F 05 Hist

Reserve Bank of Australia 755890952.
xls
A B C D E F
1 F5 INDICATOR LENDING RATES
Title Lending rates; Small Lending rates; Small Lending rates; Lending rates; Lending rates;
business; Variable; business; Variable; Housing loans; Housing loans; Housing loans;
Term Overdraft Banks; Variable; Banks; Variable; Banks; Variable;
Standard; Owner- Discounted; Owner- Standard interest-
occupier occupier only; Owner-
2 occupier
3 Description Lending rates; Small Lending rates; Small Lending rates; Housi Lending rates; Housi Lending rates; Housin
4 Frequency Monthly Monthly Monthly Monthly Monthly
5 Type Original Original Original Original Original
6 Units Per cent per annum Per cent per annum Per cent per annum Per cent per annum Per cent per annum
7
8
9 Source RBA RBA RBA RBA RBA
10 Publication date 08-Aug-2023 08-Aug-2023 08-Aug-2023 08-Aug-2023 08-Aug-2023
12 Jan-1959 5.00
13 Feb-1959 5.00
14 Mar-1959 5.00
15 Apr-1959 5.00
16 May-1959 5.00
17 Jun-1959 5.00
18 Jul-1959 5.00
19 Aug-1959 5.00
20 Sep-1959 5.00
21 Oct-1959 5.00
22 Nov-1959 5.00
23 Dec-1959 5.00
24 Jan-1960 5.00
25 Feb-1960 5.00
26 Mar-1960 5.00
27 Apr-1960 5.00
28 May-1960 5.00
29 Jun-1960 5.00
30 Jul-1960 5.00
31 Aug-1960 5.00
32 Sep-1960 5.00
33 Oct-1960 5.00
34 Nov-1960 5.00
35 Dec-1960 5.00
36 Jan-1961 5.50
37 Feb-1961 5.50
38 Mar-1961 5.50
39 Apr-1961 5.50
40 May-1961 5.50
41 Jun-1961 5.50
42 Jul-1961 5.50
43 Aug-1961 5.50
44 Sep-1961 5.50
45 Oct-1961 5.50
46 Nov-1961 5.50
47 Dec-1961 5.50
48 Jan-1962 5.50
49 Feb-1962 5.50
50 Mar-1962 5.50
51 Apr-1962 5.50
52 May-1962 5.50
53 Jun-1962 5.50
54 Jul-1962 5.50
55 Aug-1962 5.50
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Reserve Bank of Australia 755890952.xls
A B C D E F
2 occupier
7
8
56 Sep-1962 5.50
57 Oct-1962 5.50
58 Nov-1962 5.50
59 Dec-1962 5.50
60 Jan-1963 5.50
61 Feb-1963 5.50
62 Mar-1963 5.50
63 Apr-1963 5.00
64 May-1963 5.00
65 Jun-1963 5.00
66 Jul-1963 5.00
67 Aug-1963 5.00
68 Sep-1963 5.00
69 Oct-1963 5.00
70 Nov-1963 5.00
71 Dec-1963 5.00
72 Jan-1964 5.00
73 Feb-1964 5.00
74 Mar-1964 5.00
75 Apr-1964 5.00
76 May-1964 5.00
77 Jun-1964 5.13
78 Jul-1964 5.13
79 Aug-1964 5.13
80 Sep-1964 5.13
81 Oct-1964 5.13
82 Nov-1964 5.13
83 Dec-1964 5.13
84 Jan-1965 5.13
85 Feb-1965 5.13
86 Mar-1965 5.13
87 Apr-1965 5.38
88 May-1965 5.38
89 Jun-1965 5.38
90 Jul-1965 5.38
91 Aug-1965 5.38
92 Sep-1965 5.38
93 Oct-1965 5.38
94 Nov-1965 5.38
95 Dec-1965 5.38
96 Jan-1966 5.38
97 Feb-1966 5.38
98 Mar-1966 5.38
99 Apr-1966 5.38
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A B C D E F
2 occupier
7
8
100 May-1966 5.38
101 Jun-1966 5.38
102 Jul-1966 5.38
103 Aug-1966 5.38
104 Sep-1966 5.38
105 Oct-1966 5.38
106 Nov-1966 5.38
107 Dec-1966 5.38
108 Jan-1967 5.38
109 Feb-1967 5.38
110 Mar-1967 5.38
111 Apr-1967 5.38
112 May-1967 5.38
113 Jun-1967 5.38
114 Jul-1967 5.38
115 Aug-1967 5.38
116 Sep-1967 5.38
117 Oct-1967 5.38
118 Nov-1967 5.38
119 Dec-1967 5.38
120 Jan-1968 5.38
121 Feb-1968 5.38
122 Mar-1968 5.38
123 Apr-1968 5.38
124 May-1968 5.38
125 Jun-1968 5.38
126 Jul-1968 5.38
127 Aug-1968 5.88
128 Sep-1968 5.88
129 Oct-1968 5.88
130 Nov-1968 5.88
131 Dec-1968 5.88
132 Jan-1969 5.88
133 Feb-1969 5.88
134 Mar-1969 5.88
135 Apr-1969 5.88
136 May-1969 5.88
137 Jun-1969 5.88
138 Jul-1969 5.88
139 Aug-1969 5.88
140 Sep-1969 5.88
141 Oct-1969 5.88
142 Nov-1969 5.88
143 Dec-1969 5.88
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A B C D E F
2 occupier
7
8
144 Jan-1970 5.88
145 Feb-1970 5.88
146 Mar-1970 5.88
147 Apr-1970 7.25
148 May-1970 7.25
149 Jun-1970 7.25
150 Jul-1970 7.25
151 Aug-1970 7.25
152 Sep-1970 7.25
153 Oct-1970 7.25
154 Nov-1970 7.25
155 Dec-1970 7.25
156 Jan-1971 7.25
157 Feb-1971 7.25
158 Mar-1971 7.25
159 Apr-1971 7.25
160 May-1971 7.25
161 Jun-1971 7.25
162 Jul-1971 7.25
163 Aug-1971 7.25
164 Sep-1971 7.25
165 Oct-1971 7.25
166 Nov-1971 7.25
167 Dec-1971 7.25
168 Jan-1972 7.25
169 Feb-1972 7.00
170 Mar-1972 7.00
171 Apr-1972 7.00
172 May-1972 7.00
173 Jun-1972 7.00
174 Jul-1972 7.00
175 Aug-1972 7.00
176 Sep-1972 7.00
177 Oct-1972 7.00
178 Nov-1972 7.00
179 Dec-1972 7.00
180 Jan-1973 7.00
181 Feb-1973 7.00
182 Mar-1973 7.00
183 Apr-1973 7.00
184 May-1973 7.00
185 Jun-1973 7.00
186 Jul-1973 7.00
187 Aug-1973 7.00
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A B C D E F
2 occupier
7
8
188 Sep-1973 7.00
189 Oct-1973 8.38
190 Nov-1973 8.38
191 Dec-1973 8.38
192 Jan-1974 8.38
193 Feb-1974 8.38
194 Mar-1974 8.38
195 Apr-1974 8.38
196 May-1974 8.38
197 Jun-1974 8.38
198 Jul-1974 10.38
199 Aug-1974 10.38
200 Sep-1974 10.38
201 Oct-1974 10.38
202 Nov-1974 10.38
203 Dec-1974 10.38
204 Jan-1975 10.38
205 Feb-1975 10.38
206 Mar-1975 10.38
207 Apr-1975 10.13
208 May-1975 10.13
209 Jun-1975 10.13
210 Jul-1975 10.13
211 Aug-1975 10.13
212 Sep-1975 10.38
213 Oct-1975 10.38
214 Nov-1975 10.38
215 Dec-1975 10.38
216 Jan-1976 10.38
217 Feb-1976 10.46 9.88
218 Mar-1976 10.46 9.88
219 Apr-1976 10.46 9.88
220 May-1976 10.46 9.88
221 Jun-1976 10.46 9.88
222 Jul-1976 10.46 9.88
223 Aug-1976 10.46 9.88
224 Sep-1976 10.46 9.88
225 Oct-1976 10.46 9.88
226 Nov-1976 10.46 9.88
227 Dec-1976 10.46 9.88
228 Jan-1977 10.46 9.88
229 Feb-1977 10.46 9.88
230 Mar-1977 10.46 9.88
231 Apr-1977 10.46 9.88
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A B C D E F
2 occupier
7
8
232 May-1977 10.46 9.88
233 Jun-1977 10.46 9.88
234 Jul-1977 10.46 9.88
235 Aug-1977 10.46 9.88
236 Sep-1977 10.46 9.88
237 Oct-1977 10.46 9.88
238 Nov-1977 10.46 9.88
239 Dec-1977 10.46 9.88
240 Jan-1978 10.46 9.63
241 Feb-1978 10.46 9.38
242 Mar-1978 10.46 9.38
243 Apr-1978 10.46 9.38
244 May-1978 10.46 9.38
245 Jun-1978 10.46 9.38
246 Jul-1978 10.46 9.38
247 Aug-1978 10.46 9.38
248 Sep-1978 10.46 9.38
249 Oct-1978 10.46 9.38
250 Nov-1978 10.34 9.38
251 Dec-1978 9.96 9.13
252 Jan-1979 9.96 9.13
253 Feb-1979 9.96 9.13
254 Mar-1979 9.96 9.13
255 Apr-1979 9.96 9.13
256 May-1979 9.96 9.13
257 Jun-1979 9.96 9.13
258 Jul-1979 9.96 9.13
259 Aug-1979 9.96 9.13
260 Sep-1979 9.96 9.13
261 Oct-1979 9.96 9.13
262 Nov-1979 9.96 9.13
263 Dec-1979 9.96 9.13
264 Jan-1980 9.96 9.13
265 Feb-1980 9.96 9.13
266 Mar-1980 10.34 9.63
267 Apr-1980 10.46 9.88
268 May-1980 10.46 9.88
269 Jun-1980 10.46 9.88
270 Jul-1980 10.46 10.25
271 Aug-1980 10.46 10.25
272 Sep-1980 10.46 10.25
273 Oct-1980 10.46 10.25
274 Nov-1980 10.46 10.25
275 Dec-1980 11.95 11.00
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A B C D E F
2 occupier
7
8
276 Jan-1981 11.95 11.50
277 Feb-1981 11.95 11.50
278 Mar-1981 12.20 11.50
279 Apr-1981 12.38 11.50
280 May-1981 12.38 11.50
281 Jun-1981 12.38 11.50
282 Jul-1981 12.46 11.50
283 Aug-1981 13.46 12.00
284 Sep-1981 13.46 12.00
285 Oct-1981 13.46 12.50
286 Nov-1981 13.46 12.50
287 Dec-1981 13.46 12.50
288 Jan-1982 13.46 12.50
289 Feb-1982 13.46 12.50
290 Mar-1982 14.21 13.00
291 Apr-1982 14.46 13.50
292 May-1982 14.46 13.50
293 Jun-1982 14.46 13.50
294 Jul-1982 14.46 13.50
295 Aug-1982 14.46 13.50
296 Sep-1982 14.46 13.50
297 Oct-1982 14.46 13.50
298 Nov-1982 14.46 13.50
299 Dec-1982 14.46 13.50
300 Jan-1983 13.96 13.50
301 Feb-1983 13.82 12.50
302 Mar-1983 13.82 12.50
303 Apr-1983 13.82 12.50
304 May-1983 13.82 12.50
305 Jun-1983 13.82 12.50
306 Jul-1983 13.82 12.50
307 Aug-1983 13.82 12.50
308 Sep-1983 13.82 12.00
309 Oct-1983 13.82 12.00
310 Nov-1983 13.82 12.00
311 Dec-1983 13.82 12.00
312 Jan-1984 13.70 11.50
313 Feb-1984 13.70 11.50
314 Mar-1984 13.82 11.50
315 Apr-1984 13.82 11.50
316 May-1984 13.82 11.50
317 Jun-1984 13.82 11.50
318 Jul-1984 13.82 11.50
319 Aug-1984 13.82 11.50
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A B C D E F
2 occupier
7
8
320 Sep-1984 13.82 11.50
321 Oct-1984 13.82 11.50
322 Nov-1984 13.82 11.50
323 Dec-1984 13.82 11.50
324 Jan-1985 13.98 11.50
325 Feb-1985 13.98 11.50
326 Mar-1985 14.05 11.50
327 Apr-1985 14.42 12.00
328 May-1985 14.48 12.00
329 Jun-1985 15.17 12.13
330 Jul-1985 15.48 12.50
331 Aug-1985 15.80 12.50
332 Sep-1985 16.30 12.88
333 Oct-1985 16.30 13.50
334 Nov-1985 16.80 13.50
335 Dec-1985 18.05 13.50
336 Jan-1986 18.05 13.50
337 Feb-1986 18.36 13.50
338 Mar-1986 18.36 13.50
339 Apr-1986 18.36 15.50
340 May-1986 17.98 15.50
341 Jun-1986 17.67 15.50
342 Jul-1986 17.48 15.50
343 Aug-1986 18.30 15.50
344 Sep-1986 18.98 15.50
345 Oct-1986 18.98 15.50
346 Nov-1986 18.86 15.50
347 Dec-1986 18.55 15.50
348 Jan-1987 18.23 15.50
