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Smartkeeda presents
Full-Length Current Affairs MockDrill Series
April 2024
Daily CA PDF - 5
(PDF in English)
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INDEX
National & States Affairs …..…………………………………………………………………………………… 5
Banking, Finance, Insurance & Economic Affairs …….………………………………………………. 5
Sports & Games …….……..………………………………………………………………………………………. 7
Science & Technology ………………………………………………………………………………………….... 8
Appointments & Resignations ……………………………………………………………………………….. 8
Awards, Rewards, Recognition & Prizes ………………….……………………………….……………. 9
Meetings, Conference and Summits …………………..……………………………….…………………. 11
Ranks, Reports & Surveys ……………………………………………………………............................. 11
Ordinance, Bills & Acts …….…………….………………………………………………………………….… 12
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National & States Affairs
1. India has decided to join at least one of the 4 Cooperative Work Programmes launched
under the ‘Clean Energy Pillar’ of the US-led ‘Indo Pacific Economic Framework (IPEF)’, the
one on facilitating and promoting carbon market activities. India will join the cooperative
working group on carbon markets through the Ministry of Power and the Bureau of Energy
Efficiency (BEE) will be the nodal body. The IPEF, an initiative led by US President Joe Biden,
was launched in May 2022, bringing together 14 regional partners - Australia, Brunei, Fiji,
India, Indonesia, Japan, the Republic of Korea, Malaysia, New Zealand, the Philippines, Singapore, Thailand, the US, and
Vietnam. {Read more}
Smart Points:
India – to join at least one of 4 Cooperative Work Programmes launched under ‘Clean Energy Pillar’ of IPEF
IPEF – Indo Pacific Economic Framework
India will join cooperative working group on carbon markets through MoP & BEE will be nodal body
IPEF – launched in May 2022 by US President Joe Biden to bring together 14 regional partners
US – Washington, D.C. – US Dollar | 46th President – Joe Biden | 49th VP – Kamala Harris
2. The total number of Geographical Indications (GI)-registered products in India has crossed the 600-mark in 2023-24 with
as many as 63 GI registrations being issued by the Intellectual Property (IP) Office on a single day - March 30, 2024. The IP
office granted 160 GIs tags in FY24, a three-fold jump in registration as compared to FY23. Of the 160 GIs registered in
FY24, the handicrafts category accounts for the highest at 30 followed by agriculture at 16, 11 in textiles and 3 each for
food stuff and manufactured category. Of these, 157 GIs were Indian applications and the remaining three were foreign
applications. Assam registered the highest number of GIs during FY24 at 19, followed by Uttar Pradesh and Maharashtra
with 16 each. With this, Uttar Pradesh has now overtaken Tamil Nadu as the state with the highest number of GIs
registered at 69, while Tamil Nadu now has 58 GIs. Telangana now has 17 GI tagged products in total. {Read more}
Smart Points:
Total No. of GI registered products in India – crossed 600-mark in 2023-24
63 GI registrations issued by IP Office on a single day - March 30, 2024
IP office granted 160 GIs tags (157 Indian + 3 foreign) in FY24 (a 3-fold jump in registration as compared to FY23)
Of the 160 GIs registered in FY24, the handicrafts category accounts for the highest at 30
Highest no. of GIs registered during FY24: 1st – Assam (19) | 2nd – UP & Maharashtra (16)
UP – overtook Tamil Nadu as state with highest number of GIs registered at 69 (TN - 58)
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Smart Points:
RBI – imposed a penalty of Rs 1 Cr on IDFC First Bank & of Rs 49.7 lakh on LIC Housing Finance
IDFC First Bank – for non-compliance with certain directions on ‘Loans & Advances - Statutory & Other Restrictions’
LIC Housing Finance – for non-compliance with provisions of ‘Fair Practices Code’
HQs of IDFC First Bank – Mumbai, Maharashtra | CEO – V. Vaidyanathan | Established in – 2018
