TOWN PLANNING

HOUSING POLICIES
TOPIC – LIC HOUSING FINANCE LTD.

GROUP MEMBERS :

ANAMIKA BAGWARI

KARAN KASHYAP

PANKAJ NISHAD

RASHMI GOYAL

SHIVAM CHAUDHARY

SUMIT THAKUR
FABRIKAM
VISION :
“ TO BE AMONG THE WORLD'S LEADING
KNOWLEDGE HUBS AND TECHNO - FINANCIAL
ORGANIZATIONS FOR CLEAN, GREEN AND
SUSTAINABLE HABITAT DEVELOPMENT . "

MISSION :
"TO PROMOTE SUSTAINABLE HABITAT
DEVELOPMENT TO ENHANCE THE
QUALITY OF LIFE "

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INTRODUCTION :
• LIC Housing Finance Limited (LIC HFL) is one of the largest Housing Finance Mortgage
loan companies in India having its Registered and Corporate office at Mumbai. LIFE
INSURANCE CORPORATION OF INDIA holds founder, promoter & controller status.
LIC HFL is associate/subsidiary company of LIC of India.
• LIC HFL Company since 1989. The main objective of the Company is to provide long
term finance to individuals for purchase or construction of house or flat for
residential purpose / repair and renovation of existing flat / houses. The Company
also provides finance on existing property for business / personal needs and also
gives loans to professionals for purchase / construction of Clinics / Nursing Homes /
Diagnostic Centers / Office Space and also for purchase of equipment's. The Company
also provides long term finance to persons engaged in the business of construction of
houses or flats for residential purpose and to be sold by them.

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HISTORY
The company was incorporated on June 19, 1989, under the Companies Act, 1956. It is
promoted by Life Insurance Corporation of India and went public in the year 1994. The
maiden global depository receipt (GDR) issue was launched in 2004.[3] The Authorized
Capital of the Company is Rs.1500 Million (Rs.150 Crores) and its paid-up Capital is
Rs.1009.9 Million ( Rs.100.99 Crores). The Company is registered with National Housing
Bank and listed on the National Stock Exchange (NSE) & Bombay Stock Exchange
Limited (BSE) and its shares are traded only in Demat format.

OPERATIONS
In FY-2019, It has 9 regional offices, 23 back-offices and 273 marketing Offices
across India. [2] It also has 2 foreign offices in Kuwait and Dubai to cater to the
Non-Resident Indians in the Persian Gulf countries covering Bahrain, Dubai,
Kuwait, Qatar and Saudi Arabia. Its coverage of more than 450 centres.
Company also has more than 12000 marketing intermediaries or agents to
guide through the loan processes. It also has online home loan approvals
facility through its website www.lichousing.com

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LISTINGS AND SHAREHOLDING
Listing: The equity shares of LIC HFL
are listed on Bombay Stock
Exchange and the National Stock Shareholders (as on 31
Shareholding
Exchange of India. Its Global March 2016)
depository receipts are listed on Promoter (LIC) 40.31%
the Luxembourg Stock Exchange. Foreign Institutional
32.45%
Investors (FII)
Shareholding: On 31 March 2016,
40.31% of the equity shares of the Mutual Funds 10.12%
company were owned by LIC. the Individual shareholders 09.32%
Foreign Institutional Investors (FII) Bodies Corporate 03.47%
held approx. 32% of the shares.
Around 158,000 individual public Insurance companies 02.08%
shareholders own approx. 9% of its GDRs 00.16%
shares. The remaining 18% shares are Others 02.09%
owned by others.

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 HOUSING POLICY
• LIC Housing Finance Ltd (LICHFL), the housing finance arm of state-owned
Life Insurance Corp. of India (LIC), plans to enter the retirement home business
with the launch of two projects in Bhubaneswar and Jaipur.
• Every year, LICHFL plans to develop housing projects for senior citizens who
are 50 years and above in age. The first project at Bhubaneswar is at the
approval stage
• The company, which has acquired 7 acres and 5 acres of land in Bhubaneswar
and Jaipur, respectively, will launch one such project in each state every year.
The cities will be selected on the basis of their demography.
• They would select only those cities that have significant population in that age
bracket. For instance, Kolkata is such a city.
• Places of pilgrimage such as Rishikesh or Haridwar could also be of interest as
these attract the elderly in huge numbers. However, capital cities will be the first
choice.

