Metropol Corporation Limited

14th Floor, KCB Plaza Upperhill

P.O.Box 35331 00200 Nairobi
Email: info@metropol.co.ke
website: www.metropol.co.ke

Customer Credit Report

9625-BPLKUXQWIGPJTUWV

Identity [33331881]

REPORTED NAMES: DAVID GICHARA GITAU

Requested By Requesting Organization Report Date Reference Number

SELF Metropol Credit Reference Bureau 2023-12-14 #REF 9625-BPLKUXQWIGPJTUWV

Metro-Score© PPI©

702 M1
Identity Document Date of Birth Gender Nationality Marital Status

National ID: 33331881 1996-07-24 Male KENYA -

Phone Number(s) Website Email Address

254720285651
Key
Latest Record
Previous / Other Record
Verified Detail

RATING ANALYSIS
Metro-Score© Monthly Score Performance
900

702 800

700 682 682 682 702 702 702 702 702 702 702 702 702

600
The Metro-Score ranges from 200 to 900 with higher scores indicating better
credit quality than lower scores. A high score means that you can have favorable 500
terms from your lender.
400
Excellent 300
Good
200
Satisfactory
Fair 100
Poor
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
Default
Score Trend
The Score has remained the same at 702 in the current period compared
STABLE
200 400 500 600 700 800 900
to the last scoring period.
The Metro-Score 702 indicates Good credit quality

Metro-Score © Comparatives
Average Score Score Spread

Last 3 Months 682 Best Score 702

Last 6 Months 692 Worst Score 682

Last 12 Months 521 Standard Deviation 9.0

PPI©

M1
The PPi© ranges from M1 to M9 with lower digits indicating better payment performance.
The PPI© indicates the average delays beyond terms in meeting payment obligations and is often used to
determine terms.

0 10 20 30 40 50 60 70 80 90

M1 M2 M3 M4 M5 M6 M7 M8 M9
The metropol PPI © of M1 indicates an average late payment of days beyond terms based on credit experiences over the last 12 months.
 Disclaimer: As per the governing credit regulations in Kenya, a customer’s credit score shall not be solely
used to deny the customer a loan, credit facility or any other financial service but shall be used as one of
the data points to inform the lender’s decision-making process when determining the outcome of a
customer’s application for a loan, credit facility or any other financial service

Number of Reporting Institutions

Last 2 Months Last 3 Months Last 6 Months Last 12 Months

0 0 1 1

Credit Performance
Sector All Accounts Non Performing Accounts Performing With Default History Performing Without History Total Outstanding Total Overdue
Bank 4 0 0 4 0.00 0.00

MFB 0 0 0 0 0.00 0.00

Sacco 0 0 0 0 0.00 0.00

MFI 0 0 0 0 0.00 0.00

Insurance 0 0 0 0 0.00 0.00

Trade 0 0 0 0 0.00 0.00

Fintechs 0 0 0 0 0.00 0.00

Non Deposit
Taking 0 0 0 0 0.00 0.00
Saccos

Deposit
Taking 0 0 0 0 0.00 0.00
Saccos

DFIs 0 0 0 0 0.00 0.00

Total 4 0 0 4 0 0

Total Outstanding Balance Total Accounts

0.00 4

*Disputed Account(s)
Performing Account(s) Without Default History:

Account Information Terms Amounts Arrears Dates

25472028565120210405 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 465.00 Current:0 2021-04-05
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2021-04-08 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-02-10
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 0 0 0 0 0 0 0 0 0 -
Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Sep-21 Aug-21 Jul-21 Jun-21 May-21 Apr-21 Mar-21

Account Information Terms Amounts Arrears Dates

25472028565120210503 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 507.00 Current:0 2021-05-03
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2021-05-07 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-02-10
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 0 0 0 0 0 0 0 0 - -
Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Sep-21 Aug-21 Jul-21 Jun-21 May-21 Apr-21 Mar-21

Account Information Terms Amounts Arrears Dates

25472028565120211001 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 584.94 Current:0 2021-10-01
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2021-10-05 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2022-02-10
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 0 0 0 0 - - - - - - -
Feb-22 Jan-22 Dec-21 Nov-21 Oct-21 Sep-21 Aug-21 Jul-21 Jun-21 May-21 Apr-21 Mar-21

Account Information Terms Amounts Arrears Dates

25472028565120230630 Type: Overdraft Original Amount: Days In Arrears Date A/C Opened:
Lender Name: Responsibility: 166.34 Current:0 2023-06-30
NCBA BANK KENYA PLC None Current Balance: Max:0 Date First Reported:
Lender Type: Repayment Frequency (Period): 0.00 Overdue Balance: 2023-07-06 00:00:00
Banks None Last Payment Amount: 0.00 Date Last Updated:
Reported Status: Estimated Monthly Repayment: Overdue Date: 2023-07-06
Closed - Last Payment Date:
Account Name: Original Currency: KES -
12-Month Repayment Performance
0 - - - - - - - - - - -
Jul-23 Jun-23 May-23 Apr-23 Mar-23 Feb-23 Jan-23 Dec-22 Nov-22 Oct-22 Sep-22 Aug-22

CREDIT EVENTS

CREDIT APPLICATIONS

Date Lender Type Facility Type Amount Status

N/A N/A N/A N/A N/A

INQUIRIES
Inquiries History
Last 30 days 0

Last 60 days 0

Last 90 days 0

Last 180 days 0

Total Inquiries 0

INQUIRIES
Sector Lender Inquiry Reason Date Of Inquiry

GUARANTORS
Account Guarantor Name Guarantor Identity Amount
N/A N/A N/A N/A
No guarantor information.

BOUNCED CHEQUES
 Bounced Cheque History
Last 30 days 0

Last 60 days 0

Last 90 days 0

Last 180 days 0

Total Bounced Cheques 0

DISCLAIMER:
The information provided in this report is for the purposes of decision making as stipulated in the Banking (Credit Reference Bureau) Regulations,
2020 only. It is not in any way METROPOL CREDIT REFERENCE BUREAU's opinion of the financial capability, solvency, integrity or intentions of any
persons mentioned herein. It therefore cannot be used to inform any level of decision making, positive or adverse, on any and all persons mentioned
herein, whether regarding current or potential credit lines. All parties given access to this information are bound to keep any and all information,whether
intentionally or accidentally accessed, strictly confidential. METROPOL CREDIT REFERENCE BUREAU does not warrant or guarantee any use of the
information contained herein.

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