349 Feb-1987 18.67 15.50
350 Mar-1987 18.80 15.50
351 Apr-1987 18.30 15.50
352 May-1987 17.55 15.50
353 Jun-1987 17.11 15.50
354 Jul-1987 16.73 15.50
355 Aug-1987 16.05 15.06
356 Sep-1987 15.55 14.75
357 Oct-1987 14.92 14.50
358 Nov-1987 14.92 14.13
359 Dec-1987 14.92 14.00
360 Jan-1988 14.55 14.00
361 Feb-1988 14.55 13.50
362 Mar-1988 14.42 13.50
363 Apr-1988 14.48 13.50
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A B C D E F
2 occupier
7
8
364 May-1988 14.73 13.50
365 Jun-1988 15.48 13.75
366 Jul-1988 15.67 14.50
367 Aug-1988 15.67 14.50
368 Sep-1988 16.23 14.50
369 Oct-1988 16.42 14.50
370 Nov-1988 16.80 14.75
371 Dec-1988 16.92 14.98
372 Jan-1989 17.42 14.98
373 Feb-1989 18.55 15.50
374 Mar-1989 19.11 16.00
375 Apr-1989 19.30 16.00
376 May-1989 19.92 16.00
377 Jun-1989 20.30 17.00
378 Jul-1989 20.67 17.00
379 Aug-1989 20.67 17.00
380 Sep-1989 20.98 17.00
381 Oct-1989 21.05 17.00
382 Nov-1989 21.05 17.00
383 Dec-1989 21.05 17.00
384 Jan-1990 20.92 17.00
385 Feb-1990 20.36 17.00
386 Mar-1990 20.30 17.00
387 Apr-1990 19.30 16.69
388 May-1990 18.92 16.44
389 Jun-1990 18.92 16.44
390 Jul-1990 18.67 16.44
391 Aug-1990 17.86 16.38
392 Sep-1990 17.23 16.19
393 Oct-1990 16.36 16.00
394 Nov-1990 16.11 15.50
395 Dec-1990 16.11 15.13
396 Jan-1991 15.80 14.50
397 Feb-1991 15.61 14.50
398 Mar-1991 15.61 14.50
399 Apr-1991 15.30 14.38
400 May-1991 14.86 13.88
401 Jun-1991 14.61 13.19
402 Jul-1991 14.61 13.00
403 Aug-1991 14.61 13.00
404 Sep-1991 13.67 13.00
405 Oct-1991 13.67 12.50
406 Nov-1991 12.92 12.50
407 Dec-1991 12.80 12.00
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A B C D E F
2 occupier
7
8
408 Jan-1992 12.42 11.75
409 Feb-1992 11.98 11.00
410 Mar-1992 12.17 11.00
411 Apr-1992 12.17 11.00
412 May-1992 11.86 11.00
413 Jun-1992 11.17 10.38
414 Jul-1992 11.17 10.30
415 Aug-1992 10.48 9.98
416 Sep-1992 10.53 9.92
417 Oct-1992 10.53 9.92
418 Nov-1992 10.53 9.92
419 Dec-1992 10.53 9.92
420 Jan-1993 10.53 9.92
421 Feb-1993 10.53 9.92
422 Mar-1993 10.53 9.92
423 Apr-1993 10.16 9.72
424 May-1993 10.03 9.50
425 Jun-1993 10.01 9.50
426 Jul-1993 10.01 9.50
427 Aug-1993 9.53 9.50
428 Sep-1993 9.53 8.90
429 Oct-1993 9.53 8.75
430 Nov-1993 9.53 8.75
431 Dec-1993 9.53 8.75
432 Jan-1994 9.53 8.75
433 Feb-1994 9.53 8.75
434 Mar-1994 9.53 8.75
435 Apr-1994 9.53 8.75
436 May-1994 9.53 8.75
437 Jun-1994 9.53 8.75
438 Jul-1994 9.53 8.75
439 Aug-1994 9.53 8.75
440 Sep-1994 9.85 9.05
441 Oct-1994 10.02 9.36
442 Nov-1994 10.41 9.57
443 Dec-1994 10.91 9.97
444 Jan-1995 11.40 10.56
445 Feb-1995 11.40 10.56
446 Mar-1995 11.33 10.56
447 Apr-1995 11.33 10.56
448 May-1995 11.33 10.56
449 Jun-1995 11.33 10.49
450 Jul-1995 11.33 10.49
451 Aug-1995 11.33 10.49
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A B C D E F
2 occupier
7
8
452 Sep-1995 11.33 10.49
453 Oct-1995 11.33 10.49
454 Nov-1995 11.33 10.48
455 Dec-1995 11.40 10.48
456 Jan-1996 11.43 10.48
457 Feb-1996 11.48 10.48
458 Mar-1996 11.48 10.48
459 Apr-1996 10.50 11.48 10.48
460 May-1996 10.50 11.48 10.48
461 Jun-1996 10.50 11.48 9.91
462 Jul-1996 10.50 11.48 9.91
463 Aug-1996 9.40 11.11 9.61
464 Sep-1996 9.40 10.98 9.29
465 Oct-1996 9.40 10.98 9.29
466 Nov-1996 9.40 10.98 8.88
467 Dec-1996 8.95 10.48 8.48
468 Jan-1997 8.45 9.98 8.25
469 Feb-1997 7.95 9.50 7.55
470 Mar-1997 7.90 9.50 7.55
471 Apr-1997 7.80 9.50 7.55
472 May-1997 7.55 9.36 7.13
473 Jun-1997 7.50 9.23 7.13
474 Jul-1997 7.40 9.03 7.05
475 Aug-1997 7.30 8.91 6.74
476 Sep-1997 7.00 8.58 6.74
477 Oct-1997 7.00 8.58 6.74
478 Nov-1997 7.00 8.58 6.74
479 Dec-1997 7.00 8.58 6.74
480 Jan-1998 7.00 8.58 6.74
481 Feb-1998 7.00 8.58 6.74
482 Mar-1998 7.00 8.20 6.74
483 Apr-1998 7.00 7.95 6.74
484 May-1998 6.89 7.95 6.74
485 Jun-1998 6.89 7.95 6.74
486 Jul-1998 6.89 7.95 6.74
487 Aug-1998 6.89 7.95 6.74
488 Sep-1998 6.89 7.95 6.74
489 Oct-1998 6.89 7.95 6.74
490 Nov-1998 6.89 7.95 6.74
491 Dec-1998 6.71 7.77 6.52
492 Jan-1999 6.63 7.77 6.52
493 Feb-1999 6.63 7.77 6.52
494 Mar-1999 6.63 7.77 6.52
495 Apr-1999 6.63 7.70 6.52
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A B C D E F
2 occupier
7
8
496 May-1999 6.63 7.70 6.52
497 Jun-1999 6.63 7.70 6.52
498 Jul-1999 6.63 7.70 6.55
499 Aug-1999 6.63 7.70 6.55
500 Sep-1999 6.63 7.70 6.55
501 Oct-1999 6.63 7.70 6.55
502 Nov-1999 6.81 7.89 6.75
503 Dec-1999 6.87 7.95 6.80
504 Jan-2000 6.87 8.01 6.80
505 Feb-2000 7.38 8.51 7.30
506 Mar-2000 7.40 8.53 7.30
507 Apr-2000 7.65 8.78 7.55
508 May-2000 7.90 9.09 7.80
509 Jun-2000 7.90 9.09 7.80
510 Jul-2000 7.93 9.14 7.81
511 Aug-2000 8.20 9.41 8.07
512 Sep-2000 8.20 9.43 8.07
513 Oct-2000 8.20 9.43 8.07
514 Nov-2000 8.20 9.43 8.07
515 Dec-2000 8.20 9.43 8.07
516 Jan-2001 8.20 9.43 8.07
517 Feb-2001 7.85 9.18 7.57
518 Mar-2001 7.51 8.72 7.32
519 Apr-2001 7.14 8.47 6.82
520 May-2001 7.01 8.22 6.82
521 Jun-2001 7.01 8.22 6.82
522 Jul-2001 7.01 8.22 6.82
523 Aug-2001 7.01 8.22 6.82
524 Sep-2001 6.72 8.03 6.57
525 Oct-2001 6.47 7.91 6.32
526 Nov-2001 6.47 7.84 6.32
527 Dec-2001 6.29 7.78 6.07
528 Jan-2002 6.29 7.72 6.07
529 Feb-2002 6.24 7.72 6.07
530 Mar-2002 6.24 7.72 6.07
531 Apr-2002 6.24 7.72 6.07
532 May-2002 6.49 7.97 6.32
533 Jun-2002 6.74 8.22 6.57
534 Jul-2002 6.74 8.22 6.57
535 Aug-2002 6.74 8.22 6.57
536 Sep-2002 6.74 8.22 6.57
537 Oct-2002 6.74 8.22 6.57
538 Nov-2002 6.74 8.22 6.57
539 Dec-2002 6.74 8.22 6.57
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A B C D E F
2 occupier
7
8
540 Jan-2003 6.74 8.22 6.57
541 Feb-2003 6.74 8.22 6.57
542 Mar-2003 6.74 8.22 6.57
543 Apr-2003 6.74 8.22 6.57
544 May-2003 6.77 8.22 6.57
545 Jun-2003 6.77 8.22 6.57
546 Jul-2003 6.77 8.22 6.57
547 Aug-2003 6.77 8.22 6.57
548 Sep-2003 6.77 8.22 6.57
549 Oct-2003 6.77 8.22 6.57
550 Nov-2003 7.02 8.41 6.82
551 Dec-2003 7.27 8.72 7.07
552 Jan-2004 7.27 8.72 7.07
553 Feb-2004 7.27 8.72 7.07
554 Mar-2004 7.27 8.72 7.07
555 Apr-2004 7.27 8.72 7.07
556 May-2004 7.27 8.72 7.07
557 Jun-2004 7.27 8.72 7.07 6.59
558 Jul-2004 7.27 8.72 7.07 6.59
559 Aug-2004 7.27 8.72 7.07 6.59
560 Sep-2004 7.27 8.72 7.07 6.59
561 Oct-2004 7.27 8.72 7.07 6.59
562 Nov-2004 7.27 8.72 7.07 6.59
563 Dec-2004 7.27 8.72 7.07 6.59
564 Jan-2005 7.27 8.72 7.07 6.59
565 Feb-2005 7.27 8.72 7.07 6.59
566 Mar-2005 7.52 8.97 7.32 6.82
567 Apr-2005 7.52 8.97 7.32 6.82
568 May-2005 7.52 8.97 7.32 6.78
569 Jun-2005 7.52 8.97 7.32 6.78
570 Jul-2005 7.52 8.97 7.32 6.70
571 Aug-2005 7.52 8.97 7.32 6.70
572 Sep-2005 7.52 8.97 7.32 6.68
573 Oct-2005 7.52 8.97 7.32 6.72
574 Nov-2005 7.52 8.97 7.32 6.72
575 Dec-2005 7.52 8.97 7.32 6.72
576 Jan-2006 7.55 8.97 7.32 6.72
577 Feb-2006 7.55 8.97 7.32 6.64
578 Mar-2006 7.55 8.97 7.32 6.64
579 Apr-2006 7.55 8.97 7.32 6.68
580 May-2006 7.80 9.22 7.57 6.93
581 Jun-2006 7.80 9.22 7.57 6.93
582 Jul-2006 7.80 9.22 7.57 6.97
583 Aug-2006 8.05 9.47 7.82 7.22
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A B C D E F
2 occupier
7
8
584 Sep-2006 8.05 9.47 7.82 7.22
585 Oct-2006 8.05 9.47 7.82 7.22
586 Nov-2006 8.30 9.72 8.07 7.43
587 Dec-2006 8.30 9.72 8.07 7.47
588 Jan-2007 8.30 9.72 8.07 7.47
589 Feb-2007 8.30 9.72 8.07 7.47
590 Mar-2007 8.30 9.72 8.07 7.47
591 Apr-2007 8.30 9.72 8.07 7.47
592 May-2007 8.30 9.72 8.07 7.47
593 Jun-2007 8.30 9.72 8.07 7.47
594 Jul-2007 8.30 9.72 8.07 7.47
595 Aug-2007 8.55 9.97 8.32 7.72
596 Sep-2007 8.55 9.97 8.32 7.72
597 Oct-2007 8.57 9.99 8.32 7.72
598 Nov-2007 8.82 10.28 8.57 7.97
599 Dec-2007 8.97 10.43 8.57 7.97
600 Jan-2008 9.07 10.53 8.72 8.10
601 Feb-2008 9.36 10.85 8.99 8.33
602 Mar-2008 9.72 11.21 9.34 8.70
603 Apr-2008 9.86 11.35 9.44 8.82
604 May-2008 9.89 11.37 9.46 8.84
605 Jun-2008 9.99 11.47 9.46 8.84
606 Jul-2008 10.10 11.58 9.62 8.96
607 Aug-2008 10.10 11.58 9.62 8.96
608 Sep-2008 9.97 11.46 9.36 8.76
609 Oct-2008 9.41 10.93 8.34 7.70
610 Nov-2008 9.21 10.73 7.73 7.09
611 Dec-2008 8.35 9.93 6.84 6.20
612 Jan-2009 8.28 9.93 6.84 6.20
613 Feb-2009 7.28 8.93 5.84 5.18
614 Mar-2009 7.22 8.93 5.84 5.18
615 Apr-2009 7.08 8.81 5.76 5.12
616 May-2009 7.08 8.81 5.76 5.12
617 Jun-2009 7.11 8.81 5.78 5.14
618 Jul-2009 7.11 8.81 5.78 5.14
619 Aug-2009 7.11 8.81 5.78 5.14
620 Sep-2009 7.11 8.81 5.78 5.14
621 Oct-2009 7.36 9.06 6.03 5.39
622 Nov-2009 7.55 9.25 6.28 5.64
623 Dec-2009 7.84 9.56 6.64 6.00
624 Jan-2010 7.84 9.56 6.64 6.00
625 Feb-2010 7.84 9.56 6.64 6.00
626 Mar-2010 8.09 9.81 6.89 6.25
627 Apr-2010 8.34 10.06 7.14 6.50
05/19/2024 12:51:36 Page 14

