Professional Documents
Culture Documents
Tagalog-English glossary
of financial terms
Guide for translating common words and phrases
Introduction
Listening and responding to consumers is central to the CFPB’s purpose of ensuring that all
consumers have access to financial products and services. Consumers nationwide have engaged
with the CFPB through public field hearings, listening events, roundtables, town halls, online
through the website consumerfinance.gov, and through the CFPB Office of Consumer Response.
The CFPB has also sought input from a range of stakeholders, including financial educators,
community-based organizations, financial institutions, and others. This engagement would be
incomplete without efforts to include people with limited English proficiency.
More than 65 million people, or about 21 percent of the U.S. population over the age of five,
speak a language other than English at home. Of these, more than 26 million people in the U.S.
have limited proficiency in English. Individuals are generally considered to have limited English
proficiency if they speak a language other than English at home and speak English less than
“very well.” Studies by federal agencies and other stakeholders have highlighted that the receipt
of materials in consumers’ native languages is essential to increasing these consumers’
knowledge about financial products and services.
This glossary of common financial terms was created and is used by the CFPB for translating
consumer education materials from English to Tagalog. The CFPB is publicly sharing it to
further the accessibility of financial information to people with limited English proficiency.
Stakeholders that may be interested in using this tool include financial educators, government
agencies, financial service providers, and other organizations serving those with limited English
proficiency. The glossary of terms is not a mandate, guide, or requirement.
The CFPB offers resources for people with limited English proficiency, including:
People with limited English proficiency can submit complaints to the CFPB in more than 180
languages via telephone at (855) 411-2372.
The Consumer Financial Protection Bureau is a 21st century agency that implements and
enforces federal consumer financial law and ensures that markets for consumer financial
products are fair, transparent, and competitive. For more, visit consumerfinance.gov.
Numeric
401(k) 401(k)
403(b) 403(b)
Abandonment Pag-abandona
Abandoned Inabandona
Abatement Pagbawas
Abrogate Ipawalang-saysay
Acceleration Acceleration
Access Access
Account Account
Accountant Accountant
Acknowledgement Pagkilala
Acquittal Pagpapawalang-sala
Act (as in: Dodd-Frank Act) Batas (ibig sabihin: Batas na Dodd-Frank)
Addendum Karagdagan
Add-on Idinagdag
Addressee Tinutukoy
Adjustable interest rate (AIR) table Talaan ng nagbabagong rate ng interes (AIR)
Adjuster Adjuster
Affidavit Apidabit
Affinity fraud,
Affinity fraud
pandaraya ng mga magkakaugnay
Affirmative step Apirmatibong hakbang
Affordable Abot-kaya
Agency Ahensya
Agent Ahente
Agreement Kasunduan
Alimony Alimonya
Allegation Alegasyon
Allocate Maglaan
Amendment Pag-aamyenda
America Amerika
American Amerikano
American Bar Association Commission on Law Komisyon sa Batas at Pagtanda ng American Bar
and Aging Association
American dream (of homeownership) American dream (na pagmamay-ari ng tirahan)
Batas para sa mga Amerikanong may Kapansanan
Americans with Disabilities Act (ADA)
(ADA)
Amortization Amortisasyon
Amortize I-amortize
Amount Halaga
Annuity Annuity
Appeal Apela
Applicant Aplikante
Apply Mag-apply
Apply (as in: to apply for a job or for a license,
Pag-apply
etc.)
