CREDIT AND OPERATION DEPARTMENT OF

NEPAL BANK LIMITED

Presented By:
Biswas Timilsina
Registration No: -
Atlantic Int’l College
 Background of the Study
• A bank is a financial institution that
accepts deposits from the public and creates credit. 
• Commercial bank is one of the oldest form of
Banking.
• Nepalese banking System started with the
establishment of Nepal Bank Limited in 1994 B.S.
• Commercial bank is a full fledged banking performing
all banking functions.
Introduction to Nepal Bank Limited.
• Nepal Bank Limited was established on kartik 30,
1994 Bs.
• Beginning of an era of formal banking in Nepal
• very few had idea or understanding and confidence
in the concept of formal banking.
• Provides various banking services like deposits,
credit, remittance, clearing, locker, trade finance etc.
• 67.21% share of government and 37.79 of public
• 176 branches all over the country
 Products & Services
• Deposits
• Loans and Advances
• Plastic Cards
• I-Banking
• Mobile Banking
• Locker
 Objective of the Study
• To know about the various processes and working
environment of a commercial bank.
• To present the understanding of banking organization and its
working procedures.
• To observe and understand the general banking procedure
and workflow of credit department of NBL.
• To develop the personal relation skills and communication
skills.
• To identify various products and services to the customers
which are offered by Nepal Bank Limited
• To be familiar about the banking software used in bank's
transactions.
 Organization Selection
• Nepal Bank Limited was selected for internship
• Right choice as it has the intern provision, provided
opportunities to learn about how different
departments in organization function, and how their
activities are coordinated to achieve organizational
objectives.
 Placement
• Placed in Credit Administrative department

Duration of Internship
• As an Intern, I started internship in the bank
on 6th poush 2076 to 2th falgun 2076, working
7 hours a day.
 Credit Administrative
Department
• The credit department or Loan department is
concerned with investing the deposit
• The knowledge regarding lending and general credit
system was understood.
• Various loan related documents were collected and
checked in systematic manner checking it with the
checklist as provided by bank.
• Creating loan account and loan schedule in pumori Iv
banking system
• Filling Credit information
 Major Findings & Conclusion
• Banking is important part of economy
• The internship session is very good learning
experience for the student.
• Internship has helped to gain various knowledge
about various banking operations.
• This report in particular has made intern knew
about the various techniques and tools for
conducting research.
• The internship has proved to be fruitful as it
helped me transform professionally.
 Recommendations
• Marketing Bank Products and services
• Proper Bank Layout
• Use of latest banking technology
• Increase its ATMs
• More trainings
• Reliable networks
• Updating Bank website
Thank
You!!!