evsjv‡`k K…wl

e¨vs‡Ki wnmve c×wZ-

LvZ I Dc-LvZ mg~‡ni
eY©bv I we‡kølY|

Dc¯’vcbvq
রোমানা আখতার
Abyl` m`m¨ (এসপিও)
 wnmve wK?
• wnmve LvZ A_ev wnmve n‡”Q GKwU wbw`©ó
mgqKvjxb †Kvb e¨w³ ev e¯‘ msµvšÍ hveZxq
†jb‡`‡bi msw¶ß weeiYx|

• evsjv‡`k K…wl e¨vs‡Ki mg¯Í wnmve-wbKvk

KZ¸‡jv c~e© wba©vwiZ I Aby‡gvw`Z wnmve
Lv‡Zi gva¨‡g cwiPvwjZ n‡q _v‡K|
`vq m¤ú‡`i MÖæc :
• evsjv‡`k K…wl e¨vs‡Ki wnmv‡ei
GB Aby‡gvw`Z LvZmgyn‡K
cÖavbZt 2 fv‡M (g~jab ev `vq I
m¤ú`) I me©‡gvU 13wU MÖæ‡c
wef³ Kiv n‡q‡Q hv wb¤œiƒct
`vq : 6 wU
m¤ú` : 7 wU
`vq †`bv (Liability) MÖæc
1. g~jab I msi¶b (Capital and Reserve)
2. AvgvbZ (Deposit)
3. cÖ‡`q FY (Loan Payable)
4. Ab¨vb¨ `vq‡`bv (Other Liabilities)
5. ¯’wMZ AvKjb (Deffered Credit)
6. m¤¢ve¨ `vq‡`bv (Contingent Liability as per
Contra)
m¤ú` (Asset) MÖæc
7. bM` I bM` RvZxq mvgMÖx (Cash and cash items)
8. Ab¨vb¨ e¨vsK n‡Z cvIbv (Due from other Banks)
9. wewb‡qvM (Investment)
10. FY I AwMÖgmg~n (Loan and Advances)
11. AvšÍt Awdm wnmve (Inter office Account)
12. MÖvn‡Ki `vq‡`bv (Customer Liability as per
Contra)
13.Ab¨vb¨ m¤ú` mg~n (Other assets)
 bZzb LvZ/DcLvZ †Lvjvi ¶gZvt

 cÖavb Kvh©vj‡qi wnmve wefvM KZ©„K GB LvZ

mg~n mieivn Kiv n‡q _v‡K|

 hw` †Kvb mgq †Kvb bZzb ai‡bi †jb‡`b Dcw¯’Z nq hvi

Rb¨ LvZ ev Dc LvZ eivÏ †bB Zr¶bvZ kvLv welqwU
cÖavb Kvh©vj‡qi †K›`ªxq wnmve-1 †K AewnZ Ki‡eb I
cÖvß wb‡`©k †gvZv‡eK e¨e¯’v wb‡e|
 fvDPv‡i LvZ, DcLvZmg~n †jLvi †¶‡Î wewa wb‡lat

(*)wnmv‡ei wKQy wKQy LvZ/DcLvZ ïaygvÎ cÖavb

Kvh©vj‡qi Rb¨ msiw¶Z| ˆelwqK weeiYx‡Z (GwmGd-37-
Avi) H mg¯Í LvZ/DcLvZ‡K Ò * Ó wPýhy³ Kiv n‡q‡Q|
kvLv GB mg¯Í LvZ/DcLv†Z †Kvb †jb‡`b Ki‡Z cvi‡e bv|
(*)cÖavb Kvh©vj‡qi Abby‡gvw`Z †Kvb LvZ/DcLv‡Z †Kvb
fvDPvi Kiv hv‡e bv|
(*) LvZ/Dc-LvZ †jLvi ci Zv‡`i mswkøó wk‡ivYvg wjL‡Z
n‡e|
`v‡qi LvZ mg~n t1. g~jab I msi¶b (Capital and Reserve)