A B C D E F
2 occupier
7
8
628 May-2010 8.59 10.31 7.39 6.75
629 Jun-2010 8.59 10.31 7.39 6.75
630 Jul-2010 8.59 10.31 7.39 6.75
631 Aug-2010 8.59 10.31 7.39 6.75
632 Sep-2010 8.59 10.31 7.39 6.75
633 Oct-2010 8.59 10.31 7.39 6.75
634 Nov-2010 8.99 10.67 7.79 7.15
635 Dec-2010 8.99 10.67 7.79 7.15
636 Jan-2011 8.99 10.67 7.79 7.15
637 Feb-2011 8.99 10.67 7.79 7.11
638 Mar-2011 8.99 10.67 7.79 7.11
639 Apr-2011 8.99 10.67 7.79 7.09
640 May-2011 8.99 10.67 7.79 7.08
641 Jun-2011 8.99 10.67 7.79 7.04
05/19/2024 12:51:36 Page 15

A G H I J K
Title Lending rates; Lending rates; Lending rates; Lending rates; Lending rates;
Housing loans; Housing loans; Housing loans; Housing loans; Housing loans;
Banks; 3-year fixed; Banks; Variable; Banks; Variable; Banks; Variable; Banks; 3-year fixed;
Owner-occupier Standard; Investor Discounted; Investor Standard interest- Investor
only; Investor
2
3 Description Lending rates; HousinLending rates; HousinLending rates; HousinLending rates; HousinLending rates; Housin
7
8
364 May-1988
365 Jun-1988
366 Jul-1988
367 Aug-1988
368 Sep-1988
369 Oct-1988
370 Nov-1988
371 Dec-1988
372 Jan-1989
373 Feb-1989
374 Mar-1989
375 Apr-1989
376 May-1989
377 Jun-1989
378 Jul-1989
379 Aug-1989
380 Sep-1989
381 Oct-1989
382 Nov-1989
383 Dec-1989
384 Jan-1990
385 Feb-1990
386 Mar-1990
387 Apr-1990
388 May-1990
389 Jun-1990
390 Jul-1990
391 Aug-1990
392 Sep-1990 15.50
393 Oct-1990 15.13
394 Nov-1990 14.58
395 Dec-1990 14.52
396 Jan-1991 14.25
397 Feb-1991 14.33
398 Mar-1991 14.33
399 Apr-1991 14.17
400 May-1991 14.08
401 Jun-1991 13.67
402 Jul-1991 13.50
403 Aug-1991 13.50
404 Sep-1991 13.50
405 Oct-1991 13.08
406 Nov-1991 13.08
407 Dec-1991 12.75
05/19/2024 12:51:36 Page 16

A G H I J K
only; Investor
2
7
8
408 Jan-1992 12.33
409 Feb-1992 12.33
410 Mar-1992 12.17
411 Apr-1992 12.17
412 May-1992 11.58
413 Jun-1992 11.58
414 Jul-1992 10.45
415 Aug-1992 10.38
416 Sep-1992 10.50
417 Oct-1992 10.50
418 Nov-1992 10.50
419 Dec-1992 10.50
420 Jan-1993 10.50
421 Feb-1993 10.49
422 Mar-1993 10.53
423 Apr-1993 10.22
424 May-1993 9.84
425 Jun-1993 9.71
426 Jul-1993 9.51
427 Aug-1993 9.10
428 Sep-1993 8.94
429 Oct-1993 8.92
430 Nov-1993 8.91
431 Dec-1993 8.90
432 Jan-1994 8.82
433 Feb-1994 8.75
434 Mar-1994 8.74
435 Apr-1994 9.13
436 May-1994 9.26
437 Jun-1994 9.52
438 Jul-1994 10.17
439 Aug-1994 10.24
440 Sep-1994 10.46
441 Oct-1994 10.53
442 Nov-1994 10.71
443 Dec-1994 11.47
444 Jan-1995 11.69
445 Feb-1995 11.54
446 Mar-1995 11.31
447 Apr-1995 11.00
448 May-1995 10.23
449 Jun-1995 9.74
450 Jul-1995 9.79
451 Aug-1995 9.82
05/19/2024 12:51:36 Page 17

A G H I J K
only; Investor
2
7
8
452 Sep-1995 9.56
453 Oct-1995 9.43
454 Nov-1995 9.56
455 Dec-1995 9.50
456 Jan-1996 9.50
457 Feb-1996 9.38
458 Mar-1996 9.39
459 Apr-1996 9.57
460 May-1996 9.56
461 Jun-1996 9.59
462 Jul-1996 9.59
463 Aug-1996 9.11
464 Sep-1996 8.76
465 Oct-1996 8.62
466 Nov-1996 8.47
467 Dec-1996 8.40
468 Jan-1997 8.24
469 Feb-1997 8.14
470 Mar-1997 8.21
471 Apr-1997 8.29
472 May-1997 8.31
473 Jun-1997 7.68
474 Jul-1997 7.31
475 Aug-1997 7.22
476 Sep-1997 7.07
477 Oct-1997 6.98
478 Nov-1997 6.98
479 Dec-1997 6.98
480 Jan-1998 6.66
481 Feb-1998 6.78
482 Mar-1998 6.81
483 Apr-1998 6.77
484 May-1998 6.73
485 Jun-1998 6.85
486 Jul-1998 6.85
487 Aug-1998 6.83
488 Sep-1998 6.64
489 Oct-1998 6.48
490 Nov-1998 6.48
491 Dec-1998 6.44
492 Jan-1999 6.44
493 Feb-1999 6.40
494 Mar-1999 6.63
495 Apr-1999 6.64
05/19/2024 12:51:36 Page 18

A G H I J K
only; Investor
2
7
8
496 May-1999 6.76
497 Jun-1999 6.98
498 Jul-1999 6.94
499 Aug-1999 7.15
500 Sep-1999 7.30
501 Oct-1999 7.50
502 Nov-1999 7.53
503 Dec-1999 7.44
504 Jan-2000 7.72
505 Feb-2000 7.96
506 Mar-2000 7.88
507 Apr-2000 7.86
508 May-2000 7.90
509 Jun-2000 7.75
510 Jul-2000 7.62
511 Aug-2000 7.71
512 Sep-2000 7.72
513 Oct-2000 7.70
514 Nov-2000 7.65
515 Dec-2000 7.25
516 Jan-2001 6.93
517 Feb-2001 6.70
518 Mar-2001 6.39
519 Apr-2001 6.37
520 May-2001 6.49
521 Jun-2001 6.57
522 Jul-2001 6.80
523 Aug-2001 6.78
524 Sep-2001 6.65
525 Oct-2001 6.31
526 Nov-2001 5.94
527 Dec-2001 5.98
528 Jan-2002 6.31
529 Feb-2002 6.38
530 Mar-2002 6.62
531 Apr-2002 6.85
532 May-2002 6.79
533 Jun-2002 6.91
534 Jul-2002 6.75
535 Aug-2002 6.57
536 Sep-2002 6.41
537 Oct-2002 6.39
538 Nov-2002 6.39
539 Dec-2002 6.39
05/19/2024 12:51:36 Page 19

A G H I J K
only; Investor
2
7
8
540 Jan-2003 6.37
541 Feb-2003 6.17
542 Mar-2003 6.09
543 Apr-2003 6.09
544 May-2003 6.09
545 Jun-2003 5.90
546 Jul-2003 5.94
547 Aug-2003 6.15
548 Sep-2003 6.39
549 Oct-2003 6.55
550 Nov-2003 6.98
551 Dec-2003 7.15
552 Jan-2004 7.06
553 Feb-2004 6.98
554 Mar-2004 6.97
555 Apr-2004 6.97
556 May-2004 6.97
557 Jun-2004 6.95
558 Jul-2004 6.95
559 Aug-2004 6.95
560 Sep-2004 6.84
561 Oct-2004 6.68
562 Nov-2004 6.66
563 Dec-2004 6.60
564 Jan-2005 6.60
565 Feb-2005 6.75
566 Mar-2005 6.92
567 Apr-2005 6.92
568 May-2005 6.86
569 Jun-2005 6.86
570 Jul-2005 6.86
571 Aug-2005 6.86
572 Sep-2005 6.56
573 Oct-2005 6.56
574 Nov-2005 6.66
575 Dec-2005 6.72
576 Jan-2006 6.69
577 Feb-2006 6.69
578 Mar-2006 6.65
579 Apr-2006 6.83
580 May-2006 7.01
581 Jun-2006 7.05
582 Jul-2006 7.20
583 Aug-2006 7.32
05/19/2024 12:51:36 Page 20

A G H I J K
only; Investor
2
7
8
584 Sep-2006 7.27
585 Oct-2006 7.24
586 Nov-2006 7.23
587 Dec-2006 7.26
588 Jan-2007 7.30
589 Feb-2007 7.30
590 Mar-2007 7.30
591 Apr-2007 7.45
592 May-2007 7.44
593 Jun-2007 7.51
594 Jul-2007 7.69
595 Aug-2007 7.81
596 Sep-2007 7.76
597 Oct-2007 7.83
598 Nov-2007 8.19
599 Dec-2007 8.35
600 Jan-2008 8.47
601 Feb-2008 8.72
602 Mar-2008 8.95
603 Apr-2008 8.97
604 May-2008 8.97
605 Jun-2008 9.30
606 Jul-2008 9.42
607 Aug-2008 8.89
608 Sep-2008 8.48
609 Oct-2008 7.29
610 Nov-2008 6.91
611 Dec-2008 6.25
612 Jan-2009 5.83
613 Feb-2009 5.67
614 Mar-2009 5.59
615 Apr-2009 5.87
616 May-2009 6.06
617 Jun-2009 6.52
618 Jul-2009 6.52
619 Aug-2009 7.01
620 Sep-2009 7.14
621 Oct-2009 7.62
622 Nov-2009 7.62
623 Dec-2009 7.62
624 Jan-2010 7.70
625 Feb-2010 7.70
626 Mar-2010 7.73
627 Apr-2010 7.78
05/19/2024 12:51:36 Page 21

