ANTHONY EDWARD

TAYLOR
CIBC Aventura® VisaTM Card Account number
4502 3100 6262 7367

Statement Date
January 25, 2020
Your account at a glance January statement period
December 26, 2019 to January 25, 2020
Previous balance $342.42
Payments $417.42 Contact us
Customer Service 1 800 465-4653
Other credits 0.00 Lost/Stolen 1 800 663-4575
Total credits - $417.42 TTY 1 877 331-3338
Online www.cibc.com
Purchases 548.02
Cash advances 0.00 Summary Credit† Cash†
Interest 0.00 Limit $500.00 $250.00
Fees 0.00 Available $26.98 $26.00

Total charges + $548.02 Interest rates Annual

Total balance = $473.02
*0201358200*

Regular purchases 19.99%

Cash advances 22.99%
Your payment due this month
Amount Due1 $473.02
Aventura Points summary
Minimum Payment 2 $10.00 As at last statement + 1673
Please pay this amount by Feb 18, 2020 This statement
Earned on net card purchases + 282
*0201358200*

Points Multiplier + 62
Total Aventura Points = 2017

Visit CIBCRewards.com or call CIBC Rewards

Centre at 1 888 232-5656 to book your travel.

Tear Off here Please turn over - Transactions begin on page 2 Page 1 of 4
CIBC Aventura Payment options Account number 4502 3100 6262 7367
• Online Banking: www.cibc.com
Visa Card • Telephone Banking: 1 800 465-CIBC (2422) Amount Due $473.02
• CIBC bank machines and most financial
institutions Minimum Payment due by
• Mail: Return completed slip with your cheque Feb 18, 2020 $10.00
or money order payable to CIBC.
For general inquiries call Total payment enclosed $_____________
1 800 465-4653

Do not staple or attach correspondence.

056533
ANTHONY EDWARD TAYLOR
188-056533

2460 PARKGLEN AVE

OAKVILLE ON L6M 4Y7 CIBC
PO BOX 4595 STN A
TORONTO ON M5W 4X9

00004502310062627367000000004730200000000010005
 Transactions from December 26, 2019 to January 25, 2020
Your payments
Trans Post
date date Description Amount($)
Dec 27 Dec 30 PAYMENT THANK YOU/PAIEMENT MERCI 342.42
Jan 20 Jan 22 PAYMENT THANK YOU/PAIEMENT MERCI 75.00
Total payments $417.42

Your new charges and credits

Q Identifies Points Multiplier transactions that have earned 1 Aventura Point for every dollar spent (a bonus of double the standard
TM

earn rate). Any returns/credits are deducted at the same rate.

Trans Post
date date Description Spend Categories Amount($)
Card number 4502 3100 6262 7367
Jan 09 Jan 10 THE BOOK STORE AT WESTERNLONDON ON Health and Education 91.82
Jan 09 Jan 13 B & C VARIETY LONDON ON Retail and Grocery 7.94
Jan 10 Jan 13 LOST LOVE LONDON ON Restaurants 13.80
Jan 13 Jan 14 UNIV OF WESTERN ONTARIO LONDON ON Health and Education 68.00
Jan 13 Jan 14 CENTRE SPOT LONDON ON Health and Education 9.71
Jan 13 Jan 15 Q WESTERN DRUGMART QPS LONDON ON Health and Education 6.18
Jan 14 Jan 15 WHITE London Hotel, Entertainment and Recreation 30.00
Jan 14 Jan 15 WHITE London Hotel, Entertainment and Recreation 20.00
Jan 14 Jan 16 B & C VARIETY LONDON ON Retail and Grocery 21.45
Jan 14 Jan 16 Q 7 ELEVEN STORE #35488 LONDON ON Transportation 8.16
Jan 15 Jan 17 B & C VARIETY LONDON ON Retail and Grocery 14.12
Jan 15 Jan 17 OMZZY'S SHWARMA LONDON ON Restaurants 9.50
Jan 16 Jan 17 CENTRE SPOT LONDON ON Health and Education 9.71
Jan 16 Jan 20 CINNABON LONDON ON Retail and Grocery 3.66
Jan 17 Jan 20 KING RICHIES PIZZERIA LONDON ON Restaurants 13.64
Jan 18 Jan 20 CEEPS/ BARNEY'S LONDON ON Restaurants 28.60
Jan 19 Jan 21 Q PETROCAN-1181 WESTERN RD LONDON ON Transportation 28.24
Jan 20 Jan 21 OMZZY'S SHWARMA LONDON ON Restaurants 14.75
Jan 20 Jan 21 SOCIAL ENCOUNTERS LONDON ON Health and Education 3.10
Jan 20 Jan 21 Q LOBLAWS #27 LONDON ON Retail and Grocery 67.83
Jan 20 Jan 22 Q WESTERN DRUGMART QPS LONDON ON Health and Education 6.19