11- cÖ`Ë cwi‡kvwaZ g~jab *

12- eÛ I FYcÎ *
13-jvf¶wZ mvaviY wnmve *
13 K- GKzgy‡j‡UW jvf/ÿwZ wnmve *
14- mvaviY mwÂwZ *
15- we‡kl mwÂwZ *
16- DcwbwgË mwÂwZ *
18- g›` I m‡›`nRbK `vq
`v‡qi LvZ mg~n t 2.AvgvbZ (Deposit)

21- PjwZ AvgvbZ

21 G- n¾ wW‡cvwRU (Mft)
21 we- wifjwfs IwWG dvÛ
22- mÂqx AvgvbZ
23- †gqv`x AvgvbZ
23/4-‰ÎgvwmK gybvdvwfwËK mÂq cÖKí
23/5-we‡Kwe Wvej cÖwdU ¯‹xg
23/6-we‡Kwe gvwmK gybvdv cÖKí
`v‡qi LvZ mg~n t 2.AvgvbZ (Deposit)

24- Zjex AvgvbZ

25- wbwµq wnmve
26- bM` Avgvb‡Z Rvwgb wnmve (PjwZ) *
27- bM` Avgvb‡Z Rvwgb wnmve (mÂqx) *
28- bM` Avgvb‡Z Rvwgb wnmve (†gqv`x) *
29- we‡kl AvgvbZ
210- Kg©Pvix fwel¨ Znwej
211- Kg©Pvix wbivcËv AvgvbZ
212- we‡kl Ave× wnmve
`v‡qi LvZ mg~n t 2.AvgvbZ (Deposit)

213- we‡kl †bvwUk AvgvbZ wnmve

214- cÖvwšÍK AvgvbZ wnmve
215- wW‡cvwRU †cbkb ¯‹xg
216- Kv÷gvi Gdwm GKvD›U
217- Kv÷gvi GbGdwmwW GKvD›U
218- G·‡cvU©vi Gdwm GKvD›U
219- we‡Kwe GmwcGm GKvD›U
220- GKvD›U Ae BD.G.B. G´‡PÄ †Kvs
221- †iwm‡W›U d‡ib Kv‡iÝx wW‡cvwRU
222- wUPvim© †mwfsm ¯‹xg
`v‡qi LvZ mg~n t 2.AvgvbZ (Deposit)
223- ¯§j †mwfsm ¯‹xg
224- n¾¡ wW‡cvwRU ¯‹xg
225- wkÿv mÂq cÖKí
226- we‡Kwe wW‡cvwUR ¯‹xg
227- K…lvY-K…lvYx mÂq cÖKí
228- gvwmK/‰ÎgvwmK gybvdv cÖKí
229- we‡Kwe gvwmK mÂq cÖKí
230- óz‡W›Um †mwfsm GKvD›U
231-we‡Kwe wgwjqvwbqvi ¯‹xg
232-we‡Kwe gvwmK wW‡cvwRU ¯‹xg
233-we‡Kwe jvLcwZ ¯‹xg
`v‡qi LvZ mg~n t 3.cÖ‡`q FY (Loan payable)

31- cÖ‡`q FY- evsjv‡`k e¨vsK *

32- cÖ‡`q FY- evsjv‡`k miKvi *
33- cÖ‡`q FY- †mvbvjx e¨vsK *
34- cÖ‡`q FY- Ab¨vb¨ e¨vsK *
35- cÖ‡`q FY- AvšÍR©vwZK Avw_©K
cÖwZôvb *
36- wifjwfs dvÛ di G‡MÖv-‡eR&W BÛvt *
`v‡qi LvZ mg~n t 4. Ab¨vb¨ †`bv (Other Liablities)

