BISWA

works to ensure

households
Live in dignity
ANNUL REPORT
2010-2011
.. Major Achievements till 31st of March, 2011
EnKikllting exu.me poverty and hunpr, liftUhood
support through women empowerment (MDG -I)
Finondol Inclusion through Microfinance and SHG
Promotion
SlriU Development for revival and promotion of Micro
enterprises (National policy)
Social Security through micro insurance
Ensured Marketing Linkage
Water & Sanitation (MDCi -VII)
Natural Resource Mana cement to respond to Climate
Chimp (IRCC)
Community Forestry Management (ORNP)
Renewable Energy Promotion
Water and Soil Conservation Measures
BISWA R.,..rch and Innovation Centre
Research and Innovations
Consultancy
Advocacy
BISWA Network
Health Care Servtces(Ensurfng basic health care services,
Addressing reproductive and child health care,
Emergency health care services)
Tnrining and capacity building
BISWA Low cost f\ousing project
Registration;
1,()94,029 women directly benefitted in 18 states of India
849,967 women availed micro finance services-credits,
insurances and marketing assistance
278,040 persons trained and empowered in micro enterprises
526,7 45 families insured with micro insurance products-
ltfe assets and aops etc.
171,010 women members of SHG linked to marketing
network and doing business
Sustainable Water & Sanitation Solutions reached to 303,387 famiLies In
the state of Odisha and Chhattisgarh.
(2,300 villages in 30 districts of Odisha and 4 districts of
Chhattlsgarh, 8 urban slums of SambaLpur and 100 urban slums
of Bhubaneswar covered)
Watershed management. mancroves conservations and coastal
zone manapment. forest conservations, renewable enersv
and waste treatments
11,200 beneficiaries in BOO SHGs benefitted with alternative
Livelihood training In 5 districts of Odlsha covering 6 DivisionaL
Management Units, 22 Forestry Management Units
20 villages of Maneswar Block are declared as model villages in
alternative energy promotion through Household Solar
ELectrification.
100 farming families directly benefitted with check dam at
Budapada, 600 school children benefitted through Roof Water
Harvesting structure at lujumura Girl's High school.198
beneficianes of Hatibari Health Home benefitted through
renovation of Water Harvesting Structure.
Successfully implemented major pilot projects in climate
chanp mitigation and a d o ~ o n . urban governance and slum up
gradation, water and sanitation and In areas of various policy
advocacies In the state of Odlsha.
9 DPRs and 23 Research Papers developed. Ten new projects
conceptualized and lnltlateCI.
Consultant to the Mission Shaktt Project of Department of W&CD,
Odisha for the district of Samba !pur. Consultant to DeP.artment of
H&UD for RAY/JNNURM, Khurda MuniciJ)ality, Puri Municipality and
Bhubaneswar Municipal corporation, OSDMA and HCCBP.
Save River Campaign, Odisha; Climate Change and Mangrove
conservation.
299 NGOs from the operational states are member of BISWA Network
Reaching with services to 1,534, 763 poputation
Elected PRI members, Van Sunksha Sumtt members, Urban Local
Bodles(ULB) functionaries, NCiOs, OTD.P functionaries
133 House butt under IHSDP project In stums of sambalpur
Registered under Societies Registration Act XXI of 1860, Govt. of Indio vide Registration No. 22060141 of 2005-o6, dated 01-o7-05
(issued against old Regn. No. 4824-22 of 1995-96 dated 1510711995}
Act Foreign Contributions (Regulations) Number.105060053 dated 05/0712000.
From the
Chairman's Desk
Dear Friends
Over the years, BISWA has endeavoured to adhere to the principles of
transparency and accountability. Undeterred by malicious campaigns to
tarnish our image, all of us at BISWA are set to address challenges of
extreme poverty and sustainable development in India. I must thank all of
you and expect your comments and suggestions to guide us in the years to
come as usual. I have pleasure in placing the Annual Report of BISWA for the
year 2010-11 for your perusal and directions.
As you all know the income gap between the haves and have nots in India
continues to be staggering. While the per capita income of the well to do is
comparable with the developed and rich countries, the poor still survive on
Less than 2 dollars a day. This sharp contrast between the developed India
and the underdeveloped Bharat is manifesting itself in social unrest that
threatens the very unity and sovereignty of the country. The underlying
cause of the social unrest is denial of access and right to dignified Living for
an overwhelming majority of poor Indians.
Ever since its inception, BISWA has continuously endeavoured to work for
economic and social inclusion of the poor and excluded. Our focus has been
women as they bear the major burden of poverty, and till recently were
excluded from the development planning and required resource allocation
processes.
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Through empowerment and financial inclusion women have demonstrated that
they are the most effective catalysts of social change and sustainable
development. This is a fact that has been demonstrated by over one million
women members of the BISWA family, year after year. BISWA as an institution
and me as its torchbearer have remained committed to our vision of bringing
dignity to the poor and excluded women. Our mission of '1 million jobs, 2
million toilets, 3 million water tap connections and 10 million trees by 2015' is
an article of faith for the entire BISWA family and each one of us is determined
to accomplish it.
The year just gone by brought many new challenges. The uncertainty and
troubles in the Micro Finance Sector has been a setback. The required policy
interventions were long overdue thus impacting our operations. We have
accordingly re-organised and gathered our strengths around social thematic
areas viz. Livelihood, Water and Sanitation, Health and Education, Relief and
Rehabilitation, and Natural Resources Management as a response to Climate
Change. The strategy adopted is to create national level advocacy on these
matters and attract multiple funding sources to multiply our actions and scale
up the interventions .
Our strategic collaborations with national and state government and
partnerships with various agencies including corporate bodies and donors
remain healthy and effective in delivering public goods to poor. In years to
come, we will further expand and strengthen these relationships by forging
long-term collaborations with them.
I owe my sincere gratitude to Dr. Bhagbanprakash, Chairman, BISWA Policy
Advisory Council Mr. Prafulla Kumar Dhal, Director, BRIC; Mr. Prasant Kumar
Sahu, DGM, BISWA and Mr. Pitabas Sethi, Secretary, BISWA for their deep
involvement in organisational affairs and making it possible for me to deliver
the best I could.l am grateful to all my staffs, members of Governing Body and
Policy Advisory Council, consultants and well-wishers of BISWA for their
commitment and sincerity to bring BISWA to this stage. I thank Dr. Jharana
Mishra, Chief Manager, Research, Documentation and Consultancy, BISWA for
compilation of information to produce this annual document for all of you.
Jai Hind
Chairman's Desk
Women Empowerment
Right to Dignity
Livelihood Options
Experience from the field
(From the Clutches of Poverty to Sustainable Development)
Drinking water and Hygienic way of Sanitation
Education
BISWA Research and Innovation Centre (BRIC)
Health care
Advocacy and networking
Outreaching to people; from remote tribal village to 18 states in India
Awards and recognitions
Our development partners
Affiliations
Diverse Path of Progress: BISWA Five Pillars of Activities
Human Resource
Financial Statement
Obituary
0-0
1-5
7-12
13-16
17-18
19-22
23-26
27-28
29-34
35-38
39-40
41
42
43
44
48
49-53
54-55
Socirj Wtlln Agrn:y
Annual Report 2010-2011 ________________________________ _
Bharat Integrated Social Welfare Agency
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I ISWA
Skill Development, Social Enterprise and Development Services
The objective of the programme is to enable aLLSHG members with employment and income generation
opportunities. Key objectives of the programme are:
To transfer the technical and managerial knowledge in production, marketing and various business
development services
To promoteentrepreneurialskillsamongtheSHGs
To promote sustainable Livelihood among rural entrepreneurs. BISWA is also implementing Micro-
enterprise Development Programme (MEDP) and Skill Development Programme (SOP) for poor
artisans. Cluster development approach is undertaken in the fields of Bamboo Stick Production,
Candle Making, Agarbati Rolling, P h e n y ~ Soap making, and Petty coat production amongst others. This
programme is extended to SHGs through the Block Mission Shakti Federation in Sambalpur district.
Cluster Development Programme for poor Artisans
A cluster indicates a group of people gathered together to perform a uniform activity. With an objective
to promote sustainable Livelihood, different clusters are formed for different entrepreneurial activities.
Activities performed under the programme are:
SHG formation, nurturing and credit linkage
Awareness Camp, Entrepreneurship Development, Skill Development Training and Design
Developmentamongthe rural artisans
Exposure visitto other vi brant clusters to acquire knowledge regarding best practices
Tools kit distribution
Cluster Development Committee (CDC) meetings
Meeting with bankers
Common Facility Centre (CFC) construction
Insurance coverage to all theartisansfor Life and health
Integrated Hand loom Cluster Development Programme:
Revival of the hand loom industry, traditionally a source of stable employment for the Local population,
is a priority programme and requires capacity development in terms of coping with external
competition from non-hand loom sector. The above programme is being implemented with the financial
partnership that is described in the following table:
Table Highlighting BISWA Hand loom Clusters
...
1 Sambalpur Dhama
2 Sonepur Matikhal
3 Bargarh
Barpali,
Bheden.
Sohela
Number of
People Beneftted
105 artisans
were benefited
by the training
150 artisans with the
Improved skill are
showing signfficant
changes in their
income Level.
