1. Maintaining business ownership: Debt finance gives complete control
over business and we are not answerable to the investors. 2. Tax deductions: Interest fees and charges on a business loan are tax deductible. 3. Retaining profits: We do not have to share our business profits and the only obligation to our lender is making repayments within agreed time frames. 4. Helps improve business credit scores: Making timely payments to our lender of choice serves as a way to improve our personal and business credit score.