41- cÖ‡`q wnmve

42- Ki mwÂwZ
43- Avby‡ZvwlK I Aemi fvZv mwÂwZ
44- Kz I m‡›`nRbK FY mwÂwZ*
45- Dc-wbwgË e¨q mwÂwZ
45G- wiRvf© di G·‡PÄ d¬vKPz‡qkb
`v‡qi LvZ mg~n t 4.Ab¨vb¨ †`bv (Other Liablities)
46- Avq wnmve (Income)
47-Acwi‡kvwaZ †c‡g›U AW©vi
48- cÖ‡`q wWgvÛ Wªvó
48/1- d‡ib wWwW †c‡qe&j GKvD›U
49- cÖ‡`q wnmve Zvi‡hv‡M †cÖiY
410- cÖ‡`q Gg. wU.
411- G·‡PÄ BKzqvjvB‡Rkb GKvD›U
412- wiRvf© di Bbmy‡iÝ dvÛ
413- wiRvf© di e¨vsK wewìs GÛ ÷vd †KvqvU©vi
414- wiRvf© di Unforseen Loss
415- WES Counterpart of A/C
`v‡qi LvZ mg~n t 5 ¯’wMZ AvKjb (Deferred credit)

51- AbwR©Z evUªv *

52- Av‡qi ¯’wMZ AvKjb Abv`vqx my`
52G- Abv`vqx my` -¯^vaxbZv c~e© FY
52we- Deffered Credit to I.T.C. Interest
52wm- Deffered Credit to income (Unrealized)
`v‡qi LvZ mg~n t 6 DcwbwgË `vq (wecixZ µ‡g)t

61- Acwi‡kvwaZ M¨vivw›U

62- Av`v‡qi Rb¨ M„wnZ wej (AvMg)
63- Av`v‡qi Rb¨ M„wnZ wej (ewnM©g)
64- cÖvK…wZK my‡hvM cÖ`Ë miKvix FY
eve` `vq
65- Uªvó m¤úwË i¶Y eve` `vq
66- A C L (L/C)
67- Forward Exchange Contract (OS)
`v‡qi LvZ mg~n t 6 DcwbwgË `vq (wecixZ µ‡g)t

68- Forward Exchange Contra

69- IFAD Revolving Credit A/C (Recovered)
610- Outstanding Intt.& S.Charge against Flood
affected

611-Written off Loan A/C as per contra

612- Uncollected Intt. A/C as per contra
`v‡qi LvZ mg~n t 6 DcwbwgË `vq (wecixZ µ‡g)t

613- Banker Liability Cash L/C (01 Sight)

614- Banker Liability Cash L/C (02 Deferred)
615- Banker Liability Inland BTB L/C (03 Sight)
616-Banker Liability Inland BTB L/C(04 Deferred)
626- Foreign Bill Collection
627- Local/Inland Bill Collection
628- Banker Liability Guarantee
m¤úwËi LvZ mg~n t 7| bM` I bM`vb m¤ú` (Cash & Cash items)
71- bM` Znwej
72- K¨vk AvB‡Ug
73- APj †NvwlZ gy`ªvi †bvU
74- ˆe‡`wkK gy`ªv
74- F.C. Inland (WES)
76- Wage Earners Fund.
77- ATM Q-Cash
78- Electronic Money (DBBL-Mobile Banking)
79- Electronic Money (Bkash-Mobile Banking)
711- ATM Cash A/C (HO-Card section)
712- RTGS – GL Head
m¤úwËi LvZ mg~n t 8| Ab¨vb¨ e¨vsK/†KvlvMv‡ii wbKU cÖvc¨ (Due from other banks)t)

