A Unit-Linked Non-Participating Life Insurance Plan

In this policy, the Investment risk in the investment portfolio is borne by the policyholder. The Linked Insurance products do not offer any liquidity during the first five years of the contract.
The policyholders will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of fifth year.

Key Features Plan Eligibility

Eligibility Criteria Limits
Minimum: 30 days (age last birthday)
Age at Entry Maximum:
Settlement Option available with Option I: 55 years for policy term 15 and less; 50 years
Maturity/ Death benefit to tackle Choice of Policy Term – 10 to 30 for policy term above 15
market volatility during redemption Option II: 65 years for all policy terms

Maximum Age at 75 years (age last birthday)

Maturity
Customised life cover: 2 cover
options to choose from and choice Multiple funds and investment Policy Term 10 to 30 years (multiples of 1 year)
of cover level within each cover strategies to choose from

Regular – Same as Policy Term

Option to increase/decrease policy
term, premium payment term,
decrease sum assured and premium.
Limited –
Premium Payment Option I – 5/10/15/20/25 years (for ages <=40 years)
Liquidity and easy access to 10/15/20/25 years (for ages > 40 years)
your funds through partial Option II – 5/10/15/20/25 years (for ages <=50 years)
10/15/20/25 years (for ages > 50 years)

Mode of Premium Yearly, Half yearly, Quarterly, Monthly

Wealth Boosters guaranteed
every 5 years# Return of Premium Allocation
Minimum: Annual – Rs. 12,000
Half Yearly – Rs. 6,000
Premium Quarterly – Rs. 3,000
Monthly – Rs. 1,000
Unlimited Switching and Premium Maximum: No limit, subject to Board approved
Redirection, Auto transfer option Additional protection through underwriting policy
(ATO) free of cost
#Starts from 10th year provided all premiums are duly paid. Minimum: 7 X Annualized Premium
Sum Assured Maximum: 10 X Annualized Premium ,subject to Board
Death Benefit approved underwriting policy
In case of death of Life Assured during the policy term provided the policy is inforce:
Option I
Maturity Benefit
Sum Assured along with top-up sum assured (if any), base premium fund value and
top-up premium fund value (if any) will be paid to the nominee or beneficiary and the If the life assured survives till the end of the policy term, the total fund value will be
policy will be terminated. payable.
Option II Base premium fund value is fund value built up from base premiums chosen by the
Higher of : policyholder at the time of inception.
• Sum Assured (less partial withdrawals#) or Top-up premium fund value is fund value built up from top-up premiums.
• Base premium fund value + Higher of : Total fund value is the sum of base premium fund value and top-up premium fund
-Top-up Sum Assured or
value.
-Top-up premium fund value
Total premiums paid includes the top-up premiums paid.
Will be paid to the nominee or beneficiary and the policy will be terminated.
Fund value= Number of units in credit multiplied by the applicable NAV.
#the partial withdrawals made during the two-year period immediately preceding the
death of the life assured will be reduced from the death benefit.
 Fund Options and their Investment
Policyholder has an option to choose any one of the
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the policyholder depending on their needs & risk appetite.
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Return of Charges Wealth Booster

Following charges shall be returned back to the policyholder in form of At the end of For annual For annual
additional units, provided all due premiums are paid by the time the return policy year premium <₹30,000 premium >= ₹30,000
of charges is due.
10 1% of FV 1% of FV
Premium Allocation Charges:

% of premium allocation % of premium allocation 15 1% of FV 2% of FV

charge charge
(Annual Premium <₹30,000) (Annual Premium >= ₹30,000)
20 1.5% of FV 3% of FV
At the end of 10th Year 0% 100%
25 1.5% of FV 3% of FV

At the end of 15th Year 50% 0%

30 1.5% of FV 3% of FV

At the end of 20th Year 50% 0%

Risk Factors
1. Unit Linked life insurance products are different from traditional life insurance products and
are subject to the market risk factors.
Charges Under the Plan 2. The premium paid in Unit Linked life insurance policies are subject to investment risks associ-
ated with capital markets and the NAVs of the units may go up or down based on the perfor-
Charges under mance of the fund and factors influencing the capital market and the insured is responsible
Applicable Value Duration of Charges
the Plan*
for his/ her decisions.
3. Shriram Life is only the name of the Life insurance company and Shriram Life Wealth Pro
2% on Top-up Premium
(UIN - 128L096V01) is only the name of the unit linked insurance contract and does not in any
Premium Allocation 12% of AP in year 1 (for all premium bands) First 5 years only
way indicate the quality of the plan, its future prospects or returns.
Charge 4% of AP from year 2 to 5 (for all premium bands)
4. Please know the associated risks and the applicable charges, from your insurance agent or
the intermediary or policy document issued by the insurance company.
0.10% of AP – From year 1 to 5 5. The various funds offered under this contract are the names of the funds and do not in any
Policy Administration First 10 years only
0.36% of AP – From year 6 to 10 (AP < 30,000)
Charge way indicate the quality of these plans, their future prospects or returns.
0.29% of AP – From year 6 to 10 (AP >= 30,000)
6. The past performance of the fund options is not indicative of future performance of these
funds.
Depends on attained age and applies
Mortality Charge Policy Term Please read the associated risks and the applicable charges from your Policy document and
to Sum at Risk only.
detailed benefit illustration.
Tax benefits are as per the prevailing Tax laws & are subject to change from time to time. Please
Fund Management 1.25% or 1.35% p.a. depending on the Policy Term consult your tax advisor for details.
Charges fund chosen
For more details on risk factors, terms and conditions please read sales brochure available
on www.shriramlife.com before concluding a sale
Fund Switching charges
Premium redirection
charge Nil NA
Top-up Charges
Alteration Charge
SHRIRAM LIFE INSURANCE COMPANY Visit your nearest branch of Shriram Life
LIMITED Insurance.
Charge applicable on Fund Value as Charge applicable if the The Trade logo displayed above belongs to Call our toll free number : 1800 103 6116
Discontinuance Charges per the year of discontinuance. policy is discontinued Shriram Value Services Limited (“SVS”) and Mail us at customercare@shriramlife.in
ARN – SLIC/Leaflet/Dec2023/180

0% charges on Top-up Fund Value during first 5 years only used by Shriram Life Insurance Company Visit our website www.shriramlife.com
Limited under a license agreement. Write to Shriram Life Insurance Company
Limited, Plot No. 31-32, 5th Floor, Ramky
*T&C Apply. For further details, refer our sales brochure. Shriram Life Wealth Pro (UIN - 128L096V01)
Selenium, Financial District, Gachibowli,
CIN: U66010TG2005PLC045616
Hyderabad, Telangana - 500032
If Interested, Please contact IRDAI Reg No. 128

Name : BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

Mobile : IRDAI is not involved in activities like selling insurance policies, announcing bonus or
investment of