SAMPLE COMPUTATION

BANK FINANCING PAY TERM

DOWNPAYMENT
Date: INSTALLMENT
April 21, 2024 (Subject to change w/out prior notice.)
Building: B - STUDIO UNIT
Unit / Floor Unit B319 (3rd floor)
Target Turnover Year 2026 to 2027
Floor Area: 23.52 sqm

Total List Price 3,212,001.39

Net TLP 3,212,001.39
+ Misc Fees 5% 160,618.55
+ E-VAT (12%) 12.00%
+ Bank Charges 4.00% 128,480.06
Gross TCP 3,501,100.00
+ Turnover Fee Deposit 18,000.00
+ Processing Fee
TCP 3,519,100.00

Downpayment 12.00% 438,132.00

Less: Reservation Fee 20,000.00
Net Downpayment 418,132.00
1st Downpayment 3.50% 107,788.50 Payment Period
Monthly downpayment ( 14 months) 7,699.18 May 21, 2024 to June 21, 2025
2nd Downpayment 4.00% 146,044.00
Monthly downpayment ( 12 months) 12,170.33 July 21, 2025 to June 21, 2026
2nd Downpayment 4.50% 164,299.50
Monthly downpayment ( 12 months) 13,691.62 July 21, 2026 to June 21, 2027

Balance (before turnover) 88.00% 3,080,968.00 Required Income

if 5 years Loan Term @ 7% interest rate 61,006.86 183,020.58
if 10 years Loan Term @ 7% interest rate 35,772.65 107,317.95
if 15 years Loan Term @ 7% interest rate 27,692.61 83,077.83
if 20 years Loan Term @ 7% interest rate 23,886.71 71,660.14
TCP is inclusive of misc fees, VAT, bank charges, processing fee and turnover fee deposit.

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