81- evsjv‡`k e¨vsK nB‡Z cÖvc¨

81/1- Inter Bank Fund Transfer
82- †mvbvjx e¨vsK nB‡Z cÖvc¨
82/1- Wage Earners Clearing A/C
82/2- Wage Earners Clearing A/C BB (Pound)
83- Ab¨vb¨ e¨vsK nB‡Z cÖvc¨
m¤úwËi LvZ mg~n t 9| wewb‡qvM (Investment)t
91- †UªRvix wej *
92- miKvix RvgvbZ *
93- Ab¨vb¨ RvgvbZ *
94- e‡Ûi wcÖwgqvg *
95- MÖvgxb e¨vs‡Ki †kqvi g~jab Puv`v *
96- FY cÎ *
97- †UªRvix eÛ *
m¤úwËi LvZ mg~n t 10| FY I AwMÖg (Loan & Advances)
101- K…wl FY- ¯^í †gqv`x
102- K…wl FY- ga¨ †gqv`x
103- K…wl FY- `xN© †gqv`x
104- KzwUi wkí FY
105- Ab¨vb¨ FY I AwMÖg
105 G- Cash Incentive Advance (Foreign)
106- evUªvK…Z wej I †bvU
107- †gqv‡`vËxY© FY (K…wl) ¯^í †gqv`x
108- †gqv‡`vËxY© FY (K…wl) ga¨ †gqv`x
109- †gqv‡`vËxY© FY (K…wl) `xN© †gqv`x
m¤úwËi LvZ mg~n t 10| FY I AwMÖg (Loan & Advances)
1010- †gqv‡`vËxY© Fb (GwWwewc)
1011- †gqv‡`vËxY© Fb (wewea)
1012- gvgjvaxb FY
1013- Kg©Pvixw`M‡K cÖ`Ë FY
1014- bM` FY (C.C)
1015- Avg`vbxK…Z `ª‡e¨i wecix‡Z FY (LIM)
1016- wej Ae G·‡PÄ
1017- d‡ib wej cv‡P©R
1018- L.I.C.P A/C.
1020- ‡gqv‡`vËxY© bM` FY
1023- †gqv‡`vËxY© KzwUi wkí Fb
1026- f~wgnxb I cÖvwšÍK Pvlx FY
1027- LTR
1029- ‡gqv‡`vËxY© f~wgnxb I cÖvwšÍK Pvlx FY
m¤úwËi LvZ mg~n t 11| AvšÍt Awdm wnmve (Inter office Account)t

111- kvLv mg~n nB‡Z cÖvc¨

112- cÖavb Kvh©vjq nB‡Z cÖvc¨
113- we‡Kwe mvaviY wnmve
114- ivKve †Rbv‡ij wnmve
115- we‡Kwe AvÂwjK wnmve
116- AvšÍt kvLv wefvMxq mvaviY wnmve
117- we‡Kwe mvaviY wnmve (AÂj ewnf‚©Z)
118- we‡Kwe G·‡PÄ nvDR mvaviY wnmve
m¤úwËi LvZ mg~n t 11| AvšÍt Awdm wnmve (Inter office Account)t

• 119- we‡Kwe mvaviY wnmve (AÂj ewnf‚©Z)