HQs of LIC HFL – Mumbai, Maharashtra | CEO – T Adhikari | Established in – 1989
4. Small Industries Development Bank of India (SIDBI) has entered into an agreement with a fintech Onion Life Private
Limited to use the latter’s technology platform “KarmaLife” for a pilot to provide micro loans to gig workers. This is
expected to support the gig workers’ financial inclusion to formal institutional credit. KarmaLife will eliminate the hassle of
extensive paperwork or physical documentation. This streamlined process will make it easier for gig workers to manage
the liquidity needs of their enterprise activities. Rohit Rathi is the Co-founder and CEO of Onion Life. {Read more}
Smart Points:
SIDBI + Onion Life Pvt Ltd = agreement to use Onion Life’s technology platform “KarmaLife” for a pilot to provide
micro loans to gig workers
Aim: To support the gig workers’ financial inclusion to formal institutional credit, by eliminating extensive paperwork
HQs of Onion Life Pvt Ltd – Bangalore, Karnataka | CEO – Rohit Rathi | Established in – 2020
HQs of SIDBI – Lucknow, UP | MD & Chairman – Sivasubramanian Ramann | Established in – 1990
5. The Current Situation Index (CSI) rose by 3.4 points to 98.5, its highest level since mid-2019, according to the RBI’s
“Consumer Confidence Survey (CCS)”. Consumer confidence for the year ahead improved further on the back of higher
optimism in all CCS parameters, such as economic situation, employment, price level, income and spending. Higher
optimism resulted in the Future Expectations Index (FEI) rising further by 2.1 points to 125.2, also its highest level since
mid-2019. The survey was conducted during March 2-11, 2024 in 19 major cities, with responses from 6,083 urban
households. For the fiscal 2025, the RBI has projected inflation to be at 4.5% with Q1 at 4.9%; Q2 at 3.8%; Q3 at 4.6%; and
Q4 at 4.5%. {Read more}
Smart Points:
“Consumer Confidence Survey (CCS)” – released by RBI
Current Situation Index (CSI) rose by 3.4 points to 98.5 (its highest level since mid-2019)
Consumer confidence for the year ahead improved further on the back of higher optimism in all CCS parameters
Higher optimism resulted in Future Expectations Index (FEI) rising by 2.1 pts to 125.2 (highest level since mid-2019)
RBI has projected inflation to be at 4.5% for FY25 (Q1 at 4.9%; Q2 at 3.8%; Q3 at 4.6%; Q4 at 4.5%)
HQs of RBI – Mumbai, Maharashtra | Governor – Shaktikanta Das (25th) | Established on – 1st April, 1935
Total Deputy Governors (4) – S. Janakiraman | T. Rabi Sankar | Michael D. Patra | M. Rajeshwar Rao
6. The Central Government has provided Rs 6212.03 crore to Regional Rural Banks (RRBs) under the Recapitalization
scheme. Under the scheme, recapitalization support is provided to RRBs to maintain the minimum prescribed capital-to-
risk (Weighted) Assets ratio of 9%. The performance of RRBs has improved significantly, with a consolidated CRAR (Capital
to Risk-weighted Assets Ratio) at an all-time high of 13.83% as of December 31, 2023. Indian RRBs have shown the highest
ever consolidated net profit of Rs 4,974 crores in FY22-23 and a net profit of Rs 5,236 crore up to the 3rd quarter of FY
2023-24. RRBs, established in 1975, are commercial banks owned by the Indian government that operate at the regional
level in different states. There are 43 RRBs sponsored by 12 scheduled commercial banks in India. {Read more}
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Smart Points:
Center provided Rs 6212.03 Cr to Regional Rural Banks (RRBs) under Recapitalization scheme
Support is provided to maintain the minimum prescribed capital-to-risk (Weighted) Assets ratio of 9%
Performance of RRBs has improved with a consolidated CRAR at an all-time high of 13.83% as of Dec 31, 2023
Indian RRBs shown highest consolidated net profit of Rs 4,974 Cr in FY23 & Net profit of Rs 5,236 Cr by Q3 of FY24
RRBs – owned by Indian Govt (established in 1975) | There are 43 RRBs sponsored by 12 SCBs in India
7. On April 4, Union Bank of India (UBI) has raised $500 million (about Rs 4,200 crore) from foreign markets to fund
