6/12/23, 10:01 AM In south, more women availed loan scheme for street vendors | India News,The Indian Express

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News / India / In south, more women
offer availed loan scheme for street vendors

In south, more women availed

loan scheme for street vendors
According to data from the Ministry of Housing and Urban Affairs, of the
total number of beneficiaries (36.33 lakhs) of the scheme in the country, 21.31
lakh are men and 15.02 lakh are women. The scheme also includes 219
beneficiaries of the “others” gender category.

Written by Damini Nath

New Delhi | Updated: June 12, 2023 08:41 IST

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In 10 states and Union territories, almost all in the Southern and North-East region, women are the
majority of the beneficiaries. File

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About 41 per cent of the beneficiaries of the government’s loan scheme for street
vendors – PM-SVANidhi (PM Street Vendors’ AtmaNirbhar Nidhi) – are women,
but southern states fare much better than those in the north.

The scheme, which was launched as a part of the COVID-19 response measures,
completed three years on June 1. According to data from the Union Ministry of
Housing and Urban Affairs, of the total number of beneficiaries (36.33 lakhs) of the
scheme in the country, 21.31 lakh are men and 15.02 lakh are women. The scheme
also includes 219 beneficiaries of the “others” gender category.

Must Read | Second Covid wave hit street vendors hard but less than 1 in 5
defaulted on relief loans

In 10 states and Union territories, almost all in the Southern and North-East region,
women are the majority of the beneficiaries.

Among the 10 are Andhra Pradesh (70 per cent women), Telangana (66 per cent
women), Tamil Nadu (64 per cent women) and Karnataka (50 per cent women%).

https://indianexpress.com/article/india/in-south-more-women-availed-loan-scheme-for-street-vendors-8657707/ 2/15
6/12/23, 10:01 AM In south, more women availed loan scheme for street vendors | India News,The Indian Express

Kerala is an exception, but this state has been a pioneer in fostering women’s
empowerment through its own programmes like the Kudumbashree which in June
this year completed 25 years.

Women beneficiaries in Andhra Pradesh, Telangana, Tamil Nadu and Karnataka

add up to 5,80,956, or almost 39 per cent of the total 15,02,597 women beneficiaries
in the country. States in the northeast also have a high percentage of women
beneficiaries, but the total number of beneficiaries itself is quite small.

Manipur (94 per cent), Nagaland (88 per cent), Meghalaya (77 per cent), Arunachal
Pradesh (75 per cent) and Sikkim (58 per cent) stand out for their high women
share. In Assam too, the share of women at 47 per cent is higher than the national
average of 41 per cent. Tripura is the only exception with a low 12 per cent women
share.

https://indianexpress.com/article/india/in-south-more-women-availed-loan-scheme-for-street-vendors-8657707/ 3/15
6/12/23, 10:01 AM In south, more women availed loan scheme for street vendors | India News,The Indian Express

Must Read | Centre paid Rs 58 crore interest subsidy on street vendors’ loans
under PM SVANidhi

Amongst the northern states, two ruled by the BJP i.e., Uttar Pradesh and Madhya
Pradesh, have the largest number of beneficiaries (men plus women) at 9.60 lakh
and 5.41 lakh street vendors, respectively. Women beneficiaries may be lower in
percentage terms at 32 per cent each in the two states, but in absolute numbers,
they add up to 4.82 lakh. In RJD-JDU-Congress-ruled Bihar, 14,098 beneficiaries are
women beneficiaries, just 27 per cent of the total and in Congress-ruled Rajasthan
just 15,861 or 23 per cent of the total are women.

EXPLAINED

Social fabric, targeting key

A Ministry official said the social fabric of the regions has a part to play in women
outnumbering men in the number of beneficiaries. For example, in the matrilineal
societies of Meghalaya where the youngest daughter inherits property and women
operate most enterprises.

Must Read | In three years, govt disbursed 46 lakh loans to street vendors

However, the National Association of Street Vendors of India (NASVI) national

coordinator Arbind Singh said the way the scheme was being targeted had a big
role to play. “In some states, the local authorities targeted women’s self-help groups
as beneficiaries. For example, in Andhra Pradesh, they had MEPMA [Mission for
Elimination of Poverty in Municipal Areas] which was already working with self-
help groups,” said Singh.

Singh said the fact that women beneficiaries were more than men in some states
did not mean there were more women street vendors in the respective states.

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6/12/23, 10:01 AM In south, more women availed loan scheme for street vendors | India News,The Indian Express

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In the western states of Gujarat and Maharashtra, which have a large number of
street vendor beneficiaries, women accounted for 42 per cent and 41 per cent,
respectively, of the total beneficiaries.

© The Indian Express (P) Ltd

First published on: 12-06-2023 at 04:04 IST

TAGS: Northeast South India

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