A G H I J K
only; Investor
2
7
8
628 May-2010 7.77
629 Jun-2010 7.54
630 Jul-2010 7.48
631 Aug-2010 7.14
632 Sep-2010 7.47
633 Oct-2010 7.44
634 Nov-2010 7.34
635 Dec-2010 7.34
636 Jan-2011 7.42
637 Feb-2011 7.52
638 Mar-2011 7.41
639 Apr-2011 7.41
640 May-2011 7.41
641 Jun-2011 7.37
05/19/2024 12:51:36 Page 22

A L M N O P
Title Lending rates; Lending rates; Lending rates; Small Lending rates; Small Lending rates; Small
Personal loans; Personal loans; business; Variable; business; Variable; business; Variable;
Revolving credit; Revolving credit; Other; Term Residential-secured; Small overdraft
Credit cards; Credit cards; Low Overdraft
Standard rate
2
3 Description Lending rates; PersonLending rates; PersonLending rates; Small Lending rates; Small Lending rates; Small
7
8
188 Sep-1973
189 Oct-1973
190 Nov-1973
191 Dec-1973
192 Jan-1974
193 Feb-1974
194 Mar-1974
195 Apr-1974
196 May-1974
197 Jun-1974
198 Jul-1974
199 Aug-1974
200 Sep-1974
201 Oct-1974
202 Nov-1974
203 Dec-1974
204 Jan-1975
205 Feb-1975
206 Mar-1975
207 Apr-1975
208 May-1975
209 Jun-1975
210 Jul-1975
211 Aug-1975
212 Sep-1975
213 Oct-1975
214 Nov-1975
215 Dec-1975
216 Jan-1976
217 Feb-1976 10.40
218 Mar-1976 10.40
219 Apr-1976 10.40
220 May-1976 10.40
221 Jun-1976 10.40
222 Jul-1976 10.40
223 Aug-1976 10.40
224 Sep-1976 10.40
225 Oct-1976 10.40
226 Nov-1976 10.40
227 Dec-1976 10.40
228 Jan-1977 10.40
229 Feb-1977 10.40
230 Mar-1977 10.40
231 Apr-1977 10.40
05/19/2024 12:51:36 Page 23

A L M N O P
Standard rate
2
7
8
232 May-1977 10.40
233 Jun-1977 10.40
234 Jul-1977 10.40
235 Aug-1977 10.40
236 Sep-1977 10.40
237 Oct-1977 10.40
238 Nov-1977 10.40
239 Dec-1977 10.40
240 Jan-1978 10.40
241 Feb-1978 10.40
242 Mar-1978 10.40
243 Apr-1978 10.40
244 May-1978 10.40
245 Jun-1978 10.40
246 Jul-1978 10.40
247 Aug-1978 10.40
248 Sep-1978 10.40
249 Oct-1978 10.40
250 Nov-1978 10.25
251 Dec-1978 10.00
252 Jan-1979 10.00
253 Feb-1979 10.00
254 Mar-1979 10.00
255 Apr-1979 10.00
256 May-1979 10.00
257 Jun-1979 10.00
258 Jul-1979 10.00
259 Aug-1979 10.00
260 Sep-1979 10.00
261 Oct-1979 10.00
262 Nov-1979 10.00
263 Dec-1979 10.00
264 Jan-1980 10.00
265 Feb-1980 10.00
266 Mar-1980 10.30
267 Apr-1980 10.50
268 May-1980 10.50
269 Jun-1980 10.50
270 Jul-1980 10.50
271 Aug-1980 10.50
272 Sep-1980 10.50
273 Oct-1980 10.50
274 Nov-1980 10.50
275 Dec-1980 11.70
05/19/2024 12:51:36 Page 24

A L M N O P
Standard rate
2
7
8
276 Jan-1981 11.70
277 Feb-1981 11.70
278 Mar-1981 12.00
279 Apr-1981 12.50
280 May-1981 12.50
281 Jun-1981 12.50
282 Jul-1981 12.50
283 Aug-1981 13.50
284 Sep-1981 13.50
285 Oct-1981 13.50
286 Nov-1981 13.50
287 Dec-1981 13.50
288 Jan-1982 13.50
289 Feb-1982 13.50
290 Mar-1982 14.20
291 Apr-1982 14.50
292 May-1982 14.50
293 Jun-1982 14.50
294 Jul-1982 14.50
295 Aug-1982 14.50
296 Sep-1982 14.50
297 Oct-1982 14.50
298 Nov-1982 14.50
299 Dec-1982 14.50
300 Jan-1983 14.00
301 Feb-1983 13.60
302 Mar-1983 13.60
303 Apr-1983 13.60
304 May-1983 13.60
305 Jun-1983 13.60
306 Jul-1983 13.60
307 Aug-1983 13.60
308 Sep-1983 13.60
309 Oct-1983 13.60
310 Nov-1983 13.60
311 Dec-1983 13.60
312 Jan-1984 13.45
313 Feb-1984 13.45
314 Mar-1984 13.60
315 Apr-1984 13.60
316 May-1984 13.60
317 Jun-1984 13.60
318 Jul-1984 13.60
319 Aug-1984 13.60
05/19/2024 12:51:36 Page 25

A L M N O P
Standard rate
2
7
8
320 Sep-1984 13.60
321 Oct-1984 13.60
322 Nov-1984 13.60
323 Dec-1984 13.60
324 Jan-1985 13.75
325 Feb-1985 13.75
326 Mar-1985 13.80
327 Apr-1985 14.25
328 May-1985 14.25
329 Jun-1985 15.00
330 Jul-1985 15.25
331 Aug-1985 15.75
332 Sep-1985 16.25
333 Oct-1985 16.25
334 Nov-1985 16.75
335 Dec-1985 17.80
336 Jan-1986 17.80
337 Feb-1986 18.10
338 Mar-1986 18.10
339 Apr-1986 18.10
340 May-1986 17.75
341 Jun-1986 17.40
342 Jul-1986 17.25
343 Aug-1986 18.00
344 Sep-1986 18.75
345 Oct-1986 18.75
346 Nov-1986 18.75
347 Dec-1986 18.30
348 Jan-1987 18.00
349 Feb-1987 18.40
350 Mar-1987 18.50
351 Apr-1987 18.00
352 May-1987 17.30
353 Jun-1987 16.85
354 Jul-1987 16.50
355 Aug-1987 15.80
356 Sep-1987 15.30
357 Oct-1987 14.70
358 Nov-1987 14.70
359 Dec-1987 14.70
360 Jan-1988 14.30
361 Feb-1988 14.30
362 Mar-1988 14.20
363 Apr-1988 14.25
05/19/2024 12:51:36 Page 26

A L M N O P
Standard rate
2
7
8
364 May-1988 14.50
365 Jun-1988 15.25
366 Jul-1988 15.00
367 Aug-1988 15.00
368 Sep-1988 15.50
369 Oct-1988 15.75
370 Nov-1988 16.50
371 Dec-1988 16.70
372 Jan-1989 17.20
373 Feb-1989 18.30
374 Mar-1989 18.50
375 Apr-1989 18.75
376 May-1989 19.70
377 Jun-1989 19.75
378 Jul-1989 20.40
379 Aug-1989 20.40
380 Sep-1989 20.50
381 Oct-1989 20.50
382 Nov-1989 20.50
383 Dec-1989 20.50
384 Jan-1990 22.72 20.50
385 Feb-1990 23.08 20.10
386 Mar-1990 23.08 20.00
387 Apr-1990 23.43 19.00
388 May-1990 23.43 18.70
389 Jun-1990 23.43 18.70
390 Jul-1990 23.43 18.40
391 Aug-1990 23.55 17.60
392 Sep-1990 23.55 17.00
393 Oct-1990 23.55 16.00
394 Nov-1990 23.55 16.00
395 Dec-1990 23.55 16.00
396 Jan-1991 23.55 15.50
397 Feb-1991 23.36 15.50
398 Mar-1991 23.36 15.50
399 Apr-1991 23.36 15.00
400 May-1991 23.36 14.60
401 Jun-1991 23.36 14.35
402 Jul-1991 23.03 14.35
403 Aug-1991 23.03 14.35
404 Sep-1991 23.03 13.50
405 Oct-1991 23.03 13.50
406 Nov-1991 23.03 12.70
407 Dec-1991 22.30 12.50
05/19/2024 12:51:36 Page 27

A L M N O P
Standard rate
2
7
8
408 Jan-1992 22.30 12.20
409 Feb-1992 22.30 11.75
410 Mar-1992 22.30 11.95
411 Apr-1992 22.30 11.95
412 May-1992 22.30 11.60
413 Jun-1992 22.30 10.90
414 Jul-1992 21.42 10.90
415 Aug-1992 20.47 10.25
416 Sep-1992 20.26 10.30
417 Oct-1992 19.51 10.30
418 Nov-1992 19.51 10.30
419 Dec-1992 19.51 10.30
420 Jan-1993 19.51 10.30
421 Feb-1993 19.51 10.30
422 Mar-1993 19.51 10.30
423 Apr-1993 19.51 9.90
424 May-1993 19.30 9.80
425 Jun-1993 19.30 9.75
426 Jul-1993 18.81 9.75
427 Aug-1993 18.38 9.30
428 Sep-1993 18.38 9.30
429 Oct-1993 18.38 9.30
430 Nov-1993 16.22 9.30
431 Dec-1993 15.43 9.30
432 Jan-1994 14.55 9.30
433 Feb-1994 14.55 9.30
434 Mar-1994 14.55 9.30
435 Apr-1994 14.55 9.30
436 May-1994 14.43 9.30
437 Jun-1994 14.43 9.30
438 Jul-1994 14.43 9.30
439 Aug-1994 14.43 9.30
440 Sep-1994 14.43 9.60
441 Oct-1994 14.43 9.75
442 Nov-1994 14.43 10.20
443 Dec-1994 15.44 10.65
444 Jan-1995 16.31 11.20
445 Feb-1995 16.81 11.20
446 Mar-1995 16.81 11.10
447 Apr-1995 16.81 11.10
448 May-1995 16.81 11.10
449 Jun-1995 16.81 11.10
450 Jul-1995 16.81 11.10
451 Aug-1995 16.81 11.10
05/19/2024 12:51:36 Page 28

A L M N O P
Standard rate
2
7
8
452 Sep-1995 16.81 11.10
453 Oct-1995 16.81 11.10
454 Nov-1995 16.81 11.10
455 Dec-1995 16.81 11.15
456 Jan-1996 16.81 11.20
457 Feb-1996 16.81 11.25
458 Mar-1996 16.81 11.25
459 Apr-1996 16.81 11.85 11.25
460 May-1996 16.81 11.85 11.25
461 Jun-1996 16.81 11.85 11.25
462 Jul-1996 16.81 11.25 11.25
463 Aug-1996 16.81 10.75 10.75
464 Sep-1996 16.75 10.75 10.75
465 Oct-1996 16.75 10.75 10.75
466 Nov-1996 16.48 10.75 10.75
467 Dec-1996 16.20 9.95 10.25
468 Jan-1997 15.95 9.45 9.75
469 Feb-1997 15.95 8.50 9.75
470 Mar-1997 15.95 8.50 9.75
471 Apr-1997 15.95 8.00 9.75
472 May-1997 15.95 7.90 9.75
473 Jun-1997 15.95 7.80 9.50
474 Jul-1997 15.83 7.70 9.25
475 Aug-1997 15.55 7.60 9.25
476 Sep-1997 15.30 7.20 8.75
477 Oct-1997 15.30 7.20 8.75
478 Nov-1997 15.30 7.20 8.75
479 Dec-1997 15.30 7.20 8.75
480 Jan-1998 15.30 7.20 8.75
481 Feb-1998 15.30 7.20 8.75
482 Mar-1998 15.30 7.46 7.20 9.03
483 Apr-1998 15.30 7.46 7.20 8.78
484 May-1998 15.30 7.46 7.37 8.33
485 Jun-1998 15.30 7.46 7.37 8.33
486 Jul-1998 15.30 7.46 7.37 8.33
487 Aug-1998 15.30 7.46 7.37 8.33
488 Sep-1998 15.30 7.46 7.37 8.33
489 Oct-1998 15.30 7.46 7.37 8.33
490 Nov-1998 15.30 7.46 7.37 8.33
491 Dec-1998 15.30 7.22 7.19 8.22
492 Jan-1999 15.30 7.15 7.19 8.22
493 Feb-1999 15.30 7.15 7.19 8.22
494 Mar-1999 15.30 7.15 7.19 8.22
495 Apr-1999 15.30 7.06 7.19 8.22
05/19/2024 12:51:36 Page 29