500 artisans
were benefited
NABARD
NABARD
Dept. of
planning and
co-ordination
Achievement till date
20092012
Through Cluster Development meeting. Launching cum
awareness camp
SHG promotion and SHG management training.
entrepreneurship development training , the annual
income of the artisans increased by 35% weavers I-CARD
and coven1ge under Rajlv Gandhi Swasthya BlmaYojana
distributed.
20092012
Among social intervention health card distributed to the
weavers. Issues related to health and hygiene discussed
properly in the meetings.
20082009
Skill Development Training/ Entrepreneurship
Development/Design Development Workshop. distri bution
of modern tools and equipments, Built 500 skill efficient
artisans.
--------------------------------Annual Report 2010-2011
Socirj Wtlln Aglllr:y
Dhokra craft cluster Development Programme under Craft vUlage Scheme
The Dhokra Craft Cluster at Jharakandal and Purunapani is adopted under Craft ViLLage Scheme of Director of
Handicrafts and Cottage Industries of Odisha. The cluster consists of 7 5 families of Dhokra artisans and 5 SHGs
by taking 15 artisans in each group. BISWA is implementing the programme through District Industries Centre,
Deogarh. The important components ofthe scheme are as follows:
Formation of Self Help Groups
Skill development training by reputed master craft persons
Distribution ofimprovedtoolkitsto artisans
Financiallinkage and margin money payment to artisans
Marketing exposure and Linkage
Design and product diversification training
Financial Inclusion
BISWA aims to provide financial assistance to the deprived through a structured organisational response. And
ensure access to financial services, adequate credit whenever needed by vulnerable groups at an affordable
cost. BISWA has joined hands with Punjab National Bank under Financial Inclusion project at Bundu of
Jharkhand and Daringbari block of Phulabani districts of Orissa. The objectives of the FiMnciallnclusion at a Glance
P
rogrammes are (i) to avail credit at door step, (ii) financial Literacy and (iii) thrift. Accounts opened so far
73
"
2

Farmers club Promotion
BISWA with the support of NABARD has promoted farmers club to bring the sustainability of agriculture in rural
areas through credit, technology transfer, awareness and capacity building in three states (Orissa, Chhattisgarh
and Jharkhand). These clubs are acting as informal forums where the members are taking initiatives to promote
economic development activities on community works, education, health, environment Farmers club at a Glance
and natural resource management and they are conducting various interface meetings No. of states .3
with line departments to enhance and build their capabilities in terms of their No.
7
No. oJ blocks- 17
Livelihoods. Base Level orientation programme has been completed for 22 clubs where No. ofdubs-143
the AGM, NABARD, LDM and other Line department staffs were present.
SHCis Promotion and Linkages
BISWA in association with NABARD, Bhubaneswar has undertaken the SHG promotion and Linkages programme
at village level to develop the practice of saving and develop thrift and credit activities among group members
in Sambalpur, Deogarh, Sonepur and Bolangir districts. Under this programme BISWA has SHPI at a Glance
promoted and nurtured 200 SHGs, 50 in each district. The objectives of the programme are (i) zo.

to promote Women Self Help Groups (SHGs) and (ii) to establish Linkages with banks for zblocks-10
meeting their credit requirements to start economic activities of their own. No. of SHGs- 200
Village Development Plan
In order to promote better livelihoods, better services and create rural infrastructure, BISWA in coLLaboration
with NABARD has taken 3 year village development plan in Kalikut village of Deogarh district. This concept
provides a platform where different agencies can come forward to address the issues pertaining to social
securities and infrastructure development. The objective of the programme are (i) to create financial Literacy
among the villagers, (ii) to ensure better basic services and provide a platform to create Local Level
infrastructure by effective implementation of various social development schemes, (iii) to enhance the
knowledge and capacity of the communities to participate in village development plan and (iv) to create
synergies between various stake holders for promotion of better Livelihood opportunities.
During this year PRA exercise, SHGs promotion and nurturing, Village Development Committee formation,
awareness programmes were conducted.
Annual Report 2010-2011 ________________________________ _
Bharat Integrated Social Welfare Agency
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I ISWA
BISWA handing over the 1st Sanitation A scene from inauguration of Micro Enterprise
loan at Gyan Nagar slum of Bhubaneswar, Odisha Training Development Program at Samra, Odisha
A Scene from training for SHG Leaders at
Dhama in BISWA's activity towards Hand loom
Cluster Development Programme
BISWA Volunteers and Staff members
distributing the relief to the fire victims of
Pandiapali Village, Sonepur, Odisha
------------------------------Annual Report 2010-2011
As on As on As on
Mar,2009 MAR,2010 MAR,11
1 No. of States covered 11 14 18
2 No. of Districts 6S 108 114
3 No of Branches opened 227 252 273
4 Total SHG promoted 34,299 48,927 68,963
5 No of SHG Members 550,570 803,048 1,094,029
6 Average members per SHG 16 16 16
7
No of Loan Disbursed 41,631 48,165 65,373
8 Amount of Loan Disbursed 5.965.428,576 9.099.554. 703 12,698,768,148
9
Loan Size 143,293 188,925
Walfara Agancy
CITI Mkro Entrepreneur Awards 2010
Manoranjan Mishra (NationaL Runner Up East and North East)
Mr.Manoranjan Mishra hails from Sambalpur in Odisha. Born in a poor family. At an
early age, Manoranjan took tuitions to fund his education and support the family
income. After completing his graduation, he continued to take up various odds
jobs to earn money, often holding two to three part times jobs simultaneously.
One of these jobs was with a local travel agency. The work enthused him and he
quickly realized its business potential. After gaining some experience in the job,
he decided to set up his own travel agency.
Needless to say lack of capital was hisfirstmajorchallenge. To make matters worse he started receiving
threats from an established Local travel agency, even before he could get started. Not one to give
up, Manoranjan preserved and managed to acquire a Loan of 50,000 from an NGO. Bharat
Integrated Social Welfare Agency (BISWA) assisted him with technical and managerial inputs to
set up and run a business. Thus in 2000, Manoranjan set up his Konark Travel Agency .
. Today, Konark Travel Agency has a steady clientele and a reputation for reliability. The travel agency
employs 6 full time workers. BISWA continues to support him by routing all their ticketing
requirements through his travel agency. He also caters to travel requirements for various training
programs at BISWA and other organizations. In 2009-10 Konark Travel Agency had a turnover of
4.5 Lacs and a profit of 1. 9 Lacs.
In a bid to increase his clientele, Manoranjan has increased the gamut of services offered to customers.
Apart from ticketing, Konark Travel Agency also provides assistance with gas and utility services.
Manoranjan aims for a whole host of services requirements in the area.
Ensured Market Linkage SHG's are Linked to Market
To harness the potentiality of rural marketing for income generating and livelihood promotion of the
poor and to enhance financial inclusions BISWA has a marketing project called the Laxmipriya
Micro Enterprises Pvt. Ltd (LMPL). Key objectives of the LMPLareto adopt a systematic marketing
strategy that would strive to consolidate both product and the cross marketing benefits to rural
poor and women entrepreneurs of SHGs. As part of its activities, LMPL has been supporting
women members of SHGs, SHG Federations, Cluster level members and the tribal communities
through its social financing and providing technical knowhow with management skills to the
newly emerging women entrepreneurs in marketing field. As a part of marketing support, BISWA
ensures information of product price and various advantages based on locations trades and
others including brands. Promotion of Joint Ventures for marketing products of WSHGs is one of
innovations that helps in eradicating rural poverty maximum.
Special Interventions for Physkally & Mentally Challenged
To improve the living conditions of physically challenged people and to empower them to
participate fully in the economic, and social arenas,
Annual Report 2010-2011 _____________________________ _
Bharat lrrtegrated Social WeHare Agency
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IISWA
BISWA has provided employment opportunities to a number of differently a bled people in its
office premise ensuring equal opportunities for them towards employment
By extending financial support and vocational training to empower the people living with
disabilities in the rural areas with fewer opportunities for Livelihood are available
By identifying mentally ill persons and helping them to be reintegrated with the mainstream
social life added with livelihood support.
BISWA has taken an initiative with Basic Needs India, Bangaluru for mentally ill persons and has
successfully rehabilitated 450 persons 4 blocks of Sambalpur District.
Rebuilding Houses of Hope for Leprosy Cured Persons at HATIBARI health Home at Sambalpur
BISWA initiative towards socialisation of leprosy cured persons:
"Ten million people suffer not only from Leprosy as a disease which is scientifically and medically
proven to be curable and manageable, but also from political, legal, economic or social discrimination
and isolation as a result of misunderstanding and indifference, and Lack of legislative or administrative
measures to prohibit such discrimination and to protect and remedy the victims."
lt
1
s a new Life for them. Until yesterday, they were Looked down upon by their neighbours who
considered them as cursed souls. None in their respective Localities desired to even glance at their
shadows. But today they are rubbing shoulders with the same people at workplaces such as
agricultural fields, hand loom centres, poultry farms, vegetable gardens and handicraft centres. The
Leprosy cured persons at Hatibari Health Home- A Rehabilitation Centre located in natures cradle,
nearly 25 kms from the western town of Sambalpur in Odisha, India, have today rediscovered
themselves today in a new and yet different world.
