E 03 Hist

Reserve Bank of Australia 755577685.
xls
A B C
1 E3 HOUSEHOLD BALANCE SHEETS – DISTRIBUTION
2 Title HH wealth: Mean HH wealth: Median
3 Mean value of wealth for Median value of wealth for

Description households (HH) households (HH)
4 Frequency Every 4 years Every 4 years
5 Type Original Original
$'000, September 2018 $'000, September 2018
6 Units prices prices
7
8
9 Source RBA RBA
10 Publication date 18-Jun-2020 18-Jun-2020
12 All Households 932 502
13 Percentile of income
14 Less than 20 440 215
15 20-39.9 550 257
16 40-59.9 709 384
17 60-79.9 986 628
18 80-100 1974 1287
19 Age of reference person (years)
20 15-24 136 21
21 25-34 352 120
22 35-44 738 415
23 45-54 1046 658
24 55-64 1353 930
25 65-74 1431 894
26 75 and over 1054 619
27 Education of reference person
28 University degree or higher 1258 705
29 Diploma 1081 691
30 Finished year 12 769 310
32 Labour market status of reference person
33 Employee 780 439
34 Employer or self-employed 1819 991
35 Unemployed 407 118
36 Retired 1186 749
37 Other not in the labour force 389 53
38 State or Territory
39 NSW 1065 563
40 Vic 1075 625
41 Qld 676 384
42 SA 699 390
43 WA 896 483
44 Tas, ACT and NT 779 434
45 Housing status
46 Home owner - outright 1921 1352
47 Home owner - mortgage 986 647
48 Renter 174 56
49 Percentile of net worth
50 Less than 20 9 14
51 20-39.9 187 185
52 40-59.9 507 502
53 60-79.9 1000 986
54 80-100 2956 2244
05/18/202407:16:55 Page 1
Reserve Bank of Australia 755577685.xls
A D E
2 Title HH financial assets: Mean HH financial assets: Median
3 Mean value of financial Median value of financial

Description assets for households (HH) assets for households (HH)
7
8
9 Source RBA RBA
14 Less than 20 113 20
15 20-39.9 211 83
16 40-59.9 270 121
17 60-79.9 435 224
18 80-100 907 460
20 15-24 87 21
21 25-34 156 74
22 35-44 313 173
23 45-54 412 251
24 55-64 565 300
25 65-74 624 231
26 75 and over 392 85
29 Diploma 430 215
33 Employee 340 180
36 Retired 491 148
39 NSW 388 145
40 Vic 425 176
41 Qld 333 137
42 SA 339 135
43 WA 430 162
45 Housing status
48 Renter 137 56
50 Less than 20 28 18
51 20-39.9 111 98
52 40-59.9 195 167
53 60-79.9 366 320
54 80-100 1235 883
05/18/202407:16:55 Page 2
A F G
HH non-financial assets: HH non-financial assets:
2 Title Mean Median
Median value of non-
3 Mean value of non-financial financial assets for
Description assets for households (HH) households (HH)
7
8
9 Source RBA RBA
14 Less than 20 355 175
15 20-39.9 403 236
16 40-59.9 603 450
17 60-79.9 842 655
18 80-100 1536 1053
20 15-24 113 9
21 25-34 396 49
22 35-44 783 527
23 45-54 927 630
24 55-64 984 687
25 65-74 860 613
26 75 and over 679 458
29 Diploma 868 610
33 Employee 686 487
36 Retired 723 518
39 NSW 891 600
40 Vic 853 590
41 Qld 530 373
42 SA 518 400
43 WA 700 505
45 Housing status
48 Renter 86 12
51 20-39.9 212 109
52 40-59.9 544 500
53 60-79.9 863 808
54 80-100 2080 1645
05/18/202407:16:55 Page 3
A H I
2 Title HH debt: Mean HH debt: Median
3 Mean value of debt for Median value of debt for

