BAS Overview: Banking Services

Banking Services
BAS Overview
Chapter 1 : Introduction
ABA
Advanced Banking Academy
Chapter Objectives
After this lesson, you will have acquired an introduction to:
•The extension of Banking Services from SAP and its main components.
•SAP’s Platform Layer, i.e. SAP NetWeaver.
•The concept of SOA and its benefit.
•How the concept of SOA is applied to the SAP Banking Platform.
ABA
Introduction – Agenda
ntroduction SOA in Banking
AP Banking Landscape
ABA
Introduction SOA in Banking
Business Challenges
Increase Flexibility through:
• Integration rather than separation

• Flexible deployments.
• Collaboration capabilities.
• Reusable functionality.
• Transparent layering.
• Reduced complexity.
•Can be reached through ESOA
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What is SOA?
A service oriented architecture (SOA) is a framework for integrating business

processes and supporting IT infrastructure as secure, standardized
components – services – that can be reused and combined to address
changing business priorities.
Service Oriented Architecture (SOA) Compass, IBM press 2006
• SOA can be compared with Lean Manufacturing in car Industry.
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Landscape
• SAP Banking is based on Enterprise Service-Oriented Architecture (ESOA) with its

higher functionality.
• Banking Services from SAP are based on Business Process Platform (based on
SAP NetWeaver platform) for Financial Services.
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ESOA: Overview
• Flexible IT Landscape:
• Capability for change is risky, • Flexibility based upon

time-consuming, costly and services creates new
limited. opportunities and agility.
ABA
ESOA Philosophy and Business Process Platform
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SAP NetWeaver: Technology Infrastructure for ESOA
ABA
Introduction – Agenda
ntroduction SOA in Banking
AP Banking Landscape
ABA
SAP Banking Landscape
SAP Transactional Banking My SAP ERP
Customer Relationship Management
Customer Information
Deposits
Syndications
Collaterals
Run the
Payments
Loans Organization
Leasing
Master Contract Management
SAP Analytical Banking

Understand analyze and decide
ABA
Banking Services – Functional Blocks
Product Configurator Condition Management

Management
Item and Balance Management
Contract Management
Asset Liability
Posting Control Processing and Exception Handling Management
Posting Lock
Auto Change Processes Correspondence Currency Conversion
Management Accounting for
Financial Instruments
Incoming Payment Processing Open Item Management
Contract Relationship Management

Financial Database
Interest and Charge
Reconciliation Credit Facilities
Compensation
Payment Distribution
Bundle Pricing Overdraft Protection
and Monitoring Profitability
Billing and Invoicing Effective Cash Pooling Loans Business

Operations
Basel II
Collateral Management
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New Characteristics from Corporate Banking
• Rules are defined at the Master Contract level.

• Supports incorporation of other products, either SAP or non-SAP products.
• Crosswise multiple Applications.
• Dynamic or Relationship-Based Pricing.
• Multi-Account Settlement.
• Global Corporate Cash Management.
• Multi-Level, Multi-Currency Real-Time Limit Management.
• Loans Business Operations: Disbursement, Capitalization, Change Payment Plan,
Edit Waiver, and so on.
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Advantages
• Real-Time solution for Retail, Commercial and Corporate Banking.

• Multi-Currency and Cross-Currency.
• Multi-Language user interfaces and correspondence languages.
• Multi-Channel with access to processes and data.
• Multi-Country.
• Multi-Time zone with specific scheduling of cut-off time.
• Process definition through parameterization.
• Real time access and High Availability architecture via Bank Analyzer.
• Scalable solution for both small and large banks.
ABA
Deposits
Syndications
Collaterals
Run the
Payments
Loans Organization
Leasing
ABA
• People-Centric CRM enabling collaboration and people productivity.

• Delivery of end-to-end process integration for banking origination processes.
• True 360 view of the customer through the collection of the relevant data source of
the customer across the banking.
• Customer segmentation and analytics.
• Campaign and lead management.
• Sales planning and forecasting.
• Account and contract management.
• Quotation and order management.
• Customer interaction center for customer servicing and telemarketing.
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Customer Information Management
Deposits
Syndications
Collaterals
Run the
Payments
Loans Organization
Leasing
ABA
Customer Information Management
• People-Centric CRM enabling collaboration and people productivity.