This is because of the efforts of BISWA, the organisation that has been tirelessly working for the
rehabilitation and reintegration of these people through multiple socio-economic interventions.
Founded by Padmashree Dr. Isaac Santra in the year 1951, the home came under the management of
Hind Krustha Nibarana Sangha and District Administration of Sambalpur after the sad demise of the
founder. Towards strengthening the process of rehabilitation they handed over the charge ofthe home
to BISWA. BISWAs action that makes difference among the inmates is as follows:
Leprosy neuritis clinic
Self-care training
SkiLLDevelopmentTraining
Production Unit
------------------------------Annual Report 2010-2011
'
mwA Bharat Integrated Social Welfare Agency
Micro Finance Linkage
Micro Marketing Linkage
Rehabilitation and Reintegration with their family and the society
Initially when the organisation started its intervention, the inmates were not in a mind set to go out of
the house, so the 1st task was to develop self confidence among them by engaging them in Livelihood
promotion activities. The organisation supported them with small farming and manufacturing units
training them on agriculture, cloth weaving, sisal work, candle making, &toy making etc.
The Micro-enterprises development project implemented by BISWA (in 560 Acre of forest Land} is now
playing a vital role in socialization of the Leprosy-cured persons. Those working in different
production units including hand loom weaving, candle making, sisal work & get wages around Rs.350
to Rs.500 a month. Besides BISWA has also appointed its staff to monitor and supervise the project at
Hatibari. BISWA has established three SHGs among the women inmates there and among the women
of Santrapalli (120 acre of Land from 560 acre}. The member regularly holds meetings and other
awareness programmes. The total rehabilitated persons are 205 in Hatibari Health Home.
Not satisfied with their present income the inmates are now asking for wages at par with general
workers. In the words of Dr. K. C. Malick, "when the inmates start demanding for wages at par with
others in the outside world it gives me immense satisfaction. I feel that our sincere effort in building
the self confidence, awareness generation and process of reintegration has helped us in
mainstreaming them.
Take an example of LaxmidharPradhan of Boudh. He Looks after the agricultural activities. Utilising big
ponds in the project area has helped the inmates to grow huge quantity of cabbage, cauliflower,
brinjal. tomato and paddy this year.
The pisciculture ponds, papaya, mango, guava, cashew and Lemon orchards spread of several hundred
of acres of Land offer a perfect opportunity to the inmates to work in dignified way and Lead a decent
Life.
After keeping aside the required quantity of agricultural produce for use of the health home, the rest is
sold in the market. The earning from agricultural produce for use ofthe health home, the rest is sold in
the market. The earning from agriculture activity is slowly and yet steadily increasing ever since
BISWA took over from HKNS in the year 2003 and it is going to be one of the best self sustaining models
of rehabilitated persons.
The organisation pays Rs. 1. 7 5 Lakh Lease money per annum to the state government for a total of 563
acres of Land under the possession of Hatibari Health Home. "The total earning from different
economic activities carried out in the centre by October 31st 2009 was recorded at Rs. 1.87 Lakh,
Annual Report 2010-2011 ______________________________ _
Bharat lrrtegrated Social WeHare Agency
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IISWA
indicating that days are not ahead when the centre would attract the world attention as a viable
economic model run by Leprosy cured persons," says Mr. Kulamani Dash, Program Manager, BISWA.
Very recently the District Magistrate and Collector, Sambalpur-Mr. Hemanta Kumar Dash visited the
Home to have a practical knowledge of the day to day affairs in the home. He was moved by the warm
welcome by the inmates and praised the efforts of BISWA. He also suggested for some new initiatives
for the economic empowerment of the inmates.
------------------------------Annual Report 2010-2011
Socirj Wtlln Aglllr:y
Youth Employment Programme
Considering the importance of vocational training, that service the existing market needs, the foLLowing
training have been implemented by BISWA under this programme:
Typewriting
Stenography
Secretarial Practices
Computer Operator and Programme Assistant
Architectural Designing
DeskTop Publishing
Electronics (Radio/TV/Tape Recorder Mechanic)
Refrigeration and Air Conditioning repairing
Plumbing, Mason Training and Carpenter Training
Cutting/Tailoring and Dress Making
Fruit and Vegetable Preservation Programmes
Under the SJSRY Scheme and in partnership with Sambalpur Municipality, BISWA has conducted skills
development projects for youth of Sambalpur. One of them is a 6 months' training in Computer
Application and Mobile Repairing for the unemployed youth. Tailoring Training for the adolescent girls
ofSambalpurdistrict is the other programme.
Orissa Tribal Empowerment & Livelihood Programme (OTELP)
The purpose of the programme is to ensure the livelihoods and food security for poor tribal households
through an efficient, equitable, self-managed and sustainable use of natural
resources at their disposal and introduction of off-farm/on-farm enterprise
development in tribal areas of Odisha.
The programme adopts 'watershed plus' approach where watershed remains the
basic vehicle for natural resource management. In watershed plus, 215 ponds aLLow
an opportunity to address broader issues of sustainable Livelihoods such as savings
and credit, access to common property resources, off-farm/on-farm activities, issues
related to non-timber forest products and community infrastructure. For
implementing this scheme in Raygada district BISWA has partnered with the
Department of Tribal Welfare (Government of Odisha). The scheme has been
initiated by DFIDand GovernmentofOdisha.
Odisha Forestry Sector Development Project ( OFSDP)
BISWA is a key implementing agency for Odisha Forestry Sector Development
Project (OFSDP). The project is supported by Japanese International
Co-operation Agency (JICA). It is being implemented in 5 districts, namely Keonjhar,
Annual Report 2010-2011 _____________________________ _
Blunt I_... Sodol Wolfora AglllCy ~
Deogarh, Anugul, Balasore and Bhadrak. The core purposes of the project are: restoration of the
degraded forest and improvement in economic condition of the people Living in and around forest
areas.
Under the programme, community is entrusted with the protection of forest in return for a share of the
final benefits. The standard of living of the people residing in and around the forest areas has improved
in consistence with conservation afforests and its sustainable management. In the financial year 2010-
11, BISWA has conducted total 185 Capacity Building Training programmes for VSS (Vana Samrakshan
Committee) and SHG members.
BISWA Implements Madhya Pradesh Rural Livelihood Programme (MPRLP)
BISWA is partner to Madhya Pradesh Society for Rural Livelihood Promotion (MPRLP) since 2009. It is
dedicated towards eliminating rural poverty by empowering tribal households in 5 districts of the
state. The MPRLP has adopted a bottom-up approach. It facilitates community-driven collective and
individual actions to reduce poverty. The project aims to reduce food insecurity by providing social
safety nets in the form of short-term employment. It has improved the socio-economic infrastructure in
the villages and boosted resource productivity by investing in agriculture, soil and water conservation,
watershed management and forestry, and developing social-finance and micro-enterprises. The
programme also Looks into the demand side effort by improving human and physical resource
endowments, enhancing productivity, mitigating risk and strengthening market Linkage.
------------------------------Annual Report 2010-2011

Welfln Aganq
Water, Sanitation and Hygiene Promotton
To reach the target of 2 million toilets and 3 million water tap connections, BISWA is enhancing access to
safe and sustainable sanitation solutions for the rural households through micro-credit under the ambit
of 'Financial Inclusion Improves Sanitation and Health' (FINISH- An Indo-Dutch Collaboration) as a PPP
model.
The organisation has taken up the initiative to build eco-friendly toilets for the first time in Odisha. A
pilot demonstration of the ECOSAN model is constructed at Churali village of Puri district of Odisha. The
ECOSAN toilet is a very advanced and modern way of constructing a toilet which is truly sustainable.
Model Village sets an example in Water Connectivity
Against the backdrop of BISWA Huma-1 group SHG of Maneswar block unfolds an unique experiment
where 14 women were mobilized on 22nd October, 2009. They constructed household toilets on an
entrepreneurial basis which not only provided employment opportunities to those involved but also
made the Panchayat area clean, tidy and free from diseases arising out of poor sanitary conditions.
The wonder and the scenic beauty of Huma village's Leaning temple attract quite a volume of tourists
every year. But the lack of adequate and accessible places of convenience meant that villagers were
defecating openly causing severe discomfort to the visitors.
Huma -1 SHG members took sanitation loan from BISWA and started building double pit Individual
Household Latrines (IHL) in their premises. The members wanted to make the entire village a model
sanitation village and replicated the same model by creating SHGs Huma-2 and Huma-3 respectively.
Subsequently, they applied for financial assistance from BISWA to constructtoilets in their houses.
The group members also took active part in creating awareness in their community by observing World
Toilet Day and World Water Day in the village. Presently, the Hum a -1 SHG holds the recognition of the
2nd BEST BISWASHG award.
Reaching the poor through Sustainable Partnerships
High population density, erratic connection of water pipes and sewerage systems, and absence of good
governance practices compelled the slum dwellers of Bhubaneswar to get unauthorised connections
through illegal ways resulting in unhygienic environment.
With a vision to transform Bhubaneswar into an Open Defecation Free
(ODF) city through a City Sanitation Strategy (CSS), BISWA with the
technical support from USAID FIRE (D) and financial support from Michael
and Susan Dell Foundation (MSDF), proposed Bhubaneswar Slum
Upgrading Project in the Gyan-Nagar slum areas of Bhubaneswar city.
