RACQ Insurance Ltd ABN 50 009 704 152

AFS Licence 233082

2649 Logan Road, Eight Mile Plains, Qld 4113

PO Box 4, Springwood, Qld 4127
13 1905 racq.com

Assistance Banking Insurance Lifestyle

0021604739
MR KANWAR JOSAN
35 MARYLAND DRIVE
REGENTS PARK QLD 4118
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Dear Member,

This general exclusion is in response to changing and emerging insurance risks that are currently unable to be quantified or priced,
and unfortunately, we have not been able to secure protection for this from our own insurers. By making this change to our policy
it allows us to continue to offer insurance to our members in a sustainable way.

Please ensure you carefully read your Certificate of Insurance, your Product Disclosure Statement (PDS), and the Supplementary
Product Disclosure Statement (SPDS) dated 1 August 2020, to ensure the cover continues to be right for you.

Important information about your policy

The following general exclusion has been added to your policy.
Disease
Any disease, or fear or threat of any disease, that can be transmitted between living things:
• by any substance or agent, including any virus, bacteria, parasite, or other organism, and
• by any method, including by air or bodily fluid, or from or to any thing, whether solid object, liquid, or gas.

You can find examples of how this change might impact your cover and further information on how reinsurance works in the
Insurance FAQ section on our website racq.com/insurancefaqs

We’re here to help

If you have any questions about these changes, please:
• Visit our website racq.com/insurance
• Call us on 13 1905
• Visit one of our RACQ stores
• Write to us at, RACQ Insurance, PO Box 4, Springwood, QLD 4127

Sincerely
Rosalind Searle
General Manager Insurance Product and Distribution

Ph: 13 1905 Email: RACQ@racq.com.au

Mail: PO Box 4, SPRINGWOOD QLD 4127
 P 24/7 Enquiries
Claims Hotline
13 1905
13 7202

Motor Vehicle Insurance Certificate of Currency

DATE ISSUED 14 DEC 2020

m racq.com/insurance
0021604739
MR KANWAR JOSAN E PO Box 4, Springwood Qld 4127
35 MARYLAND DRIVE
REGENTS PARK QLD 4118
POLICY EXPIRY DATE POLICY NUMBER

13 Aug 2021 midnight 50491802PT

This certificate confirms that your insurance is current at the date of issue.

Policyholders MR KANWAR RAJPALSINGH JOSAN

C
Motor Comprehensive Insurance
Registration number 570SIF

Selected cover
Sum insured You have selected a Market Value policy
This value includes any listed accessories

Period of
13 August 2020 to midnight 13 August 2021
insurance

Vehicle use Business (not goods carrying)

Your vehicle is not used for goods carrying

Vehicle 2012 NISSAN X-TRAIL ST (FWD) T31 MY11 Other WAGON

details Your vehicle meets Australian Standards and has Australian Compliance Plates
Your vehicle does not have hail damage
Your vehicle is not damaged in any way
Accessories
Manufacturer standard accessories
covered

Usual location REGENTS PARK 4118

You have told us the vehicle is kept in a garage

Basic excess $750

Plus any other additional excesses that may apply such as age or driver excesses

Listed drivers
Driver Date of birth Gender Years licensed
KANWAR JOSAN 05/12/1988 Male 14
SANDEEP KAUR 12/12/1990 Female 9

Policy variation or condition

Effective from and including 1 September 2019
“When this vehicle is used in connection with the business of rideshare services, it is deemed to be acceptable.”

RACQ Insurance Limited / ABN 50 009 704 152 / AFSL NO 233082 Page 3 of 3