overseas business growth. The fund was arranged by Dubai International Financial Centre (DIFC), Dubai Branch. A
syndicated term loan of $500 million ($400 million and Green Shoe of $100 million) would be drawn in two tranches with
tenure of 3 and 5 years. This is the maiden syndicated term loan raised by UBI at an overseas centre. {Read more}
Smart Points:
UBI – raised $500 million (about Rs 4,200 Cr) from foreign markets to fund overseas business growth
Fund was arranged by – Dubai International Financial Centre (DIFC)
$500 million (including Green Shoe of $100 million) would be drawn in 2 tranches with tenure of 3 & 5 years
HQs of UBI – Mumbai, Maharashtra | CEO – A. Manimekhalai | Tagline – “Good People to Bank With”
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Science & Technology
9. Massachusetts General Hospital (MGH), US, has conducted the world’s first successful
transplant of a genetically-edited pig (porcine) kidney into a 62-year-old man living with end-
stage kidney disease (ESKD). The procedure is the latest in a series of experimental
xenotransplantations - transplantation of animal organs into humans - to address chronic and
acute organ shortages. This is the first case of a successful animal organ transplant in a living
and conscious person as previous transplants were done outside the body or in brain-dead
people. Xenotransplantation research is now progressing rapidly due to the development of
gene editing technologies like CRISPR (Clustered Regularly Interspaced Short Palindromic Repeats), which have helped
animal organs become compatible with human bodies. Pigs are preferred for xenotransplantation experiments and
procedures because they grow fast and their internal organs reach adult human organ size by the age of 6 months. {Read
more}
Smart Points:
Massachusetts General Hospital (US) – conducted world’s 1st successful transplant of a genetically-edited pig
(porcine) kidney into a 62-year-old man living with end-stage kidney disease (ESKD)
Pigs are preferred for xenotransplantation experiments and procedures because they grow fast and their internal
organs reach adult human organ size by the age of 6 months
US – Washington, D.C. – US Dollar | 46th President – Joe Biden | 49th VP – Kamala Harris
11. Diamond Baron, Govind Dholakia, has been appointed as the new Chairman of Surat Diamond Bourse
(SDB), India’s second diamond trading hub that was recently inaugurated by Prime Minister Narendra Modi.
Mr Govind replaces Vallabh Lakhani. Mr Govind is the founder Chairman of Shree Ramkrishna Exports (SRK)
and was also recently nominated by the BJP as a Rajya Sabha MP from Gujarat. {Read more}
Smart Points:
Govind Dholakia – appointed as new Chairman of Surat Diamond Bourse (replacing - Vallabh Lakhani)
He is founder Chairman of Shree Ramkrishna Exports & was also nominated by BJP as a Rajya Sabha MP (Gujarat)
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Awards, Rewards, Recognition & Prizes
12. EARTHDAY.ORG, the world’s largest environmental movement, has announced the
recipients of its prestigious 2024 awards. The International Advertising Association (IAA) India
Chapter will receive the EARTHDAY.ORG’s “2024 Best Organisation Spearheading Sustainable
Development Award”. The award recognises IAA’s commitment to recognising and inspiring
marketing and advertising companies to drive positive environmental action as well as
recognising specific categories such as Corporate Social Crusaders, Green NGO’s and Green Crusaders. Ramesh Narayan
(Founder of Canco Advertising) will be conferred the EARTHDAY.ORG’s 2024 ‘Most Sustainable Marcom Personality
Award’ for his dedication to environmental conservation efforts. EARTHDAY.ORG will hold the award ceremony in July
where IAA will be presented its award. {Read more}
Smart Points:
EARTHDAY.ORG – announced recipients of its prestigious 2024 awards
IAA India Chapter – to get “Best Organisation Spearheading Sustainable Development Award”
