1.

Default maximum per transaction limit to INR 10 Lacs per Merchant/Per Virtual
Account
2. Minimum Transaction Value of INR 100
3. Maximum 50 Number of Transaction per Merchant/per Virtual Account per
Minute
4. Maximum 10 Number of Transaction in Day per merchant/per virtual account to
Single Same Beneficiary Accounts.
5. Insufficient Balance in Virtual Account/Merchant Balance still transaction is
initiate more than 5 times the Merchant Account/Virtual Account will be disabled.
6. Load Money Transactions initiated using non whitelisted accounts more than 5
times the Merchant Account/Virtual Account will be disabled.
7. More than 25 Transactions Initiated with Same amount within an hour the Virtual
Account will be disabled.
8. Payment Mode wise Limit Resets ( Reduced to Minimum Number of Transactions
& Minimum Amount permissible per Virtual Account )during 9pm to 8am.
9. Multiple Transactions Initiated to Single beneficiary account which is inactive or
frozen Virtual Account will be disabled.
10. Based on earlier Transactions trends per Day/Month Transaction Limits are
configured Paymode wise(IMPS/UPI/RTGS/NEFT) Minimum numbers of
transaction & value and Maximum number of transactions & Value.
11. Pay modes (IMPS/UPI/RTGS/NEFT) Configured Bank Wise/Limit Wise/Woking
Hours/During late Nights.
12. Notifications engine Configured which generates various alerts to OPS & Risk
Team for Sudden Increase in Number of Transaction During Day/ High Value
Transactions/Request Initiated from Non Whitelisted IP’s etc.