A L M N O P
Standard rate
2
7
8
496 May-1999 15.30 7.06 7.19 8.22
497 Jun-1999 15.30 7.06 7.19 8.22
498 Jul-1999 15.30 7.06 7.19 8.22
499 Aug-1999 15.30 7.06 7.19 8.22
500 Sep-1999 15.30 7.06 7.19 8.22
501 Oct-1999 15.30 7.06 7.19 8.22
502 Nov-1999 15.30 7.31 7.38 8.34
503 Dec-1999 15.30 7.37 7.44 8.41
504 Jan-2000 15.30 7.37 7.51 8.47
505 Feb-2000 15.49 7.79 8.01 8.97
506 Mar-2000 15.49 7.81 8.03 8.97
507 Apr-2000 16.10 8.06 8.28 9.22
508 May-2000 16.30 8.37 8.53 9.53
509 Jun-2000 16.30 8.37 8.53 9.53
510 Jul-2000 16.44 8.41 8.56 9.58
511 Aug-2000 16.64 8.67 8.83 9.85
512 Sep-2000 16.64 8.70 8.83 9.88
513 Oct-2000 16.70 8.70 8.83 9.88
514 Nov-2000 16.70 8.70 8.83 9.88
515 Dec-2000 16.70 8.70 8.83 9.88
516 Jan-2001 16.70 8.70 8.83 9.88
517 Feb-2001 16.45 8.45 8.48 9.63
518 Mar-2001 16.39 7.97 8.14 9.16
519 Apr-2001 16.14 7.72 7.77 8.91
520 May-2001 16.01 7.47 7.64 8.66
521 Jun-2001 16.01 7.47 7.64 8.66
522 Jul-2001 16.01 7.47 7.64 8.66
523 Aug-2001 16.01 7.47 7.64 8.66
524 Sep-2001 15.95 7.29 7.35 8.48
525 Oct-2001 15.89 7.13 7.17 8.35
526 Nov-2001 15.83 7.07 7.17 8.29
527 Dec-2001 15.64 6.94 7.04 8.16
528 Jan-2002 15.51 6.88 7.04 8.10
529 Feb-2002 15.51 6.83 7.04 8.10
530 Mar-2002 15.51 6.83 7.04 8.10
531 Apr-2002 15.51 6.83 7.04 8.10
532 May-2002 15.76 7.08 7.29 8.35
533 Jun-2002 16.01 7.33 7.54 8.60
534 Jul-2002 16.01 7.33 7.54 8.60
535 Aug-2002 16.01 7.33 7.54 8.60
536 Sep-2002 16.01 7.33 7.54 8.60
537 Oct-2002 16.01 7.33 7.54 8.60
538 Nov-2002 16.01 7.33 7.54 8.60
539 Dec-2002 16.01 7.33 7.54 8.60
05/19/2024 12:51:36 Page 30

A L M N O P
Standard rate
2
7
8
540 Jan-2003 16.01 7.33 7.54 8.60
541 Feb-2003 16.01 7.33 7.54 8.60
542 Mar-2003 16.01 7.33 7.54 8.60
543 Apr-2003 16.01 7.33 7.54 8.60
544 May-2003 16.01 7.37 7.54 8.60
545 Jun-2003 16.01 7.37 7.54 8.60
546 Jul-2003 16.01 7.37 7.54 8.60
547 Aug-2003 16.01 7.37 7.54 8.60
548 Sep-2003 16.01 7.37 7.54 8.60
549 Oct-2003 16.01 7.37 7.54 8.60
550 Nov-2003 16.26 10.72 7.62 7.73 8.79
551 Dec-2003 16.51 10.72 7.87 8.04 9.10
552 Jan-2004 16.51 10.76 7.87 8.04 9.10
553 Feb-2004 16.51 10.86 7.87 8.04 9.10
554 Mar-2004 16.51 10.96 7.87 8.04 9.10
555 Apr-2004 16.51 10.96 7.87 8.04 9.10
556 May-2004 16.51 10.96 7.87 8.04 9.10
557 Jun-2004 16.51 10.96 7.87 8.04 9.10
558 Jul-2004 16.51 10.96 7.87 8.04 9.10
559 Aug-2004 16.51 10.96 7.87 8.04 9.10
560 Sep-2004 16.51 10.96 7.87 8.04 9.10
561 Oct-2004 16.51 10.91 7.87 8.04 9.10
562 Nov-2004 16.51 10.91 7.87 8.04 9.10
563 Dec-2004 16.51 10.91 7.87 8.04 9.10
564 Jan-2005 16.51 10.91 7.87 8.04 9.10
565 Feb-2005 16.51 10.91 7.87 8.04 9.10
566 Mar-2005 16.80 10.98 8.12 8.29 9.35
567 Apr-2005 16.80 11.01 8.12 8.29 9.35
568 May-2005 16.80 11.10 8.12 8.29 9.35
569 Jun-2005 16.80 11.12 8.12 8.29 9.35
570 Jul-2005 16.80 11.12 8.12 8.29 9.35
571 Aug-2005 16.80 11.12 8.12 8.29 9.35
572 Sep-2005 16.80 11.12 8.12 8.29 9.35
573 Oct-2005 16.80 11.09 8.12 8.29 9.35
574 Nov-2005 16.80 11.09 8.12 8.29 9.35
575 Dec-2005 16.80 11.09 8.12 8.29 9.35
576 Jan-2006 16.80 10.94 8.14 8.29 9.35
577 Feb-2006 16.80 10.94 8.14 8.29 9.35
578 Mar-2006 16.80 10.94 8.14 8.29 9.35
579 Apr-2006 16.80 10.94 8.14 8.29 9.35
580 May-2006 17.07 10.86 8.39 8.54 9.60
581 Jun-2006 17.07 10.88 8.39 8.54 9.60
582 Jul-2006 17.07 10.74 8.39 8.54 9.60
583 Aug-2006 17.32 10.84 8.64 8.79 9.85
05/19/2024 12:51:36 Page 31

A L M N O P
Standard rate
2
7
8
584 Sep-2006 17.32 10.84 8.64 8.79 9.85
585 Oct-2006 17.32 10.93 8.64 8.79 9.85
586 Nov-2006 17.64 11.03 8.89 9.04 10.10
587 Dec-2006 17.64 11.03 8.89 9.04 10.10
588 Jan-2007 17.64 11.13 8.89 9.04 10.10
589 Feb-2007 17.64 11.10 8.89 9.04 10.10
590 Mar-2007 17.64 11.13 8.89 9.04 10.10
591 Apr-2007 17.64 11.16 8.89 9.04 10.10
592 May-2007 17.78 11.16 8.89 9.04 10.10
593 Jun-2007 17.78 11.16 8.89 9.04 10.10
594 Jul-2007 17.78 11.16 8.89 9.04 10.10
595 Aug-2007 18.12 11.21 9.14 9.29 10.35
596 Sep-2007 18.14 11.24 9.14 9.29 10.35
597 Oct-2007 18.18 11.41 9.17 9.32 10.38
598 Nov-2007 18.57 11.63 9.42 9.61 10.63
599 Dec-2007 18.57 11.81 9.57 9.76 10.77
600 Jan-2008 18.57 11.81 9.67 9.86 10.88
601 Feb-2008 18.99 12.00 9.95 10.17 11.19
602 Mar-2008 19.52 12.36 10.31 10.53 11.55
603 Apr-2008 19.52 12.58 10.46 10.67 11.69
604 May-2008 19.52 12.63 10.48 10.70 11.72
605 Jun-2008 19.52 12.69 10.58 10.80 11.82
606 Jul-2008 19.66 12.68 10.69 10.91 11.93
607 Aug-2008 19.92 12.73 10.69 10.91 11.93
608 Sep-2008 19.92 12.68 10.57 10.78 11.80
609 Oct-2008 19.75 12.64 10.01 10.22 11.27
610 Nov-2008 19.35 12.48 9.81 10.02 11.07
611 Dec-2008 18.95 12.23 9.01 9.16 10.27
612 Jan-2009 18.67 11.98 9.01 9.10 10.27
613 Feb-2009 18.03 11.89 8.01 8.09 9.27
614 Mar-2009 18.03 11.84 8.01 8.03 9.27
615 Apr-2009 17.96 11.77 7.90 7.90 9.16
616 May-2009 17.96 11.75 7.90 7.90 9.16
617 Jun-2009 17.96 11.70 7.90 7.92 9.16
618 Jul-2009 17.96 11.66 7.90 7.92 9.16
619 Aug-2009 17.96 11.66 7.90 7.92 9.16
620 Sep-2009 17.96 11.66 7.90 7.92 9.16
621 Oct-2009 18.17 11.79 8.15 8.11 9.41
622 Nov-2009 18.52 11.98 8.33 8.36 9.60
623 Dec-2009 18.70 12.38 8.59 8.70 9.91
624 Jan-2010 18.77 12.42 8.59 8.70 9.91
625 Feb-2010 18.77 12.46 8.59 8.70 9.91
626 Mar-2010 19.02 12.71 8.84 8.95 10.16
627 Apr-2010 19.27 12.90 9.09 9.20 10.41
05/19/2024 12:51:36 Page 32

A L M N O P
Standard rate
2
7
8
628 May-2010 19.52 13.03 9.34 9.45 10.66
629 Jun-2010 19.52 13.09 9.34 9.45 10.66
630 Jul-2010 19.52 13.09 9.34 9.45 10.66
631 Aug-2010 19.52 13.09 9.34 9.45 10.66
632 Sep-2010 19.52 13.11 9.34 9.45 10.66
633 Oct-2010 19.52 13.11 9.34 9.45 10.66
634 Nov-2010 19.77 13.28 9.70 9.86 11.01
635 Dec-2010 19.77 13.32 9.70 9.86 11.01
636 Jan-2011 19.77 13.32 9.70 9.86 11.01
637 Feb-2011 19.77 13.32 9.70 9.86 11.01
638 Mar-2011 19.77 13.40 9.70 9.86 11.01
639 Apr-2011 19.77 13.40 9.70 9.86 11.01
640 May-2011 19.77 13.40 9.70 9.86 11.01
641 Jun-2011 19.77 13.40 9.70 9.86 11.01
05/19/2024 12:51:36 Page 33

A Q R S T U
Title Lending rates; Small Lending rates; Small Lending rates; Large Lending rates; Large Lending rates;
business; Variable; business; 3-year business; Weighted- business; Weighted- Personal loans;
Weighted-average fixed average rate on average rate on Term loans
rate on credit credit outstanding; credit outstanding; (unsecured); Fixed
outstanding Variable Bills
2
3 Description Lending rates; Small Lending rates; Small Lending rates; Large Lending rates; Large Lending rates; Person
7
8
9 Source APRA RBA APRA APRA RBA
232 May-1977
233 Jun-1977
234 Jul-1977
235 Aug-1977
236 Sep-1977
237 Oct-1977
238 Nov-1977
239 Dec-1977
240 Jan-1978
241 Feb-1978
242 Mar-1978
243 Apr-1978
244 May-1978
245 Jun-1978
246 Jul-1978
247 Aug-1978
248 Sep-1978
249 Oct-1978
250 Nov-1978
251 Dec-1978 11.00
252 Jan-1979 11.00
253 Feb-1979 11.00
254 Mar-1979 11.00
255 Apr-1979 11.00
256 May-1979 11.00
257 Jun-1979 11.00
258 Jul-1979 11.00
259 Aug-1979 11.00
260 Sep-1979 11.00
261 Oct-1979 11.00
262 Nov-1979 11.00
263 Dec-1979 11.00
264 Jan-1980 11.20
265 Feb-1980 11.25
266 Mar-1980 11.30
267 Apr-1980 12.30
268 May-1980 12.50
269 Jun-1980 12.50
270 Jul-1980 12.50
271 Aug-1980 12.50
272 Sep-1980 12.50
273 Oct-1980 12.50
274 Nov-1980 12.50
275 Dec-1980 13.00
05/19/2024 12:51:36 Page 34