• 1110- we‡Kwe AbjvBb mvaviY wnmve
• 1111- we‡Kwe GK‡PÄ nvDR mvaviY wnmve
• 1114- we‡Kwe mvaviY wnmve (AÂj ewnf‚©Z)
• 1115- RTGS BKB General Account
• 1116- we‡Kwe weKvk †gvevBj mvaviY wnmve
(AÂjvaxb)
m¤úwËi LvZ mg~n t 12| MÖvn‡Ki `vq (wecixZµ‡g)t
121- MÖvn‡Ki M¨vivw›UK…Z `vq
122- msMÖ‡ni Rb¨ cÖvß wej (AvMg)
123- msMÖ‡ni Rb¨ cÖvß wej (ewnM©g)
124- miKvix `yM©Z FY
125- Uªv‡ó iw¶Z m¤ú`|
126- C L A (L/C)
127- Forward Exchange Contract OS (Sold)
128- Forward Exchange Contract OS (Bought)
129- IFAD Revolving Credit A/C (Advance)
1210- Remission Intt.& S.Charge against Flood affected
m¤úwËi LvZ mg~n t 12| MÖvn‡Ki `vq (wecixZµ‡g)t
1211- Written off Loan A/C as per contra
1212- Recoverable Interest as per contra
1213- Customer Liability Cash L/C (01 Sight)
1214- Customer Liability Cash L/C (02 Deferred)
1215- Customer Liability Inland BTB L/C (03 Sight)
1216- Customer Liability Inland BTB L/C(04 Deferred)
1226- Foreign bill Lodge
1227- Local/ Inland Bill Lodgement
1228- Customer Liability Guarantee.
m¤úwËi LvZ mg~n t 13| Ab¨vb¨ m¤ú` (Others Assets)
131- Av`vq‡hvM¨ wnmve
132- †ókbvix I mieivn
133- e¨q wnmve
134- Awe‡µq gRy`
135-‡gvUiMvox I Ab¨vb¨ hvb
136- Fb wb¯úwËi Rb¨ AwR©Z m¤•`
137- DcwPZ Av`vq‡hvM¨ my`
138-AvqKi mgš^q
m¤úwËi LvZ mg~n t 13| Ab¨vb¨ m¤ú` (Others Assets)
139/1 Rwg
139/2 `vjvb-‡KvVv
1310- wWgvÛ Wªvd&U Av`vq wnmve
1311- Lvgvi hš¿cvwZ Fb`vb Kg©mPx
1312-†K›`ªxq ¸`vg wnmve (i¶bv‡e¶b)
1313-Bill of Exchange in Transit Account
1316- DD paid Suspense account
1316/1- Ex advice Foreign DD Suspense Account
1318- BKB Electronic Money Account (DBBL)
1319- BKB Electronic Money Account
DcLvZ mg~n t 41- cÖ‡`q wnmve
41/1- AwZwi³ bM` UvKv
41/2- †cÖl‡b Kg©Pvix‡`i †eZb
41/3- Kg©Pvix‡`i AwewjK…Z †eZb
41/4- Avgvb‡Zi my` (¯’vqx)
41/5- cÖ‡`q my` (FY)
41/6- M¨vivw›Ui Aax‡b miKv‡ii wbKU †_‡K cÖvc¨ A_©
41/6- (G) BD, Gm, GBW MÖv‡›U †_‡K cÖvß dvÛ
41/7- c~bt ˆZqvix FY wnmve (Reconstruction on Loan Accounts)
41/8- we, Avi, Avi, Gd, wm FY Av`vq
41/9- we, Avi, Avi, Gd, wm óvd FY Av`vq
DcLvZ mg~n t 41- cÖ‡`q wnmve
41/10- wewea LvZ
41/10- (G) - wVKv`vi/ mieivnKvix‡`i wbKU †_‡K
miKv‡ii Lv‡Z Rgv †`qvi Rb¨ KZ©bK„Z Avq K‡ii
UvKv |
41/ 10 (B) Cost of Revenue Stamp realized
41/10 (C) Fund for issuing DD infavour of American Exp. Bank
41/ 10 (E) Loan Recovery Polly Progoti Project
41/ 10 (F)
41/ 10 (G) Realized VAT from BACH
41/ 10 (H) BACH commission & VAT
DcLvZ mg~n t 41- cÖ‡`q wnmve
41/ 10 (I) FDR Account Foreign Exchange.
41/ 10 (J) Contribution to national exchequer
41/ 10 (P) Postage Charge (Foreign Exchange)
41/ 10 (Q) SWIFT Charge
41/ 10 (R) Foreign Exchange Back to Back L/C
41/ 10 (S) mÂqcÎ
41/11 Supervised Credit Project
41/12 Exchange Rate Fluctuation
41/13
`v‡qi LvZ mg~n t 46- Avq wnmve (Income)
46/1- F‡Yi my` Avq
46/2- wd I Ab¨vb¨ PvR©
46/2 (K)- mvP© wd/AbymÜvb wd/Zjjvkx wd
46/2 (L)- g~j¨vqb wd
46/3- dig weµq g~j¨
*46/4-wewb‡qv‡Mi my`
46/5-Kwgkb Ges wewbgq
46/5 (K)- Gj, wm, Gi Dci Kwgkb
46/6- wWmKvD›U AR©b/AwR©Z evUªv
46/7- Avgvb‡Zi my`
DcLvZ mg~n t 46- Avq wnmve (Income)
46/8- Kg©Pvix F‡Yi my`
46/9- fvov eve` Av`vq
46/10- †nW Awdm/kvLvi avi †`Iqv my`/cÖKv‡K †`q Znwe‡ji my`|
46/11- m¤úwË †_‡K Avq
46/12- Ab¨vb¨ m¤•` wewµ †_‡K Avq (wewb‡qvMmn)
46/13- wewea Avq
46/14- h¤ÎcvwZi Avq
46/15- Mevw` cï I Ab¨vb¨ Avq
46/109 Interest on Personal Loan (Salary Earners)
46/110 Interest on Past Due Personal Loan (Salary Earners)
Dc LvZ mg~n t 82- †mvbvjx e¨vsK wnmve