7
8
9 Source RBA RBA
15 20-39.9 64 3
16 40-59.9 165 40
17 60-79.9 290 167
18 80-100 469 280
20 15-24 64 18
21 25-34 200 48
22 35-44 358 202
23 45-54 293 147
24 55-64 196 30
25 65-74 53 0
26 75 and over 18 0
29 Diploma 217 42
33 Employee 246 97
35 Unemployed 129 9
36 Retired 28 0
39 NSW 213 20
40 Vic 203 32
41 Qld 187 26
42 SA 158 20
43 WA 234 40
45 Housing status
48 Renter 48 7
51 20-39.9 136 30
52 40-59.9 233 140
53 60-79.9 229 73
54 80-100 358 50
05/18/202407:16:55 Page 4
A B C

7
8
9 Source RBA RBA
14 Less than 20 474 264
15 20-39.9 522 316
16 40-59.9 602 285
17 60-79.9 757 501
18 80-100 1597 1024
20 15-24 230 25
21 25-34 331 133
22 35-44 594 317
23 45-54 915 578
24 55-64 1213 796
25 65-74 1294 801
26 75 and over 816 524
29 Diploma 706 419
33 Employee 762 411
36 Retired 984 597
39 NSW 838 458
40 Vic 831 460
41 Qld 628 368
42 SA 636 351
43 WA 1002 536
45 Housing status
48 Renter 186 51
51 20-39.9 158 155
52 40-59.9 437 434
53 60-79.9 857 834
54 80-100 2499 1900
05/18/202407:16:55 Page 5
A D E

7
8
9 Source RBA RBA
14 Less than 20 131 25
15 20-39.9 189 58
16 40-59.9 260 95
17 60-79.9 319 156
18 80-100 773 389
20 15-24 106 22
21 25-34 136 64
22 35-44 265 128
23 45-54 370 194
24 55-64 539 278
25 65-74 564 171
26 75 and over 287 65
29 Diploma 297 123
33 Employee 339 144
36 Retired 416 100
39 NSW 328 116
40 Vic 343 124
41 Qld 290 116
42 SA 276 109
43 WA 456 144
45 Housing status
48 Renter 134 43
50 Less than 20 27 16
51 20-39.9 94 80
52 40-59.9 143 110
53 60-79.9 310 270
54 80-100 1099 761
05/18/202407:16:55 Page 6
A F G
2 Title Mean Median
7
8
9 Source RBA RBA
14 Less than 20 384 229
15 20-39.9 399 304
16 40-59.9 470 381
17 60-79.9 683 540
18 80-100 1268 917
20 15-24 210 11
21 25-34 393 199
22 35-44 624 443
23 45-54 827 560
24 55-64 829 590
25 65-74 769 529
26 75 and over 537 395
29 Diploma 589 443
33 Employee 671 475
36 Retired 588 436
39 NSW 685 469
40 Vic 666 446
41 Qld 526 407
42 SA 509 388
43 WA 791 564
45 Housing status
48 Renter 116 12
51 20-39.9 211 116
52 40-59.9 490 439
53 60-79.9 756 702
54 80-100 1689 1306
05/18/202407:16:55 Page 7
A H I

7
8
9 Source RBA RBA
15 20-39.9 66 2
16 40-59.9 128 25
17 60-79.9 246 158
18 80-100 445 288
20 15-24 86 18
21 25-34 198 50
22 35-44 295 144
23 45-54 283 114
24 55-64 155 21
25 65-74 39 0
26 75 and over 8 0
29 Diploma 179 26
33 Employee 248 87
36 Retired 20 0
39 NSW 175 19
40 Vic 177 26
41 Qld 188 24
42 SA 149 19
43 WA 245 45
45 Housing status
48 Renter 64 6
51 20-39.9 147 33
52 40-59.9 196 82
53 60-79.9 209 57
54 80-100 289 38
05/18/202407:16:55 Page 8
A B C

