STATE BANK OF INDIA

Pure banking and notting else

 PROFILE
Founded : july/1/1955
Headquater : mumbai
Chair man : O.P Bhatt
Revenue : $ 28.212 billion
Profit : $ 2.473 billion
Total assests : $18.519 billion
Employees : 2,05,896
Symbol : key hole means

welcome to SBI
Branches :26,500
 PRODUCTS
1.PENSION
2.CREDIT CARD
3.COMERCIAL BANK
 1.Pension
>In general, a pension is an arrangement to
provide people with an income when they
are no longer earning a regular income from
employment.
Types of pensions :
1. Employment-based pensions

2. Social and state pensions

3. Disability pensions
1.Employment-based pensions
>A retirement plan is an arrangement to
provide people with an income during
retirement when they are no longer
earning a steady income from employment
> Often retirement plans require both the
employer and employee to contribute
money to a fund during their employment
in order to receive defined benefits upon
retirement.
2. Social and state pensions
>Many countries have created funds for
their citizens and residents to provide
income when they retire (or in some cases
become disabled).
 A basic state pension is a "contribution

based" benefit, and depends on an

individual's contribution history
 3.Disability pensions
>Some pension plans will provide for
members in the event they suffer a
disability. This may take the form of early
entry into a retirement plan for a disabled
member below the normal retirement age.
 2.CREDIT CARD
>A credit card is a small plastic card issued to
users as a system of payment.
>It allows its holder to buy goods and services
based on the holder's promise to pay for these
goods and services.
>The issuer of the card grants a line of credit to
the consumer from which the user can borrow
money for payment to a merchant or as a
cash advance to the user.
 3.COMERCIAL BANK
>A commercial bank is a type of
financial intermediary and a type of bank.
Commercial banking is also known as business
banking.
>It is a bank that provides checking accounts, savings
accounts, and money market accounts and that
accepts time deposits.
>Commercial banking can also refer to a bank or a
division of a bank that mostly deals with deposits
and loans from corporations or large businesses, as
opposed to normal individual members of the public
ROLE OF COMERCIAL BANK
>processing of payments by way of telegraphic
transfer internet banking, or other means.
>issuing bank drafts and bank cheques.
>accepting money on term deposit .
>cash management and treasury services.
>sale, distribution or brokerage, with or
without advice, of insurance.
 SERVICES
There are many services which are provided
by the sate bank of india some of them
are as follows:
1.ATM SERVICES
2.INTERNET BANKING
3.MOBILE BANKING
 1.ATM SERVICES
>State Bank offers you the convenience of
over 21,000 ATMs in India, the largest network
in the country and continuing to expand fast!
>This means that you can transact free of cost at
the ATMs of State Bank Group (This includes the
ATMs of State Bank of India as well as the
Associate Banks - namely, State Bank of Bikaner
& Jaipur, State Bank of Hyderabad, State Bank
of Indore, State Bank of Mysore, State Bank of
Patiala, State Bank of Saurashtra, and State
Bank of Travancore)
 FEATURES
>Withdraw cash from over 12,000 ATMs of
our group FREE and about 16000 ATMs of
other banks under bilateral sharing viz.
>Make payments for purchases by using the
debit card.
>Recharge pre-paid mobile phones of
Vodafone, IDEA, Reliance and BPL without
any charges at any State Bank ATM.
 2.INTERNET BANKING

>The Internet banking portal of our bank, enables

its retail banking customers to operate their
accounts from anywhere anytime, removing the
restrictions imposed by geography and time.
>It's a platform that enables the customers to
carry out their banking activities from their
desktop, aided by the power and convenience of
the Internet.
 FEATURES
>Fee Payment to select educational
institutions including IITs and NITs.
>Tax Payment – Income, Service, State
Govt.
>Funds transfer between own accounts.
>Request for Issue of Demand Draft.
>SBI and other Credit Card dues payments.
>Online Ticket Booking for travel by Road,
Rail and Air
 3.MOBILE BANKING

>Away from home, bills can be paid or money sent

to the loved ones or balance enquiries done
anytime 24x7!!! That is what State Bank
FreedoM offers -convenience, simple, secure,
anytime and anywhere banking though mobile.
>The service is available on java enabled mobile
phones over SMS/ GPRS where the user is
required to download the application on to the
mobile handset.