In this slum area, more than 80 households have been residing with
severely inadequate provisions of sanitation and drinking water
supply. BISWA's financial inclusion model provided for household
water supply connections and Individual Household Latrines (IHL). These resulted in tremendous
improvement of standard of Living in Gyan- Nagar slum.
BISWA's community intervention also resulted in empowering the slum women towards economic
achievements. The women members of BISWA Gouri group, BISWA Mangala group, BISWA Dhundia
group and BISWA Tarini group are now engaged in Papad making business.
US Ambassador Timothy J. Roemer during his visit to the project area appreciated the interventions of
BISWA.In his address he emphasised, "the need to elevate women's status," which subsequently, "wiLL
bring Women Empowerment and when women are empowered, community is empowered and
Ltimatelythecountrywillbe benefited."
Annual Report 2010-2011 _____________________________ _
Bharat lrrtegrated Social Welfare Agency
Adopting Climate Change: Integrated water resource management
Promotion of Mini Watersheds
BISWA promotes mini watersheds to help the farmers in Kharif and Rabi
irrigation. Major emphasis of this project is on strengthening farmer's
organisations and providing training on conflict management in water usage,
leadership development and gender mainstreaming. Hatibari eco-watershed
development in lujumura block of Sambalpur district has demonstrated
organic farming, bio fertiliser usage and pest control, low-external input
agriculture and efficient water management practices. Total30- 40 mini water
sheds have been promoted by BISWAso far in Odhisa.
Water Harvesting Structure:
Construction of Water Harvesting Structures:
'
IISWA
Construction of hundreds of Water Harvesting Structures for water conservation and management of
river basins and water tables is one of the main objectives of the organisation in its areas of operation.
Due to improper maintenance and ignorance, traditional water harvesting structures are silting and
suffering eutrophication in most part of our state. Encroachment of this traditional structure is
another serious problem as the population is blooming at its highest rate. So, initiatives have been
taken to encourage construction of water harvesting structure in rural pockets of Western Odisha to
increase the surface water storage capacity. This finally will lead to increase in the ground water table
and easy availability of water during off season for human consumption.
WHS Block Ci.P Village
01
01
01
Check Dam:
Maneswar
Maneswar
Maneswar
Baduapali
Baduapali
Baduapali
To meet the rising water concerns, the organisation has brought an idea of
optimum utilisation of available water resources that ensures adequate
protection of the single crop which fails in Kharif season.
Under this intervention, a check dam was first constructed in 'Budapada' village
of Maneswar block with total area under irrigation of 125 acres and benefiting
60 farmers' family. The project in its second phase of implementation included
formation of farmers clubs and providing training to them on agriculture
intensification and diversification farming technologies. This helped them in
having two crops per year resulting in increased income and food security
round the year. The check dam built this way harvests rainwater, checks soil
erosion and brings stabilisation in the catchment areas and has proven to be a
successful strategy towards ground water and soil conservation.
RoofTop Water Harvesting Structure:
Budapada
lhankarbahali
Tangarjuri
Roof Top Water Harvesting Structure has proved a necessary tool in controlling unnecessary wastage
of rain water. BISWA has constructed roof top water harvesting structure at lujumura block Girl's High
school of Sambalpur district and handed it over to the communities for management and operation.
-------------------------------Annual Report 2010-2011
'
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Innovative Schools for Primitive Tribal children
(An Innovative way to impart Education to the Indigenous tribal children)
With an idea of stepping towards universalization of Elementary Education for the development of
tribal children, BISWA has launched 20 Innovative schools in the tribal pockets of Sambalpur and
Kalahandi district.
In the schools the children are notjustgettingformaleducation, they are getting other benefits like:
Joyful Learning in our Innovative Schools.
Quality dress material to the children.
Quality nutritious food for their good health.
Extracurricular activities like games, yoga.
General Knowledgetrainingfordevelopingtheir I.Q.
Assistance for higher studies.
Bi-cycle for their easy mobility to the far off school
Apart from this the organisation provides nutritious Soy Milk and Toast to the children as morning
breakfast.
Creche Centre for Infants:
BISWA has been successfully running 22 creches for infants of Un-organised women Labour in
Sambalpur and Koraput districts of Odisha. Till now BISWA has been able to provide shelter to 750
infants of the women who have been involved as informal Labour in Koraput. In Sambalpur, out of 373
children, the centre is serving 39% ST children. Similarly in Koraput district, out of 371 students, the
maximum students are belong to marginal class.
Special Learning Centre for Urban Slum Children:
To provide space for learning to the underprivileged children of the urban slum areas, BISWA has
established special learning centres in the slum areas of Bhubaneswar.ln these centers, it is providing
preliminary education to the children in two separate wings i.e. Pre-school and Elementary Education
for 3- 5 years and 6-11 years old children respectively, whereby special attention is given to the
students on child-to-child approach. The school could retain 450 children from 8 slum areas by
providing holistic education facilities and encouraging environment.
Annual Report 2010-2011 _____________________________ _
Bharat lrrtegrated Social WeHare Agency
'
IISWA
Financial! nclusion towards promoting Gi rls Higher Education:
Giving emphasis on educating the daughters of the nobility for their social position to come, the
organisation also provides micro credit for bi-cycle for the easy mobility of collage going rural girls. Till
date BISWA has extended Education Loan promoting 60 numbers of girl students to attend their higher
studies.
-------------------------------Annual Report 2010-2011
Socirj Wtlln Aglllr:y
Health Initiatives
By giving due importance to the 'underlying determinants of health', BISWA strives to protect and
promote the Rightto Health for all. BISWA's Rightto Health entitlements include
The right to a system of health protection providing equality of opportunity for everyone to enjoy
the highest attainable level of health
Rightto prevention, treatment and control of diseases
Access to essential medicine
Health intervention and research
Maternal, child and reproductive health
Equal and timely access to basic health services
The provision of health related education and information through awareness, capacity building
training and campaign
Participation of the population in health related decision making at the community Level
Public awareness on NRHM entitlements
Preventive and curative measures
Urban centreworkingas per the need of the community
Readdressing discrimination against women health rights, BISWA ensures adequate healthcare
facilities, counselling and services in family planning for women in rural areas. It ensures that women
have appropriate services in connection with pregnancy, child birth and post natal period including
family planning and emergency obstetric care.
Tl programme-BISWA & OSACS's Partnership:
Odisha is a Low prevalent state but highly vulnerable to HIVIAIDS. To detect, control and reduce the
spread of HIV infection in the society, BISWA is fighting hard through a multi pronged strategy.
To establish the objective in its operational area, it is working as an implementing agency for the Target
Intervention project (TI Project) of Odisha State AIDS Control Society (OSACS) in Muniguda. Gunupur
and Gudari of Rayagada District in Odisha.
Objectives of the Targeted Interventions:
Provision of services to target population in order to practice safe
sexual behaviour
Creation of enabling environment to overcome obstacles and to
support practice of safe behaviour
Empowerment for lobby and advocacy what they need
(community mobilisation)
Empowering women through integrating the neglected section
of the community to income generating activities with Micro
Finance and Micro Enterprise interventions
Annual Report 2010-2011 _____________________________ _
The organisation is taking measures in Behaviour Change
Communications, STD Treatment, Condom Promotion enabling
environment and community mobilisation for successful control
of H IV/ AI OS in Rayagada District.
Programmes for Mentally Sick Persons-BISWA & Basic Needs
India partnership:
BISWA has taken a new initiative with Basic Needs India,
Bengaluru for mentaLLy sick persons. The main aim of this project
is to give treatment to the mentally sick persons in their
communities. BISWA has taken the initiative of changing the
outlook of people towards such persons through conducting
awareness meetings.
BISWA Health Awareness Campaigns
The health awareness campaigns of BISWA aim at advocating for
effective, weLL-funded, integrated health systems that are
equitable and accessible to aLL. The only way we will make real
progress on meeting the MDGs is by revitalizing the national
health systems to meet the chaLLenges of HIVIAIDS, TB, Malaria,
Sexual and Reproductive Health, Maternal Health, Child Survival
and other health problems.
Reproductive & Child Health:
Establishment of Maternity Waiting Home
To improve institutional delivery and addressing
communication problems in difficult tribal pockets, the
organisation has established a Maternity Waiting Home at
Malkangiri in coLLaboration with NRHM.
lanani Express - A 24 Hrs. ambulance service for safe
institutional delivery
To promote institutional delivery among tribal women, the
organisation has been providing Janani Express Ambulance
services in collaboration with NRHM in 10 tribal dominated
districts of Odisha.
Capacity BuildingTrainingforfemale health workers
The organisation has been arranging Capacity Building Training
programmes for ANM, ASHA and Anganwadi workers for
delivery of better health care services.
Organising Health Camps (Mega Swasthya Mela):
To provide adequate health care services in the geographicaLLy
inaccessible tribal pockets of Odisha and Madhya Pradesh,
health camps were organised by BISWA.
Bharat lntagrated Social Walfare Agency
------------------------------Annual Report 2010-2011
'
IISWA
Socirj Wtlln Agrn:y
Table indicating an abstract of ongoing health initiatives of the organisation
Sl No Programme Name Funding Name Operational Area Aims At Outcome
1
2
3
CHIN For
CHANGE
RCHII
CMAI
MY HEART
TARGET OSACS
INTERVENTION
JUJOMURA.