7
8
9 Source RBA RBA
14 Less than 20 439 280
15 20-39.9 504 295
16 40-59.9 646 352
17 60-79.9 802 503
18 80-100 1525 1010
20 15-24 242 28
21 25-34 360 150
22 35-44 621 416
23 45-54 907 607
24 55-64 1335 902
25 65-74 1260 707
26 75 and over 759 493
29 Diploma 752 470
33 Employee 782 448
36 Retired 909 589
39 NSW 776 454
40 Vic 858 480
41 Qld 652 410
42 SA 614 340
43 WA 1028 545
45 Housing status
48 Renter 184 43
51 20-39.9 168 161
52 40-59.9 452 450
53 60-79.9 838 824
54 80-100 2458 1765
05/18/202407:16:55 Page 9
A D E

7
8
9 Source RBA RBA
14 Less than 20 108 21
15 20-39.9 167 54
16 40-59.9 235 82
17 60-79.9 324 147
18 80-100 622 302
20 15-24 93 16
21 25-34 131 60
22 35-44 213 114
23 45-54 335 162
24 55-64 534 252
25 65-74 511 139
26 75 and over 222 64
29 Diploma 268 109
33 Employee 304 126
35 Unemployed 95 30
36 Retired 342 83
39 NSW 263 107
40 Vic 321 112
41 Qld 254 91
42 SA 255 86
43 WA 397 113
45 Housing status
48 Renter 123 39
50 Less than 20 23 12
51 20-39.9 84 69
52 40-59.9 131 96
53 60-79.9 256 206
54 80-100 962 643
05/18/202407:16:55 Page 10
A F G
2 Title Mean Median
7
8
9 Source RBA RBA
14 Less than 20 363 254
15 20-39.9 416 312
16 40-59.9 547 412
17 60-79.9 695 529
18 80-100 1337 970
20 15-24 233 18
21 25-34 438 294
22 35-44 675 494
23 45-54 833 594
24 55-64 943 628
25 65-74 783 541
26 75 and over 542 391
29 Diploma 665 479
33 Employee 718 502
35 Unemployed 199 6
36 Retired 584 457
39 NSW 682 480
40 Vic 697 475
41 Qld 595 457
42 SA 495 412
43 WA 897 603
45 Housing status
48 Renter 114 12
51 20-39.9 236 213
52 40-59.9 502 465
53 60-79.9 773 723
54 80-100 1795 1302
05/18/202407:16:55 Page 11
A H I

7
8
9 Source RBA RBA
15 20-39.9 79 2
16 40-59.9 136 27
17 60-79.9 216 109
18 80-100 434 308
20 15-24 84 18
21 25-34 210 66
22 35-44 266 143
23 45-54 262 98
24 55-64 143 11
25 65-74 34 0
26 75 and over 5 0
29 Diploma 181 35
33 Employee 240 94
35 Unemployed 54 5
36 Retired 17 0
39 NSW 169 21
40 Vic 159 24
41 Qld 197 29
42 SA 136 19
43 WA 267 34
45 Housing status
48 Renter 53 6
51 20-39.9 152 45
52 40-59.9 181 68
53 60-79.9 191 54
54 80-100 299 40
05/18/202407:16:55 Page 12
A B C

7
8
9 Source RBA RBA
14 Less than 20 446 257
15 20-39.9 515 283
16 40-59.9 644 345
17 60-79.9 725 500
18 80-100 1590 987
20 15-24 453 29
21 25-34 358 145
22 35-44 687 414
23 45-54 944 651
24 55-64 1284 846
25 65-74 1207 586
26 75 and over 660 446
29 Diploma 778 486
33 Employee 779 434
36 Retired 858 518
39 NSW 818 463
40 Vic 809 438
41 Qld 687 400
42 SA 566 299
43 WA 1015 575
45 Housing status
48 Renter 196 36
50 Less than 20 7 9
51 20-39.9 170 169
52 40-59.9 437 428
53 60-79.9 808 782
54 80-100 2500 1754
05/18/202407:16:55 Page 13
A D E