82/1- PjwZ wnmve

82/2- we‡kl †bvwUk PjwZ
wnmve
Dc LvZ mg~n t 83- Ab¨vb¨ e¨vsK wnmve
83/1- AMÖYx e¨vs‡Ki PjwZ wnmve
83/2- RbZv ,, ,, ,,
83/3- iƒcvjx ,, ,, ,,
83/4- cyevjx ,, ,, ,,
83/5- DIiv ,, ,, ,,
83/6- we‡kl †bvwUk PjwZ wnmve AMÖYx e¨vsK
83/7- ,, ,, ,, RbZv e¨vsK
83/8- ,, ,, ,, iƒcvjx e¨vsK
83/9- ,, ,, ,, c~evjx e¨vsK
83/10- ,, ,, ,, DIiv e¨vsK
Dc LvZ mg~n t 101- K…wl FY (¯^í‡gqv`x)

101/1- ¯^í‡gqv`x mvavib FY

101/2- 100 †KvwU UvKvi we‡kl FY
Kg©mPx
101/3- eb¨v I N~bx© Dcv`ªZ GjvKvq FY
101/3 (K)- evsjv‡`k wgkb Gi mn‡hvMxZvq FY
Kg©m~Px
101/4- K…wl c‡b¨i evRviRvZ Kib Ges
Dc LvZ mg~n t 102- ga¨‡gqv`x K…wl I Ab¨vb¨ FY
102/1- ga¨ †gqv`x mvavib
102/2- ga¨ †gqv`x we‡kl eb¨v I N~bx Dc`ªæZ
102/3-
102/3 (G)-
102/4- AvB, wW, we, AvB FY-1
102/5- ,, ,, FY-2
102/6-
102/7- G, wW, we FY-1
102/8- G, wW, we,FY-2
102/9-
Dc LvZ mg~n t 102- ga¨‡gqv`x K…wl I Ab¨vb¨ FY

102/10- n¯ÍPvwjZ bjK‚c (BD, Gm, GBW)

102/10 (G)- cjøx cix¶vg~jK cÖKíi FY
102/11- Rvcvbx Aby`vb
102/12- BD, †K, Gi Aby`vb (Pv Dbœqb FY)
102/31 Personal Loan (Salary Earners)
108/31 Past due Personal Loan (Salary Earners)
Dc LvZ mg~n t 103- K…wl FY (`xN© †gqv`x)

103/1- K…wl FY mvavib

103/2- eb¨v I Nbx© Dc`ªƒZ GjvKvq we‡kl FY
103/3-
103/3 (G)-
103/4- AvB, wW, we, AvB FY -1
103/5- ,, ,, FY-2
103/6-
Dc LvZ mg~n t 103- K…wl FY (`xN© †gqv`x)

103/7- G, wW, we, FY -1

103/8- G, wW, we, FY -2
103/9-
103/10- n¯ÍPvwjZ bjK‚c (BD, Gm, GBW) ¶z`ª Bwii Pvl
cÖKí
103/11- Rvcvb Aby`vb
103/12- BD, †K, Aby`vb (Pv Dbœqb)
103/13- †mwiKvjPvi
Dc LvZ mg~n t 1013- Kg©Pvix‡`i FY