A Q R S T U
2
7
8
276 Jan-1981 13.50
277 Feb-1981 13.50
278 Mar-1981 14.25
279 Apr-1981 14.25
280 May-1981 15.00
281 Jun-1981 15.00
282 Jul-1981 15.75
283 Aug-1981 15.75
284 Sep-1981 15.75
285 Oct-1981 15.75
286 Nov-1981 15.75
287 Dec-1981 15.75
288 Jan-1982 16.20
289 Feb-1982 16.40
290 Mar-1982 16.40
291 Apr-1982 17.50
292 May-1982 17.50
293 Jun-1982 17.50
294 Jul-1982 17.50
295 Aug-1982 17.50
296 Sep-1982 17.50
297 Oct-1982 16.50
298 Nov-1982 16.50
299 Dec-1982 15.50
300 Jan-1983 14.50
301 Feb-1983 14.00
302 Mar-1983 16.00
303 Apr-1983 16.00
304 May-1983 15.00
305 Jun-1983 16.00
306 Jul-1983 15.00
307 Aug-1983 14.50
308 Sep-1983 14.00
309 Oct-1983 13.50
310 Nov-1983 13.25
311 Dec-1983 12.25
312 Jan-1984 11.90
313 Feb-1984 12.70
314 Mar-1984 14.50
315 Apr-1984 15.25
316 May-1984 15.10
317 Jun-1984 14.60
318 Jul-1984 14.50
319 Aug-1984 14.00
05/19/2024 12:51:36 Page 35

A Q R S T U
2
7
8
320 Sep-1984 13.00
321 Oct-1984 13.00
322 Nov-1984 13.00
323 Dec-1984 13.50
324 Jan-1985 14.25
325 Feb-1985 14.55
326 Mar-1985 15.85
327 Apr-1985 16.60
328 May-1985 16.85
329 Jun-1985 17.75
330 Jul-1985 17.50
331 Aug-1985 17.75
332 Sep-1985 18.50
333 Oct-1985 18.50
334 Nov-1985 19.25
335 Dec-1985 20.80
336 Jan-1986 20.50
337 Feb-1986 20.25
338 Mar-1986 19.15
339 Apr-1986 18.50
340 May-1986 17.50
341 Jun-1986 17.00
342 Jul-1986 16.85
343 Aug-1986 18.00
344 Sep-1986 18.85
345 Oct-1986 18.75
346 Nov-1986 18.50
347 Dec-1986 18.00
348 Jan-1987 17.80
349 Feb-1987 18.25
350 Mar-1987 18.25
351 Apr-1987 17.50
352 May-1987 16.75
353 Jun-1987 16.25
354 Jul-1987 15.60
355 Aug-1987 15.10
356 Sep-1987 14.35
357 Oct-1987 13.85
358 Nov-1987 13.85
359 Dec-1987 13.80
360 Jan-1988 13.25
361 Feb-1988 13.25
362 Mar-1988 13.25
363 Apr-1988 13.60
05/19/2024 12:51:36 Page 36

A Q R S T U
2
7
8
364 May-1988 14.20
365 Jun-1988 15.00
366 Jul-1988 15.00
367 Aug-1988 15.00
368 Sep-1988 15.50
369 Oct-1988 15.75
370 Nov-1988 16.50
371 Dec-1988 16.50 19.00
372 Jan-1989 17.00 19.00
373 Feb-1989 18.00 19.00
374 Mar-1989 18.50 19.50
375 Apr-1989 18.75 19.90
376 May-1989 19.35 20.40
377 Jun-1989 19.75 20.40
378 Jul-1989 20.25 20.65
379 Aug-1989 20.25 20.65
380 Sep-1989 20.50 20.65
381 Oct-1989 20.50 20.70
382 Nov-1989 20.50 20.70
383 Dec-1989 20.50 20.70
384 Jan-1990 20.00 20.70
385 Feb-1990 19.50 20.70
386 Mar-1990 19.50 20.65
387 Apr-1990 18.50 20.65
388 May-1990 18.50 20.65
389 Jun-1990 18.50 20.65
390 Jul-1990 18.00 20.65
391 Aug-1990 17.25 20.65
392 Sep-1990 17.00 20.65
393 Oct-1990 16.00 19.75
394 Nov-1990 16.00 19.75
395 Dec-1990 16.00 19.75
396 Jan-1991 15.25 19.50
397 Feb-1991 15.25 19.50
398 Mar-1991 15.25 19.50
399 Apr-1991 14.85 19.10
400 May-1991 14.25 18.65
401 Jun-1991 14.25 18.65
402 Jul-1991 14.25 18.65
403 Aug-1991 14.25 18.65
404 Sep-1991 13.35 18.40
405 Oct-1991 13.35 18.40
406 Nov-1991 12.40 18.15
407 Dec-1991 12.40 17.40
05/19/2024 12:51:36 Page 37

A Q R S T U
2
7
8
408 Jan-1992 11.90 17.00
409 Feb-1992 11.50 17.00
410 Mar-1992 11.50 17.00
411 Apr-1992 11.50 16.90
412 May-1992 10.75 16.30
413 Jun-1992 10.50 15.80
414 Jul-1992 10.40 15.80
415 Aug-1992 10.00 15.65
416 Sep-1992 10.00 15.65
417 Oct-1992 10.00 15.65
418 Nov-1992 10.00 15.65
419 Dec-1992 10.00 15.65
420 Jan-1993 10.00 15.65
421 Feb-1993 10.00 15.65
422 Mar-1993 10.00 15.40
423 Apr-1993 9.50 15.40
424 May-1993 9.50 14.75
425 Jun-1993 9.50 14.75
426 Jul-1993 9.50 14.40
427 Aug-1993 9.00 14.15
428 Sep-1993 9.00 13.50
429 Oct-1993 9.00 13.50
430 Nov-1993 9.00 13.50
431 Dec-1993 10.77 9.78 6.69 13.50
432 Jan-1994 13.50
433 Feb-1994 13.50
434 Mar-1994 10.82 9.44 6.66 13.00
435 Apr-1994 13.00
436 May-1994 13.00
437 Jun-1994 10.80 9.33 6.67 13.00
438 Jul-1994 13.15
439 Aug-1994 13.15
440 Sep-1994 10.99 11.26 9.24 7.28 13.15
441 Oct-1994 11.51 13.25
442 Nov-1994 11.67 13.25
443 Dec-1994 11.95 12.06 9.88 8.61 13.75
444 Jan-1995 11.87 13.75
445 Feb-1995 11.32 14.00
446 Mar-1995 12.44 11.40 10.98 9.34 14.00
447 Apr-1995 11.07 14.00
448 May-1995 10.24 14.00
449 Jun-1995 12.41 9.19 10.32 9.10 14.00
450 Jul-1995 9.55 14.00
451 Aug-1995 9.70 14.00
05/19/2024 12:51:36 Page 38

A Q R S T U
2
7
8
452 Sep-1995 12.30 9.69 10.52 8.90 14.00
453 Oct-1995 9.65 14.00
454 Nov-1995 9.52 14.00
455 Dec-1995 12.39 9.55 10.44 8.78 14.00
456 Jan-1996 9.50 14.00
457 Feb-1996 9.94 14.00
458 Mar-1996 12.45 10.23 10.39 8.78 13.50
459 Apr-1996 10.22 13.50
460 May-1996 10.31 13.50
461 Jun-1996 12.46 10.22 10.48 8.76 13.50
462 Jul-1996 9.89 13.50
463 Aug-1996 9.41 13.50
464 Sep-1996 11.81 9.14 9.80 8.27 13.50
465 Oct-1996 8.95 13.50
466 Nov-1996 8.72 13.40
467 Dec-1996 11.26 8.96 9.16 7.58 13.10
468 Jan-1997 8.79 13.10
469 Feb-1997 8.74 13.10
470 Mar-1997 10.77 9.01 9.18 7.22 13.10
471 Apr-1997 8.85 13.10
472 May-1997 8.82 13.10
473 Jun-1997 10.50 8.07 8.86 6.99 13.05
474 Jul-1997 7.87 13.05
475 Aug-1997 7.86 12.20
476 Sep-1997 9.50 7.52 8.10 6.24 12.20
477 Oct-1997 7.66 12.20
478 Nov-1997 7.66 12.20
479 Dec-1997 9.39 7.86 8.01 6.14 12.20
480 Jan-1998 7.42 12.20
481 Feb-1998 7.54 12.20
482 Mar-1998 9.36 7.46 8.12 6.14 12.20
483 Apr-1998 7.37 11.65
484 May-1998 7.34 11.50
485 Jun-1998 8.99 7.67 7.81 6.20 11.10
486 Jul-1998 7.55 11.10
487 Aug-1998 7.79 11.10
488 Sep-1998 8.82 7.17 7.80 6.10 11.10
489 Oct-1998 6.89 11.10
490 Nov-1998 7.05 11.10
491 Dec-1998 8.59 6.86 7.77 5.96 11.00
492 Jan-1999 7.15 11.00
493 Feb-1999 7.19 11.00
494 Mar-1999 8.47 7.27 7.66 5.92 10.90
495 Apr-1999 7.15 10.90
05/19/2024 12:51:36 Page 39

A Q R S T U
2
7
8
496 May-1999 7.64 10.90
497 Jun-1999 8.35 7.81 7.75 5.96 11.00
498 Jul-1999 7.79 11.00
499 Aug-1999 7.99 11.00
500 Sep-1999 8.14 8.12 7.52 5.95 11.00
501 Oct-1999 8.41 11.00
502 Nov-1999 8.39 11.25
503 Dec-1999 8.28 8.41 7.77 6.34 11.25
504 Jan-2000 9.02 11.45
505 Feb-2000 8.95 11.45
506 Mar-2000 8.82 8.71 8.20 6.64 11.70
507 Apr-2000 8.64 11.80
508 May-2000 8.66 12.05
509 Jun-2000 9.28 8.31 8.36 7.01 11.95
510 Jul-2000 8.29 12.00
511 Aug-2000 8.36 11.85
512 Sep-2000 9.60 8.36 8.78 7.20 11.85
513 Oct-2000 8.31 11.85
514 Nov-2000 8.07 11.85
515 Dec-2000 9.57 7.68 8.38 7.18 11.85
516 Jan-2001 7.25 11.85
517 Feb-2001 7.05 11.85
518 Mar-2001 8.88 6.70 7.96 6.43 11.85
519 Apr-2001 6.99 11.25
520 May-2001 7.32 11.25
521 Jun-2001 8.21 7.36 7.39 6.14 11.25
522 Jul-2001 7.68 11.25
523 Aug-2001 7.30 11.25
524 Sep-2001 7.99 6.90 7.02 5.96 11.25
525 Oct-2001 6.51 11.25
526 Nov-2001 6.71 11.25
527 Dec-2001 7.30 7.18 6.64 5.48 11.25
528 Jan-2002 7.32 11.25
529 Feb-2002 7.40 11.25
530 Mar-2002 7.48 7.80 6.58 5.53 11.85
531 Apr-2002 7.72 11.85
532 May-2002 7.82 11.85
533 Jun-2002 7.82 7.69 6.93 5.97 11.85
534 Jul-2002 7.35 11.85
535 Aug-2002 7.38 11.85
536 Sep-2002 7.76 7.13 6.98 6.11 11.85
537 Oct-2002 7.15 11.85
538 Nov-2002 7.00 11.85
539 Dec-2002 7.72 6.81 6.80 6.01 11.85
05/19/2024 12:51:36 Page 40

A Q R S T U
2
7
8
540 Jan-2003 6.76 11.85
541 Feb-2003 6.64 11.85
542 Mar-2003 7.69 6.75 6.73 5.95 11.85
543 Apr-2003 6.85 11.85
544 May-2003 6.65 11.69
545 Jun-2003 7.69 6.59 6.68 5.92 11.65
546 Jul-2003 6.91 11.65
547 Aug-2003 7.15 11.65
548 Sep-2003 7.62 7.22 6.68 6.01 11.65
549 Oct-2003 7.64 11.65
550 Nov-2003 7.98 11.65
551 Dec-2003 8.05 7.79 7.07 6.23 11.75
552 Jan-2004 7.72 11.75
553 Feb-2004 7.74 11.85
554 Mar-2004 8.07 7.44 7.35 6.53 11.85
555 Apr-2004 7.82 11.90
556 May-2004 7.82 11.90
557 Jun-2004 8.06 7.72 7.32 6.50 11.90
558 Jul-2004 7.74 11.90
559 Aug-2004 7.63 11.90
560 Sep-2004 8.03 7.50 7.18 6.43 11.90
561 Oct-2004 7.45 11.90
562 Nov-2004 7.46 11.90
563 Dec-2004 7.99 7.34 7.17 6.35 11.90
564 Jan-2005 7.51 11.90
565 Feb-2005 7.76 11.82
566 Mar-2005 8.12 7.92 7.26 6.59 11.87
567 Apr-2005 7.61 11.92
568 May-2005 7.52 12.02
569 Jun-2005 8.09 7.49 7.31 6.64 12.02
570 Jul-2005 7.49 12.02
571 Aug-2005 7.39 12.02
572 Sep-2005 8.06 7.47 7.29 6.63 12.02
573 Oct-2005 7.69 12.02
574 Nov-2005 7.62 12.02
575 Dec-2005 8.02 7.62 7.26 6.65 12.02
576 Jan-2006 7.54 12.02
577 Feb-2006 7.54 12.02
578 Mar-2006 8.02 7.61 7.22 6.62 12.02
579 Apr-2006 7.87 12.02
580 May-2006 7.99 12.15
581 Jun-2006 8.17 8.11 7.29 6.66 12.24
582 Jul-2006 8.26 12.24
583 Aug-2006 8.20 12.41
05/19/2024 12:51:36 Page 41