Ramesh Narayan (Founder of Canco Advertising) – to be conferred ‘Most Sustainable Marcom Personality Award’
HQs of IAA – New York, US | Chairman & President – Sasan Saeidi
13. The Centre for Development of Telematics (C-DOT) announced that its project
“Mobile-enabled Disaster Resilience through Cell Broadcast Emergency Alerting” has
been qualified for the ‘WSIS Prizes 2024’ in the category of ‘Benefits in All Aspects of
Life - E-environment’, amongst 1000+ global entries. The World Summit on the
Information Society (WSIS) is a series of conferences organised by United Nations
(UN) and co-hosted by International Telecommunication Union (ITU) and the Swiss
confederation. This system is an indigenously developed end-to-end state-of-the-art
solution for instant delivery of critical life-saving emergency information on mobile phones through cellular telecom
networks in a broadcast mode. {Read more}
Smart Points:
“Mobile-enabled Disaster Resilience through Cell Broadcast Emergency Alerting” project of C-DOT – is qualified for
the ‘WSIS Prizes 2024’ in the category of ‘Benefits in All Aspects of Life - E-environment’
WSIS, a series of conferences organised by = UN + ITU + Swiss Confederation
HQs of UN – New York, US | Secretary-General – Antonio Guterres | Established in – October 24, 1945
HQs of ITU – Geneva, Switzerland | Secretary General – Houlin Zhao
14. India’s Permanent Representative to the UN Ambassador, Ruchira Kamboj, recently participated in the Inter-
governmental Negotiations (IGN) on Security Council Reform. India has presented a detailed model on behalf of the G4
nations for the UN Security Council (UNSC) reform. The reform includes new permanent members be elected
democratically by the UN General Assembly (UNGA) and displays flexibility on the veto issue. Currently, only the 5
permanent members - China, France, Russia, the U.K. and the U.S. - hold veto powers. The remaining 10 nations in the
UNSC are elected to sit as Non-permanent members for 2-year terms and do not have veto powers. The ‘G4 model’
includes Brazil, Germany, Japan and India. The G4 model proposes that the UNSC’s membership increase from the current
15 to 25-26, by adding 6 permanent and 4 or 5 non-permanent members. Among the 6 new permanent members, 2 each
are proposed to be from African states and Asia Pacific states, 1 from Latin American and Caribbean states; and 1 from
Western European and Other states. {Read more}
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Smart Points:
Ruchira Kamboj – participated in the ‘Inter-governmental Negotiations (IGN) on Security Council Reform’
India – presented a detailed model on behalf of the G4 nations for the UNSC reform
Reform includes new permanent members be elected democratically by UNGA & displays flexibility on Veto issue
Out of 15 members in UNSC, only 5 permanent members hold veto powers
‘G4’ includes – Brazil, Germany, Japan & India
G4 model proposes that the UNSC’s membership increase to 25-26 (from 15)
HQs of UNSC – New York, US | Presidency in April – Russia (March - Mozambique | May - Switzerland)
The UNSC has 10 Non-permanent members & 5 permanent members (China, France, Russia, UK, US)
15. SJVN Limited has won two prestigious awards at the 15th “CIDC Vishwakarma
Awards 2024”, instituted by the Construction Industry Development Council (CIDC), for
its Corporate Social Responsibility (CSR) contribution. SJVN has been conferred in the
two categories - ‘Achievement Award for Creating Social Development & Impact’ and
‘CIDC Partners in Progress Trophy’. Till date, the company has spent more than Rs 450
crore on a spectrum of CSR activities. All the CSR initiatives of SJVN are undertaken
through the registered trust, SJVN Foundation. {Read more}
Smart Points:
15th “CIDC Vishwakarma Awards 2024” – instituted by Construction Industry Development Council (CIDC)
SJVN Ltd – won two awards for its CSR contribution, in categories:
- ‘Achievement Award for Creating Social Development & Impact’