Apply (as in: this benefit applies to full-time
Naaangkop
employees)
Appraisal Pagtantiya ng halaga
Appraiser Appraiser
Approved Inaprubahan
Arbitration Arbitrasyon
Area Lugar
Asbestos Asbestos
Assessment Pagtatasa
Assessor Tagatasa
Asset Asset
Assignee Itinalaga
Assignment Pagtatalaga
Assignor Tagatalaga
Assumption Assumption
Attest Magpatunay
Attorney Abogado
Attorney-in-fact Attorney-in-fact
Available for sale, AFS (securities or portfolio) Maaaring ibenta, AFS (securities o portfolio)
Average Karaniwan
B
Back pay (natitirang sahod na ibinibigay pagkaalis
Back pay
sa trabaho)
Back-end ratio Back-end ratio
Background Kasaysayan
Balance Balanse
Bank Bangko
Bankruptcy Pagkabangkarote
Barred Pinagbawalan
Beneficiary Benepisyaryo
Bill Bayarin
Bitcoin Bitcoin
Blockchain Blockchain
Bond Bond
Bonus Bonus
Borrow Hiram
Borrower Humihiram
Broker Broker
Budget Badyet
Buy here, pay here auto loan Bumili rito, magbayad dito na utang sa sasakyan
Cap Limit
Capital Kapital
Capitalization Kapitalisasyon
Capitalization of arrearages (pagdagdag ng
Capitalization of arrearages
atrasadong utang sa balance ng mortgage)
Capitalize Mag-capitalize
Case Kaso
Cell Selula
Charge Singil
Chattel Chattel
Check Tseke
Circumstance Kalagayan
Claim Claim
Claimant Claimant
Closed-end credit, closed-end credit transaction Closed-end credit, transaksyong closed-end credit
Coerce Puwersahin
Collateral Kolateral
Collection Koleksyon
Commission Komisyon
Commitment Pangako
Community Reinvestment Act of 1977 (CRA) Batas ng Pag-invest sa Komunidad ng 1977 (CRA)
Company Kumpanya
Complainant Nagrereklamo
Complaint Reklamo
Concession Konsesyon
Conciliation Kasunduan
Condominium Condominium
Contingency Contingency
Contingency clause of sale (nagbibigay sa panig ng
Contingency clause of sale karapatang muling iareglo o kanselahin ang
negosasyon)
Continuation sheet Pahina para sa pagpapatuloy
Contract Kontrata
Contractor Kontratista
Conversion Pagpapalit
Convertible Maipapapalit
Counteroffer Kontra-alok
Covenant Tipan
Credit Credit
Cryptocurrency Cryptocurrency
Debt Utang
Debtor Nangungutang
Decree Kautusan
Deductible Deductible
Deduction Pagbawas
Deed Kasulatan
Deed of trust (kasulatan sa pagitan ng
Deed of trust
nagpapautang, humihiram at trustee)
Deed-in-lieu of foreclosure (kasulatan ng
Deed-in-lieu of foreclosure boluntaryong paglipat ng pag-aari sa nagpautang
upang maiwasan ang foreclosure)
Default Hindi pagbayad
Default judgment (hatol na panig sa nagsasakdal
Default judgment
dahil sa hindi pagtugon ng nasasakdal)
Defendant ,Nasasakdal
Deferment Deferment
Deferral Deferral
Delinquency Pagkadelingkuwente
Delinquent Delingkwente
Denied Tinanggihan
Department Kagawaran
Department of Health and Human Services Kagawaran ng mga Serbisyong Pangkalusugan at
(HHS) Pantao (HHS)
Department of Homeland Security (DHS) Kagawaran ng Seguridad ng Bansa (DHS)
Department of Housing and Urban Development Kagawaran ng Pabahay at Pagpapaunlad sa
