Professional Documents
Culture Documents
Property expense
Rent and taxes 3,185,854 2,728,013
Insurance 206,649 226,373
Utilities cost 1,599,415 1,500,692
Security 1,138,716 1,236,410
Repair and maintenance 439,216 416,482
Depreciation 665,908 566,993
Others 30,868 25,632
7,266,626 6,700,595
Information technology expenses
Software maintenance 821,051 815,462
Hardware maintenance 192,034 214,753
Depreciation 623,908 534,332
Amortisation 12.1 486,876 373,007
Network charges 690,779 486,856
2,814,648 2,424,410
Other operating expenses
Directors' fees and allowances 64,348 48,721
Fees and allowances to Shariah Board 4,753 4,140
Legal and professional charges 907,500 603,661
Outsourced service costs including sales commission 3,757,466 3,620,164
Travelling and conveyance 304,323 294,686
Clearing charges 186,221 197,695
Depreciation others 1,071,614 932,880
Depreciation on Islamic financing against leased assets 186,623 197,824
Training and development 137,704 151,089
Postage and courier charges 322,752 362,920
Communication 438,028 455,728
Stationery and printing 720,004 653,370
Marketing, advertisement and publicity 688,251 1,070,901
Donations 30.3 203,417 109,929
Auditors' remuneration 30.4 102,458 76,887
Insurance (including deposit protection) 689,703 109,493
Cash transportation and sorting charges 1,037,377 890,061
Entertainment 182,719 203,098
Vehicle expenses 159,615 202,054
Subscription 42,092 81,057
Office running expenses 187,210 238,704
Banking service charges 1,299,550 1,019,158
Repairs and maintenance 471,704 436,077
Cartage, freight and conveyance 80,710 92,311
Zakat paid by overseas branch 27,748 75,828
Brokerage expenses 18,960 25,410
Miscellaneous expenses 47,539 86,369
13,340,389 12,240,215
38,826,761 35,349,864