- ‘CIDC Partners in Progress Trophy’
HQs of SJVN Ltd – Shimla, Himachal Pradesh | CMD – Nand Lal Sharma
16. Dr. Uma Rele, the esteemed Principal of Nalanda Nritya Kala Mahavidyalaya, Mumbai, has
been conferred with the prestigious “Maharashtra Gaurav Award 2024”. The honour was
bestowed upon her in recognition of her invaluable contributions to the realm of Indian classical
dance, particularly Bharata Natyam. In 2001, she achieved another milestone by completing her
doctoral research on ‘Nayikas, heroines of Indian Classical Dance’, showcasing her profound
understanding and expertise in the field. She has nurtured countless students in India and abroad,
conducting workshops and adjudicating dance exams in various countries including Doha,
Mauritius, and the United States. {Read more}
Smart Points:
Dr. Uma Rele (Principal of Nalanda Nritya Kala Mahavidyalaya, Mumbai) – given “Maharashtra Gaurav Award 2024”
In recognition of her invaluable contributions to realm of Indian classical dance, particularly ‘Bharata Natyam’
She completed her doctoral research on ‘Nayikas, heroines of Indian Classical Dance’ in 2001
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Meetings, Conferences and Summits
17. The heads of all tri-service military institutions gathered in New Delhi for the first-ever tri-service planning conference,
called the “Parivartan Chintan”. The conference will take place on April 9, 2024, on the backdrop of the three services
combining to set up Integrated Theatre Commands (ITCs), containing elements of the Army, Navy, and Air Force. It will be
chaired by the Chief of Defence Staff (CDS), General Anil Chauhan. Traditionally, Tri-services Commanders’ Conferences
(TSCC) are held every year at one of the services’ command headquarters. The commanders review the geopolitical
situation and deliberate on enhancing operational preparedness and synergy. {Read more}
Smart Points:
Heads of all tri-service military institutions – gathered for the first-ever tri-service planning conference, “Parivartan
Chintan” in New Delhi
It will be chaired by – General Anil Chauhan (CDS)
19. The Economist Intelligence Unit (EIU) released its “Business Environment Rankings (BER) 2024” which was topped by
Singapore for the 16th consecutive year. Denmark and the US ranked second & third respectively. Germany and
Switzerland came fourth and fifth in the list, while Canada, Sweden, New Zealand, Hong Kong and Finland completed the
top 10 in the world. India ranked 51 in the list with a score of 1.08. According to another report by EIU, India came 3rd on
the list of most improved countries in providing the best environment to businesses, as a result of its youthful
demographic. Greece improved the most due to policy reforms. The EIU’s BER assesses the attractiveness of business
environment across 82 countries and territories, and is measured based on various factors such as inflation, cost of living,
economic growth, and fiscal policies. India is the only single-country market that offers a potential scale comparable to
that of China. {Read more}
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Smart Points:
“Business Environment Rankings (BER) 2024” – released by Economist Intelligence Unit (EIU)
1st – Singapore (for 16th consecutive year) | 2nd – Denmark | 3rd – US | 4th – Germany | 5th – Switzerland
India – 51st (score 1.08)
As per other report by EIU, India came 3rd for most improved countries in providing best environment to businesses
Greece – improved most due to policy reforms
India – only single-country market offering a potential scale comparable to that of China
HQs of EIU – London, UK | MD – Robin Bew
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A GLIMPSE OF SOME GENUINE TESTIMONIALS
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A GLIMPSE OF SOME GENUINE TESTIMONIALS
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ippines – Manila – Peso | President – Ferdinand Marcos Jr
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