(HUD) Kalunsuran (HUD)
Department of Justice Kagawaran ng Katarungan
Dependent Dependednt
Deposit Deposito
Disability Kapansanan
Disaster Sakuna
Discharge Discharge
Disclaimer Pagtatatuwa
Disclosure Pagsisiwalat
Discrimination Diskriminasyon
Dispute the response (for complaints) Tutulan ang sagot (para sa mga reklamo)
Distressed Asset Stabilization Program (DASP) Distressed Asset Stabilization Program (DASP)
District Distrito
Divorce Diborsyo
Documentation Dokumentasyon
Donation Donasyon
Donor Donor
Draft Draft
Duration Tagal
Earthquake Lindol
Easement Easement
Elderly Nakakatanda
Eligible Karapat-dapat
Email Email
Encumbrance Hadlang
Endorsement Pag-eendorso
Enforce Ipatupad
Enforcement Pagpapatupad
Enrollment Pag-enroll
Equity Equity
Escheat Escheat
Escrow Escrow
Estimate Tantiya
Ethnicity Etnisidad
Executor Executor
Pinabilis na paghahatid (singil sa pagbabayad ng
Expedited delivery (fee for bill payment)
bayarin)
Batas sa Pagkakaroon ng Pinabilis na Pagpopondo
Expedited Funds Availability Act (EFAA)
(EFAA)
Expense Gastusin, gastos
Fail (if a bank fails) Mabigo (kung nabigo ang isang bangko)
Federal funds rate, fed funds rate Rate ng mga pederal na pondo
Federal Home Loan Bank (FHLB) Pederal na Bangko ng Utang sa Bahay (FHLB)
Federal Home Loan Bank 11th District Cost-of- Ika-11 Distrito ng Pederal na Bangko ng Utang sa
Funds Index (COFI) Bahay na Indise ng Gastos sa mga Pondo (COFI)
Federal Housing Administration (FHA) Pederal na Pangasiwaan sa Pabahay (FHA)
Loan ng Pederal na Pangasiwaan sa Pabahay
Federal Housing Administration loan (FHA loan)
(FHA loan)
Pederal na Ahensya ng Pagpipinansya sa Pabahay
Federal Housing Finance Agency (FHFA)
(FHFA)
Federal income tax Pederal na buwis sa kita
Fee Singil
Fiduciary Fiduciary
Financing Pagpipinansya
Fired Nasisante
Firewall Firewall
First time home buyer tax credit Kredito ng buwis sa unang beses na bibili ng bahay
Float Float
Forbearance Forbearance
Foreclosure Foreclosure
Forgiven Pinatawad
Foundation Foundation
Fraud Pandaraya
Funding Pagpopondo
Furniture Muwebles
Gamification Gamification
Grant Gawad
Grantee Ginawaran
Grantor Tagagawad
Grievance Karaingan
Guideline Patnubay
Hacker Hacker
Hardship Paghihirap
Hedge Hedge
Held-to-maturity Hel-to-maturity
Hinder Hadlangan
Hire I-hire
Home Equity Conversion Mortgage (HECM) Home Equity Conversion Mortgage (HECM)
Home Equity Line of Credit (HELOC) Home Equity Line of Credit (HELOC)
Hotline Hotline
Hurricane Bagyo
Hypothecate Mag-hypothecate
Improvement Pagpapabuti
Income Kita
Indebtedness Pagkakautang
Index Indise
Infraction Paglabag,
Inmate Bilanggo
Inquiry Pagtatanong
Installment Hulugan
Installment loan
Instrumentality Instrumentalidad
Insulation Insulasyon
Investor Investor
Jurisdiction Hurisdiksyon
Land Lupa
Landlord Nagpapaupa
Language Wika
Lawsuit Paghahabla
Learn more about… (as in: I just learned that…) Alamin pa ang tungkol sa...