Page 2 of 4

Information about your CIBC Aventura Visa Card account

If you find an error or irregularity (including possible unauthorized or Balance, your payment due date will change back to your regular †Your cash limit forms part of your credit limit. It is not additional credit.
fraudulent Transactions) in this statement you must tell us within 30 payment due date.
days of this Statement Date. If you do not, we may regard this statement For more information, please refer to the CIBC Cardholder Agreement.
as final (except for credits posted in error). Your statement (including the Balance and Minimum Payment) only
How we charge interest:.. If interest is charged on a Purchase, it reflects Transactions that were posted as of the Statement Date. If you TM* Trademark of CIBC.
is charged retroactively from the Transaction date. You have a minimum made a payment but it has not yet been posted, it will appear on your ® Registered trademark of CIBC.
21 day interest-free grace period for new Purchases. You can avoid next monthly statement and any interest charges will be adjusted based
interest on those new Purchases by paying your new balance in full by on the transaction date and payment amount. Check CIBC Online
the payment due date. Banking for the status of your payments and your most up to date
Interest is charged on Cash Advances from the date they are taken. Balance.
Interest is charged on Convenience Cheques and Balance Transfers from
the date they are posted to your credit card account. We stop charging **Foreign currency Transactions, except Convenience Cheques, are
interest on the day we receive a payment which covers the amount of converted to Canadian dollars on or after the Transaction date and no
the Purchase, Cash Advance, Balance Transfer or Convenience Cheque, later than the Transaction posting date. At the time of currency
as the case may be, as described in the Application of Payments section conversion, you are charged the same conversion rate CIBC must pay,
of your CIBC Cardholder Agreement. plus a fee of 2.5% of the converted amount, on both debits and credits.
We convert a foreign currency Convenience Cheque or payment at our
If you choose to convert an eligible Purchase into an Installment Plan, branch selling rate for Canadian dollars in effect at the time we process
interest will be charged on that Installment Plan at the interest rate you it.
agreed to at the time of conversion and in the manner set out in the
Installment Plan Terms and Conditions. 1Amount Due is the amount you must pay if you want to avoid
interest on your regular purchases shown on this statement.
Payment period extensions:. If you didn't pay the full Balance on 2
Minimum Payment is the minimum amount you must pay this
your last monthly statement, we have extended your payment due date month and it includes your monthly installment payments due (if
this month to give you extra time to make your payment. Interest will applicable).
continue to accrue for the extended period. When we receive your full
 Prepared for: ANTHONY EDWARD TAYLOR December 26 , 2019 to January 25, 2020 Account number: 4502 3100 6262 7367

Your new charges and credits (continued)

Trans Post
date date Description Spend Categories Amount($)
Card number 4502 3100 6262 7367
Jan 21 Jan 22 SOCIAL ENCOUNTERS LONDON ON Health and Education 1.62
Jan 23 Jan 24 WHITE London Hotel, Entertainment and Recreation 20.00
Jan 23 Jan 24 WHITE London Hotel, Entertainment and Recreation 50.00
Total for 4502 3100 6262 7367 $548.02
*0202368200*
*0202368200*
-188-056533

Page 3 of 4
CIBC CreditSmartTM* Spend Report
This month Year-to-date
Spend Categories Transactions Amount($) Budget ($) Difference ($) Transactions Amount ($)
Retail and Grocery 5 115.00 - - 5 115.00

Transportation 2 36.40 - - 2 36.40

Hotel, Entertainment and Recreation 4 120.00 - - 4 120.00

Restaurants 5 80.29 - - 5 80.29

Health and Education 8 196.33 - - 8 196.33

Total 24 548.02 24 $548.02

Transactions are assigned a spend category based on where the goods or services are purchased, not on what was purchased. For example,
items purchased at a convenience store in a gas station will appear under Transportation, not Retail and Grocery.

A negative difference (–) means you spent more than you budgeted.
Amount($) Budget ($) Difference ($)
Total Monthly Budget 548.02 - -

Reminder: If you only make the minimum payment every month, it will take approximately 4 year(s) and 2 month(s) to pay the
total balance shown on this statement. This estimate assumes each statement period is 30 days and that you pay your minimum
payment on time every month.

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