SAMBALPUR
o Developing of participatory
communication strategy
o Capacity enhancement of service
providers, civil society organizations
and media
o To promote community awareness on
NRHM entitlements
o Forums/round tables among various
stakeholders formed to promote
exchange of experiences, Innovations,
learning, and challenges
o Key processes and learning
documented and disseminated
6,526 people were
sensitized on their
health
entitlements, 53
ASHA's, 35 PRis and
42 CBO's were
trained on NRHM
entitlements.
TAMPARGARH o Promoting Maternal and Child Health
& CHHAMUNDA by reducing the IMR and MMR rate In
400 Households.
coverlng75
Pregnant women,
60 lactating
mothers, 128
adolescent girls
were benefited
from the programs
OF JUJOMURA, the Operational area
SAMBALPUR
GUNUPUR,
RAYAGADA
o To create an Enabling environment in 250 Female sex
the Project Area for involvement of the workers were
External stakeholders as well as the counseled and
Target population through community sensitized on
mobilization HIV/AIDS
o To conduct Intensive BCC for reduction
of High risk behavior
o To reduce incidence of STD among core
group
o To promote condom use by enhancing
acceptability, availability, accessibility
and affordability of the target
population
Annual Report 2010-2011 ________________________________ _
Bharat Integrated Social Welfare Agency
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Sl No Programme Name Funding Name Operational Area Aims At Outcome
4
s
6
7
8
BKMM EYE
HOSPITAL
OPD
Health Camps
OWN DHENKANAL
OWN SAMBALPUR
BISWA's own Slum areas of
funding & BMC old town and
Khandagiri of
Bhubaneswar,
Shadoland
Dlndorl districts
of Madhyapradesh
and Sambalpur.
MATERNITY NRHM KHAIRPUT
(MALKANGIRI},
TUMUDIBANDH
(KANDHAMAL)
WAITING HOME
JANANI EXPRESS NRHM SONEPUR.
RAYAGADA.
MALKANGIRI,
KANDHAMAL,
KENORAPARA,
BARGARH,
BOLANGIR.
KHURDA
BOLANGIR.
KHURDA
o To promote ft facilitate the 89 Eye camps were
treatment of eye related diseases
conducted
to the poor ft public in general on
benefiting 7387
a non- profit basis. The hospital
patients; 1719
focuses on treatment of Cataract,
Cataract operations
and 1719 Eye glass
Glycoma, and refractive errors
distributed to the
which are the major causes of
beneficiaries; 2307
reversible blindness.
were benefited
from the Hospital
OPD
o To extend primary health services to More than 282
Urban slum population cases have been
treated
o Provide door step health care to the 57 Number of
less privileged health camps were
organized and
3115 number of
patients were
treated.
o Promotion of Institutional Delivery & Provision of ANC
Reduction of IMR/MMR care to expectant
mothers
o Promote Institutional delivery by Rise in Institutional
providing free transportation to the delivery to more
delivery cases in the non assessable than 82% in the
areas Operational areas
---------------------------------Annual Report 2010-2011
Socirj Wtlln Aglllr:y
Advocacy and networking
BISWA promotes and follows Network-Centric Advocacy. In this modeL the determination and
participation of the organisation is typical of direct and grassroots model coupled with the efficiencies
and strengths of the network model. The process implementation is successful because of the
increased density of communication connections among potential participants and the ability to scale
those connections to meet demand.
I. Advocacy: Campaign for SocialAwareness
BISWA focuses on promoting human rights, encouraging womens participation in decision making,
strengthening systems aimed at all forms of discrimination against women, mainstreaming a gender
perspective in the process of activity and building partnership with government towards holistic
development.
In the year 2010-11, the organisation has undertaken following advocacy programmes towards
establishing fundamental rights.
a. Consumer Rights Awareness Campaign: At Padampur and Diptipur villages of Bargarh district on
29.11.10 to spread consumer awareness on his rights. On this occasion, rally and exhibitions at
Bijepur and Chantipali villages of Bargarh district were organised. Wall paintings were made at
different places of the villages.
b. Convention on Electoral and Political Reforms: BISWA in
collaboration with Orissa Election Watch and ADR
organised a State Level Convention on Electoral and
Political reforms on 28th and 29th August 2010 at
Bhubaneswar. The main purpose of this convention was to
share the learning of 2009 General Election, to discuss and
advocate the ELectoraL Reforms at various levels including
required reforms for Local bodies (including Panchayati Raj
system and Urban bodies) and to prepare a future strategy
for Orissa Election Watch.
c. Rights ofthe Girl Child and future implications of imbalanced
sex ratio: A state Level workshop was organised by BISWA in
collaboration with State Social Welfare Board, Odisha
sponsored by Central Social Welfare Board, New Delhi on 4th
and 5th September, 2010. On the occasion, Imbalanced Sex
Ratio PNDT Act and its implications, feeding practices
nutrition and growth of girl child were discussed.
Representatives from BISWA presented advocacy message
on Preventive Measures ofTraffickingwith special emphasis
on girlchild and rights of the girlchild.
VIGILANCE AWARENESS WEEK
25th October to bt November 2010
Be a part of movement again&t corruption


Cou.rteey BI8WA, 8 ambalpur eon. of<W1W
Annual Report 2010-2011 _____________________________ _
Bharat Integrated Social Welfare Agency
'
I ISWA
d. Anti-Corruption Advocacy: To make the rural people aware about corruption and implementing
preventive techniques, BISWA observed Vigilance Awareness Week from 25th October to 1st
November, 2010 supported by the State Vigilance Department.
During this week several awareness rallies and movements were organised to advocate anti-
corruption activities.
e. National Workshop on Energy Equality: A national level workshop was organised on "Energy
Equality: To eradicate poverty in Orissa" on 22nd October, 2010 at Bhubaneswar by BISWA. Mr.
Prafulla Ghadei, Honourable Finance Minister, Government of Odisha graced the occasion.
f. Seminar on Reinventing the Indigenous Culture of Western Odisha (event supported by Planning
Commission, India): BISWA is committed to holistic social development through proper utilisation
of human, natural and cultural resources in its areas of operation. To that end, a two day seminar
was organised on 13th and 14th of January, 2011 at BISWA Training Institute. It was inaugurated by
Shri A. K. Sahu, SP. Vigilance, Sambalpur. Dr.Jharana Mishra, Chief Manager, ROC, BISWA introduced
the theme of the seminar and Dr. K. C. Malick's aim towards organizing such a seminar.
Professor Dadhibaman Mishra (Retired), Professor D. K. Behera (Department of Anthropology,
Sambalpur University), Shri P. L. Dash (Station Director, Doordarshan Kendra, Sambalpur), Natyashri
Panchanana Mishra, Dr. Saswat Chandra Pujari (Sociologist),
and Mr. Pramod Pattnaik (PRO, BISWA) presented papers on
the occasion and answered participants' questions.
Dignitaries who were felicitated on this occasion include Mr.
Sarat Rath (Ex. Vice President Lalit Kala, Odisha), Mr.
Surendra Sahu (Folk Artist and Researcher), and Mr.
Bholanath Nayak for Fine Arts.
A good number of speakers also highlighted the rich culture
of Western Odisha with special thrust to stone carving,
temple art, folklore, folk dance, folk songs, folk music,
indigenous drama, traditional architecture etc. BISWA's
approach towards sustainable Livelihood for the
marginalised musicians and artists through its cultural wing
was widely appreciated.
II. Promotion of Civic Governance
To make its programmes transparent and accountable
through public participation under the provision of 73rd
------------------------------Annual Report 2010-2011
Welfln Aganq
Constitutional Amendment Act (CAA), BISWA has followed a bottom up approach and has made
governance an inclusive process. BISWA has successfully implemented Good Governance projects in
10 PanchayatsofJujumura block,Sambalpur.
The objective of the intervention is to facilitate citizens participation, particularly of under privileged
women and the minorities, in the Local governing process through capacity building of the
communities and orienting elected representatives on issues of participatory governance.
In the initial phase, it has successfully built local governing mechanisms those involve the communities
and minorities in Sambalpur district. The Level of participation of targeted minorities has increased
manifold in terms of decision making capacity, greater economic stability, zero caste and communal
tensions etc. In future this project will be replicated in other parts of Odisha.
Ill. Promotion of Communal Harmony and National Integration
BISWA with an objective to maintain national integration is dedicatedly working to reduce the socio-
cultural differences and economic inequalities. It is committed to preserve, promote and defend the
secular, pluralistic, socialist and democratic values and augment social harmony.
IV. Family Counselling Centre (FCC)
It offers counselling services to the end of providing a
responsive, creative, compassionate and healing service to
the community and treatment to individuals, couples and
families in distress, in a confidential and ethical atmosphere.
During 2010-11, cases of physical and mental abuse due to
dowry, pre-marital issues, extra martial relationship, marital
discord with spouse and in-laws, personality difference
between spouses, domestic violence due to drug addiction
and alcoholism, family burden and economic crisis among
others have been solved through counselling.