Leasehold Leasehold
Lender Nagpapautang
Lessor Nagpapaupa
Leverage Pakinabangan
Liability Pananagutan
Lien Lien
Limits on interest rate changes Mga limit sa mga pagbabago sa rate ng interes
Liquidate I-liquidate
Liquidity Liquidity
Litigation Paghahabla
Loan ID ID ng loan
Location Lokasyon
Long-term Pangmatagalan
Lot Lote
Minority Minorya
Misrepresentation Pagsisinungaling
Modification Pagbabago
Money market deposit account (MMDA) Money market deposit account (MMDA)
Money market mutual fund, money market fund Money market mutual fund, money market fund
Monitoring Pagsusubaybay
Monopoly Monopolyo
Mortgage Mortgage
Mortgagee Nagpapautang
Mortgagor Humihiram
Naturalization Naturalisasyon
Neighborhood Kapitbahayan
Network Network
New York Stock Exchange (NYSE) New York Stock Exchange (NYSE)
Nominee Nominado
Nonassumption clause (kasulatan na nagbabawal
Nonassumption clause sa bumibili na i-assume ang mortgage nang walang
pag-apruba ng nagpapautang)
Noncompliance Hindi pagsunod
Nonconforming loan (pautang na hindi nasasapat
Nonconforming loan
ang mga gabay)
Nondeposit investment products Mga nondeposit na produktong pang-investment
Notice Paunawa
Oath Panunumpa
Obituary Obitwaryo
Offer Alok
Office for Civil Rights (OCR) Tanggapan para sa mga Karapatang Sibil (OCR)
One year adjustable rate mortgage Mortgage na may isang taon na mababagong rate
Open-end credit (or open end credit transaction) Open-end credit (o transaksyong open end credit)
Opt-in Mag-opt-in
Originator Originator
Outreach Pakikipag-ugnayan
Overdraft Overdraft
Owner May-ari
P
Paid collection (utang na dumaan sa collection
Paid collection
pero nabayaran na)
Partial payment Bahaging pagbayad
Password Password
Pay Bayaran
Pay as you go (magbayad sa tuwing natatanggap
Pay as you go (earn)
ang bayarin o sa tuwing bibili)
Planong pay as you go (planong magbayad sa
Pay-as-you-go plan (pre-paid)
tuwing natatanggap ang bayarin)
Payday loan (utang na kailangang bayaran agad sa
Payday loan
susunod na suweldo)
Insentibong pay for performance (P4P) (kabayaran
Pay for performance (P4P) incentive
para sa mahusau na pagganap sa trabaho)
Payment Bayad, Kabayaran, Pagbabayad
Pension Pensyon
Percent Porsyento
Percentage Porsyento
Petitioner Nagpepetisyon
Pharming Pharming
Phishing Phishing
Point Punto
Preservation Preserbasyon
Pigilan ang mga hindi patas, mapanlinlang at
Prevent unfair, deceptive and abusive practices
mapang-abusong gawain na pinupuntirya ang mga
aimed at seniors
nakakatanda
Previous balance Dating balanse
Principal Principal
Product Produkto
Promise Pangako
Promissory note (kasulatan ng pangako na
Promissory note
magbabayad sa takdang panahon)
Proof of funds Katibayan ng mga pondo
Purchase Pagbili
Purpose Layunin
Qualification Kwalipikasyon
Realtor Realtor
Reason for default, reason for hardship Dahilan g hindi pagbabayad, dahilan ng kahirapan
Receipt Resibo
Recipient Tagatanggap
Recorder Tagarekord
Recruitment Pagre-recruit
Redemption period (panahon kung kailan nai-
Redemption period foreclose sale na ang ari-arian at maaari pa rin
itong mabawi)
Redlining (pagdidiskrimina laban sa ibang tao sa
Redlining
isang pook)
Reduction in income Pagbawas ng kita
Referee Referee
Referral Referral
Refinancing Pag-refinance
Regulation Regulasyon
Regulasyon H—Proteksyon sa Mamimili sa
Regulation H—Consumer Protection in Sales of
Pagbenta ng InsuranceConsumer Protection in
Insurance
Sales of Insurance
Regulation P—Privacy of Consumer Financial Regulasyon P—Pagkapribado ng Pinansyal na
Information Impormasyon ng Mamimili