• Relevant data of all person categories:
• Natural persons.
• Organizations.
• Groups.
• Relationships between business partners.
• Storage of information according to role concept.
• Detail of contracts on customer entity level showing all its relationships with the
bank.
ABA
Deposits
Syndications
Collaterals
Run the
Payments
Loans Organization
Leasing
ABA
• Management of corporate banking products like for example global limits, facilities,
multi-level notional pooling, cross-account funds validation, zero-balancing, multi-
bank interest calculation…
• Bundles contracts into groups and hierarchies for managing banking products like
product bundling, overdraft protection, payment distribution and credit facilities.
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Deposits
Deposits
Syndications
Collaterals
Run the
Payments
Loans Organization
Leasing
ABA
Deposits
• Different retail account products like current accounts, saving accounts, notice
accounts, fixed-term deposit accounts or saving plans.
• Different corporate account products like current accounts, investment accounts or
intra-day interest calculation.
• Product Configurator to define products.
• Management of conditions.
• Posting Control Office.
• Posting Lock Management.
• Flexible condition handling.
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Loans
Deposits
Syndications
Collaterals
Run the
Payments
Loans Organization
Leasing
ABA
Loans
• Management of all types of retail loans like mortgage loans, consumer loans,
corporate loans, limits and facilities, employee loans…
• Definition of standard products.
• Management of conditions.
• Automated process support for processes i.e. additional repayment and rollover.
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Collaterals
Deposits
Syndications
Collaterals
Run the
Payments
Loans Organization
Leasing
ABA
Collaterals
• Definition of collateral objects divided into movables and non-movables.

• Management of collateral agreements like real estate liens, guarantees, pledges…
• Definition of collateral amounts.
• Declaration of purpose (specific and global).
• Management of relationships between assets, transactions and collateral
agreements.
• Calculation of collateral cover, collateral distribution, loan-to-value ratios, free
collaterals…
ABA
Payments
Deposits
Syndications
Collaterals
Run the
Payments
Loans Organization
Leasing
ABA
Payments
• Straight-through processing of all payments.

• One-payment solution for Domestic and SWIFT payments (independent of banking
system).
• Internal and External payment routing.
• Integration with existing banking systems via interfaces.
• Real-time and batch processing of payments.
• Support for different types of payments: Domestics, SWIFT and SEPA.
ABA
Syndication Management
Deposits
Syndications
Collaterals
Run the
Payments
Loans Organization
Leasing
ABA
Syndication Management
• Workplace for funding and investor contract handling.

• Pooling of assets.
• Securitization and refinancing.
• Payment monitoring and remittance.
ABA
SAP Banking : Solutions
Banking Services from SAP SAP for Insurance
• SAP Loans Management for Banking • SAP Claims Management
• SAP Deposits Management for Banking • SAP Reinsurance
• SAP Collateral Management for Banking • SAP Policy Management
• SAP Bank Analyzer (Risk Analyzer, Balance • SAP Collections and Disbursements for
Analyzer, Profit Analyzer, BAII/IAS)
Insurance
SAP ERP • SAP Incentive and Commission
• Management for Insurance
SAP Loans Management for Banking,
Suite Edition (CML) Treasury Applications from SAP
• SAP Deposits Management for • SAP Treasury and Risk Management
Banking, Suite Edition (SAP Deposits) • SAP Cash and Liquidity Management
• SAP Collateral Management for • SAP In-House Cash
Banking, Suite Edition (CMS)
• Strategic Enterprise Management
SAP Customer Relationship Management
ABA
Chapter Summary
Now you have acquired an introduction to:
•The extension of Banking Services from SAP and its main components.
•SAP’s Platform Layer, i.e. SAP NetWeaver.
•The concept of SOA and its benefit.
•How the concept of SOA is applied to the SAP Banking Platform.
ABA
Thank you.
bankinkgacademy@axxiome.com
ABA
Advanced Banking Academy

BAS Overview: Banking Services

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Banking Services

After this lesson, you will have acquired an introduction to:

ntroduction SOA in Banking

Increase Flexibility through:

• Integration rather than separation

•Can be reached through ESOA

A service oriented architecture (SOA) is a framework for integrating business

• SOA can be compared with Lean Manufacturing in car Industry.

• SAP Banking is based on Enterprise Service-Oriented Architecture (ESOA) with its

• Capability for change is risky, • Flexibility based upon

ntroduction SOA in Banking

Customer Relationship Management

Master Contract Management

SAP Analytical Banking

Product Configurator Condition Management

Contract Relationship Management

Billing and Invoicing Effective Cash Pooling Loans Business

• Rules are defined at the Master Contract level.

• Real-Time solution for Retail, Commercial and Corporate Banking.

Customer Relationship Management

Master Contract Management

SAP Analytical Banking

Understand analyze and decide

• People-Centric CRM enabling collaboration and people productivity.

Master Contract Management

SAP Analytical Banking

Understand analyze and decide

• People-Centric CRM enabling collaboration and people productivity.

Customer Relationship Management

Master Contract Management

SAP Analytical Banking

Understand analyze and decide

Customer Relationship Management

Master Contract Management

SAP Analytical Banking

Understand analyze and decide

Customer Relationship Management

Master Contract Management

SAP Analytical Banking

Understand analyze and decide

Customer Relationship Management

Master Contract Management

SAP Analytical Banking

Understand analyze and decide

• Definition of collateral objects divided into movables and non-movables.

Customer Relationship Management

Master Contract Management

SAP Analytical Banking

Understand analyze and decide

• Straight-through processing of all payments.

Customer Relationship Management

Master Contract Management

SAP Analytical Banking

Understand analyze and decide

• Workplace for funding and investor contract handling.

Now you have acquired an introduction to:

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