7
8
9 Source RBA RBA
14 Less than 20 95 17
15 20-39.9 153 46
16 40-59.9 222 73
17 60-79.9 274 125
18 80-100 643 330
20 15-24 179 19
21 25-34 132 53
22 35-44 204 106
23 45-54 317 174
24 55-64 546 236
25 65-74 439 118
26 75 and over 186 51
29 Diploma 263 99
33 Employee 287 114
36 Retired 333 75
39 NSW 261 95
40 Vic 312 103
41 Qld 270 83
42 SA 223 55
43 WA 300 92
45 Housing status
48 Renter 119 29
50 Less than 20 18 10
51 20-39.9 76 60
52 40-59.9 118 85
53 60-79.9 247 204
54 80-100 930 653
05/18/202407:16:55 Page 14
A F G
2 Title Mean Median
7
8
9 Source RBA RBA
14 Less than 20 390 245
15 20-39.9 415 288
16 40-59.9 544 364
17 60-79.9 636 507
18 80-100 1304 890
20 15-24 399 18
21 25-34 401 257
22 35-44 702 487
23 45-54 839 564
24 55-64 857 589
25 65-74 790 454
26 75 and over 480 373
29 Diploma 674 464
33 Employee 692 469
36 Retired 542 403
39 NSW 728 484
40 Vic 629 421
41 Qld 577 419
42 SA 434 321
43 WA 891 569
45 Housing status
48 Renter 129 12
51 20-39.9 230 210
52 40-59.9 463 421
53 60-79.9 736 668
54 80-100 1826 1296
05/18/202407:16:55 Page 15
A H I

7
8
9 Source RBA RBA
15 20-39.9 52 3
16 40-59.9 122 25
17 60-79.9 185 99
18 80-100 357 210
20 15-24 125 13
21 25-34 175 52
22 35-44 219 111
23 45-54 211 67
24 55-64 119 5
25 65-74 23 0
26 75 and over 6 0
29 Diploma 160 30
33 Employee 200 66
35 Unemployed 68 5
36 Retired 16 0
39 NSW 171 19
40 Vic 131 18
41 Qld 159 27
42 SA 91 12
43 WA 176 34
45 Housing status
48 Renter 52 6
51 20-39.9 135 39
52 40-59.9 144 45
53 60-79.9 175 52
54 80-100 256 33
05/18/202407:16:55 Page 16
A B C

7
8
9 Source RBA RBA
14 Less than 20 361 171
15 20-39.9 381 200
16 40-59.9 412 228
17 60-79.9 615 376
18 80-100 1147 745
20 15-24 255 27
21 25-34 291 130
22 35-44 512 310
23 45-54 795 558
24 55-64 1028 636
25 65-74 706 448
26 75 and over 450 326
29 Diploma 615 362
33 Employee 614 329
36 Retired 600 394
39 NSW 678 389
40 Vic 640 378
41 Qld 432 250
42 SA 421 226
43 WA 575 278
45 Housing status
48 Renter 148 28
50 Less than 20 6 7
51 20-39.9 122 118
52 40-59.9 322 318
53 60-79.9 628 620
54 80-100 1839 1332
05/18/202407:16:55 Page 17
A D E

7
8
9 Source RBA RBA
14 Less than 20 94 18
15 20-39.9 117 30
16 40-59.9 148 50
17 60-79.9 243 108
18 80-100 476 244
20 15-24 80 14
21 25-34 104 44
22 35-44 178 79
23 45-54 317 158
24 55-64 407 159
25 65-74 241 77
26 75 and over 144 37
29 Diploma 215 82
33 Employee 238 92
35 Unemployed 55 4
36 Retired 222 59
39 NSW 218 72
40 Vic 241 81
41 Qld 192 61
42 SA 184 49
43 WA 192 64
45 Housing status
48 Renter 87 22
51 20-39.9 54 43
52 40-59.9 96 73
53 60-79.9 204 164
54 80-100 712 516
05/18/202407:16:55 Page 18
A F G
2 Title Mean Median
7
8
9 Source RBA RBA
14 Less than 20 297 152
15 20-39.9 303 177
16 40-59.9 336 243
17 60-79.9 490 356
18 80-100 891 589
20 15-24 233 18
21 25-34 298 153
22 35-44 486 324
23 45-54 605 422
24 55-64 695 430
25 65-74 474 324
26 75 and over 309 228
29 Diploma 505 339
33 Employee 504 332
36 Retired 386 290
39 NSW 567 386
40 Vic 488 334
41 Qld 330 243
42 SA 299 211
43 WA 503 280
45 Housing status
48 Renter 92 10
51 20-39.9 142 124
52 40-59.9 325 309
53 60-79.9 536 496
54 80-100 1292 925
05/18/202407:16:55 Page 19
A H I