Regulation X Regulasyon X
Regulation Z Regulasyon Z
Relative Kamag-anak
Remedy Remedyo
Remittance Pagpapadala
Renewal Pag-renew
Renter Nangungupahan
Repayment Pagbabayad
Require Kailanganin
Rescind Iurong
Residence Tirahan
Securities na suportado ng residensyal na
Residential mortgage-backed security (RMBS)
mortgage (RMBS)
Residente ng pasilidad ng pangmatagalang
Resident of long-term care facility
pangangalaga
Resolved hardship Nalutas ang kahirapan
Respondent Tagasagot,
Retaliate Gumanti
Retaliation Pagganti
Retired Retirado
Retiree Retirado
Retirement Pagreretiro
Revoke Iurong
Revolving debt (account na nagpapahintulot sa
Revolving debt
isang indibidwal na patuloy na humiram)
Reward point (nauugnay sa mga producto ng
Reward point (related to credit products)
kredito)
Salary Suweldo
Sale Pagbebenta
Sale-leaseback (pag-upa ng nagbenta sa
Sale-leaseback
ibinentang ari-arian)
Sales-based financing Pagpipinansyang batay sa kita ng pagbebenta
Scam Scam
Search Hanapin
Secure the property, repair the property I-secure ang ari-arian, ayusin ang ari-arian,
Securities Securities
Securitization Securitization
Security Security
Seize Samsamin
Seizure Pagsamsam
Select Piliin
Seller Tagabenta
Sender Tagapadala
Senior designation (may kredensyal na magpayo
Senior designation
sa matatanda)
Senior Medicare Patrol (SMP) program Programan Senior Medicare Patrol (SMP)
Servicer Servicer
Servicing Pangangasiwa
Settlement Kasunduan
Short-term Panandalian
Signature Lagda
Spam Spam
Special litigation counsel (abogado para sa mga
Special litigation counsel
karapatang sibil)
Special warranty of title Espesyal na warranty ng titulo
Spoofing (pagpapanggap para makapagnakaw ng
Spoofing
datos)
Spreadsheet Spreadsheet
Stablecoin Stablecoin
Stock Stock
Subsidiary Subsidyaryo
Subsidy Subsidyo
Suggestion Mungkahi
Suit Paghahabla
Surety Panagot
Surplus Labis
Surrender Isuko
Suspension Pagsuspindi
T
Taking (pagkuha ng ari-arian ng gobyerno para
Taking
magamit ng publiko)
Tax advisor Tagapayo sa buwis
Tax Buwis
Tenancy Pangungupahan
Tenancy in common (magkahati sa pag-aari ng ari-
Tenancy in common
arian)
Tenancy in severalty (ari-ariang iisa lamang ang
Tenancy in severalty
may-ari)
Tenant Nangungupahan
Terminate Wakasan
Testament Testamento
Testimony Testimonya
Tip Tip
Title Titulo
Title binder (pansamantalang insurance habang
Title binder
inililipat ang pag-aari sa ari-arian)
Title company Kumpanya ng titulo
Title IV of the Civil Rights Act of 1964 Title IV ng Batas sa mga Karapatang Sibil ng 1964
Tolerance Tolerance
Townhouse Townhouse
Trade line (tala ng mga aktibidad para sa anumang
Trade line
uri ng kredito)
Training Pagsasanay
Transaction Transaksyon
Transfer Paglipat
Trust Trust
Trustee Trustee
Trustee's deed conveying the property Kasulatan ng trustee na inililipat ang ari-arian
Trustee under a revocable living trust Trustee sa ilalim ng mababagong living trust
Underwriting Underwriting
United States Court of Appeals Hukuman para sa mga Apela ng Estados Unidos
U.S. Department of Veterans Affairs (VA) U.S. Department of Veterans Affairs (VA)
VA benefit Benepisyo ng VA
Vacant Bakante
VA fiduciary VA fiduciary
Valuation Paghahalaga
Value Halaga
Violation Paglabag
Visa Visa
Waiver Pagsuko
Warranty Warranty
Wealth Kayamanan
Website Website
Welfare Kapakanan
Workout Workout
Worksheet Worksheet
Workshop Workshop
Write-off Pagkaltas
Kasulatan ng pagpapaalis sa nangungupahan at
Writ of possession
pagbabalik ng ari-arian sa nagpapaupa
Y
Yard Bakuran
Zone Sona
Zoning Pagsosona