BANKING OPERATIONS

 BORROWING S

 LENDINGS

 FEE BASED
 BORROWINGS
 DEPOSITS

 BORROWINGS

 REFINANCE

 REMMITANCES IN TRANSIT
 DEPOSITS
 TERM DEPOSITS

 SAVINGS DEPOSITS

 CURRENT ACCOUNT

 FROM BANKS
 TERM DEPOSITS
 REINVESTMENT

 PERIODIC INTEREST PAYABLE

 RECURRING

 INNOVATIVE COMBINATION
 DEMAND DEPOSITS

 SAVINGS

 CURRENT ACCOUNT
 REMMITTANCES

 BANKER’S CHEQUE
 DEMAND DRAFTS
 TELEGRAPHIC TRANSFERS
 WARRANTS PAYABLE
 GIFT CHEQUES
 TRAVELLER’S CHEQUES
 LENDING

 CALL MONEY

 DEMAND LOANS

 TERM LOANS

 BILLS PURCHASE
 LENDING

 INDIVIDUALS

 BUSINESS

 INDUSTRY

 INNOVATIONS
 FEE BASED SERVICES

 FOREIGN EXCHANGE
 BILLS FOR COLLECTION
 LETTER OF GUARRANTY
 LETTER OF CREDIT
 GOVT. BUSINESS
 MERCHANT BANKING
 CREDIT CARDS
 SAFE DEPOSIT SERVICES
 Innovations
in Banking Operations
 Customer Orientation & Innovations
 Personal Banking
 Combination of Services
 Innovations
in Banking Operations
 Customer Orientation & Innovations
• Brand build up
• Personal care
• Technology and Banking
• Meeting divergent needs
 Innovations
in Banking Operations

Personal Banking
Phone in banking
Net based Banking
WAP banking
Innovations
in Banking Operations

Combination of Services
Term Deposits and Savings
Standing Instructions
Mutual funds and savings
Loan against Securities and savings
Travel Services
 Innovations
in Banking Operations
 Safe Custody
• Articles(sealed box)
• Documents
• Will
 Innovations
in Banking Operations
 Execution of Will
 Estate Management
 Security Broking
 Investment Advisory Services
 Investment Banking
 Taxation Advisory Services
 Innovations
in Banking Operations
 Cash Management Services
 Risk Management Products
 Credit enquiry
 Trade enquiries
 Insurance Broking