V.lnformation Dissemination
Abiding by the UN RTI Article "Freedom of information is a
fundamental human right", BISWA regularly undertakes
information collection, production of communication
materials and large-scale dissemination of the same. It has
also developed strong Linkages with the media. Relevant
information on contemporary issues is sourced from civil
society actors and government. The Information
Dissemination Centre is also a repository of research studies
and training on issues of Governance, Education, Health,
Gender etc.
Annual Report 2010-2011 ______________________________ _
Bharat Integrated Social Welfare Agency
'
I ISWA
VI. American Envoy hails BISWA:
Sincere efforts by BISWA to provide piped water supply and added sanitation facilities in urban slums
got a boost on 7th April as it was appreciated by Mr. Timothy l. Roemer, US Ambassador to India, during
his visit to Bhubaneswar. He inaugurated the USAID sponsored pilot programme for providing piped
water supply and sanitation facilities to all households at Gyan Nagar slum. It is a joint programme
undertaken by USAID and BISWA.
As a matter of fact, BISWA has succeeded in influencing the state government policy on urban water
supply. BISWA has successfully convinced the government to ease down the prevailing norms for
extending water and sanitation facilities for slum dwellers.
It is worth mention here that BISWA is also inducted as a partner to FINISH, an ambitious international
project on improving sanitation status in India.
------------------------------Annual Report 2010-2011
Outreaching to People; from Remote Tribal village to 18
states in India:
The Organisation started its operation from a small village named Baramunda in Odisha and e><panded
to all the districts of Odisha and Chhattisgarh and then on to 18 States of India covering 114 Districts,
355 Blocks, 4,726 Gram Panchayats and 13,378 villages over the years. The following table reflects the
outreach of the organisation in the country.
Table-IV
Table Showing 8/SWA 's Geographical Outreach
STATE Name of t he Di st ricts
ODISHA 1. Angul 9. Dhenkanal 17. Kendrapara 25 .Nuapada
2 .Bolangir 10. Gajapati 18. Keonjhar 26.Puri
3. Balasore ll.Ganjam 19. Khurda 27.Rayagada
4. Baragarh 12. Jagatsinghpur 20. Koraput 28 .Sambalpur
5.Boudh 13. Jajpur 21. Malkangiri 29.Sonepur
6. Bhadrak 14 .Jharsuguda 22. Mayurbhanj 30. Sundargarh
7. Cuttack 15. Kalahandi 23. Nabarangpur
8. Deogarh 16. Kandhamala 24. Nayagarh
CHHATIISGARH 1. Bastar 5 .Durg 9. Kawardha 13. Raigarh
2. Bilaspur 6. Janjgir Champa 10. Korba 14 .Raipur
3. Dantewada 7. Jaspur 11. Koriya/ 15. Rajnandgaon
4. Dhamantari 8. North Baster Kanket 12. Mahasamund 16. Sarguja
17. Bijapur 18. Narayanpur
BIHAR 1. Gopalganj 2. Gaya
WEST BENGAL 1. South 24 Parganas 2. Paschim Medinipur 3. Coochbihar 4. North24 Parganas
5. Kolkata 6. Purba Medinipur
JHARKHAND 1. Bokaro 2. Latehar
!
3. Ranchi
UTIARAKHAND 1. Nainital
UTIAR PRADESH 1. Agra 2. Lucknow 3. Varanasi 4. Gorakhpur
5. Sant Kabir Nagar
MADHYA PRADESH 1. Morena 2. Shahdol 3. Dindori 4. Shoepur
5. Alirajpur 6. Barwani
NAGALAND 1. Kohima 2. Dimapur 3. Mokokchung 4. Tuensang
RAJASTHAN 1. Dhol pur
DELHI 1. Delhi
MAHARASTRA 1. Mumbai
MEGHALAYA LEast Garo Hills 2.East Khasi Hills 3.Jaintia Hills 4.RI BHOI
S.South Garo Hills 6.West Garo Hills 7.West Khasi Hilts
KARNATAKA 1. Bangalore 2.Bangalore Rural 3.Belgaum 4.Bellary
S.Bidar 6.Bijapur 7. Chamrajnagar 8.Chickmagalur
9.Chitradurga 10.South Kannada 1l.Davangere 12.Dharwad
13.Gadag 14. Gulbarga 15.Hassan 16.Haveri
17.Kodagu 18.Kolar 19. Koppal 20.Mandya
21.Mysore 22 .. Raichur 23.Shimoga 24.Tumkur
25.Udupi 26. North Kannada 27. Bagalkot
KERALA 1. Thiruvananthapuram
GUJURAT l.Kutchh
Himachal Pradesh 1.Manali
'
mwA Bharat Integrated Social Welfare Agency
List of Awards and Recognition BISWA has won till date
Annual Report 2010-2011 ________________________________ _
Bharat Integrated Social Welfare Agency
Our Development partners:
From Govt. departments to bilateral and multilateral donors, to international and national NGOs, to
Corporate bodies and civil society networks and to local governments and peoples' processes.
Agencies and partnersweworl<with
National Partners International Partners Financial Partners
NABARD
Development Commissioner
(Handicrafts)
Ministry of Health and
Family Welfare
Ministry of Environment and Forest
Central Social Welfare Board
National Commission for Women
Family Planning Association of India
National Child Labour Project
Entrepreneurship Development
Institute of India
Small Industries Service Institute
Khadi and Village Industries
Commission
Department of Child Development,
Government of Odisha
Directorate of Handicrafts and
Cottage Industries
Odisha State Social Welfare Board
Odisha State Council for Child Welfare
District Administration of Government
of Odisha, Chhattisgarh and Jharkhand
Mahila Vikas Samabaya Nigam
Odisha State AIDs Control
Society (OSACS)
Electro steel Casting Limited
Vedanta Alumina Limited
Utkal Alumina Limited
Odisha Cement Limited
HCL
Help Age India
lTC Limited
CAPART (MoRD)
MVSN (W & C D Deptt.)
Hindustan Unilever Limited
Planning Commission of India
Odisha Milk Federati on (OM FED)
DYCT
India Health Progress
Dil<onia, Sweden
SEEDS, USA
UNIDO
NOVIB (through FFDA),
Netherlands
Sight and Life, Switzerland
Niwano Peace Foundation, Japan
UNICEF
OXFAM NOVIB
Odisha Foundation, USA
Asha for Education, USA
Malnutrition Matters, Ottawa,
Canada
HIVOS, The Netherlands
Katholicsche Zentralstelle fur
Entwicklungshilfe e.v, Germany
SNS Reaal Bank, Waterfonds N.V.,
The Netherlands
MISEREOR, Germany
DELL FOUNDATION, USA
Water.org. USA
PepsiCo Foundation, USA
BASIC NEED OF INDIA, Aachen,
DEUTSCHLAND
Calvert Foundation, USA
SIMAVI.Netherlands
WASTE, Netherlands
UNDP
Insurance Companies
LIC of India
TATAAIG
Ori ental Insurance Company
ICICI Lombard
Triple Jump, Netherland
Development World Market, USA
Corporate
Coca Cola India Pvt Limited
Corporation
ABN Amro Bank
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
BISWA Micro Finance PVT. Ltd.
CARE India
CITI Bank
Dena Bank
Development Credit Bank
Federal Bank Limited
HDFC
ICICI
lOBI
Indian Overseas Bank
INDUS IND Bank
MANAVIYA Holdings
NMDFC, New Delhi
Oriental Bani< of Commerce
Punjab National Bank
Rashtriya Mahila l<osh
SIDBI
United Bank of India
AXIS Bank
IFMR Trust
FWWBI
Grameen Capital
State Bani< of India
Utl<al Gramya Bank
Central Bani< of India
State Bank of Travancore
SNS Bank, Netherlands
l<arnatal<a Power
--------------------------------------------------------------------- AnnualReport2010-2011
Bluat lntagratad Social W.llara AaiiEY
AFFILIATIONS
AFFILIATIONS
KIT
.,.
m I ' TheMIXMarket
Microfinance
Information Exchange
Child Rights Information Network
International Network of
Alternative Financial Institutions
Access Development Services
Sa-D han
National Association of the Blind
Voluntary Action Network India (VAN I)
Health Association of India (VHAI),
Making Health a Reality for the People of India
Council of Handicrafts Development
Corporations (COHANDS)
CREDIBILITY ALLIANCE
Improving Governance Building Trust
CIVICUS
World Alliance for Citizen Participation
SIRD
AFFILIATIONS
World Wildlife Fund
The Resource Alliance
Sambalpur University
Indian Society for Training and
Development
+ Indian Red Cross Society
Hind Kustha Nibaran Sangha
WHITE RIBBON The White Ribbon Alliance for
ALLIANCE
o ...... o'"""ooo Safe Motherhood
CFA
Odisha State Disaster
Management Authority
International Whaling Commission
State Institute for Development of
Arts & Crafts (SIDAC)
PDN Network

(" ) Alzheimer's and Related Disorders
..., Society of India
Odisha State AIDS Control Society
(OSACS)
Annual Report 2010-2011 ________________________________ _
Bharat Integrated Social Welfare Agency
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Diverse Path of Progress: BISWA Five Pillars of Activities
The programmes are converged into each other to elicit maximum desirable outcomes and
sustainability. In this process, community is a direct stakeholder in all its projects as their participation
is right at the decision making Level. The ultimate aim is for a holistic development of the society which
is only possible through sustainability of the programmes. And sustainability, in turn, is possible only
through proper linkage of activities effectively implemented by the organisation, its agencies and
partners.