7
8
9 Source RBA RBA
15 20-39.9 39 0
16 40-59.9 72 14
17 60-79.9 118 59
18 80-100 221 132
20 15-24 58 12
21 25-34 110 34
22 35-44 152 77
23 45-54 128 43
24 55-64 75 1
25 65-74 9 0
26 75 and over 3 0
29 Diploma 105 24
33 Employee 128 49
35 Unemployed 41 2
36 Retired 8 0
39 NSW 106 8
40 Vic 90 12
41 Qld 89 22
42 SA 63 12
43 WA 120 24
45 Housing status
48 Renter 31 3
51 20-39.9 74 21
52 40-59.9 99 37
53 60-79.9 112 20
54 80-100 165 23
05/18/202407:16:55 Page 20
E3 HOUSEHOLD BALANCE SHEETS – DISTRIBUTION
Data in this table were extracted from HILDA Release 18.0 (unconfidentialised data set), Melbourne Institute of Applied Economic and
Social Research, which provides unit record responses from around 9 000 households. Wealth and income data in this article are based
actual responses, or imputed responses if answers were missing. Data are weighted to be representative of the population as a whole. T
enable comparison across time, an adjustment was also made for the change in purchasing power between periods by converting the
values in earlier surveys to September 2018 dollars using the consumer price index. Household characteristics such as age, education a
labour force status are based on the household reference person, who was chosen from household members as the person with the
highest income, highest salary, labour force status, age and respondent number, in that order.
Household are only recorded as having assets or debt of a particular type if they had a positive balance in the asset or debt. Thus a
number of households with bank accounts, credit cards or business assets or debt with zero balances were excluded from the group of
households possessing these assets or debts. Results which are based on less than 0.2 per cent of the sample are not reported.
Note that additional households have been included in the sample from HILDA Release 11.0 onwards. While this change has improved t
coverage of the survey, it makes it difficult to compare the cross-sectional results from 2014 onwards with the results published for previo
years (or wealth modules). For more information on the top-up sample, see:
<http://onlinelibrary.wiley.com/doi/10.1111/1467-8462.12027/abstract>.
HILDA Disclaimer Notice: please see <http://www.rba.gov.au/disclaimer/hilda-disclaimer.html>.

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Reserve Bank of Australia 755577685.

2 Title HH wealth: Mean HH wealth: Median

3 Mean value of wealth for Median value of wealth for

2 Title HH financial assets: Mean HH financial assets: Median

3 Mean value of financial Median value of financial

2 Title HH debt: Mean HH debt: Median

3 Mean value of debt for Median value of debt for

2 Title HH wealth: Mean HH wealth: Median

3 Mean value of wealth for Median value of wealth for

2 Title HH financial assets: Mean HH financial assets: Median

3 Mean value of financial Median value of financial

2 Title HH debt: Mean HH debt: Median

3 Mean value of debt for Median value of debt for

2 Title HH wealth: Mean HH wealth: Median

3 Mean value of wealth for Median value of wealth for

2 Title HH financial assets: Mean HH financial assets: Median

3 Mean value of financial Median value of financial

2 Title HH debt: Mean HH debt: Median

3 Mean value of debt for Median value of debt for

2 Title HH wealth: Mean HH wealth: Median

3 Mean value of wealth for Median value of wealth for

2 Title HH financial assets: Mean HH financial assets: Median

3 Mean value of financial Median value of financial

2 Title HH debt: Mean HH debt: Median

3 Mean value of debt for Median value of debt for

2 Title HH wealth: Mean HH wealth: Median

3 Mean value of wealth for Median value of wealth for

2 Title HH financial assets: Mean HH financial assets: Median

3 Mean value of financial Median value of financial

2 Title HH debt: Mean HH debt: Median

3 Mean value of debt for Median value of debt for

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