A Q R S T U
2
7
8
584 Sep-2006 8.46 8.12 7.40 6.92 12.48
585 Oct-2006 8.30 12.48
586 Nov-2006 8.24 12.68
587 Dec-2006 8.70 8.31 7.64 7.15 12.68
588 Jan-2007 8.42 12.73
589 Feb-2007 8.29 12.33
590 Mar-2007 8.69 8.45 7.77 7.30 12.33
591 Apr-2007 8.43 12.33
592 May-2007 8.51 12.33
593 Jun-2007 8.67 8.57 7.75 7.26 12.37
594 Jul-2007 8.70 12.37
595 Aug-2007 8.66 13.07
596 Sep-2007 8.86 8.73 8.04 7.54 13.07
597 Oct-2007 8.98 13.07
598 Nov-2007 9.22 13.24
599 Dec-2007 9.19 9.49 8.21 7.86 13.44
600 Jan-2008 9.31 13.59
601 Feb-2008 9.92 13.71
602 Mar-2008 9.85 9.71 8.84 8.33 13.98
603 Apr-2008 10.08 14.08
604 May-2008 10.06 14.08
605 Jun-2008 10.15 10.15 9.08 8.67 14.08
606 Jul-2008 9.70 14.50
607 Aug-2008 9.04 14.50
608 Sep-2008 10.20 8.87 9.00 8.25 14.45
609 Oct-2008 7.85 14.11
610 Nov-2008 7.04 14.31
611 Dec-2008 8.44 6.79 6.71 6.16 13.91
612 Jan-2009 6.48 13.79
613 Feb-2009 6.49 13.61
614 Mar-2009 7.23 6.64 5.35 5.01 13.61
615 Apr-2009 6.90 13.61
616 May-2009 7.21 13.61
617 Jun-2009 7.14 7.69 5.39 5.05 13.87
618 Jul-2009 7.80 13.87
619 Aug-2009 8.08 13.97
620 Sep-2009 7.11 8.15 5.51 5.20 14.17
621 Oct-2009 8.69 14.25
622 Nov-2009 8.48 14.25
623 Dec-2009 7.78 8.39 6.17 5.80 14.60
624 Jan-2010 8.40 14.67
625 Feb-2010 8.30 14.75
626 Mar-2010 8.13 8.56 6.67 6.05 14.80
627 Apr-2010 8.60 14.90
05/19/2024 12:51:36 Page 42

A Q R S T U
2
7
8
628 May-2010 8.32 15.07
629 Jun-2010 8.40 8.24 7.09 6.72 15.07
630 Jul-2010 8.18 15.07
631 Aug-2010 8.03 15.07
632 Sep-2010 8.39 8.48 7.19 6.74 15.01
633 Oct-2010 8.48 15.01
634 Nov-2010 8.65 14.91
635 Dec-2010 8.72 8.68 7.46 6.91 14.91
636 Jan-2011 8.53 14.63
637 Feb-2011 8.58 14.43
638 Mar-2011 8.70 8.54 7.44 6.96 14.43
639 Apr-2011 8.77 14.55
640 May-2011 8.68 14.50
641 Jun-2011 8.70 8.54 7.47 6.99 14.50
05/19/2024 12:51:36 Page 43

A V W X
Title Lending rates; Lending rates; Lending rates;
Personal loans; Personal loans; Personal loans;
Term loans Revolving credit; Revolving credit;
(unsecured); Home equity loans Margin loans
Variable
2
3 Description Lending rates; PersonLending rates; PersonLending rates; Person

4 Frequency Monthly Monthly Monthly
5 Type Original Original Original
6 Units Per cent per annum Per cent per annum Per cent per annum
7
8
9 Source RBA RBA RBA
10 Publication date 08-Aug-2023 08-Aug-2023 08-Aug-2023
364 May-1988
365 Jun-1988
366 Jul-1988
367 Aug-1988
368 Sep-1988
369 Oct-1988
370 Nov-1988
371 Dec-1988
372 Jan-1989
373 Feb-1989
374 Mar-1989
375 Apr-1989
376 May-1989
377 Jun-1989
378 Jul-1989
379 Aug-1989
380 Sep-1989
381 Oct-1989
382 Nov-1989
383 Dec-1989
384 Jan-1990
385 Feb-1990
386 Mar-1990
387 Apr-1990
388 May-1990
389 Jun-1990
390 Jul-1990
391 Aug-1990
392 Sep-1990
393 Oct-1990
394 Nov-1990
395 Dec-1990
396 Jan-1991 16.00
397 Feb-1991 16.00
398 Mar-1991 16.00
399 Apr-1991 16.00
400 May-1991 15.50
401 Jun-1991 15.50
402 Jul-1991 14.50
403 Aug-1991 14.50
404 Sep-1991 14.50
405 Oct-1991 14.50
406 Nov-1991 13.75
407 Dec-1991 13.25
05/19/2024 12:51:36 Page 44

A V W X
Variable
2

7
8
408 Jan-1992 13.25
409 Feb-1992 12.25
410 Mar-1992 12.25
411 Apr-1992 12.25
412 May-1992 12.25
413 Jun-1992 11.25
414 Jul-1992 11.25
415 Aug-1992 11.50
416 Sep-1992 11.50
417 Oct-1992 11.50
418 Nov-1992 11.50
419 Dec-1992 11.50
420 Jan-1993 11.50
421 Feb-1993 11.50
422 Mar-1993 11.50
423 Apr-1993 11.00
424 May-1993 10.50
425 Jun-1993 10.50
426 Jul-1993 10.50
427 Aug-1993 10.50
428 Sep-1993 9.75
429 Oct-1993 9.75
430 Nov-1993 9.75
431 Dec-1993 9.75
432 Jan-1994 9.75
433 Feb-1994 9.75
434 Mar-1994 9.75
435 Apr-1994 9.75
436 May-1994 9.75
437 Jun-1994 9.75
438 Jul-1994 9.75
439 Aug-1994 9.75
440 Sep-1994 10.25
441 Oct-1994 10.52
442 Nov-1994 10.52
443 Dec-1994 11.18
444 Jan-1995 11.52
445 Feb-1995 11.52
446 Mar-1995 11.52
447 Apr-1995 11.52
448 May-1995 11.52
449 Jun-1995 11.52
450 Jul-1995 11.52
451 Aug-1995 11.52
05/19/2024 12:51:36 Page 45

A V W X
Variable
2

7
8
452 Sep-1995 11.52
453 Oct-1995 11.52
454 Nov-1995 11.50
455 Dec-1995 11.50
456 Jan-1996 11.50
457 Feb-1996 11.50
458 Mar-1996 11.50
459 Apr-1996 11.50
460 May-1996 11.50
461 Jun-1996 11.00
462 Jul-1996 11.00
463 Aug-1996 10.42
464 Sep-1996 10.42
465 Oct-1996 10.42
466 Nov-1996 9.92
467 Dec-1996 9.25
468 Jan-1997 12.25 9.25
469 Feb-1997 12.25 8.73
470 Mar-1997 12.25 8.73
471 Apr-1997 12.25 8.73
472 May-1997 12.25 8.41
473 Jun-1997 12.25 8.41
474 Jul-1997 12.25 8.41
475 Aug-1997 11.35 7.42
476 Sep-1997 11.35 7.42
477 Oct-1997 11.35 7.42
478 Nov-1997 11.35 7.42
479 Dec-1997 11.35 7.42
480 Jan-1998 11.35 7.42
481 Feb-1998 11.35 7.38
482 Mar-1998 11.35 7.30
483 Apr-1998 11.35 7.30
484 May-1998 11.35 7.13
485 Jun-1998 11.35 7.00
486 Jul-1998 11.35 7.00
487 Aug-1998 11.35 7.00
488 Sep-1998 11.35 7.00
489 Oct-1998 11.35 7.00
490 Nov-1998 11.35 6.90
491 Dec-1998 11.35 6.66
492 Jan-1999 11.25 6.62
493 Feb-1999 11.25 6.62
494 Mar-1999 10.50 6.62
495 Apr-1999 10.50 6.62
05/19/2024 12:51:36 Page 46

A V W X
Variable
2

7
8
496 May-1999 10.50 6.62
497 Jun-1999 10.93 6.62
498 Jul-1999 10.93 6.65
499 Aug-1999 10.93 6.65
500 Sep-1999 10.93 6.65
501 Oct-1999 10.93 6.65
502 Nov-1999 11.09 6.86
503 Dec-1999 11.09 6.90
504 Jan-2000 11.09 7.08
505 Feb-2000 11.60 7.42
506 Mar-2000 11.60 7.44
507 Apr-2000 11.73 7.69
508 May-2000 11.85 7.94
509 Jun-2000 11.85 7.94
510 Jul-2000 11.85 7.95
511 Aug-2000 12.19 8.21
512 Sep-2000 12.19 8.21
513 Oct-2000 12.19 8.21
514 Nov-2000 12.19 8.21
515 Dec-2000 12.19 8.21
516 Jan-2001 12.19 8.21 8.92
517 Feb-2001 12.19 7.73 8.48
518 Mar-2001 11.61 7.49 8.28
519 Apr-2001 11.61 7.00 7.80
520 May-2001 11.36 7.00 7.73
521 Jun-2001 11.36 7.00 7.71
522 Jul-2001 11.36 7.00 7.71
523 Aug-2001 11.36 7.00 7.71
524 Sep-2001 11.24 6.72 7.46
525 Oct-2001 11.11 6.47 7.25
526 Nov-2001 11.11 6.47 7.23
527 Dec-2001 10.99 6.22 7.05
528 Jan-2002 10.99 6.21 7.02
529 Feb-2002 10.99 6.21 7.00
530 Mar-2002 10.99 6.21 7.00
531 Apr-2002 10.99 6.21 7.00
532 May-2002 11.11 6.46 7.16
533 Jun-2002 11.24 6.71 7.42
534 Jul-2002 11.49 6.71 7.49
535 Aug-2002 11.49 6.71 7.48
536 Sep-2002 11.74 6.71 7.48
537 Oct-2002 11.74 6.71 7.53
538 Nov-2002 11.74 6.71 7.53
539 Dec-2002 11.74 6.71 7.53
05/19/2024 12:51:36 Page 47

A V W X
Variable
2

7
8
540 Jan-2003 11.74 6.71 7.53
541 Feb-2003 11.74 6.71 7.53
542 Mar-2003 11.74 6.71 7.53
543 Apr-2003 11.74 6.72 7.53
544 May-2003 11.74 6.72 7.53
545 Jun-2003 11.32 6.72 7.54
546 Jul-2003 11.32 6.72 7.54
547 Aug-2003 11.32 6.72 7.54
548 Sep-2003 11.32 6.72 7.54
549 Oct-2003 11.32 6.72 7.56
550 Nov-2003 11.49 6.97 7.67
551 Dec-2003 11.71 7.22 7.93
552 Jan-2004 11.71 7.22 8.00
553 Feb-2004 11.71 7.22 8.03
554 Mar-2004 11.71 7.22 8.03
555 Apr-2004 11.79 7.22 8.03
556 May-2004 11.79 7.22 8.03
557 Jun-2004 11.79 7.22 8.03
558 Jul-2004 11.79 7.22 8.03
559 Aug-2004 11.79 7.22 8.03
560 Sep-2004 11.79 7.22 8.03
561 Oct-2004 11.79 7.22 8.05
562 Nov-2004 11.79 7.22 8.05
563 Dec-2004 11.79 7.22 8.05
564 Jan-2005 11.79 7.22 8.05
565 Feb-2005 11.79 7.22 7.98
566 Mar-2005 12.04 7.43 8.24
567 Apr-2005 12.12 7.47 8.24
568 May-2005 12.12 7.47 8.24
569 Jun-2005 12.12 7.47 8.24
570 Jul-2005 12.12 7.46 8.14
571 Aug-2005 12.12 7.46 8.14
572 Sep-2005 12.20 7.46 8.17
573 Oct-2005 12.20 7.47 8.17
574 Nov-2005 12.20 7.47 8.17
575 Dec-2005 12.20 7.47 8.17
576 Jan-2006 12.20 7.47 8.17
577 Feb-2006 12.20 7.47 8.17
578 Mar-2006 12.20 7.47 8.17
579 Apr-2006 12.20 7.47 8.25
580 May-2006 12.49 7.72 8.43
581 Jun-2006 12.49 7.72 8.46
582 Jul-2006 12.49 7.72 8.51
583 Aug-2006 12.74 7.97 8.76
05/19/2024 12:51:36 Page 48