BISWA Single Window Service Model
------------------------------Annual Report 2010-2011
Socirj Wtlln Aglllr:y
Governance and Accountability
BISWA's affairs are managed by a Governing Body. The apex level of the organisation is governed by a
General Body of 21 members. In every 5 years, the General Body elects 11 Board Members to form the
Governing Body. The General Body determines what professional skills, personal qualities or other
requirements are sought in the appointment. In doing so, the Body aims to ensure that a broad range of
relevant skiLLs, knowledge and experience is represented on the Board. It keeps in mind the need to
maintain contacts with the local community and a membership that is balanced in terms of gender, age
and ethnicity.
The Board Members attend a meeting every month to ensure that the organisation is on the path to
prosperity by collectively directing its affairs, whilst meeting the appropriate interests of its
stakeholders. In addition to business and financial matters, the Board also deals with challenges relating
to governance and other relevant issues. The Board follows a systematic procedure to address the
compliance and other statutory requirements. It ensures compliance with governing document (e.g.,
charter), ensures accountability and compliance with laws and regulations and maintains proper fiscal
oversight. Lastyearin all such meetings all the members were present.
Policy Advisory CounciL
BISWA's programme implementation is guided and supported by a Policy Advisory Council consisting of
eminent civil society experts and persons with rich experience and development.
The lnspiringteam behind our success:
Dr. Bhagbanprakash, Chairman
Dr. Khirod Chandra Malick, Convener
Mr. Vivek Pattanayak, Member
Mr. A. V. Swamy, Member
Padmashree Prof Debi Prasanna Pattnaik, Member
Dr. Diptibala Patnaik, Member
Mr. PravakarRout,Member
Mr. Raghunath Mishra, Member
Mr. loy George, Member
Mr.Jogindra Mittal, Member
Mr. Prafulla KumarDhal, Member
Mr. N. N. Sharma, Member
Mr. Kapil Kaul, Member
ProfS. P. Das, Member
Dr. Aswini Kumar, Member
Mr. Raktim Mukhopadhyay, Member
Mr. Maguni lena, Member
Mr.Jagbir Singh Goel, Member
Mr. Sadanand Bhave, Member
Mr. R. Balasubramanian, Member
Annual Report 2010-2011 _____________________________ _
Bharat Integrated Social Welfare Agency
PROFILE OF THE BISWA GOVERNING BODY MEMBERS
Name m11133''k"r:tt11ED@iit.l.+i@it.J;
Sri l<hirod Chandra 51 Social MBA, LLB, Chairman
Malick Worker CFA
Sri Pahelu Dip
Sri Niranjan
Tripathy
Smt Jagadamba
Rao
Sri Pitabas Sethi
Ms. Rajasini Sibil
59 Social
Worker
55 Advocate
69 Social
Worker
Matriculate
(Trained in
micro finance
operations)
MA LLB
Matriculate
President
Vice-President
Vice-President
38 Social BA (Trained in Secretary
Worker micro finance
operation)
37 Health + 2 Science Asst.
Professional (Trained in Secretary
Micro finance
Programme)
Miss. Sunita Padhee 35 Social
Worker
Post Graduate Treasurer
Smt Phula Sil:li 44 Social Matriculate Member
Worker (Trained in
Micro finance
programmes)
Smt. Rahil Sibil 39 Social Matriculate Member
Worker (Trained in
Micro finance
programmes)
Mrs. Mariyam Sibil 49 Health Matriculate Member
Professional (Trained in
Health
programmes)
Mr. Sagarmal 62 Social Matriculate Member
Agrawal Worker
Experience
20 years in different managerial
positions in State Bank of India
10 years of experience in the capacity
building of the clients to save
regularly and inculcate the habit of
timely repayment within the clients.
7 years of experience in the sector
as a trainer for micro enterprise
development in the region, through
developing entrepreneurship among
the clients.
A social activist having a l<een interest
and hands on experience in capacity
building of the clients to save
regularly and inculcate the habit of
timely repayment within the clients
Address
Danipali, Budharaja,
Sambalpur- 768004
Ghunghutipada, PO:
Khetrajpur,
Sambalpur
Nandapara, PO:
Dalai pad a,
SambalpuF- 768001
AT/PO: Daleipada,
Sambalpur
Danipali, Budharaja,
Worked 8 years in micro credit Sambalpur-
768
004
operation as group promoter saving
mobilise as well as Loan officer
Associated for 12 years in the Baramunda, PO:
capacity buildingof theclients. Talab, Sambalpur
A renowned social worker having vast
experience in voluntary sector.
Danipali, Budharaja,
Sambalpur- 768004
10 years experience in micro credit Baramunda. PO:
operation as group promoter, saving Talab, Sambalpur
mobilise as well as Loan officer.
6 years experience in micro credit Baramunda, PO:
operation as group promoter, saving Talab, Sambalpur
mobilise as well as Loan officer.
10 years experience in micro credit Baramunda, PO:
operation as group promoter, saving Talab, Sambalpur
mobilise as well as Loan officer.
20 years of experience in Social At: Nandapada,
Development Sector. Susarigali, Dalaipada,
Sambalpur
------------------------------------------------------------------------ AnnuaLReport2010- 2011
Socirj Wtlln Aglllr:y
Governing body (left to right) Ms. Sunita Pad hi. Ms. Rahil Sibil.
Ms. Rajasini Sibil. Ms. Phula Sibil. Ms. Mariyam Sibil. Mr. Pitabash Sethi.
Ms. lagadamaba Rao, Mr. Niranajan Tripathy, Dr. K.C. Malick.
Mr. Pehlu Dip & Mr. Sagarmal Agarwal
2nd Line Management
The 2nd Level management is responsible for programme planning and implementation under the
guidance of the Chairman. They are instrumental in building the communication mechanism and
responsible for the appraisal of grass root staffs every month. They communicate their performance
and plan of action indicators to the Chairman. The 2nd line meets regularly to share their ideas,
progress, performance and actions with special focus on emerging issues and problems.
Annual Report 2010-2011 ____________________________ _
Blunt I_... Sodol Wolfora AglllCy ~
Human Resource
Human Resource is the backbone of an organisation. BISWA believes in placing the right
people in the right place. The organisation has a well-defined personnel policy set to
develop and promote a work culture in which each employee is empowered and provided
with opportunities for professional growth and is recognised and rewarded for the
contribution made towards organisational objectives.
BISWA Salary Slab
<3000 54 54 108
3001-7000 972 1397 2369
7001-15000 426 284 710
15001-30000 52 11 63
30001-50000 10 1 11
>50000 1 0 1
1515 1747 3262
----------------------------Annual Report 2010-2011
M Panigrahi & Co
BHARAT INTEGRATED SOCIAL WELFARE AGENCY (BISWA)
DAN IPALI,BUDHARAJA, SAMBALPU R
CONSOLIDATED BALANCE SHEET AS AT MARCH 31, 2011
. . . . Amount (Rs.)
l1ab1llt1es F
2
oo9-10)
CAPITAL FUND
Opening Capital
Add:- DKL Hospital
Add:Transfer From projects
Add:Capitalisation of Interest on mF
Excess of Income Over expenditure
Corpus Fund
Reserve Fund for Asset
Opening Balance
Add during the year
Less: during the year
Temporary Restricted Fund
Current liabilities & provision
TDS Payble
PF Payble
Recovery from buyout portfolio
Payable to Dell Foundation
Provision for Gratuity
Claim payable
Sundry Creditor
Provision for doubtful debt.
Professional Fees Payble
Loans & Advances
Loan from FFis
Loan from Gen fund
Vehicle Loan
Loan from UBI Bank (DKL Eye Hospital)
Loan from MF
Loan
Security Deposits
Total
74.007,716.32
17,343,054.14
606,099.08 91,956,869.54
225,000,000.00 676,486,270.00
3,791,057.00
751,600.00 4,542,657.00
5,107,752.79
951,600.00
948,001.00
185,5 73,5 79.38
807.193.00
3, 716,884.00
3,627,649.00
785,625.00
65,071,700.72
2,248,822,079.40
55,661,338.31
254,541.00
6,702,898.00
27 4,084,678.93
100,000.00
3,625,201,317.07
Bharat Integrated Social Welfare Agency
91,956,869.54
(3,621,806.42)
4,564,972.18
180,228,766.00
(86,134.128.38L
4,542,657.00
150,000.00
(314,100.00}
4,378,557.00
Amount (Rs.)
F 2010-11)
186,994,672.92
756,486,270.00
4,378,557.00
6,328,110.00
10,000.00
9,821,996.08
4,466,884.00
2,569,422.00
4.660.917.00
95,771,274.72
14,050.00
2,140,786,886.56
73.897.715.02
83,613.55
5,666,380.00
239,112,146.96
100,000.00
3,531,148,895.81
FUND MANAGEMENT ON BEHALF OF ICICI
Loan Outstanding- ICICI 100,845,405.74
Total 100,845,405.74
Significant Accounting Policies and notes to accounts
Schedules referred to form an Integral part of the Balance Sheet
As per our Report of even date
ForM Panigrahi & Co
Chartered Accountants
M Panigrahi
Proprietor
MM No60115
112,236,659.28
112,236,659.28
--------------------------------------------------------------------- AoouolRopo,t2010-2011 ~
,,
.;J.,j\
l J i ~
s1sw Bharat Integrated Social Welfare Agency
Asset
Fixed Asset
Opening
Add during the year
Less: Distribution of Assets to Beneficiary
Less :Sale of Assets during the year
Less: Damaged of Assets during the year
53,713,653.56
22,106,331.00.
