1. What are the key components of FinTech Evolution 1.0: Infrastructure?

2. How have traditional banks been impacted by FinTech Evolution 2.0?

3. What distinguishes FinTech Evolution 3.0 from the previous stages, and how does it involve
startups?
4. What are the main characteristics of FinTech Evolution 3.5, particularly in relation to
emerging markets?
5. What are the fundamental concepts covered in the "Introduction to FinTech" section?
6. How does FinTech contribute to the transformation of the financial industry?
7. What are some examples of FinTech innovations driving this transformation?
8. How does the introduction of FinTech impact traditional financial services?
9. What are the different categories or types of FinTech outlined in the FinTech
Typology?
10. What are the foundational elements of FinTech Evolution 1.0: Infrastructure?
11. How have traditional banks responded to the emergence of FinTech Evolution 2.0?
12. What are some key challenges faced by traditional banks in adapting to FinTech Evolution
2.0?
13. How has the relationship between banks and FinTech companies evolved during FinTech
Evolution 2.0?
14. What are some examples of innovative FinTech solutions introduced by traditional banks
during this phase?
15. What are the potential benefits and drawbacks for consumers resulting from the integration
of traditional banking with FinTech advancements in FinTech Evolution 2.0?
16. What role do startups play in FinTech Evolution 3.0?
17. How do startups contribute to innovation and disruption in the FinTech industry?
18. What are some challenges faced by startups in FinTech Evolution 3.0?
19. How do emerging markets participate in FinTech Evolution 3.5?
20. What opportunities do emerging markets present for FinTech startups?

LONG QUESTION ANSWER

21. What are the key differences between Regulation 1.0 (KYC) and Regulation 2.0 (KYD) in
terms of mindset change?
22. How does the shift from KYC to KYD reflect changes in regulatory approaches towards
customer identification and due diligence?
23. What are the main challenges in transitioning from Regulation 1.0 to 2.0 in terms of mindset
change for financial institutions and regulatory bodies?
24. How does the concept of KYD (Know Your Data) impact the regulatory landscape compared
to traditional KYC (Know Your Customer) practices?
25. What are cryptographic hash functions, and how are they used in blockchain technology?
26. Explain the concept of a Merkle tree and its significance in ensuring data integrity in
blockchain systems.
27. How do digital signatures work, and what role do they play in verifying the authenticity of
digital documents or transactions?
28. What is the difference between public and private keys in cryptography, and how are they
used in secure communication and digital signatures?
29. How do digital payments work, and what are the main advantages and challenges associated
with them?
30. What are mobile money services, and how do regulations impact their operation in different
regions?
31. What is an RTGS (Real-Time Gross Settlement) system, and how does it facilitate instant fund
transfers?
32. What are cryptocurrencies, and what are the legal and regulatory implications surrounding
their use?
33. Explain the concept of Bitcoin, Ethereum, and altcoin wallets, and how they function in the
cryptocurrency ecosystem.
34. How do exchange markets operate in the context of cryptocurrencies and digital assets?
35. How are blockchain and digital transactions transforming traditional payment systems and
financial transactions?
36. What is digital identity, and how is it managed in online transactions and digital ecosystems?
37. What is the concept of blockchain in finance, and what are its potential future applications?
38. What are some recent financial technology innovations, and how are they reshaping the
financial industry?
39. What is e-commerce, and how has it evolved with advancements in technology and digital
payments?
40. How does m-commerce differ from e-commerce, and what are the trends shaping mobile
commerce?
41. How is AI being used in governance, particularly in the context of regulatory compliance and
fraud detection?
42. What are the emerging challenges associated with the use of AI and machine learning in
various industries?
43. Explain the concepts of data, metadata, and differential privacy, and their significance in
data protection and privacy preservation.
44. What are the different types of crowdfunding, and how are they used in charity and equity
fundraising?