A V W X
Variable
2

7
8
584 Sep-2006 12.81 7.97 8.76
585 Oct-2006 12.81 7.97 8.76
586 Nov-2006 13.06 8.22 9.00
587 Dec-2006 13.06 8.22 9.00
588 Jan-2007 13.06 8.22 8.97
589 Feb-2007 12.56 8.22 8.97
590 Mar-2007 12.56 8.22 8.97
591 Apr-2007 12.56 8.22 8.97
592 May-2007 12.56 8.22 8.97
593 Jun-2007 12.56 8.22 8.97
594 Jul-2007 12.62 8.22 8.97
595 Aug-2007 13.37 8.47 9.22
596 Sep-2007 13.37 8.47 9.28
597 Oct-2007 13.43 8.47 9.34
598 Nov-2007 13.78 8.72 9.56
599 Dec-2007 13.83 8.72 9.65
600 Jan-2008 13.89 8.88 9.66
601 Feb-2008 14.17 9.15 9.90
602 Mar-2008 14.55 9.43 10.28
603 Apr-2008 14.59 9.51 10.40
604 May-2008 14.65 9.55 10.44
605 Jun-2008 14.65 9.55 10.47
606 Jul-2008 14.90 9.58 10.55
607 Aug-2008 14.90 9.58 10.58
608 Sep-2008 14.84 9.51 10.49
609 Oct-2008 14.84 8.23 10.02
610 Nov-2008 14.60 7.82 9.71
611 Dec-2008 14.27 6.93 9.10
612 Jan-2009 14.10 6.93 8.92
613 Feb-2009 13.77 5.96 8.38
614 Mar-2009 13.52 5.96 8.05
615 Apr-2009 13.52 5.89 8.02
616 May-2009 13.52 5.89 8.02
617 Jun-2009 13.52 5.91 8.02
618 Jul-2009 13.52 5.91 8.01
619 Aug-2009 13.52 5.91 8.01
620 Sep-2009 13.42 5.91 8.01
621 Oct-2009 13.62 6.16 8.16
622 Nov-2009 13.82 6.41 8.46
623 Dec-2009 14.02 6.77 8.67
624 Jan-2010 14.02 6.77 8.71
625 Feb-2010 14.02 6.77 8.71
626 Mar-2010 14.42 7.02 8.91
627 Apr-2010 14.62 7.27 9.17
05/19/2024 12:51:36 Page 49

A V W X
Variable
2

7
8
628 May-2010 14.82 7.52 9.39
629 Jun-2010 14.82 7.52 9.42
630 Jul-2010 14.92 7.52 9.42
631 Aug-2010 14.92 7.52 9.42
632 Sep-2010 14.72 7.52 9.42
633 Oct-2010 14.92 7.52 9.42
634 Nov-2010 15.12 7.92 9.62
635 Dec-2010 15.19 7.92 9.65
636 Jan-2011 15.19 7.92 9.65
637 Feb-2011 15.19 7.92 9.65
638 Mar-2011 15.19 7.92 9.65
639 Apr-2011 15.06 7.92 9.65
640 May-2011 15.09 7.92 9.65
641 Jun-2011 15.09 7.92 9.65
05/19/2024 12:51:36 Page 50

F5 INDICATOR LENDING RATES
Due to the nature of these data sources, these rates are indicative only and are likely to be regularly revised. The RBA continuously
reviews a variety of sources for lending rate data and may make changes to the series provided here as a result.
Data are compiled on the last working day of the month. Data are subject to series breaks relating to changes in the sample of reporting
institutions and lending products over time.
Business lending rates are the predominant or average indicator rates offered by major banks on loans to small businesses. The definitio
of small businesses differs between banks but is generally based on annual turnover, number of employees, amount of borrowings or
deposits with the particular bank, or a combination of these. In some cases, a margin is added when setting rates on individual loans,
although loans secured by residential property generally do not attract a risk margin. Since early 1998, banks have differed in their
approaches to determining risk margins: for some banks, these margins vary according to the type of security offered; for others, they va
based on the riskiness of the customer; risk margins also vary from lender to lender. The effect of changing pricing policies and products
has been to introduce breaks in the series.
‘Term’ refers to fully-drawn loans with a fixed maturity. ‘Small overdraft’ refers to those loans that are below the minimum size that qualifi
for other variable rates to small businesses (for example, advertised overdraft indicator rates often apply only to loans of more than $20
000). The ‘3-year fixed’ rate is the average rate charged to small businesses for residentially-secured loans. 'Weighted-average interest
rates' reported here are calculated from statistical table D7, but also incorporate supplementary interest rate data for interest rate bands
below 4 per cent collected by the RBA and exclude an estimate of foreign currency and intra-group lending. For these series, small
business loans are those facilities less than $2 million, while large business loans are those facilities $2 million and above. The ‘large
business variable rate’ is the banks’ indicator rate prior to December 1993.
‘Housing loan’ rates are those quoted for loans to owner-occupiers and investors respectively. Rates for ‘Banks’ and ‘Mortgage manager
are the average rates of large lenders in each group. ‘Standard’ rates apply to housing loans with facilities such as the option to redraw o
make early repayments. ‘Basic’ rates are those on loans with limited options. ‘Discounted’ rates are the interest rates that are offered on
standard variable rate housing loans as part of professional packages. Where a bank offers a tiered product, with different rates dependi
on the size of the loan, the rate applying to a loan equal to or greater than $250 000 is used. ‘Three-year fixed’ rates are those on bank
loans where the interest rate cannot be varied for the first three years of the loan.
‘Personal loan’ rates are the average rates of the large lenders in each group.
‘Term loans (unsecured)’ refers to instalment loans with terms up to seven years. Where a lender offers a tiered product, with different ra
depending on the term and amount of the loan, the rate applying to a $15 000 3-year loan is used.
‘Credit cards – Standard’ refers to standard Visa and MasterCard accounts with an interest-free period. Prior to February 2006, the
standard credit card series also included Bankcard rates. ‘Credit cards – Low rate’ refers to Visa and MasterCard accounts with an intere
free period, but with fewer features than standard credit cards.
‘Home equity loans’ refers to the indicator rates on revolving, variable rate loans secured by residential property.
‘Margin loans’ are revolving, variable rate loans backed by approved securities (usually Australian equities or managed funds). Where
tiered rates are quoted, the rates applying to a $200 000 loan where interest is paid in arrears are used.
Several previously published figures were revised in the data published on 3 October 2018. The revisions reflect the inclusion of
information from additional sources.
'Securitised housing loans' data show average interest rates on outstanding housing loans from the Securitisation Dataset, which covers
around a quarter of the market for housing loans and includes information on the loans underlying both marketed securitisations and AD
self-securitisations. These data provide useful indicators of developments in home lending, although loans in the dataset may have differ
characteristics from those not covered by the dataset. See Kent C (2017), ‘Some Innovative Mortgage Data’, Speech at Moody's Analyti
Australia Conference 2017, Sydney, 14 August. See also Kohler M (2017), ‘Mortgage Insights from Securitisation Data’, Speech at
Australian Securitisation Forum, Sydney, 20 November.
'Securitised housing loans' data are available with a one month lag. The data are available from mid 2015.
In the 'Securitised housing loans' data 'Principal & Interest' refers to the interest rates on loans where borrowers are required to make
regular principal and interest repayments, while 'Interest-only' refers to the interest rates on loans where borrowers are only required to
make interest payments.
In the April 2020 release of F5, the following series were discontinued:
- Lending rates; Small business; Variable; Residential-secured; Overdraft
- Lending rates; Small business; Variable; Other; Term
- Lending rates; Small business; Variable; Small overdraft
- Lending rates; Small business; 3-year fixed
- Lending rates; Housing loans; Mortgage managers; Variable; Standard
- Lending rates; Housing loans; Mortgage managers; Variable; Basic
- Lending rates; Securitised housing loans; Average outstanding variable rate
- Lending rates; Securitised housing loans; Average outstanding variable rate; Owner-occupier; Principal & Interest
- Lending rates; Securitised housing loans; Average outstanding variable rate; Owner-occupier; Interest Only
- Lending rates; Securitised housing loans; Average outstanding variable rate; Investor; Principal & Interest
- Lending rates; Securitised housing loans; Average outstanding variable rate; Investor; Interest Only
- Lending rates; Personal loans; Term loans (unsecured); Fixed
- Lending rates; Personal loans; Term loans (unsecured); Variable
- Lending rates; Personal loans; Revolving credit; Home equity loans
- Lending rates; Personal loans; Revolving credit; Margin loans
Alternative series are published in Tables F6–F8.
Two series were renamed in the April 2020 release of F5. The series Lending rates; Small business; Variable; Residential-secured; Term
was renamed Lending rates; Small business; Variable; Term. The series Lending rates; Small business; Variable; Other secured; Overd
was renamed Lending rates; Small business; Variable; Overdraft. The name changes did not affect the content of the series.
F5 INDICATOR LENDING RATES – BREAKS IN SERIES
Three break types are identified: A - Breaks in series due to the establishment of new banks. All new banks shown. Date refers to th
B - Breaks in series due to other changes in bank reporting. Some smaller breaks are not listed.
C - Breaks in series due to changes in the coverage and reporting of non-banks. Other than the cou
Prior to January 2007, details about each of these breaks at each point in time are available in
A more detailed explanation of the impact of breaks is contained in 'Technical Note: Series Breaks in Bank, NBFI and Financial Aggrega
Date Break type Series title

Dec-1995 B Small business - Variable - Weighted-average rate on credit outstanding
May-1998 B Small business - Variable - Residential-secured - Term
May-1998 B Small business - Variable - Residential-secured - Overdraft
May-1998 B Small business - Variable - Other - Term
May-1998 B Small business - Variable - Other - Overdraft
May-2001 B Small business - Variable - Small Overdraft
May-2003 B Personal loans - Term loans (unsecured) - Fixed
Sep-2009 B Personal loans - Term loans (unsecured) - Variable
Dec-2011 C Housing Loans - Mortgage Managers - Variable - Standard
Dec-2013 C Housing Loans - Mortgage Managers - Variable - Basic
May-2014 C Housing Loans - Mortgage Managers - Variable - Basic
Sep-2014 C Personal loans - Revolving credit - Credit cards - Low rate
Feb-2015 C Personal loans - Revolving credit - Credit cards - Low rate
May-2015 C Housing Loans - Mortgage Managers - Variable - Standard
Oct-2015 C Housing Loans - Mortgage Managers - Variable - Standard
Nov-2015 C Housing Loans - Mortgage Managers - Variable - Basic
Aug-2016 C Housing Loans - Mortgage Managers - Variable - Standard
Jun-2019 B Housing Loans - Banks - Variable - Discounted - Owner-occupier
Jun-2019 B Housing Loans - Banks - Variable - Discounted - Investor
banks. All new banks shown. Date refers to the first month in which the institution reported as a bank.
porting. Some smaller breaks are not listed.
and reporting of non-banks. Other than the counterpart breaks associated with the conversion of NBFIs to banks and transfer of assets and liabilities f
'Historical series breaks'.
s Breaks in Bank, NBFI and Financial Aggregate Tables' in the December 1992 Bulletin.
Details
on credit outstanding
nd transfer of assets and liabilities from NBFIs to banks. Some smaller breaks are not listed.

F 05 Hist

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Reserve Bank of Australia 755890952.

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3 Description Lending rates; PersonLending rates; PersonLending rates; Person

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3 Description Lending rates; PersonLending rates; PersonLending rates; Person

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3 Description Lending rates; PersonLending rates; PersonLending rates; Person

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3 Description Lending rates; PersonLending rates; PersonLending rates; Person

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3 Description Lending rates; PersonLending rates; PersonLending rates; Person

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3 Description Lending rates; PersonLending rates; PersonLending rates; Person

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3 Description Lending rates; PersonLending rates; PersonLending rates; Person

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Date Break type Series title

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