75,819,984.56
(418,227.23)
Less:Depreciation on Assets During the yea r ( 11.409.496.23)
Transfer of assets to path welfare society
Asset-Work-in-Progress
Current Asset & Loans
Cash & bank balance
Stock of materials
Sundry debtors
Receivables- Commission
Funds & other receivable
Receivable From Biswa Gen Fund
Interest Receivable
Loan and Advance
Loans to SHG
Advances
Loan to different proj ect
Loan to Mallick Carrier
Investments
Advance for expenses
TDS
Accrued Interest on FDs
Accrued Interest on Portfolio
Deposits
Security deposit
Fi xed Deposits
Deposit with Oriental Insurance
EMD
Total
Loan to SHGs- ICICI
Total
100.845,405.7 4
100,845,405.7 4
Amount (Rs.)
Fy2009-10)
63,992,261.10
43,791,396.93
1.117,568.S6
504,033.00
814,027.82
26,083,105.50
807,193.00
176,250.00
2,651,951,607.00
277.497,339.93
44,921.435.99
960,000.00
249,739,815.00
28.282.00
2,905,723.00
17,658,529.24
7,684,945.00
1,135,416.00
233.425.000.00
7,388.00
3,625,201,317.07
1099/ 3688 Satabdi Nagar,Unit-8,
Bhubaneswar, Pin-751003, Odisha,
63,992,261.10
9,323,664.00
73,315,925.10
(1, 762,783.00)
(14,917,918.91)
112.236.659.28
112,236,659.28
Amount (Rs.)
Fy2010-11)
S6,635,223.19
27,747,746.97
1,546,315.13
1,506,347.90
12,412.00
34,758,785.21
176,250.00
3,069,957,365.00
28,283.00
60,309,085.70
1,957.478.00
443,543.00
4.498,939.82
21,314,669.23
1,254,523.00
246.576.807.66
921.00
2.424,200.00
3,531,148,895.81
For and On behalf of the Managing Committee
Bharat Integrated Social Welfare Agency
I<.C.Malick
Chairman
..
11!1 AnnualReport2010-2011 ______________________________________________________________________ __
Bharat Integrated Social Welfare Agency
1099/ 3688 5atabdi Nagar,Unit-8,
M Panigrahi & Co Bhubaneswar, Pin-751003, Odisha,
BHARAT INTEGRATED SOCIAL WELFARE AGENCY (BISWA}
DANIPALI,BUDHARAJA, SAMBALPUR
CONSOLIDATED INCOME AND EXPENDITURE ACCOUNT FOR THE YEAR ENDED MARCH 31, 2011
I
El!penditure
To Opening 5tocl<
To Purchase of Rawmaterials
To Sales return
To Program Cost
To Financial Cost
To Administrative &
Maintainace Cost
To Bank charges
To Interest to Union Bank
(Dhenkanal Eye Hospital)
To Interest on Vehicle Loan
To Loan Processing Fees
To Provident Fund
To Donation
To Depreciation
To Receivable Written
off from projects
To Miscellaneous expenses
To Provision on Standard Assets
To Provision for Gratuity
To Organisation Contribution
To Temporary Restricted Fund
To Transfer to Reserve Fund
for Assets
To Transfer of assets to
BISWAmF
To Transfer of assets to
HRC Hospital
To Transferred to Gen Fund
To Tranferred to Capital Fund
To Transfer to Biswa mf
To Transfer to Corpus fund
To Transferred to Capital Fund
(Interest overdue capitalised)
To Excess of Income over
expenditure
TOTAL
Amount (Rs.)
Fy2009-10)
2,220,873.88
18,649.00
629,671.00
81,198,999.04
786,232.56
824,811.64
By
82,282,451.90 By
233,886,375.64 247,917,882.02 By
90,289,192.16 193,377,324.43 By
Income
Grant in aid
Transfer from
Restricted Fund
Commission Recei vables
Grant Receivables
Other Donation
Organisation
Contributions
Amount (Rs.)
Fy2009-10)
25,225,915.87
2,037,559.84
696,844.82
9,638,440.00
1,465,662.00
13,356,503.12
24,675,125.28
13,138,524.71
2,624,335.00
11,135,078.50
380,254.80 425,976.38 By Memebership subscription 41,000.00 42,000.00
960,523.00 844,982.00 By Sale Proceeds 1,632,197.80 2,187,820.43
90,274.30 27,648.55 By lntrest Received 30,243,977.16 17,817,322.73
from FDs
9,800,450.00 1,893,983.00 By lntrest Received 780,214.28 1,810,229.69
from bank
5,939,641.00 11,438,722.00 By I ntrest received 455,708,971.01 583,979,620.28
from SHG
1,777,301.00 11,665.00 By Service Charges 53,643,386.00 66,699,033.47
11,409,496.23 14,917,918.91 By Service Charges from 64,682,729.69
buyout portfolio
1, 794,146.00 1,106,157.00 By Stationary collection 81,318.00 142,578.00
1,621,940.00 3,674,650.00 By Loan Processing Fees 47,011,892.00 46,368,961.00
26,519,516.07 30,699,574.00 By Mise Collection 3,030,883.00 296,689.00
2,400,000.00 750,000.00 By Other collection 8,101,960.96 3,447,151.40
13,356,503.12 10,988,647.22 By Transfer from Projects 4,069,77 4.39 6,198,148.00
5,107,752.79 6,328,110.00 By Transfer from Biswa Mf 69,950,000.00
751,600.00 150,000.00 By Transfer from icici Mf 1,000,000.00
3,470.00 By Transfer from 2,939,317.79
Restricted Fund
81.695.00 By TDS Receivables 283,134.82
73,990,129.39 6,007,970.00 By Assets Reserve Fund 81,695.00
2.920.411.00 By Beneficiary Contribution 1,451.200.00
1.000,000.00 By Loan from BISWA Gen 1.835,254.00
Fund written off
2 2 5,000,000.00 80,000,000.00 By Provision for unforeseen 153,000.00
expenses wri tten off
180,228,766.00 By Excess of expenditure
over income
606,099.08 {86,134,128.38) By Closing Stock 1,117,568.56 1,481,290.13
793,669,798.50 788,634,509.23 TOTAL 793,669,798.50 788,634,509.23
Schedules referred to form an Integral part of the Income & Expenditure
As per our Report of even date
For and On behalf of the Managing Committee
Bharat Integrated Social Welfare Agency
ForM Panigrahi & Co
Chartered Accountants
M Panigrahi
Proprietor
MMNo60115
Place: Bhubaneswar
Date: 17/08/2011
I<.C.Malicl<
Chairman
..
------------------------------------------------------------------------ AnnuaLReport2010- 2011 ~
,,
.;J.,j\
l J i ~
s1sw Bharat Integrated Social Welfare Agency
Bharat Integrated Social Welfare Agency (biswa)
DANIPAU,BUDHARAJA, SAMBALPUR
CONSOLIDATED RECEIPT & PAYMENT ACCOUNT FOR THE YEAR ENDED MARCH 31 , 2011
I
Receipts Payments Amount (Rs.) Amount (Rs. )
Fy2009-10) Fy2010-11)
OBITUARY- Our Friends departed
in the Year 2010-11
Condolence meetings were held on the painful occasion of demise of each of the below mentioned
colleagues in the chairmanship of Dr. 1<. C. Malick. All the staff members observed 2-minutes silence
as a mark of respect to the departed souls and paid floral tributes towards them.
Late Jogeswar Majhi
Member of Governing Body & lncharge BTI(Sambalpur}
Joined on-2008-09
Departedon-16.09.2010Mr.
Mr. Majhi was one of the members of the Governing Body of BISWA. A Retired Administrator, Mr. Majhi
had always given his able input in strengthening the organisational administrative mechanism. Being
committed to rural development throughout his career, he had the requisite e><perience regarding the
need of the people in this part of the country. His insight always mentored the organisation to take up
new innovations for the benefit of the people. His contribution towards BISWA is unforgettable, BISWA
prays for the peace of his holy soul.
Late Dharmananda Rout
Community Organizer (Bhapur},
Nayagarh District,
Joined on-30.09.08
Departed on-15.12.2010
He was a sincere and committed employee of BISWA, responsible for operations in Bhapur. His
enthusiasm towards his responsibility was always a guiding force for the grassroots level workers and
volunteers. His sudden departure due to an accident was really painful to accept. His contributions will
always be remembered and will be a guiding factor to the new comers.
Late Daimati Harijan,
Attendent (Umerkote}
Nawarangpur District,
Date of Joining: 15.11.08
Departed on: 25.10.2010He was very dedicated towards accomplishment of assigned tasks as per his
job responsibility. By losing a dedicated worker like him, BISWA is at a great loss. He touched the lives of
many people with his smile and generosity. He e><pired due to TB.
Annual Report 2010-2011 54
..