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• Prior to the announcement of this plan, the firm developed such a project in Bangalore
that was launched in 2006.
• This is not an activity under any corporate social responsibility, but it is a fully
commercial venture.
• Apart from the sale value, buyers are charged Rs1,500 per month for amenities.
• Spread over 7 acres, the Bengaluru project houses 98 units with community facilities.
• Between 600 sq. ft and 800 sq. ft in size, the units were sold at Rs6-8 lakh. The pricing
for the upcoming projects has not been decided, but it will be quite reasonable.
• These homes are economically packaged to service the old around healthcare,
hospitality and wellness.
• The homes will come with monthly charges that will pay for specialized services for its
residents.

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COMPLETED AND ON-GOING PROJECTS
• JEEVAN ANAND - BANGALORE PHASE I - completed
• JEEVAN ANAND - BANGALORE PHASE II - completed
• JEEVAN ANAND – BHUBANESWAR - on-going

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JEEVAN ANAND -
BANGALORE PHASE I
Jeevan Anand ~ Bangalore the Company’s
first Senior Living project is an Eco-friendly
Self-Contained Retirement Village, situated
near the suburbs of Bangalore. Amidst
verdant greenery and tree-lined pathways,
independent cottages are well spread with
skid-free flooring, glare free surfaces,
internet, telephone, TV connections, etc.
Jeevan Anand - Bangalore is a fully self-
contained and structured to take care of
every possible need of the residents. It has
wide green space encompassing trees
which not only gives proper sheds but also
provide shelters to birds for their abode.
HIGHLIGHTS
• Ambulance facility
• Reading room / Library
• Community kitchen & Dining Space
• Adequate dedicated parking
• Meditation / Yoga center
• 24x7 security
• Solar Street lights for common area
• Common house keeping
• Generator for common areas
• Common house keeping
• Generator for common areas
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JEEVAN ANAND - BANGALORE PHASE II

• LICHFL Care Homes Limited developed spare vacant land at Bangalore campus
in form of Jeevan Anand - Bangalore PH II. Itis spread in around three acres of land
with abundant greenery and natural exquisiteness.

• Jeevan Anand - Bangalore PH II consists of 144 apartments with fine interior in

configuration of spacious 2BHK and 3BHK. Looking to the needs of Senior Living
during eventualities, Jeevan Anand ~ Bangalore PH II has been designed in a
handicapped friendly structure with availability of ramp till the top floor which can
easily accommodate a wheelchair.The structure of the complexes gives a blend
visualisation of contemporary and caring ambience.

• Jeevan Anand - Bangalore PH II stimulates Independent Living which includes

activities that promote a rich living experience that enhance the senior’s physical
and psychological health.

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SAMPLE 3BHK FLAT
PLAN

MASTER PLAN

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 JEEVAN ANAND - BHUBANESWAR
• LICHFL Care Homes Limited is developing its another Senior
Living project Jeevan Anand - Bhubaneswar at Khandagiri,
Bhubaneswar. It has strategically easy approach from
Railway Station & Airport with in 4 kms.
• Jeevan Anand – Bhubaneswar is spread in around five acres
of land. The property has well planned open areas
landscaped to match the proper ratio of greenery to buildings.
It gives a unique equilibrium of comfort and independence.
• Jeevan Anand - Bhubaneswar consists 240 spacious
residential apartments of 1BHK, 2BHK and 3BHK
configuration in new fangled complexes, specifically designed
to cater to the needs of Senior Living.
• Jeevan Anand – Bhubaneswar has provision for club house,
community hall and commercial space.

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THANK YOU

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