Oracle FLEXCUBE Universal Banking 12.0.

3:
Clearing

Copyright © 2014, Oracle and/or its affiliates. All rights reserved.

 Agenda

• Introduction
• Module Highlights
• Maintenances
• Transactions
• Reports
• Summary

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 Introduction

Clearing is a process by which Bankers exchange cheques and

realize proceeds of cheques drawn on each other, which are
received by them from their customers through an intermediary
(clearing house).

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 Agenda

• Introduction
• Module Highlights
• Maintenances
• Transactions
• Reports
• Summary

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 Module Highlights

• The Clearing module of ORACLE FLEXCUBE UNIVERSAL

BANKING (FCUB) offers the facility to process cheques,
demand drafts and other instruments presented by customers or
clearing houses.
• Clearing transactions, can be classified into two categories:
– Inward Clearing transactions : A third-party presenting an
instrument drawn on the bank, through a clearing house, is an
example of an inward clearing transaction.
– Outward Clearing transactions : Customer of the bank presenting
an instrument drawn on another bank is an example of an outward
clearing transaction.

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 Agenda

• Introduction
• Module Highlights
• Maintenances
• Transactions
• Reports
• Summary

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 Maintenances

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 Bank Parameters: Clearing Related Maintenance

Function ID: STDBNKPM

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 Sector Code Maintenance

Function ID: STDSECMN

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 Bank Code Maintenance

Function ID: DEDBNKCD

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 Branch Parameter Maintenance: Clearing Branch

Function ID: STDBRANC

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 Branch Parameter Maintenance: Clearing Branch

Function ID: STDBRANC

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 Branch Parameter Maintenance: Clearing Branch

Function ID: STDBRANC

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 Clearing House Maintenance

Function ID: STDCLMNT

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 Clearing House Holiday Maintenance

Function ID: STDCLHOL

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 Clearing House End Point Maintenance

Function ID: STDENDPT

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 Clearing Branch Parameters

Function ID: CGDBRNPM

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 Clearing Cutoff Time Maintenance

Function ID: CGDLTCLG

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 Inward Clearing Scan Pass/Reject Cutoff Maintenance

Function ID: CGDINWCT

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 Inward Clearing Scan Branch Cutoff Maintenance

Function ID: CGDBRNCT

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 Clearing Product

Function ID: CLDFNPRD

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 Clearing Product: Accounting Roles

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 Clearing Product: Events

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 Clearing Product: Events: Accounting Entries

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 Clearing Product: Events: Advices

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 Clearing Product: Branch/Currency Restrictions

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 Clearing Product: Preferences

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 Clearing Product Definition: MIS

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 Clearing Product: User Defined Fields

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 ARC Maintenance

Function Id: IFDATMMN

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 Charge Code Maintenance

Function ID: STDCHGCD

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 Arc Maintenance: Regulation

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 Agenda

• Introduction
• Module Highlights
• Maintenances
• Transactions
• Reports
• Summary

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 Transactions

Clearing transactions involve the following:

• Outward Clearing
• Float Extension for Outward Clearing
• Inward Clearing

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 Outward Clearing

• Cheque Deposit
• Cheque Deposit to General Ledger Account
• Consolidated Cheque Deposit
• Outward Clearing Data Entry
• Cheque Return
• Bulk Upload of Cheque return

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 Cheque Deposit

Function ID: 6501

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 Cheque Deposit to GL

Function ID: 6520

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 Consolidated Cheque Deposit

Function ID: 6512

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 Outward Clearing Data Entry

Function ID: 6514

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 Cheque Return

Function ID: 6560

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 Cheque Return: Enrichment

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 Bulk Upload: Cheque Return

Function ID: CVDUPLMT

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 Process flow for Outward Clearing

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 Float Extension

• Specific Instrument
• Batch Operations

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 Float Extension: Specific Instrument

Function ID: CGDCFLEX

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 Float Extension: Batch operations

Function ID: CGDBFLEX

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 Inward Clearing

• Inward Cheque Data Entry

• Query Clearing Upload

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 Inward Clearing Cheque Data Entry

Function ID: 5521

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 Query Clearing Upload Screen

Function ID: CGDCLGDT

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 Interface Clearing Summary

Function ID: IFSCLGDT

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 Interface Clearing Details

Function ID: IFDCLGDT

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 Inward Clearing flow

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 Agenda

• Introduction
• Module Highlights
• Maintenances
• Transactions
• Reports
• Summary

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 Reports
Report Details
This Report lists the all inward clearing records. It will
Inward Clearing Extract have all the records irrespective of their status

Inward Clearing Extract - This report provides the list of all entries passed in
Passed Entries’ inward clearing.

Inward Clearing Extract This report provides the list of all entries failed in inward
- Failed Entries’ clearing .

Inward Clearing Extract - This report provides the list of all entries ejected in
Rejected Entries inward clearing.

This report provides the list of all entries forcefully

Inward Clearing Extract – passed with details which was failed earlier in inward
Forcefully passed Entries’ clearing.

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Report
Inward Clearing Summary
Report
Inward Clearing Cheque
Reject Report
Outward Clearing Failed
Transactions Report
Cheques Due for Realization
Report’
Reports
Details
This report lists all the inward clearing transactions
processed on the day. The transactions are grouped by
batches
This report list details of cheques which were rejected
during inward clearing process for a given period. This
report groups cheques, based on the end point, branch
code, and totals provided for instrument amount.
This report list outward clearing transactions which
failed on the day. This report groups all failed
transactions based on the instrument and clearing type
of the transaction.
This report list cheques that are due for realization for
the day. This report lists cheques which were already
due for credit to the accounts value date.

Outward Clearing Cheque This report lists all outward clearing cheques those
Reject Report were bounced / rejected during a given period.

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 Reports
Report Details
This report lists all the outward clearing transactions
Outward Clearing Summary processed on the day. The results are grouped based on
Report the endpoint, clearing type, and transaction currency.
This report list region-wise summary details of clearing
Clearing Balance Summary house details, clearing, and amount cleared for that day.
Report The details are grouped based on the clearing house and
branch.

This report list complete details of instruments and the

Liquidated Instrument Report corresponding beneficiary. The details are grouped
based on the instrument type.

This report list details of the customers and the issued

instruments, for the run date. The instrument details are
Instrument Issued Today grouped based on the instrument type and currency
wise.

Outward Clearing Handoff This report lists complete details of outward clearing
Report transaction handoff on the clearing value date,.

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 Reports

Report Details

This report lists cheque transactions processed in

Float Extension Report float extension batch.

This report list account wise credit/debit clearing

On Us Transaction Report
transactions for branch customers. The report
display details like Account Number, Customer
Name, Transaction Indicator(Debit/Credit),
Transaction Currency, Transaction Amount,
Instrument Number, Input Date, Value Date, Input
Branch etc.

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 Agenda

• Introduction
• Module Highlights
• Maintenances
• Transactions
• Reports
• Summary

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 Summary

Herewith summarizing the learning's from the ‘Clearing’ module in

FCUB:

• To set up maintenance for Clearing.

• Perform Inward and outward clearing transactions
• Generate clearing related reports.

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