1013/1- Kg©Pvix‡`i cwienb AwMÖg

1013/2- M„n wbg©vb AwMÖg
1013/3- Ab¨vb¨ AwMÖg
Dc LvZ mg~n t 131- Av`vq‡hvM¨ wnmve
131/1- ågb AwMÖg
131/2- †eZb AwMªg
131/3- Ab¨vb¨ AwMÖg
131/4- mieivn Av‡`‡ki AwMÖg
131/5- wmwKDwiwU Rgv
131/6- APj gy`ªv
131/7- wnmve c~bt web¨vm
131/8- wcÖ‡cwqW e¨q
131/9- ˆe‡`wkK F‡Yi wecix‡Z AwMÖg
131/9 (K)- Avq K‡ii AwMÖg
131/10- ¯’wMZ ¶wZ (wewbgq nv‡i ZviZg¨)
Dc LvZ mg~n t 131- Av`vq‡hvM¨ wnmve
131/11- wewea
131/11 (G)- wewea (LyPiv h¤Îvsk) AvB, wW, we, AvB FY
131/11 (we)- Gm, wU, WvevwjI Gi wecix‡Z miKvix fZ…©Kx
131/11 (wm)- ˆe‡`wkK Pv F‡Yi my`
131/11 (wW)- ¯^vaxbZv c~e© F‡Yi my` gIKzd
131/140- Interest Receivable on Personal Loan (Salary Earners)
131/141- Interest Receivable on Past Due Personal Loan (Salary
Earners)
131/142- Max Money Sdn. Bhd, Malaysia
131/142- Placid NK Corporation (Placid Express), USA.
Dc LvZ mg~n t 133- e¨q wnmve
*133/1- cwiPvjK wd Ges ågb e¨q
133/2- Kg©KZ©v‡`i †eZb
133/3- Kg©Pvix‡`i †eZb
133/4- evox fvov fvZv
133/5- AwaKvj fvZv
133/6- Ab¨vb¨ fvZv
133/6 (K)- mvP© Kg©Pvixi e¨q
133/6 (L)- QywU wewµ/AwR©Z QywUi wewbg‡q bM` A_©
cÖ`vb
133/6 (M)- Kg©Pvix‡`i Kj¨vb I wPIwe‡bv`b fvZv
133/7- ågb e¨q
Dc LvZ mg~n t 133- e¨q wnmve
*133/9- †gwWK¨vj
133/10- e`jx RwbZ ågb e¨q
133/11- fwel¨ Znwej Puv`v (e¨vsK)
133/12- avi Kiv Kg©Pvix‡`i LiP
133/13 - cÖwk¶Y e¨q
133/14- †evbvm
*133/15- Avby‡ZvlK I †cbkb
*133/16- m¤§vbx, cyi¯‹vi I gRyix
*133/16 (G)- Kg©Pvix‡`i U¨v· cÖ`vb
133/16 (wW)- we‡Kwe ï×vPvi cyi¯‹vi
133/17- we`y¨r I cvwb LiP
133/18- fvov
133/19- †givgZ
Dc LvZ mg~n t 133- e¨q wnmve
*133/19 (K) †givgZ I bevqb (mvavib)
133/19 (L) †givgZ I bevqb (BgviZ)
133/20- Avq Ki/ nvRbv
133/21- g‡bvnvix `ªe¨ mieivn
133/21- (K) gyw`ªZ g‡bvnix
133/21- (L) evRvi †_‡K µqK…Z ¯’vbxq g‡bvnix
133/22- WvK I †Uwj MÖvg gvïj
133/23- †Uwj‡dvb
133/23 (K) †Uwj‡dvb (`vßwiK)
133/23 (L) ,, (AvevwmK)
*133/24- hvZvqvZ LiP
133/24 (G) óvd evm fvov
Dc LvZ mg~n t 133- e¨q wnmve

