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E 02 Hist
E 02 Hist
xlsx
E2 HOUSEHOLD FINANCES – SELECTED RATIOS
05/18/2024 Page
Reserve Bank of Australia 755534642.xlsx
E2 HOUSEHOLD FINANCES – SELECTED RATIOS
05/18/2024 Page
Reserve Bank of Australia 755534642.xlsx
E2 HOUSEHOLD FINANCES – SELECTED RATIOS
05/18/2024 Page
Reserve Bank of Australia 755534642.xlsx
E2 HOUSEHOLD FINANCES – SELECTED RATIOS
05/18/2024 Page
Reserve Bank of Australia 755534642.xlsx
E2 HOUSEHOLD FINANCES – SELECTED RATIOS
05/18/2024 Page
Reserve Bank of Australia 755534642.xlsx
E2 HOUSEHOLD FINANCES – SELECTED RATIOS
05/18/2024 Page
Reserve Bank of Australia 755534642.xlsx
E2 HOUSEHOLD FINANCES – SELECTED RATIOS
05/18/2024 Page
Reserve Bank of Australia 755534642.xlsx
E2 HOUSEHOLD FINANCES – SELECTED RATIOS
05/18/2024 Page
E2 HOUSEHOLD FINANCES – SELECTED RATIOS
Data on household assets and liabilities are not seasonally adjusted; data on household income and interest payments are
seasonally adjusted
Household debt is sourced from ABS Cat No 5232.0. Debt includes debt owed by unincorporated enterprises.
Housing debt is sourced from ABS Cat No 5232.0. Debt includes debt owed by unincorporated enterprises.
Owner-occupier housing debt is calculated by the RBA and excludes debt owed by unincorporated enterprises. These data
are adjusted for the effects of breaks in the series.
Household assets refers to the total of residential land and dwellings, consumer durables and financial assets as reported in
Statistical Table E1.
Housing assets refers to the total of residential land and dwellings. Data are sourced from ABS Cat No 5232.0.
Household financial assets is sourced from ABS Cat No 5232.0.
Assets, debt, and net worth are reported as stocks at the end of the quarter.
Household interest payments to disposable income is the ratio of interest payments on housing and other personal debt to
quarterly household disposable income. Data exclude unincorporated enterprises. From 1993, these data are calculated by
the RBA using average interest rates on outstanding housing and other personal debt. Interest payments prior to 1993 are
sourced from unpublished ABS data.
For the purpose of calculating the debt to disposable income ratios (except for owner-occupier debt to disposable income
ratio) and assets to disposable income ratios, disposable income includes gross mixed income earned by unincorporated
enterprises and is measured before the deduction of interest payments. Data on disposable income are seasonally adjusted
and are sourced from ABS Cat No 5206.0. Data are reported in annual terms.
For the purpose of calculating the owner-occupier debt to disposable income ratio, disposable income excludes gross mixed
income earned by unincorporated enterprises and is measured before the deduction of interest payments. Data on disposable
income are seasonally adjusted and are sourced from ABS Cat No 5206.0. Data are reported in annual terms.
For the purpose of calculating the interest payments to disposable income ratios, disposable income excludes gross mixed
income earned by unincorporated enterprises and is measured before the deduction of interest payments on dwellings and
consumer debt. Data on disposable income are seasonally adjusted and are sourced from ABS Cat No 5206.0.
From the September quarter 2019, interest payments are calculated using a weighted average of interest rates on outstanding
household debt from the Economic and Financial Statistics (EFS) collection. For more information, see Updates to Australia's
Financial Aggregates <https://www.rba.gov.au/publications/bulletin/2019/mar/updates-to-australias-financial-aggregates.html>
and the July 2019 Financial Aggregates <https://www.rba.gov.au/statistics/frequency/fin-agg/2019/fin-agg-0719.html>.
In February 2023, the following series was removed:
- Housing interest payments to income
Alternative series are published in Table E13. Historical interest payments data are available from ABS Cat No 5206.0, Table
20 (Property income payable - Interest - Dwellings).