engagements with outstation experience within 17 weeks of internship.
● Covered audit areas including physical stock take & reconciliation, employment and checkroll, store
purchase and issuance as well as bank payments.
● Obtained and strengthened skills including communication skills, problem-solving skills, meticulous
attention to detail as well as the ability to work on own initiative and as part of a team.

LANGUAGES & SKILLS

Languages : English (Proficient), Chinese (Proficient) and Malay (Fluent)
Hard Skills : Kyriba(TMS) | FIS | FXall | CitiDirect | HSBCnet | Microsoft Office (Excel, Word,
PowerPoint) | SAP(ERP) | Programming (Python) | Technical Analysis(Chart) | Bloomberg
Soft Skills : Critical Thinking, Communication, Problem Solving, Project Management, Teamwork,
Independent, Time-Management