*133/25- exgv
133/26- gUiMvox Ges Ab¨vb¨ cwienb LiP/ Rvjvbx e¨q|
133/26- (K) Mvwo I Ab¨vb¨ hvbevn‡bi †givgZ I i¶Yv-
†e¶Y|
133/26- (L) Mvwo I Ab¨vb¨ hvbevn‡bi hš¿vsk I gvjvgvj
µq|
*133/27- wbix¶vi wd
133/28- AvBb wd
*133/29- weÁwß I cÖPvibv LiP
Dc LvZ mg~n t 133- e¨q wnmve
*133/25- exgv
133/26- gUiMvox Ges Ab¨vb¨ cwienb LiP/ Rvjvbx e¨q|
133/26- (K) Mvwo I Ab¨vb¨ hvbevn‡bi †givgZ I i¶Yv-†e¶Y|
133/26- (L) Mvwo I Ab¨vb¨ hvbevn‡bi hš¿vsk I gvjvgvj µq|
*133/27- wbix¶vi wd
133/28- AvBb wd
*133/29- weÁwß I cÖPvibv LiP
133/30(1)- AvmevecÎ I mvRmiÄvg Gi Dci AePq
133/30(2)- Awdm BKzBc‡g›U Gi Dci AePq
133/30(3)- Awdm hš¿cvwZi Dci AePq
133/30(4)- ‰e`y¨wZK ¯’vcbvi Dci AePq
133/30(5)- †gvUiMvox I Ab¨vb¨ hvbevn‡bi Dci AePq
133/30(6)- `vjvb-‡KvVvi Dci AePq
*
Dc LvZ mg~n t 133- e¨q wnmve
**133/31- cyi¯‹vi I Aby`vb
133/32- Avc¨vqb fvZv
133/32 (K) e¨emv Dbœqb e¨q
133/32 (L) MÖvnK mgv‡ek
133/33- nviv‡bv (†WW óK)
*133/34- wewb‡qv‡Mi Ki
133/35- eB µq (jvB‡eªix)
133/36- wewea e¨q
133/36- (M) wewea e¨q
133/36- (N) cwÎKv wej/ M„n wbg©vb AwMÖg †iwRt LiP
133/36- (B) my` gIKzdRwbZ ¶wZ I Ab¨vb¨
*133/36- (L) g„Zz¨ cieZx© Aby`vb
Dc LvZ mg~n t 133- e¨q wnmve
133/37- Avgvb‡Zi my`
133/37 (K) wW wc Gm Gi my`
133/37 (L) GmwcGm ,, ,,
133/37 (M) wU Gm Gd ,, ,,
133/37 (N) Gm Gm Gm ,, ,,
*133/38- miKvi‡K †`q my`
*133/39- evsjv‡`k e¨vs‡K †`q my`
*133/40- Ab¨vb¨ cÖwZôv‡b †`q my`
*133/41- Avf¨šÍixb Avw_©K cÖwZôvb †_‡K cÖ`I F‡Yi my`
133/42- cÖavb Kvh©vjq I kvLv Awdm †_‡K avi Kiv A‡_©i my`
*133/43- Kg©Pvixi fwel¨ Znwe‡ji my`
133/44- Kwgkb Ges Ab¨vb¨ PvR©
Dc LvZ mg~n t 134- †WW óK

134/1- Avmeve cÎ I miÄvg

134/2- Awdm miÄvg
134/3- Awdm h¤ÎcvwZ
134/4- ˆe`y¨wZK miÄvg
Dc LvZ mg~n t 137- Kg©Pvix‡`i AwMÖg my`

137/1- Kg©Pvix‡`i cwienb AwMÖ‡gi my`

137/2- M„n wbg©vb AwMÖ‡gi my`
137/3- mÂq c‡Îi Dci my`
137/4- cÖwZi¶v mÂq c‡Îi Dci my`
137/5- wW‡eÂv‡ii Dci my`
137/6- fwel¨ Znwe‡ji Dci my`
137/7- †gvevBj †Uwj‡dvb AwMÖ‡gi Dci my`
137/8- Kw¤úDUvi µq AMÖx‡gi Dci my`|
139/1-Rwg
139/2-`vjvb †KvVv
 ‰ah© aviY K‡i mn‡hvMxZv Kivi Rb¨ AmsL¨ ab¨ev`

সে পড়ালেখাকেই আমরা বলি শ্রেষ্ঠ শিক্ষা , যা কেবল তথ্য পরিবেশন

করে না, যা বিশ্ব সË¡vর সাথে সামঞ্জস্য রেখে আমাদের জীবনকে
গড়ে তোলে।
-রবীন্দ্রনাথ ঠাকু র